Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1100111730, NYNY14,2474.1–

1100227712, NCNC24,2994.1–

1100335242, ALAL57,3744.1–

1100421701, MDMD43,0484.1–

1100503784, NHNH3,8044.1–

1100653528, WIWI6,2634.1–

1100702379, MAMA7,7084.1–

1100886334, AZAZ4,1594.1–

1100911704, NYNY40,7064.1–

1101095655, CACA4,9014.1–

1101121791, MDMD5,3404.1–

1101207081, NJNJ17,1714.1–

1101332773, FLFL34,0324.1–

1101412210, NYNY10,2974.1–

1101521152, MDMD6,4594.1–

1101629715, SCSC46,8654.1–

1101703748, NHNH4,5634.1–

1101802367, MAMA2,9354.1–

1101987532, NMNM18,9484.1–

1102066214, KSKS12,3514.1–

1102170471, LALA24,1994.1–

1102222039, VAVA19,6264.1–

1102311792, NYNY8,9044.1–

1102495987, CACA6,7864.1–

1102519355, PAPA29,4254.1–

1102637861, TNTN8,6084.1–

1102737030, TNTN8,1834.1–

1102830017, GAGA26,6204.1–

1102953235, WIWI9,0044.1–

1103019530, PAPA15,5734.1–

1103133777, FLFL18,5824.1–

1103232641, FLFL13,9634.1–

1103333625, FLFL29,9674.1–

1103464856, MOMO4,0924.1–

1103560613, ILIL52,2444.1–

1103697801, OROR21,5754.1–

1103707094, NJNJ21,7784.1–

1103832732, FLFL5,2754.1–

1103992363, CACA5,5314.1–

1104089408, NVNV24,5644.1–

1104119529, PAPA3,1094.1–

1104219143, PAPA62,5724.1–

1104383274, IDID11,6994.1–

1104410989, NYNY9,1874.1–

1104507034, NJNJ11,0184.1–

1104610924, NYNY13,7204.1–

1104707203, NJNJ22,6464.1–

1104887042, NMNM3,4104.1–

1104937049, TNTN4,1604.1–

1105028467, NCNC13,3134.1–

1105193223, CACA10,4054.1–

1105249617, MIMI3,5264.1–

1105393268, CACA16,9634.1–

1105407981, NJNJ9,0304.1–

1105576117, TXTX32,9504.1–

1105630543, GAGA6,2384.1–

1105778664, TXTX62,0604.1–

1105807090, NJNJ31,1114.1–

1105973007, OKOK3,1704.1–

1106038506, TNTN30,1004.1–

1106112477, NYNY19,0664.1–

1106234653, FLFL35,9454.1–

1106376040, TXTX31,6774.1–

1106405089, VTVT4,4624.1–

1106508731, NJNJ21,6294.1–

1106685388, AZAZ35,3694.1–

1106728115, NCNC43,5444.1–

1106801469, MAMA6,8204.1–

1106929690, SCSC26,3584.1–

1107077445, TXTX16,1424.1–

1107119960, DEDE6,7744.1–

1107281007, COCO35,6904.1–

1107354020, WIWI7,6874.1–

1107431606, GAGA3,7344.1–

1107504038, MEME18,3004.1–

1107628110, NCNC56,9714.1–

1107720706, MDMD42,6124.1–

1107811749, NYNY3,6004.1–

1107932820, FLFL10,8974.1–

1108096022, CACA17,0924.1–

1108105676, VTVT5,0324.1–

1108201505, MAMA4,9484.1–

1108330628, GAGA6,6244.1–

1108401462, MAMA11,9194.1–

1108528097, NCNC8,3034.1–

1108623901, VAVA15,1734.1–

1108729486, SCSC53,9754.1–

1108876039, TXTX39,8554.1–

1108960025, ILIL41,6894.1–

1109037411, TNTN18,9974.1–

1109160620, ILIL64,8714.1–

1109221231, MDMD14,9694.1–

1109359701, MTMT34,2324.1–

1109437127, TNTN21,4994.1–

1109501770, MAMA4,4274.1–

1109630008, GAGA35,5474.1–

1109775092, TXTX28,3424.1–

1109832578, FLFL34,7384.1–

1109923320, VAVA59,1084.1–

1110077845, TXTX76,7644.1–

1110128120, NCNC25,8054.1–

1110285083, AZAZ21,0224.1–

1110343016, OHOH46,3624.1–

1110405301, VTVT16,9554.1–

1110523224, VAVA40,5754.1–

1110620905, MDMD19,0044.1–

1110772758, ARAR48,2334.1–

1110807013, NJNJ30,8114.1–

1110919901, DEDE37,7634.1–

1111034491, FLFL33,3184.1–

1111128217, NCNC32,0644.1–

1111277014, TXTX36,1194.1–

1111319475, PAPA12,2984.1–

1111480547, COCO8,8214.1–

1111511552, NYNY25,1744.1–

1111634482, FLFL22,8074.1–

1111784078, UTUT30,9754.1–

1111830241, GAGA25,8404.1–

1111932352, FLFL5,1024.1–

1112008210, NJNJ17,1434.1–

1112129485, SCSC58,5074.1–

1112255025, MNMN25,8914.1–

1112356435, MNMN2,8014.1–

1112403906, MEME5,3684.1–

1112570342, LALA4,6074.1–

1112611776, NYNY22,8084.1–

1112754521, WIWI8,5514.1–

1112833837, FLFL47,3894.1–

1112932708, FLFL48,9654.1–

1113036609, ALAL23,8204.1–

1113165653, MOMO5,9054.1–

1113258103, NDND48,7964.1–

1113317532, PAPA3,3284.1–

1113437073, TNTN14,9954.1–

1113528697, NCNC13,4124.1–

1113655082, MNMN36,2774.1–

1113704074, MEME23,0764.1–

1113885335, AZAZ36,0884.1–

1113960827, ILIL24,7134.1–

1114085208, AZAZ37,2254.1–

1114157030, SDSD2,5104.1–

1114255353, MNMN3,3614.1–

1114364154, MOMO13,8514.1–

1114420776, MDMD3,3154.1–

1114598563, WAWA7,6044.1–

1114681004, COCO25,7574.1–

1114701821, MAMA30,1434.1–

1114889143, NVNV14,6834.1–

1114986333, AZAZ6,7814.1–

1115001835, MAMA14,7824.1–

1115130555, GAGA2,6074.1–

1115293737, CACA7,2794.1–

1115397352, OROR6,4974.1–

1115485353, AZAZ49,1204.1–

1115528147, NCNC25,8124.1–

1115628759, NCNC7,5554.1–

1115757006, SDSD24,1924.1–

1115830013, GAGA28,2974.1–

1115907656, NJNJ9,4064.1–

1116043001, OHOH2,8924.1–

1116163965, MOMO2,6074.1–

1116233976, FLFL20,2774.1–

1116328128, NCNC6,5874.1–

1116428778, NCNC13,5364.1–

1116530214, GAGA31,8114.1–

1116685045, AZAZ7,6004.1–

1116780922, COCO30,4534.1–

1116811706, NYNY68,9764.1–

1116922664, VAVA9,2934.1–

1117030901, GAGA16,4844.1–

1117140207, KYKY28,9034.1–

1117245693, OHOH8,7144.1–

1117333322, FLFL41,1284.1–

1117407432, NJNJ7,0194.1–

1117514214, NYNY21,3144.1–

1117638474, TNTN9,1434.1–

1117721087, MDMD5,5374.1–

1117877092, TXTX36,9384.1–

1117985303, AZAZ33,6634.1–

1118076023, TXTX7,5344.1–

1118132218, FLFL72,9054.1–

1118237062, TNTN13,8514.1–

1118321617, MDMD10,4284.1–

1118482609, WYWY18,7144.1–

1118510579, NYNY9,0194.1–

1118632141, FLFL18,7264.1–

1118778263, TXTX4,2534.1–

1118822936, VAVA6,9834.1–

1118930548, GAGA26,2324.1–

1119023238, VAVA26,0504.1–

1119124501, VAVA25,0064.1–

1119228034, NCNC18,9794.1–

1119380831, COCO33,9124.1–

1119430047, GAGA70,1214.1–

1119534677, FLFL22,7624.1–

1119618902, PAPA22,8984.1–

1119729418, SCSC26,0524.1–

1119811590, NYNY47,5994.1–

1119930076, GAGA46,0544.1–

1120032952, FLFL21,6134.1–

1120130022, GAGA64,5464.1–

1120260521, ILIL18,0564.1–

1120399320, WAWA9,8794.1–

1120416827, PAPA5,1234.1–

1120575070, TXTX64,0784.1–

1120660642, ILIL21,7894.1–

1120777078, TXTX14,2474.1–

1120827529, NCNC55,2424.1–

1120948084, MIMI15,9604.1–

1121007920, NJNJ28,7534.1–

1121127577, NCNC28,3544.1–

1121207630, NJNJ7,3054.1–

1121376208, TXTX30,0254.1–

1121428043, NCNC20,9304.1–

1121501826, MAMA32,6294.1–

1121619446, PAPA61,8484.1–

1121756441, MNMN3,3484.1–

1121819111, PAPA66,2834.1–

1121923462, VAVA66,1514.1–

1122020722, MDMD6,2644.2–

1122155337, MNMN47,6334.2–

1122229130, SCSC6,2524.2–

1122354129, WIWI3,2224.2–

1122493221, CACA14,5384.2–

1122583341, IDID9,5314.2–

1122640347, KYKY3,9604.2–

1122707661, NJNJ12,0914.2–

1122879905, TXTX22,5944.2–

1122985122, AZAZ61,6244.2–

1123020769, MDMD6,9474.2–

1123185143, AZAZ44,4444.2–

1123285326, AZAZ75,3594.2–

1123307040, NJNJ25,6134.2–

1123432119, FLFL22,3484.2–

1123599022, WAWA8,7674.2–

1123634654, FLFL24,3554.2–

1123749621, MIMI3,4834.2–

1123833773, FLFL16,7414.2–

1123922191, VAVA73,6234.2–

1124093204, CACA13,6574.2–

1124127713, NCNC59,1974.2–

1124210603, NYNY18,9104.2–

1124377022, TXTX25,8054.2–

1124411520, NYNY44,9104.2–

1124532955, FLFL41,0084.2–

1124655359, MNMN6,9974.2–

1124733544, FLFL29,9014.2–

1124838555, TNTN21,5844.2–

1124980603, COCO16,8114.2–

1125034715, FLFL26,8104.2–

1125184501, UTUT13,0424.2–

1125213210, NYNY19,8034.2–

1125322206, VAVA20,7034.2–

1125407075, NJNJ10,2184.2–

1125572401, ARAR42,6024.2–

1125618940, PAPA29,6264.2–

1125701583, MAMA7,6064.2–

1125844113, OHOH20,2504.2–

1125970121, LALA10,5584.2–

1126037774, TNTN21,7844.2–

1126139157, MSMS24,5624.2–

1126207735, NJNJ19,1594.2–

1126363110, MOMO17,6454.2–

1126445120, OHOH2,5484.2–

1126505465, VTVT5,7354.2–

1126678133, TXTX21,9594.2–

1126730750, GAGA4,1304.2–

1126830054, GAGA10,7304.2–

1126998513, WAWA38,0174.2–

1127033570, FLFL33,3194.2–

1127184044, UTUT30,0314.2–

1127270123, LALA27,3864.2–

1127304002, MEME7,7374.2–

1127408691, NJNJ16,6074.2–

1127544452, OHOH2,6024.2–

1127670401, LALA21,2214.2–

1127723927, VAVA4,8094.2–

1127840243, KYKY12,0024.2–

1127956573, MNMN7,2214.2–

1128034761, FLFL47,3274.2–

1128170403, LALA30,1734.2–

1128276571, TXTX9,0004.2–

1128360160, ILIL24,5494.2–

1128416057, PAPA15,7184.2–

1128589406, NVNV25,7394.2–

1128633809, FLFL30,7974.2–

1128719520, PAPA6,2774.2–

1128831410, GAGA22,2144.2–

1128953076, WIWI3,1094.2–

1129055302, MNMN7,3264.2–

1129177076, TXTX31,2224.2–

1129211767, NYNY14,9644.2–

1129345227, OHOH18,8934.2–

1129436861, ALAL2,8534.2–

1129585298, AZAZ44,1144.2–

1129607024, NJNJ40,0244.2–

1129730240, GAGA31,2714.2–

1129898902, WAWA46,4924.2–

1129966209, KSKS20,4134.2–

1130021740, MDMD64,7924.2–

1130154893, WIWI4,2074.2–

1130283445, IDID7,9754.2–

1130375215, TXTX18,8954.2–

1130432503, FLFL33,5594.2–

1130534117, FLFL19,9234.2–

1130637184, TNTN7,2894.2–

1130736580, ALAL6,6384.2–

1130870788, LALA3,8304.2–

1130977011, TXTX14,9404.2–

1131020879, MDMD25,2644.2–

1131133556, FLFL35,7554.2–

1131201772, MAMA9,9074.2–

1131333919, FLFL30,4124.2–

1131481082, COCO11,8424.2–

1131537771, TNTN18,0424.2–

1131610594, NYNY5,1104.2–

1131772034, ARAR50,2854.2–

1131823072, VAVA13,3284.2–

1131962901, ILIL22,9464.2–

1132099350, WAWA14,8374.2–

1132110963, NYNY3,8424.2–

1132219021, PAPA9,6384.2–

1132319008, PAPA20,6974.2–

1132437686, TNTN9,4954.2–

1132533445, FLFL33,1224.2–

1132632724, FLFL45,1404.2–

1132720111, VAVA38,1244.2–

1132827616, NCNC63,5204.2–

1132970526, LALA16,5664.2–

1133007009, NJNJ13,5354.2–

1133119711, DEDE49,4324.2–

1133201776, MAMA19,2704.2–

1133348041, MIMI4,3024.2–

1133430106, GAGA23,1074.2–

1133575074, TXTX53,8314.2–

1133632832, FLFL40,1964.2–

1133719312, PAPA12,2834.2–

1133884754, UTUT4,2984.2–

1133907008, NJNJ25,5264.2–

1134053018, WIWI8,2014.2–

1134119341, PAPA21,7094.2–

1134243206, OHOH21,9964.2–

1134345226, OHOH5,7964.2–

1134485031, AZAZ31,1914.2–

1134537179, TNTN18,0434.2–

1134628742, NCNC2,7104.2–

1134789179, NVNV12,5494.2–

1134828202, NCNC17,6534.2–

1134929527, SCSC28,4514.2–

1135018974, PAPA43,1224.2–

1135105403, VTVT20,6144.2–

1135212563, NYNY7,3044.2–

1135383330, IDID7,3474.2–

1135466219, KSKS13,5194.2–

1135503458, NHNH6,8724.2–

1135634748, FLFL48,0954.2–

1135758104, NDND49,1684.2–

1135898047, WAWA6,8174.2–

1135923226, VAVA15,4774.2–

1136021043, MDMD48,5254.2–

1136128269, NCNC79,5864.2–

1136203042, NHNH7,4304.2–

1136328462, NCNC12,3404.2–

1136429414, SCSC44,7274.2–

1136522980, VAVA32,9654.2–

1136619002, PAPA32,1284.2–

1136717551, PAPA11,7534.2–

1136899833, AKAK3,4094.2–

1136921044, MDMD44,1144.2–

1137047404, ININ22,7444.2–

1137105461, VTVT4,8984.2–

1137233592, FLFL12,3334.2–

1137332569, FLFL12,0634.2–

1137433610, FLFL46,5874.2–

1137511764, NYNY12,5514.2–

1137655104, MNMN45,7624.2–

1137702038, MAMA33,1544.2–

1137865049, MOMO7,1234.2–

1137902896, RIRI11,5834.2–

1138083336, IDID6,0754.2–

1138137388, TNTN27,9394.2–

1138278201, TXTX41,9814.2–

1138372722, ARAR2,8764.2–

1138422624, VAVA3,4164.2–

1138532778, FLFL25,0424.2–

1138684067, UTUT38,7944.2–

1138727613, NCNC45,2354.2–

1138882001, WYWY38,1684.2–

1138966044, KSKS28,8204.2–

1139008879, NJNJ23,5564.2–

1139138456, TNTN4,5614.2–

1139224401, VAVA38,7564.2–

1139308033, NJNJ17,7634.2–

1139403269, NHNH3,0664.2–

1139527816, NCNC3,0194.2–

1139687111, NMNM57,0854.2–

1139722151, VAVA17,0174.2–

1139897734, OROR3,6184.2–

1139973096, OKOK14,3644.2–

1140002806, RIRI17,1264.2–

1140159501, MTMT12,2434.2–

1140246205, ININ28,2594.2–

1140301238, MAMA5,9444.2–

1140427858, NCNC58,7744.2–

1140503827, NHNH3,2794.2–

1140633714, FLFL19,2274.2–

1140730182, GAGA3,8494.2–

1140865704, MOMO5,3944.2–

1140959011, MTMT3,1674.2–

1141008527, NJNJ58,9914.2–

1141149546, MIMI34,7214.2–

1141207063, NJNJ14,2354.2–

1141337091, TNTN24,7474.2–

1141432308, FLFL24,4064.2–

1141528125, NCNC2,7654.2–

1141659405, MTMT33,3504.2–

1141723103, VAVA6,9224.2–

1141802370, MAMA17,7014.2–

1141901506, MAMA3,4604.2–

1142030525, GAGA7,0594.2–

1142102767, MAMA15,5994.2–

1142297761, OROR2,9554.2–

1142303818, NHNH3,8054.2–

1142428730, NCNC7,6054.2–

1142556472, MNMN8,8304.2–

1142667206, KSKS17,3804.2–

1142723502, VAVA20,3994.2–

1142857108, SDSD33,9664.2–

1142901522, MAMA3,1524.2–

1143030004, GAGA68,7074.2–

1143185226, AZAZ42,2944.2–

1143234669, FLFL14,6184.2–

1143383544, IDID6,7984.2–

1143408882, NJNJ16,1244.2–

1143593245, CACA37,9714.2–

1143630079, GAGA4,8314.2–

1143701542, MAMA2,6154.2–

1143853711, WIWI51,2794.2–

1143977362, TXTX8,0174.2–

1144053597, WIWI21,4264.2–

1144107405, NJNJ17,9834.2–

1144205408, VTVT10,0194.2–

1144334212, FLFL25,5364.2–

1144407070, NJNJ18,8944.2–

1144515238, PAPA12,8684.2–

1144614802, NYNY4,8144.2–

1144736266, ALAL6,0284.2–

1144848377, MIMI19,8164.2–

1144936024, ALAL6,0224.2–

1145037055, TNTN29,0354.2–

1145172207, ARAR10,6314.2–

1145231406, GAGA34,9044.2–

1145387110, NMNM39,6854.2–

1145471457, LALA24,3704.2–

1145585213, AZAZ36,8364.2–

1145628779, NCNC18,0644.2–

1145748034, MIMI14,7964.2–

1145898837, WAWA49,4554.2–

1145933319, FLFL54,4504.2–

1146076053, TXTX32,3234.2–

1146102347, MAMA11,9444.2–

1146211553, NYNY27,8754.2–

1146311746, NYNY65,7474.2–

1146419085, PAPA11,2304.2–

1146575773, TXTX14,2304.2–

1146619943, DEDE13,4104.2–

1146707065, NJNJ30,1094.2–

1146897603, OROR33,2224.2–

1146912307, NYNY7,0504.2–

1147085194, AZAZ8,0774.2–

1147155364, MNMN14,0974.2–

1147233774, FLFL19,7994.2–

1147322802, VAVA30,3744.2–

1147484040, UTUT28,5094.2–

1147533476, FLFL7,4134.2–

1147632940, FLFL51,7274.2–

1147777363, TXTX3,4684.2–

1147832062, FLFL2,9424.2–

1147999508, AKAK36,4584.2–

1148027511, NCNC33,2214.2–

1148130531, GAGA11,8194.2–

1148253717, WIWI13,0524.2–

1148304530, MEME11,2754.2–

1148407734, NJNJ12,9254.2–

1148508005, NJNJ26,8664.2–

1148607980, NJNJ2,6754.2–

1148781005, COCO32,4414.2–

1148801475, MAMA10,2654.2–

1148928734, NCNC29,6594.2–

1149001862, MAMA12,1294.2–

1149101082, MAMA10,3924.2–

1149230269, GAGA40,5344.2–

1149303878, NHNH12,2054.2–

1149493609, CACA4,7404.2–

1149504210, MEME24,6024.2–

1149630536, GAGA9,3984.2–

1149799205, WAWA43,1694.2–

1149837190, TNTN9,5254.2–

1149907016, NJNJ24,0744.2–

1150014216, NYNY22,8494.2–

SHOWING 11,001–11,500 OF 16,707

1…22 23 24…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES