Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1150129617, SCSC26,5824.2–

1150297016, OROR6,5734.2–

1150319126, PAPA17,4834.2–

1150430808, GAGA4,1274.2–

1150558201, NDND42,3734.2–

1150685396, AZAZ42,1814.2–

1150776527, TXTX4,9184.2–

1150899901, AKAK13,7684.2–

1150954235, WIWI17,7494.2–

1151032803, FLFL22,1524.2–

1151180125, COCO15,6304.2–

1151268114, NENE17,5964.2–

1151327603, NCNC53,9724.2–

1151419004, PAPA11,2304.2–

1151560706, ILIL24,2604.2–

1151680640, COCO13,8184.2–

1151702915, RIRI16,7524.2–

1151801119, MAMA13,6164.2–

1151971111, LALA43,9254.2–

1152027703, NCNC63,4584.2–

1152120841, MDMD9,9694.2–

1152232780, FLFL40,0644.2–

1152357719, SDSD12,2214.2–

1152422630, VAVA35,6154.2–

1152575058, TXTX3,6254.2–

1152696013, CACA3,7794.2–

1152736535, ALAL40,6284.2–

1152892274, CACA18,1674.2–

1152948301, MIMI14,6824.2–

1153049685, MIMI21,3084.2–

1153155410, MNMN20,4224.2–

1153233029, FLFL44,0704.2–

1153321225, MDMD34,0624.2–

1153410576, NYNY4,8914.2–

1153511766, NYNY10,7504.2–

1153630518, GAGA57,9124.2–

1153777380, TXTX31,3694.2–

1153820714, MDMD4,5254.2–

1153949855, MIMI33,8764.2–

1154011735, NYNY32,0284.2–

1154102916, RIRI8,6954.2–

1154211758, NYNY54,3754.2–

1154302375, MAMA11,2754.2–

1154429630, SCSC15,9824.2–

1154508869, NJNJ8,3684.2–

1154604240, MEME38,3244.2–

1154738449, TNTN2,9114.2–

1154839041, MSMS2,7044.2–

1154904001, MEME2,7214.2–

1155020191, VAVA31,0114.2–

1155178232, TXTX36,6364.2–

1155270426, LALA6,0904.2–

1155332828, FLFL69,2024.2–

1155475703, TXTX46,0394.2–

1155533573, FLFL35,3624.2–

1155681635, COCO7,4864.2–

1155728139, NCNC20,0084.2–

1155885256, AZAZ3,5044.2–

1155937128, TNTN79,2684.2–

1156027615, NCNC46,0194.2–

1156137166, TNTN15,7314.2–

1156233954, FLFL11,1934.2–

1156312547, NYNY3,1444.2–

1156428470, NCNC11,2194.2–

1156596114, CACA2,9594.2–

1156613326, NYNY4,5864.2–

1156733323, FLFL23,5894.2–

1156837354, TNTN17,3564.2–

1156901833, MAMA8,4324.3–

1157060091, ILIL27,3334.3–

1157165020, MOMO14,7484.3–

1157237701, TNTN10,2474.3–

1157301754, MAMA10,7124.3–

1157432579, FLFL10,5064.3–

1157543214, OHOH26,7764.3–

1157608846, NJNJ14,6454.3–

1157778639, TXTX8,7194.3–

1157801545, MAMA38,8764.3–

1157920120, VAVA42,8964.3–

1158089085, NVNV4,9344.3–

1158111415, NYNY21,1544.3–

1158228422, NCNC10,0594.3–

1158337885, TNTN6,2714.3–

1158421863, MDMD5,2814.3–

1158577401, TXTX17,2134.3–

1158633547, FLFL31,4314.3–

1158784535, UTUT2,7314.3–

1158819145, PAPA43,4404.3–

1158984414, UTUT34,3344.3–

1159086401, AZAZ30,1244.3–

1159101020, MAMA30,1674.3–

1159299343, WAWA3,2154.3–

1159302852, RIRI23,4064.3–

1159489002, NVNV37,6644.3–

1159570128, LALA22,9864.3–

1159664153, MOMO6,6534.3–

1159786413, AZAZ13,1434.3–

1159837082, TNTN5,5174.3–

1159975452, TXTX5,0244.3–

1160023702, VAVA12,4854.3–

1160175423, TXTX3,1044.3–

1160253818, WIWI16,0244.3–

1160329410, SCSC21,3144.3–

1160435234, ALAL3,8794.3–

1160598576, WAWA4,9854.3–

1160676086, TXTX23,3284.3–

1160745223, OHOH14,1824.3–

1160884339, UTUT6,2954.3–

1160957702, SDSD35,5954.3–

1161027513, NCNC46,9794.3–

1161122844, VAVA4,6774.3–

1161202893, RIRI31,1734.3–

1161330044, GAGA101,4754.3–

1161428208, NCNC40,1974.3–

1161537138, TNTN22,5754.3–

1161688061, NMNM17,4644.3–

1161719047, PAPA34,5634.3–

1161865325, MOMO3,0714.3–

1161959634, MTMT5,5214.3–

1162011572, NYNY30,4364.3–

1162133711, FLFL20,0134.3–

1162237601, TNTN38,0084.3–

1162330904, GAGA23,4004.3–

1162498537, WAWA2,8204.3–

1162505452, VTVT22,6264.3–

1162648094, MIMI20,7364.3–

1162711803, NYNY29,7134.3–

1162837803, TNTN33,8224.3–

1162937772, TNTN14,6464.3–

1163008837, NJNJ19,4374.3–

1163111701, NYNY29,5094.3–

1163272712, ARAR38,6904.3–

1163320132, VAVA19,8174.3–

1163412518, NYNY6,1144.3–

1163522812, VAVA10,6604.3–

1163633920, FLFL9,0624.3–

1163799354, WAWA25,5594.3–

1163823069, VAVA3,4254.3–

1163921057, MDMD4,3864.3–

1164066006, KSKS8,0134.3–

1164101879, MAMA12,5504.3–

1164207738, NJNJ6,9394.3–

1164370805, LALA23,2884.3–

1164401524, MAMA6,3274.3–

1164502760, MAMA29,1774.3–

1164632409, FLFL11,1134.3–

1164721798, MDMD2,9284.3–

1164875254, TXTX25,0504.3–

1164922728, VAVA3,7524.3–

1165055407, MNMN37,6674.3–

1165111743, NYNY43,4904.3–

1165248202, MIMI15,7804.3–

1165303301, NHNH33,9954.3–

1165420784, MDMD33,8314.3–

1165520151, VAVA22,6104.3–

1165629569, SCSC17,7884.3–

1165785755, AZAZ18,5604.3–

1165819106, PAPA14,5974.3–

1165929575, SCSC20,7214.3–

1166033763, FLFL21,1464.3–

1166156467, MNMN2,8274.3–

1166207450, NJNJ26,3084.3–

1166349090, MIMI13,2504.3–

1166465037, MOMO5,2444.3–

1166534953, FLFL86,8754.3–

1166630313, GAGA10,9134.3–

1166749009, MIMI47,9714.3–

1166834288, FLFL18,2314.3–

1166903079, NHNH30,9644.3–

1167098855, WAWA5,8574.3–

1167108057, NJNJ21,5294.3–

1167245701, OHOH33,3294.3–

1167301035, MAMA5,3064.3–

1167434476, FLFL28,9974.3–

1167502718, MAMA6,8784.3–

1167628789, NCNC5,7884.3–

1167737160, TNTN38,1484.3–

1167819046, PAPA19,6404.3–

1167901151, MAMA9,6064.3–

1168011801, NYNY41,5854.3–

1168132110, FLFL10,0184.3–

1168236608, ALAL38,8904.3–

1168385338, AZAZ67,4514.3–

1168480534, COCO20,5024.3–

1168545209, OHOH10,5704.3–

1168696064, CACA4,6654.3–

1168711727, NYNY28,4954.3–

1168829678, SCSC23,7674.3–

1168953714, WIWI16,1694.3–

1169029458, SCSC2,5054.3–

1169180925, COCO17,2734.3–

1169227560, NCNC40,7924.3–

1169321639, MDMD4,6824.3–

1169429306, SCSC16,7144.3–

1169522939, VAVA6,9084.3–

1169630115, GAGA53,6874.3–

1169717509, PAPA5,1354.3–

1169801504, MAMA9,2554.3–

1169949401, MIMI29,6744.3–

1170020855, MDMD17,2794.3–

1170185132, AZAZ38,6714.3–

1170280018, COCO19,0724.3–

1170342101, KYKY65,4214.3–

1170476021, TXTX35,3544.3–

1170532223, FLFL26,1604.3–

1170685249, AZAZ48,7464.3–

1170707052, NJNJ48,6204.3–

1170853704, WIWI46,7304.3–

1170976710, TXTX23,3294.3–

1171034608, FLFL36,6584.3–

1171122308, VAVA14,0904.3–

1171297913, OROR5,5204.3–

1171327403, NCNC22,5574.3–

1171402351, MAMA17,0534.3–

1171584118, UTUT42,8534.3–

1171684075, UTUT35,5454.3–

1171719382, PAPA54,1274.3–

1171819031, PAPA4,9294.3–

1171907640, NJNJ4,9544.3–

1172022079, VAVA35,2844.3–

1172108804, NJNJ3,4654.3–

1172255397, MNMN3,4044.3–

1172355305, MNMN21,0684.3–

1172437122, TNTN68,4924.3–

1172532580, FLFL4,1944.3–

1172680516, COCO39,0484.3–

1172729649, SCSC26,2754.3–

1172878744, TXTX50,9864.3–

1172918426, PAPA3,7054.3–

1173033584, FLFL28,5794.3–

1173183355, IDID5,4694.3–

1173293314, CACA35,4074.3–

1173372114, ARAR10,0934.3–

1173430738, GAGA3,4244.3–

1173528715, NCNC30,3284.3–

1173630316, GAGA35,1074.3–

1173712788, NYNY3,0374.3–

1173847448, ININ8,1174.3–

1173919063, PAPA38,1724.3–

1174038107, TNTN13,9124.3–

1174110562, NYNY33,7934.3–

1174232216, FLFL42,2984.3–

1174303885, NHNH7,7544.3–

1174428144, NCNC27,9774.3–

1174556470, MNMN11,1864.3–

1174698520, WAWA24,8884.3–

1174727610, NCNC81,4194.3–

1174812075, NYNY3,2484.3–

1174998387, WAWA50,7744.3–

1175001510, MAMA15,5634.3–

1175137029, TNTN6,4054.3–

1175228451, NCNC46,9334.3–

1175384014, UTUT16,6794.3–

1175423113, VAVA27,4774.3–

1175520190, VAVA22,0124.3–

1175621620, MDMD13,8104.3–

1175728754, NCNC9,6824.3–

1175811782, NYNY14,4054.3–

1175960645, ILIL48,2084.3–

1176052241, IAIA23,2504.3–

1176121811, MDMD24,3774.3–

1176204347, MEME2,5924.3–

1176301834, MAMA6,7774.3–

1176402093, MAMA12,2974.3–

1176516875, PAPA3,7084.3–

1176633549, FLFL18,1784.3–

1176720181, VAVA10,7744.3–

1176810001, NYNY30,5114.3–

1176919973, DEDE26,8344.3–

1177036867, ALAL22,8214.3–

1177130566, GAGA9,4474.3–

1177293614, CACA11,4454.3–

1177333713, FLFL31,7294.3–

1177433647, FLFL74,8444.3–

1177580911, COCO33,0274.3–

1177637048, TNTN6,3804.3–

1177789178, NVNV44,1654.3–

1177856304, MNMN17,4734.3–

1177907110, NJNJ29,9804.3–

1178095458, CACA3,6384.3–

1178133897, FLFL30,1594.3–

1178203835, NHNH6,8044.3–

1178332507, FLFL32,2264.3–

1178437075, TNTN73,5224.3–

1178583201, IDID39,9024.3–

1178630117, GAGA39,8044.3–

1178733974, FLFL19,9274.3–

1178834759, FLFL44,5684.3–

1178903908, MEME7,4314.3–

1179007446, NJNJ14,8054.3–

1179130354, GAGA16,1824.3–

1179228443, NCNC28,4164.3–

1179337172, TNTN31,2634.3–

1179437167, TNTN66,5044.3–

1179511949, NYNY14,5634.3–

1179660601, ILIL15,2354.3–

1179723503, VAVA30,2164.3–

1179895982, CACA2,7954.3–

1179908514, NJNJ4,9174.3–

1180032833, FLFL11,3894.3–

1180198577, WAWA7,5034.3–

1180257069, SDSD13,0914.3–

1180308533, NJNJ7,5634.3–

1180428163, NCNC6,4914.3–

1180597467, OROR5,4234.3–

1180607059, NJNJ16,8114.3–

1180745206, OHOH10,2994.3–

1180807726, NJNJ44,7644.3–

1180997446, OROR5,4494.3–

1181098311, WAWA28,1684.3–

1181108540, NJNJ50,3884.3–

1181211565, NYNY9,0094.3–

1181333841, FLFL8,0054.3–

1181402382, MAMA15,2954.3–

1181582009, WYWY35,0814.3–

1181612540, NYNY8,8564.3–

1181798550, WAWA12,3164.3–

1181880019, COCO7,9004.3–

1181977485, TXTX4,3784.3–

1182033972, FLFL17,2854.3–

1182110601, NYNY11,9304.3–

1182211716, NYNY9,6594.3–

1182311779, NYNY38,2064.3–

1182433982, FLFL13,0064.3–

1182519806, DEDE9,7774.3–

1182699344, WAWA19,5344.3–

1182798953, WAWA7,1664.3–

1182837692, TNTN4,7664.3–

1182997127, OROR4,3964.3–

1183041011, KYKY26,9814.3–

1183111362, NYNY18,4924.3–

1183204841, MEME7,0354.3–

1183318976, PAPA22,2024.3–

1183485715, AZAZ19,1984.3–

1183504055, MEME3,9854.3–

1183693277, CACA53,9854.4–

1183733616, FLFL15,8304.4–

1183875075, TXTX38,1354.4–

1183955108, MNMN15,2244.4–

1184093728, CACA18,3134.4–

1184112534, NYNY17,1764.4–

1184285603, AZAZ6,6994.4–

1184337801, TNTN28,0904.4–

1184432825, FLFL63,6984.4–

1184556431, MNMN9,3124.4–

1184615206, PAPA29,0564.4–

1184755416, MNMN35,0154.4–

1184899025, WAWA5,6684.4–

1184934221, FLFL56,2084.4–

1185042223, TNTN19,0064.4–

1185155413, MNMN14,6554.4–

1185280109, COCO28,4004.4–

1185380130, COCO24,7194.4–

1185411530, NYNY27,9394.4–

1185528277, NCNC73,8824.4–

1185630032, GAGA42,9484.4–

1185719020, PAPA56,8094.4–

1185855130, MNMN17,7754.4–

1185938079, TNTN4,2624.4–

1186001983, MAMA6,5644.4–

1186128756, NCNC4,7064.4–

1186228713, NCNC8,4254.4–

1186323188, VAVA45,8034.4–

1186402885, RIRI11,1444.4–

1186528216, NCNC57,5074.4–

1186634446, FLFL19,1024.4–

1186765203, MOMO61,5394.4–

1186801240, MAMA5,1114.4–

1186927932, NCNC12,7454.4–

1187066049, KSKS32,0154.4–

1187130360, GAGA16,8554.4–

1187219006, PAPA23,4434.4–

1187384015, UTUT71,8124.4–

1187475067, TXTX66,9134.4–

1187511788, NYNY17,3744.4–

1187697623, OROR2,8134.4–

1187733309, FLFL37,4754.4–

1187896019, CACA10,3504.4–

1187985304, AZAZ29,8614.4–

1188018947, PAPA6,4774.4–

1188132968, FLFL15,9124.4–

1188207423, NJNJ4,2704.4–

1188330564, GAGA5,0014.4–

1188419087, PAPA33,5284.4–

1188597026, OROR3,9594.4–

1188621161, MDMD5,2214.4–

1188784332, UTUT8,9544.4–

1188856308, MNMN27,0084.4–

1188985737, AZAZ22,7854.4–

1189043209, OHOH28,1934.4–

1189130083, GAGA62,7244.4–

1189234606, FLFL28,6684.4–

1189333472, FLFL18,8854.4–

1189480239, COCO44,9564.4–

1189501370, MAMA3,8784.4–

1189618360, PAPA30,0804.4–

1189735802, ALAL23,8584.4–

1189893611, CACA46,6244.4–

1189902191, MAMA8,1814.4–

1190095614, CACA3,9544.4–

1190199664, AKAK4,6984.4–

1190223452, VAVA58,4554.4–

1190399301, WAWA87,0444.4–

1190455105, MNMN28,6174.4–

1190581101, COCO15,5504.4–

1190620147, VAVA67,6924.4–

1190732765, FLFL64,4774.4–

1190885140, AZAZ51,2604.4–

1190984120, UTUT50,7994.4–

1191020180, VAVA7,5314.4–

1191134994, FLFL18,7374.4–

1191207974, NJNJ13,3494.4–

1191311980, NYNY5,8554.4–

1191471101, LALA6,4154.4–

1191586021, AZAZ4,8424.4–

1191682520, WYWY13,2664.4–

1191785043, AZAZ41,3314.4–

1191830725, GAGA5,3044.4–

1191932401, FLFL18,9474.4–

1192093619, CACA55,6104.4–

1192133179, FLFL51,5914.4–

1192219130, PAPA30,1164.4–

1192303064, NHNH14,3914.4–

1192448214, MIMI18,5954.4–

1192583655, IDID5,7484.4–

1192629907, SCSC15,1904.4–

1192705495, VTVT10,9564.4–

1192883110, WYWY5,1984.4–

1192988011, NMNM33,0644.4–

1193059602, MTMT30,7544.4–

1193119333, PAPA7,4714.4–

1193255805, MNMN10,6024.4–

1193330625, GAGA2,6174.4–

1193480602, COCO44,7834.4–

1193575440, TXTX7,8464.4–

1193619348, PAPA23,6214.4–

1193701460, MAMA10,2804.4–

1193887008, NMNM2,5204.4–

1193997055, OROR19,7864.4–

1194084009, UTUT44,1864.4–

1194177565, TXTX6,9434.4–

1194270807, LALA15,3004.4–

1194353012, WIWI19,1834.4–

1194440222, KYKY21,4704.4–

1194533624, FLFL41,3464.4–

1194659102, MTMT47,9774.4–

1194735034, ALAL5,3684.4–

1194802081, MAMA19,3434.4–

1194993235, CACA4,6784.4–

1195039232, MSMS9,2224.4–

1195137189, TNTN3,4424.4–

1195207033, NJNJ8,4014.4–

1195376051, TXTX50,6184.4–

1195432217, FLFL20,2214.4–

1195528037, NCNC28,7684.4–

1195697838, OROR28,5124.4–

1195711557, NYNY8,5044.4–

1195831901, GAGA5,8414.4–

1195976013, TXTX35,7154.4–

1196089403, NVNV17,5064.4–

1196153713, WIWI24,3514.4–

1196232966, FLFL20,6864.4–

1196332128, FLFL22,2444.4–

1196402818, RIRI19,7864.4–

1196583850, IDID2,7044.4–

1196627104, NCNC31,7834.4–

1196798625, WAWA7,6554.4–

1196878620, TXTX22,8604.4–

1196965686, MOMO4,2564.4–

1197085284, AZAZ19,4924.4–

1197166013, KSKS2,7354.4–

1197259425, MTMT3,7174.4–

1197301436, MAMA3,7204.4–

1197411784, NYNY26,2444.4–

1197576401, TXTX31,3754.4–

1197619440, PAPA19,4314.4–

1197703104, NHNH35,2374.4–

1197899801, AKAK29,5884.4–

1197923417, VAVA3,8274.4–

1198039046, MSMS28,4424.4–

1198193292, CACA45,7804.4–

1198228374, NCNC19,7824.4–

1198360062, ILIL41,4064.4–

1198485024, AZAZ26,1994.4–

1198523324, VAVA24,6704.4–

1198678724, TXTX31,1034.4–

1198746204, ININ11,4004.4–

1198821035, MDMD7,8794.4–

1198901844, MAMA53,4204.4–

1199049512, MIMI18,3734.4–

1199125401, WVWV14,9794.4–

1199201741, MAMA5,2394.4–

1199327379, NCNC4,4794.4–

1199453147, WIWI18,6384.4–

1199577504, TXTX25,7794.4–

1199677304, TXTX44,2254.4–

1199732746, FLFL46,6844.4–

1199808244, NJNJ10,6594.4–

1199936530, ALAL7,4094.4–

1200032206, FLFL17,1054.4–

SHOWING 11,501–12,000 OF 16,707

1…23 24 25…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES