Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1000178653, TXTX41,2913.8–

1000230052, GAGA79,8113.8–

1000370647, LALA12,7363.8–

1000438053, TNTN25,3033.8–

1000555362, MNMN20,6633.8–

1000617579, PAPA6,8753.8–

1000728625, NCNC39,5743.8–

1000810983, NYNY5,9343.8–

1000954601, WIWI50,3973.8–

1001032908, FLFL16,5353.8–

1001130290, GAGA9,3183.8–

1001298903, WAWA19,4453.8–

1001332405, FLFL29,9843.8–

1001432009, FLFL4,0453.8–

1001503087, NHNH16,0383.8–

1001676262, TXTX43,6203.8–

1001798841, WAWA9,7373.8–

1001843730, OHOH2,7493.8–

1001948127, MIMI39,6463.8–

1002031602, GAGA35,7283.8–

1002128129, NCNC5,8523.8–

1002230643, GAGA17,2153.8–

1002353126, WIWI7,0643.8–

1002455092, MNMN11,2003.8–

1002511575, NYNY18,7053.8–

1002633760, FLFL20,5013.8–

1002732112, FLFL8,2143.8–

1002855981, MNMN3,9553.8–

1002907730, NJNJ17,5343.8–

1003032208, FLFL32,6993.8–

1003133935, FLFL23,1863.8–

1003220759, MDMD6,6243.8–

1003376022, TXTX13,7603.8–

1003430064, GAGA52,1253.8–

1003510530, NYNY13,8923.8–

1003677068, TXTX13,1893.8–

1003708840, NJNJ18,2063.8–

1003860516, ILIL28,0623.8–

1003933484, FLFL26,2083.8–

1004027105, NCNC40,6783.8–

1004155112, MNMN45,3463.8–

1004234479, FLFL13,2643.8–

1004377474, TXTX15,1463.8–

1004478113, TXTX3,0263.8–

1004529210, SCSC39,9623.8–

1004675442, TXTX10,8053.8–

1004730535, GAGA8,6743.8–

1004877833, TXTX29,4983.8–

1004987004, NMNM11,2373.8–

1005037188, TNTN18,2413.8–

1005176657, TXTX12,7603.8–

1005242127, KYKY7,0303.8–

1005343219, OHOH32,3383.8–

1005459043, MTMT2,7273.8–

1005537725, TNTN18,3013.8–

1005602777, MAMA17,3593.8–

1005755102, MNMN19,6303.8–

1005822192, VAVA59,7943.8–

1005937617, TNTN14,7443.8–

1006032766, FLFL16,2213.8–

1006119713, DEDE30,7473.8–

1006223692, VAVA19,3013.8–

1006393723, CACA14,7263.8–

1006446582, ININ14,6043.8–

1006519938, DEDE9,5613.8–

1006680759, COCO4,9313.8–

1006718101, PAPA6,1203.8–

1006827573, NCNC11,5373.8–

1006948840, MIMI12,3863.8–

1007021045, MDMD40,0343.8–

1007102838, RIRI3,7403.8–

1007245002, OHOH15,4133.8–

1007368787, NENE6,7913.8–

1007402067, MAMA18,5383.8–

1007565689, MOMO4,4823.8–

1007612037, NYNY3,9263.8–

1007727502, NCNC48,5303.8–

1007812084, NYNY5,3283.8–

1007919096, PAPA15,2493.8–

1008011722, NYNY39,0333.8–

1008175056, TXTX69,6283.8–

1008263118, MOMO25,9133.8–

1008330024, GAGA88,0673.8–

1008456466, MNMN3,2843.8–

1008507092, NJNJ7,0493.8–

1008624015, VAVA15,8653.8–

1008727976, NCNC4,3093.8–

1008871929, ARAR4,6273.8–

1008953572, WIWI10,3853.8–

1009012771, NYNY14,0493.8–

1009149128, MIMI3,4503.8–

1009219310, PAPA2,9503.8–

1009319053, PAPA28,5093.8–

1009437938, TNTN17,4373.8–

1009510524, NYNY4,5783.8–

1009621146, MDMD28,5913.8–

1009785602, AZAZ10,0193.8–

1009823002, VAVA10,8493.8–

1009949720, MIMI9,0173.8–

1010098851, WAWA4,4373.8–

1010177356, TXTX32,5833.8–

1010230040, GAGA82,5323.8–

1010386440, AZAZ8,8533.8–

1010450003, IAIA9,9483.8–

1010521750, MDMD3,4173.8–

1010663117, MOMO9,2613.8–

1010721788, MDMD11,6543.8–

1010832033, FLFL4,5563.8–

1010954872, WIWI2,5693.8–

1011003222, NHNH6,0973.8–

1011107950, NJNJ21,6513.8–

1011242134, KYKY19,3803.8–

1011385364, AZAZ72,9603.8–

1011434614, FLFL10,9353.8–

1011505491, VTVT5,7673.8–

1011624018, VAVA38,7203.8–

1011797325, OROR7,2523.8–

1011821713, MDMD9,8463.8–

1011923805, VAVA21,4083.8–

1012018428, PAPA12,6343.8–

1012155317, MNMN22,2993.8–

1012208087, NJNJ25,3423.8–

1012329691, SCSC12,0843.8–

1012421918, MDMD4,1693.8–

1012532909, FLFL41,8043.8–

1012666215, KSKS25,9603.8–

1012793532, CACA2,9303.8–

1012872903, ARAR27,2423.8–

1012917578, PAPA7,5043.8–

1013004097, MEME4,2403.8–

1013101225, MAMA3,2163.8–

1013242503, KYKY25,3213.8–

1013375754, TXTX7,8413.8–

1013428344, NCNC4,8063.8–

1013521037, MDMD20,8543.8–

1013607946, NJNJ2,9823.8–

1013724360, VAVA5,7503.8–

1013818202, PAPA13,7553.8–

1013928124, NCNC7,0103.8–

1014031626, GAGA3,0203.8–

1014111720, NYNY29,2923.8–

1014285706, AZAZ54,2363.8–

1014337086, TNTN38,8723.8–

1014455387, MNMN15,0303.8–

1014507457, NJNJ4,1123.8–

1014678645, TXTX15,2563.8–

1014701450, MAMA11,3563.8–

1014837312, TNTN36,6693.8–

1014987122, NMNM18,5783.8–

1015011763, NYNY29,9733.8–

1015199556, AKAK2,8663.8–

1015258503, NDND37,6833.8–

1015399688, AKAK2,7393.8–

1015422473, VAVA5,4983.8–

1015523464, VAVA75,0613.8–

1015632926, FLFL23,5053.8–

1015732539, FLFL33,2903.8–

1015822724, VAVA2,5183.8–

1015920165, VAVA34,0883.8–

1016001523, MAMA8,6063.8–

1016185748, AZAZ20,1033.9–

1016248381, MIMI14,0943.9–

1016355409, MNMN11,1883.9–

1016456082, MNMN14,6063.9–

1016543017, OHOH41,6133.9–

1016621921, MDMD45,5273.9–

1016755439, MNMN9,4593.9–

1016860068, ILIL38,6503.9–

1016966206, KSKS12,1533.9–

1017021755, MDMD5,9093.9–

1017133415, FLFL54,5813.9–

1017239773, MSMS14,7583.9–

1017330253, GAGA64,7793.9–

1017408558, NJNJ7,6483.9–

1017593312, CACA58,3843.9–

1017612413, NYNY3,3683.9–

1017728025, NCNC58,3343.9–

1017828601, NCNC53,3293.9–

1017955934, MNMN3,4663.9–

1018095064, CACA10,1683.9–

1018175115, TXTX56,2113.9–

1018228622, NCNC2,5653.9–

1018344286, OHOH6,2953.9–

1018432095, FLFL21,3993.9–

1018532668, FLFL5,1493.9–

1018648314, MIMI21,8033.9–

1018775939, TXTX4,7253.9–

1018819934, DEDE14,0613.9–

1018978626, TXTX48,0723.9–

1019075211, TXTX73,5343.9–

1019177060, TXTX45,3403.9–

1019254022, WIWI24,7893.9–

1019375216, TXTX55,8943.9–

1019479121, TXTX6,4373.9–

1019546403, ININ10,9293.9–

1019640509, KYKY47,0363.9–

1019702052, MAMA13,0683.9–

1019832322, FLFL3,6783.9–

1019910940, NYNY53,6113.9–

1020021061, MDMD57,2303.9–

1020178665, TXTX66,1713.9–

1020228460, NCNC13,5323.9–

1020332563, FLFL30,3643.9–

1020432246, FLFL62,5623.9–

1020501564, MAMA8,1833.9–

1020621212, MDMD33,9743.9–

1020728104, NCNC36,6413.9–

1020819422, PAPA20,4123.9–

1020930528, GAGA24,0813.9–

1021064093, MOMO28,1993.9–

1021122315, VAVA30,4043.9–

1021299611, AKAK16,5103.9–

1021307014, NJNJ4,9753.9–

1021476058, TXTX22,2763.9–

1021537363, TNTN42,0933.9–

1021602054, MAMA8,8883.9–

1021737932, TNTN25,4243.9–

1021807922, NJNJ12,1953.9–

1021970529, LALA12,9493.9–

1022043213, OHOH36,2733.9–

1022199517, AKAK16,4863.9–

1022254568, WIWI4,8543.9–

1022340379, KYKY3,7883.9–

1022433572, FLFL26,4953.9–

1022592539, CACA3,7743.9–

1022621787, MDMD11,6453.9–

1022785937, AZAZ9,7603.9–

1022878213, TXTX40,5263.9–

1022933952, FLFL35,2313.9–

1023037083, TNTN17,3643.9–

1023175006, TXTX47,8073.9–

1023219809, DEDE14,3113.9–

1023322427, VAVA4,3563.9–

1023401740, MAMA5,7373.9–

1023585653, AZAZ23,5743.9–

1023670065, LALA48,9363.9–

1023723192, VAVA6,6293.9–

1023819454, PAPA27,7553.9–

1023940475, KYKY65,9613.9–

1024004256, MEME3,1343.9–

1024154847, WIWI2,6073.9–

1024223518, VAVA29,7463.9–

1024327539, NCNC25,8783.9–

1024414092, NYNY10,2473.9–

1024550010, IAIA33,7993.9–

1024685658, AZAZ16,0513.9–

1024787123, NMNM42,2523.9–

1024833761, FLFL18,2903.9–

1024975146, TXTX25,0973.9–

1025002919, RIRI29,8023.9–

1025178754, TXTX32,6903.9–

1025232333, FLFL11,4493.9–

1025378605, TXTX7,5733.9–

1025483318, IDID19,4593.9–

1025531064, GAGA10,2593.9–

1025604073, MEME17,4143.9–

1025734951, FLFL17,1483.9–

1025827925, NCNC3,3823.9–

1025930607, GAGA10,7003.9–

1026019029, PAPA3,9803.9–

1026128584, NCNC14,9393.9–

1026255427, MNMN24,7643.9–

1026340503, KYKY27,4513.9–

1026421218, MDMD44,0143.9–

1026553208, WIWI27,2013.9–

1026621207, MDMD47,0993.9–

1026723146, VAVA3,4513.9–

1026803036, NHNH5,3003.9–

1026924380, VAVA3,0883.9–

1027003819, NHNH4,4713.9–

1027102878, RIRI16,1893.9–

1027254810, WIWI2,8493.9–

1027304416, MEME5,4973.9–

1027448137, MIMI4,1573.9–

1027586442, AZAZ34,7353.9–

1027622026, VAVA22,8973.9–

1027732244, FLFL63,5923.9–

1027838571, TNTN14,6783.9–

1027901373, MAMA4,8603.9–

1028011710, NYNY34,8343.9–

1028148312, MIMI34,4013.9–

1028220152, VAVA36,6743.9–

1028330075, GAGA56,2633.9–

1028429483, SCSC59,1863.9–

1028502032, MAMA4,9923.9–

1028640513, KYKY11,0323.9–

1028721797, MDMD8,6433.9–

1028832712, FLFL50,5833.9–

1028955429, MNMN27,0243.9–

1029021851, MDMD7,2973.9–

1029138237, TNTN15,6273.9–

1029237398, TNTN15,7553.9–

1029376014, TXTX32,8183.9–

1029499326, WAWA6,3363.9–

1029508753, NJNJ65,4483.9–

1029664145, MOMO4,9653.9–

1029760630, ILIL55,4863.9–

1029819950, DEDE7,9183.9–

1029904953, MEME3,1433.9–

1030053716, WIWI18,5963.9–

1030108817, NJNJ49,0203.9–

1030241240, KYKY6,4083.9–

1030301463, MAMA11,6973.9–

1030423325, VAVA19,1383.9–

1030578130, TXTX104,0093.9–

1030670062, LALA17,7713.9–

1030729906, SCSC25,3423.9–

1030870037, LALA16,6393.9–

1030928164, NCNC16,8743.9–

1031023231, VAVA38,5443.9–

1031127525, NCNC17,1103.9–

1031223015, VAVA4,6013.9–

1031357769, SDSD4,0293.9–

1031403046, NHNH3,0973.9–

1031521155, MDMD3,3133.9–

1031678659, TXTX2,6603.9–

1031772616, ARAR10,9073.9–

1031819030, PAPA12,3053.9–

1031935805, ALAL20,8563.9–

1032056345, MNMN15,0083.9–

1032156342, MNMN2,7883.9–

1032205477, VTVT4,4543.9–

1032303901, MEME8,1753.9–

1032433597, FLFL10,8643.9–

1032532514, FLFL42,4473.9–

1032655438, MNMN15,7013.9–

1032719428, PAPA20,4113.9–

1032877082, TXTX59,4123.9–

1032934453, FLFL10,6213.9–

1033008822, NJNJ32,5563.9–

1033132829, FLFL20,8193.9–

1033228016, NCNC13,1093.9–

1033360056, ILIL55,8183.9–

1033460632, ILIL89,1073.9–

1033508830, NJNJ19,5513.9–

1033658763, NDND4,4263.9–

1033781625, COCO12,3073.9–

1033879707, TXTX40,0103.9–

1033924503, VAVA20,4193.9–

1034001331, MAMA13,9223.9–

1034154701, WIWI43,0143.9–

1034297720, OROR4,3973.9–

1034329720, SCSC53,5843.9–

1034470043, LALA22,6383.9–

1034528273, NCNC50,9663.9–

1034655443, MNMN33,6603.9–

1034707663, NJNJ14,4193.9–

1034820833, MDMD7,8603.9–

1034921215, MDMD52,2293.9–

1035012484, NYNY3,1553.9–

1035184074, UTUT59,7063.9–

1035253515, WIWI2,6473.9–

1035330529, GAGA12,8743.9–

1035414605, NYNY11,7833.9–

1035507043, NJNJ13,2563.9–

1035660157, ILIL2,5773.9–

1035739531, MSMS18,9183.9–

1035855042, MNMN13,7053.9–

1035953080, WIWI5,0593.9–

1036002322, MAMA4,7743.9–

1036193725, CACA24,5753.9–

1036233534, FLFL17,7403.9–

1036329620, SCSC11,6123.9–

1036465026, MOMO11,6063.9–

1036573072, OKOK50,8813.9–

1036666210, KSKS20,3473.9–

1036737931, TNTN31,8423.9–

1036880951, COCO5,2193.9–

1036929708, SCSC43,5153.9–

1037007747, NJNJ32,3303.9–

1037128170, NCNC10,1033.9–

1037229605, SCSC40,7173.9–

1037375051, TXTX40,8843.9–

1037470056, LALA40,3483.9–

1037556359, MNMN3,5213.9–

1037629047, SCSC3,5373.9–

1037730260, GAGA28,6933.9–

1037830144, GAGA59,6613.9–

1037912553, NYNY27,3843.9–

1038007410, NJNJ35,6103.9–

1038160155, ILIL7,9063.9–

1038212206, NYNY14,5723.9–

1038374059, OKOK5,6433.9–

1038419810, DEDE26,5303.9–

1038522152, VAVA28,8143.9–

1038687566, NMNM2,6843.9–

1038775490, TXTX3,1963.9–

1038865804, MOMO40,9353.9–

1038983276, IDID4,1553.9–

1039003285, NHNH2,7993.9–

1039176102, TXTX11,8953.9–

1039234652, FLFL27,4443.9–

1039360005, ILIL28,8433.9–

1039453590, WIWI45,6023.9–

1039510510, NYNY10,2263.9–

1039663104, MOMO19,0073.9–

1039707076, NJNJ24,8433.9–

1039827278, NCNC27,9253.9–

1039998595, WAWA2,6983.9–

1040023487, VAVA6,4773.9–

1040116053, PAPA3,4293.9–

1040292225, CACA20,3193.9–

1040360607, ILIL32,3923.9–

1040432763, FLFL24,9513.9–

1040507718, NJNJ6,6583.9–

1040607850, NJNJ6,8283.9–

1040754155, WIWI7,4183.9–

1040876112, TXTX44,5143.9–

1040912590, NYNY35,7123.9–

1041027302, NCNC35,4183.9–

1041103249, NHNH7,8303.9–

1041230558, GAGA5,5243.9–

1041379401, TXTX8,7413.9–

1041483254, IDID3,7923.9–

1041532536, FLFL25,5993.9–

1041628315, NCNC14,0843.9–

1041760707, ILIL41,1163.9–

1041835906, ALAL10,4463.9–

1041901585, MAMA4,8103.9–

1042076856, TXTX3,5323.9–

1042127583, NCNC7,2423.9–

1042246227, ININ57,5873.9–

1042377518, TXTX9,5413.9–

1042435473, ALAL18,1983.9–

1042503032, NHNH6,1193.9–

1042655421, MNMN30,8433.9–

1042770730, LALA3,9903.9–

1042827357, NCNC9,9223.9–

1042920110, VAVA49,8903.9–

1043028613, NCNC23,3573.9–

1043120105, VAVA37,6393.9–

1043268526, NENE7,9443.9–

1043338570, TNTN10,2553.9–

1043417566, PAPA12,6033.9–

1043518954, PAPA10,3803.9–

1043614213, NYNY24,1073.9–

1043701247, MAMA14,7943.9–

1043803766, NHNH11,1953.9–

1043928078, NCNC71,6573.9–

1044020886, MDMD34,7183.9–

1044127281, NCNC3,8643.9–

1044237737, TNTN7,0813.9–

1044310509, NYNY20,0463.9–

1044487045, NMNM2,6083.9–

1044508223, NJNJ4,0483.9–

1044632225, FLFL55,9053.9–

1044745780, OHOH2,8283.9–

1044823060, VAVA36,4973.9–

1044901001, MAMA16,2343.9–

1045023434, VAVA54,3873.9–

1045160184, ILIL2,5573.9–

1045223693, VAVA23,1763.9–

1045346106, ININ10,1593.9–

1045439530, MSMS7,7013.9–

1045555057, MNMN25,6503.9–

1045654814, WIWI2,7623.9–

1045707748, NJNJ28,6333.9–

1045808852, NJNJ18,0623.9–

1045958854, NDND9,3683.9–

1046034946, FLFL6,8523.9–

1046101775, MAMA7,1653.9–

1046285741, AZAZ33,6793.9–

1046332826, FLFL29,0063.9–

1046407869, NJNJ26,0223.9–

1046519504, PAPA5,3353.9–

1046607675, NJNJ27,3493.9–

1046743110, OHOH43,5443.9–

1046895971, CACA6,4193.9–

1046976088, TXTX15,2903.9–

1047070811, LALA12,1543.9–

1047110567, NYNY19,9763.9–

1047255382, MNMN3,6913.9–

1047385037, AZAZ54,6083.9–

1047428001, NCNC26,4243.9–

1047544240, OHOH37,7883.9–

1047620707, MDMD37,2783.9–

1047755115, MNMN8,9493.9–

1047830621, GAGA6,1483.9–

1047935611, ALAL29,9693.9–

1048037034, TNTN8,8673.9–

1048178617, TXTX30,7563.9–

1048229732, SCSC57,6753.9–

1048319610, PAPA16,5813.9–

1048474137, OKOK28,5333.9–

1048533852, FLFL22,6003.9–

1048630742, GAGA7,7453.9–

1048782501, WYWY19,4133.9–

1048811705, NYNY8,2843.9–

1048956387, MNMN7,7563.9–

1049030553, GAGA8,5573.9–

1049102764, MAMA4,4363.9–

1049233905, FLFL41,3813.9–

1049327596, NCNC22,2323.9–

1049444451, OHOH2,8923.9–

1049523314, VAVA10,0993.9–

1049637743, TNTN24,5483.9–

1049728079, NCNC43,0353.9–

1049848335, MIMI25,0773.9–

1049919805, DEDE41,4023.9–

1050032950, FLFL4,1323.9–

SHOWING 10,001–10,500 OF 16,707

1…20 21 22…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES