Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1050131601, GAGA31,3023.9–

1050202857, RIRI8,2623.9–

1050353205, WIWI9,2653.9–

1050437342, TNTN3,8633.9–

1050507077, NJNJ3,2483.9–

1050637918, TNTN45,9713.9–

1050711729, NYNY27,2313.9–

1050833762, FLFL5,0633.9–

1050932779, FLFL28,9243.9–

1051075019, TXTX44,9173.9–

1051177358, TXTX5,0873.9–

1051230542, GAGA38,6053.9–

1051311733, NYNY17,7523.9–

1051437922, TNTN40,3943.9–

1051507001, NJNJ17,1213.9–

1051646802, ININ11,1773.9–

1051772067, ARAR2,8703.9–

1051878611, TXTX14,5603.9–

1051934736, FLFL28,0013.9–

1052032725, FLFL51,9873.9–

1052107628, NJNJ18,2793.9–

1052259106, MTMT21,4173.9–

1052360176, ILIL11,3933.9–

1052456301, MNMN35,5803.9–

1052537890, TNTN6,8213.9–

1052660130, ILIL13,9433.9–

1052737187, TNTN7,9883.9–

1052840515, KYKY37,3843.9–

1052977598, TXTX26,1103.9–

1053011793, NYNY32,3493.9–

1053108876, NJNJ23,3803.9–

1053202817, RIRI6,6473.9–

1053334945, FLFL6,3213.9–

1053432713, FLFL22,8843.9–

1053507751, NJNJ21,1093.9–

1053683350, IDID12,6713.9–

1053760439, ILIL24,1923.9–

1053877331, TXTX7,5564.0–

1053930677, GAGA22,6164.0–

1054036732, ALAL8,3874.0–

1054136607, ALAL5,3934.0–

1054285138, AZAZ55,2604.0–

1054301056, MAMA20,9044.0–

1054493311, CACA55,5554.0–

1054578628, TXTX50,8224.0–

1054659044, MTMT12,3024.0–

1054799669, AKAK15,3954.0–

1054875165, TXTX53,5134.0–

1054978613, TXTX89,9564.0–

1055034237, FLFL17,3674.0–

1055132606, FLFL23,0224.0–

1055228905, NCNC3,0564.0–

1055385743, AZAZ31,3004.0–

1055438572, TNTN12,0834.0–

1055520751, MDMD2,8514.0–

1055619956, DEDE16,3274.0–

1055787114, NMNM70,1174.0–

1055812522, NYNY4,9594.0–

1055915626, PAPA5,1294.0–

1056030263, GAGA61,6954.0–

1056102825, RIRI6,1074.0–

1056233066, FLFL16,7194.0–

1056330034, GAGA41,8474.0–

1056466213, KSKS30,5394.0–

1056584128, UTUT32,1264.0–

1056632311, FLFL21,9054.0–

1056727330, NCNC39,7784.0–

1056873116, OKOK10,2114.0–

1056933194, FLFL8,0694.0–

1057078652, TXTX5,2874.0–

1057135670, ALAL7,7604.0–

1057285139, AZAZ20,7844.0–

1057360045, ILIL21,0744.0–

1057428626, NCNC3,1734.0–

1057537814, TNTN35,2394.0–

1057622443, VAVA10,0114.0–

1057712528, NYNY13,8274.0–

1057870810, LALA42,6594.0–

1057938601, MSMS2,5074.0–

1058055117, MNMN44,6974.0–

1058185730, AZAZ39,3994.0–

1058204086, MEME9,7064.0–

1058333912, FLFL19,5334.0–

1058443229, OHOH55,0204.0–

1058585344, AZAZ9,4334.0–

1058653024, WIWI18,9824.0–

1058774135, OKOK20,1384.0–

1058822406, VAVA27,3674.0–

1058903263, NHNH4,1054.0–

1059004330, MEME26,6904.0–

1059133578, FLFL60,6514.0–

1059260563, ILIL39,3304.0–

1059343146, OHOH13,3874.0–

1059401473, MAMA8,3744.0–

1059507704, NJNJ6,1704.0–

1059607739, NJNJ6,1054.0–

1059770032, LALA4,6254.0–

1059833635, FLFL19,1344.0–

1059987105, NMNM54,3674.0–

1060027410, NCNC54,9214.0–

1060155424, MNMN10,2894.0–

1060236853, ALAL9,5414.0–

1060356554, MNMN2,7524.0–

1060480758, COCO3,3944.0–

1060543440, OHOH4,2224.0–

1060608037, NJNJ23,5144.0–

1060704268, MEME5,2284.0–

1060834436, FLFL8,2054.0–

1060950266, IAIA37,5234.0–

1061043240, OHOH7,6794.0–

1061124065, VAVA6,5654.0–

1061220853, MDMD31,8514.0–

1061340242, KYKY11,1684.0–

1061422310, VAVA28,1364.0–

1061565401, MOMO32,7144.0–

1061678217, TXTX34,0554.0–

1061711757, NYNY44,4134.0–

1061873069, OKOK28,4624.0–

1061952356, IAIA2,6644.0–

1062003038, NHNH34,4744.0–

1062140241, KYKY30,6964.0–

1062274932, OKOK2,5274.0–

1062384648, UTUT7,3854.0–

1062480543, COCO9,7744.0–

1062597443, OROR3,1164.0–

1062645208, OHOH17,9434.0–

1062707648, NJNJ5,7244.0–

1062829204, SCSC18,1594.0–

1062972121, ARAR3,6314.0–

1063004572, MEME5,2534.0–

1063112550, NYNY55,1524.0–

1063287522, NMNM2,5954.0–

1063329707, SCSC37,6294.0–

1063428081, NCNC29,0754.0–

1063519547, PAPA4,5794.0–

1063616056, PAPA4,2324.0–

1063756001, MNMN51,5854.0–

1063818938, PAPA13,6494.0–

1063902339, MAMA14,8454.0–

1064032444, FLFL21,4594.0–

1064102886, RIRI31,2934.0–

1064224551, VAVA28,5544.0–

1064322153, VAVA32,6644.0–

1064407645, NJNJ8,9014.0–

1064559417, MTMT7,4704.0–

1064611725, NYNY29,0734.0–

1064728654, NCNC3,1684.0–

1064856474, MNMN4,4754.0–

1064928105, NCNC46,8174.0–

1065049712, MIMI8,2034.0–

1065128763, NCNC2,6884.0–

1065292311, CACA33,9544.0–

1065324450, VAVA17,7144.0–

1065401337, MAMA2,5894.0–

1065507452, NJNJ12,1544.0–

1065646260, ININ35,7074.0–

1065771227, LALA3,7834.0–

1065821702, MDMD49,6054.0–

1065922712, VAVA9,5014.0–

1066039507, MSMS18,5644.0–

1066110990, NYNY20,3684.0–

1066223803, VAVA42,0124.0–

1066308724, NJNJ42,3454.0–

1066437040, TNTN64,9774.0–

1066585087, AZAZ10,1574.0–

1066601451, MAMA5,4874.0–

1066782007, WYWY21,7044.0–

1066832934, FLFL18,5644.0–

1066953719, WIWI34,1154.0–

1067002717, MAMA4,7974.0–

1067137336, TNTN4,4834.0–

1067275081, TXTX36,5444.0–

1067344627, OHOH7,0864.0–

1067455437, MNMN18,8814.0–

1067528676, NCNC3,1004.0–

1067633971, FLFL30,7904.0–

1067719136, PAPA36,2624.0–

1067850321, IAIA7,9004.0–

1067922841, VAVA3,0904.0–

1068030576, GAGA3,3804.0–

1068131906, GAGA20,4004.0–

1068284713, UTUT4,3304.0–

1068393647, CACA11,7414.0–

1068429470, SCSC5,6394.0–

1068585339, AZAZ54,6414.0–

1068610607, NYNY6,4664.0–

1068707205, NJNJ22,3494.0–

1068834609, FLFL47,2574.0–

1068932735, FLFL5,3044.0–

1069030068, GAGA33,8824.0–

1069148197, MIMI66,5254.0–

1069234772, FLFL35,3904.0–

1069354830, WIWI3,5264.0–

1069430510, GAGA8,5584.0–

1069512586, NYNY12,9714.0–

1069623234, VAVA47,4654.0–

1069778266, TXTX7,3384.0–

1069855420, MNMN24,4514.0–

1069954016, WIWI33,3984.0–

1070024910, WVWV4,6644.0–

1070160634, ILIL73,8854.0–

1070221666, MDMD14,3944.0–

1070322840, VAVA5,2394.0–

1070432736, FLFL12,6884.0–

1070534219, FLFL33,2964.0–

1070601886, MAMA24,6904.0–

1070731558, GAGA22,5914.0–

1070821226, MDMD6,6744.0–

1070935801, ALAL23,3574.0–

1071037934, TNTN28,2724.0–

1071170433, LALA41,8764.0–

1071237764, TNTN12,5624.0–

1071355428, MNMN32,4994.0–

1071499337, WAWA33,2874.0–

1071505464, VTVT2,9984.0–

1071611756, NYNY42,6654.0–

1071760636, ILIL32,1984.0–

1071803049, NHNH8,6034.0–

1071920124, VAVA14,3754.0–

1072002889, RIRI27,5164.0–

1072102771, MAMA15,6944.0–

1072207470, NJNJ54,1124.0–

1072320121, VAVA27,7884.0–

1072410920, NYNY8,4514.0–

1072520882, MDMD13,7514.0–

1072660629, ILIL108,3244.0–

1072729710, SCSC40,5954.0–

1072823437, VAVA5,0234.0–

1072995917, CACA3,7524.0–

1073084087, UTUT16,8084.0–

1073122520, VAVA4,7404.0–

1073268154, NENE24,0604.0–

1073337708, TNTN6,5124.0–

1073435806, ALAL29,1614.0–

1073519119, PAPA28,3564.0–

1073623075, VAVA8,3474.0–

1073730506, GAGA45,6124.0–

1073846511, ININ3,7554.0–

1073902359, MAMA18,3824.0–

1074032180, FLFL4,4444.0–

1074171115, LALA14,4134.0–

1074266018, KSKS6,5844.0–

1074328714, NCNC16,3974.0–

1074421133, MDMD31,3984.0–

1074537020, TNTN5,0004.0–

1074619405, PAPA5,1454.0–

1074753575, WIWI18,2044.0–

1074830043, GAGA87,9294.0–

1074920155, VAVA37,4864.0–

1075020164, VAVA43,4364.0–

1075153190, WIWI20,4994.0–

1075211731, NYNY29,9994.0–

1075328160, NCNC3,6654.0–

1075412564, NYNY7,7344.0–

1075538619, MSMS5,3664.0–

1075655118, MNMN29,5644.0–

1075715367, PAPA9,9064.0–

1075823824, VAVA6,4554.0–

1075985355, AZAZ14,4604.0–

1076098360, WAWA15,0454.0–

1076119129, PAPA11,9374.0–

1076255101, MNMN7,9114.0–

1076354843, WIWI13,4164.0–

1076437415, TNTN24,1814.0–

1076532043, FLFL34,5624.0–

1076628054, NCNC41,7074.0–

1076787113, NMNM16,0744.0–

1076860559, ILIL24,2314.0–

1076949508, MIMI42,7204.0–

1077060202, ILIL32,3414.0–

1077186409, AZAZ30,3654.0–

1077210471, NYNY23,7984.0–

1077322968, VAVA11,2354.0–

1077481639, COCO2,6184.0–

1077507067, NJNJ18,5874.0–

1077607440, NJNJ4,6704.0–

1077737047, TNTN2,8344.0–

1077831792, GAGA22,9624.0–

1077928705, NCNC6,7324.0–

1078075013, TXTX49,7964.0–

1078130344, GAGA35,4564.0–

1078212524, NYNY15,0264.0–

1078308091, NJNJ5,9634.0–

1078423093, VAVA14,6474.0–

1078578934, TXTX6,7314.0–

1078655811, MNMN28,1184.0–

1078728092, NCNC40,3504.0–

1078829206, SCSC19,7594.0–

1078908201, NJNJ10,4124.0–

1079076180, TXTX38,3714.0–

1079103833, NHNH22,8174.0–

1079228657, NCNC8,1884.0–

1079333810, FLFL55,1374.0–

1079405443, VTVT6,5494.0–

1079565052, MOMO3,7904.0–

1079633967, FLFL28,3414.0–

1079701606, MAMA22,8444.0–

1079856334, MNMN5,7764.0–

1079965737, MOMO8,7454.0–

1080099122, WAWA4,0464.0–

1080102766, MAMA19,2404.0–

1080202911, RIRI15,6534.0–

1080377099, TXTX50,0644.0–

1080433844, FLFL51,2554.0–

1080549112, MIMI10,5444.0–

1080682240, WYWY9,6674.0–

1080730519, GAGA59,9974.0–

1080833993, FLFL35,5804.0–

1080907062, NJNJ15,3994.0–

1081037917, TNTN24,6154.0–

1081101747, MAMA6,0274.0–

1081208501, NJNJ6,3644.0–

1081319362, PAPA6,0924.0–

1081476458, TXTX6,2404.0–

1081532211, FLFL36,7624.0–

1081640068, KYKY2,5704.0–

1081723102, VAVA3,6054.0–

1081807857, NJNJ3,7284.0–

1081932744, FLFL3,6344.0–

1082059474, MTMT3,5254.0–

1082176092, TXTX31,5204.0–

1082237873, TNTN3,9604.0–

1082399111, WAWA4,0384.0–

1082403608, NHNH3,1674.0–

1082534691, FLFL21,2324.0–

1082671201, LALA21,7824.0–

1082728036, NCNC22,9634.0–

1082821221, MDMD43,4874.0–

1082932328, FLFL4,4094.0–

1083037920, TNTN44,9954.0–

1083155906, MNMN20,4374.0–

1083205446, VTVT16,4524.0–

1083331415, GAGA11,0824.0–

1083430188, GAGA69,5184.0–

1083555113, MNMN40,8194.0–

1083623228, VAVA36,5274.0–

1083737660, TNTN40,9964.0–

1083837355, TNTN29,8054.0–

1083939194, MSMS18,7144.0–

1084022015, VAVA44,6474.0–

1084135404, ALAL22,4454.0–

1084259401, MTMT13,2554.0–

1084318054, PAPA4,9324.0–

1084439581, MSMS11,3904.0–

1084553186, WIWI33,3744.0–

1084678748, TXTX55,6314.0–

1084734287, FLFL25,9294.0–

1084822560, VAVA6,6124.0–

1084955423, MNMN36,7244.0–

1085028173, NCNC65,2744.0–

1085128027, NCNC81,7724.0–

1085277069, TXTX20,6084.0–

1085335406, ALAL18,9044.0–

1085452245, IAIA22,8534.0–

1085504578, MEME4,7094.0–

1085611510, NYNY35,7014.0–

1085704076, MEME2,9764.0–

1085871033, LALA3,2974.0–

1085902343, MAMA11,3464.0–

1086032904, FLFL37,2414.0–

1086180440, COCO3,5024.0–

1086221157, MDMD38,9844.0–

1086301267, MAMA9,6334.0–

1086449022, MIMI29,4604.0–

1086534449, FLFL3,5654.0–

1086675061, TXTX56,0134.0–

1086707204, NJNJ14,0934.0–

1086840517, KYKY35,6564.0–

1086921036, MDMD2,5694.0–

1087034668, FLFL49,4424.0–

1087132344, FLFL13,1134.0–

1087231404, GAGA30,0624.0–

1087322737, VAVA3,4654.0–

1087421012, MDMD22,5704.0–

1087527546, NCNC21,4194.0–

1087637421, TNTN52,9854.0–

1087732726, FLFL24,7154.0–

1087821032, MDMD8,8504.0–

1087970776, LALA7,1004.0–

1088030058, GAGA62,6144.0–

1088193313, CACA61,8434.0–

1088298944, WAWA22,8174.0–

1088375212, TXTX28,2594.0–

1088403461, NHNH6,4974.0–

1088560070, ILIL15,4964.0–

1088610708, NYNY22,4824.0–

1088737381, TNTN10,7114.0–

1088848118, MIMI13,2464.0–

1088975855, TXTX2,6354.0–

1089001887, MAMA23,3364.0–

1089101532, MAMA15,7504.0–

1089259072, MTMT4,6904.0–

1089332811, FLFL41,4754.0–

1089407068, NJNJ6,2684.0–

1089520705, MDMD28,7134.0–

1089637143, TNTN4,2144.0–

1089733880, FLFL43,3714.0–

1089830534, GAGA34,3654.0–

1089912525, NYNY2,7494.0–

1090080723, COCO6,8924.0–

1090128530, NCNC6,4844.0–

1090231305, GAGA5,1084.0–

1090327540, NCNC47,7714.1–

1090493615, CACA5,7644.1–

1090520785, MDMD40,0664.1–

1090627519, NCNC69,8364.1–

1090770809, LALA25,7324.1–

1090837714, TNTN4,4214.1–

1090985379, AZAZ51,0354.1–

1091093212, CACA23,1424.1–

1091130349, GAGA79,8724.1–

1091230012, GAGA34,5064.1–

1091322701, VAVA38,5124.1–

1091449682, MIMI4,6994.1–

1091523454, VAVA58,1784.1–

1091602341, MAMA10,5424.1–

1091775234, TXTX32,9614.1–

1091818343, PAPA3,6374.1–

1091918431, PAPA12,7754.1–

1092019966, DEDE35,8844.1–

1092105346, VTVT5,1774.1–

1092288005, NMNM27,5094.1–

1092323950, VAVA3,5104.1–

1092459632, MTMT2,5574.1–

1092533598, FLFL32,8204.1–

1092618472, PAPA6,6014.1–

1092784634, UTUT3,7474.1–

1092823607, VAVA23,0964.1–

1092955344, MNMN14,0344.1–

1093020170, VAVA43,8664.1–

1093103275, NHNH12,2054.1–

1093228088, NCNC3,0544.1–

1093368064, NENE4,0464.1–

1093436603, ALAL7,7604.1–

1093530540, GAGA20,5824.1–

1093632962, FLFL25,5224.1–

1093721756, MDMD3,6404.1–

1093848103, MIMI55,0544.1–

1093903062, NHNH29,4414.1–

1094037327, TNTN13,4804.1–

1094130014, GAGA41,4254.1–

1094201536, MAMA6,8604.1–

1094303603, NHNH5,2384.1–

1094434433, FLFL8,4114.1–

1094502338, MAMA7,7484.1–

1094630620, GAGA18,1394.1–

1094756320, MNMN8,4824.1–

1094821638, MDMD5,4204.1–

1094930256, GAGA2,8384.1–

1095004009, MEME5,4784.1–

1095103076, NHNH14,4494.1–

1095292251, CACA27,4544.1–

1095378240, TXTX57,9214.1–

1095403824, NHNH15,0804.1–

1095556063, MNMN3,2214.1–

1095630734, GAGA2,8034.1–

1095733884, FLFL37,5614.1–

1095892277, CACA26,2774.1–

1095932764, FLFL2,7894.1–

1096093636, CACA15,2944.1–

1096128479, NCNC6,5814.1–

1096210980, NYNY13,4144.1–

1096358501, NDND29,4054.1–

1096458102, NDND32,9124.1–

1096530533, GAGA28,0494.1–

1096629568, SCSC17,0974.1–

1096766502, KSKS43,6934.1–

1096801746, MAMA15,0944.1–

1096995742, CACA17,7684.1–

1097020876, MDMD26,4064.1–

1097103840, NHNH4,1064.1–

1097228411, NCNC37,2334.1–

1097337869, TNTN5,2714.1–

1097455021, MNMN30,9084.1–

1097564110, MOMO16,8784.1–

1097602917, RIRI15,2934.1–

1097749740, MIMI7,1974.1–

1097893656, CACA7,1724.1–

1097977801, TXTX15,4614.1–

1098035083, ALAL4,6924.1–

1098102769, MAMA13,0224.1–

1098223185, VAVA55,2704.1–

1098308043, NJNJ31,1914.1–

1098455411, MNMN27,7414.1–

1098532935, FLFL41,9654.1–

1098698848, WAWA12,8544.1–

1098711742, NYNY13,2024.1–

1098842104, KYKY42,0764.1–

1098983530, IDID6,4064.1–

1099032905, FLFL24,7924.1–

1099132776, FLFL13,1634.1–

1099278258, TXTX52,4484.1–

1099364112, MOMO8,2604.1–

1099459711, MTMT9,5294.1–

1099512305, NYNY7,3564.1–

1099603055, NHNH16,3374.1–

1099730033, GAGA31,3104.1–

1099803576, NHNH2,7644.1–

1099902832, RIRI4,9984.1–

1100011566, NYNY34,7414.1–

SHOWING 10,501–11,000 OF 16,707

1…21 22 23…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES