Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

950199353, WAWA19,2513.7–

950253045, WIWI23,3293.7–

950337891, TNTN3,6713.7–

950411786, NYNY6,4593.7–

950514068, NYNY8,6363.7–

950651351, IAIA4,9883.7–

950797053, OROR3,6343.7–

950885349, AZAZ31,3163.7–

950919135, PAPA33,8033.7–

951077041, TXTX33,3493.7–

951137722, TNTN6,7083.7–

951230126, GAGA41,8293.7–

951322842, VAVA5,5803.7–

951434448, FLFL10,8173.7–

951519703, DEDE15,4603.7–

951657103, SDSD35,5823.7–

951771449, LALA9,0293.7–

951828127, NCNC8,5063.7–

951967601, KSKS24,3303.7–

952060016, ILIL60,8983.7–

952153022, WIWI20,0463.7–

952285714, AZAZ14,4983.7–

952349344, MIMI3,7783.7–

952485119, AZAZ25,4203.7–

952533543, FLFL40,6483.7–

952631408, GAGA11,6213.7–

952743783, OHOH4,7203.7–

952870812, LALA11,0073.7–

952950314, IAIA10,4383.7–

953028570, NCNC22,1973.7–

953171485, LALA2,8903.7–

953285635, AZAZ34,1933.7–

953345252, OHOH4,6843.7–

953476233, TXTX3,7113.7–

953560458, ILIL14,2003.7–

953628562, NCNC39,0823.7–

953730062, GAGA62,2843.7–

953818964, PAPA14,5463.7–

953938680, MSMS6,8393.7–

954083352, IDID3,3173.7–

954160501, ILIL11,4323.7–

954227893, NCNC38,5123.7–

954323235, VAVA33,4613.7–

954417043, PAPA5,8523.7–

954585757, AZAZ21,2593.7–

954677013, TXTX18,2593.7–

954777048, TXTX21,1513.7–

954830134, GAGA47,5803.7–

954976035, TXTX2,6563.7–

955075022, TXTX26,0903.7–

955110804, NYNY16,1083.7–

955277058, TXTX17,8503.7–

955370452, LALA12,6503.7–

955498331, WAWA5,8263.7–

955512546, NYNY2,7063.7–

955649435, MIMI3,8313.7–

955707088, NJNJ2,9013.7–

955819468, PAPA28,1943.7–

955960007, ILIL32,5923.7–

956053020, WIWI3,4313.7–

956133596, FLFL27,7573.7–

956225414, WVWV21,0733.7–

956341059, KYKY2,7133.7–

956429920, SCSC10,6063.7–

956529020, SCSC23,2663.7–

956625443, WVWV7,4963.7–

956737806, TNTN3,6743.7–

956855442, MNMN12,6943.7–

956977083, TXTX73,2303.7–

957024430, VAVA3,1093.7–

957148302, MIMI17,5053.7–

957219148, PAPA50,4003.7–

957321042, MDMD43,3273.7–

957474361, OKOK17,6123.7–

957507095, NJNJ20,7563.7–

957630281, GAGA71,6033.7–

957767101, KSKS6,9413.7–

957827520, NCNC48,0143.7–

957948130, MIMI16,9863.7–

958008107, NJNJ13,5743.7–

958152101, IAIA12,7063.7–

958270420, LALA7,9503.7–

958337656, TNTN3,8493.7–

958432534, FLFL17,1043.7–

958530236, GAGA50,0893.7–

958611741, NYNY26,6673.7–

958727501, NCNC24,8063.7–

958837186, TNTN10,7093.7–

958955129, MNMN34,1203.7–

959029670, SCSC11,0843.7–

959117201, PAPA27,5543.7–

959220832, MDMD25,5533.7–

959322815, VAVA8,4653.7–

959433565, FLFL18,1083.7–

959548001, MIMI11,2243.7–

959627587, NCNC82,8863.7–

959710956, NYNY31,8983.7–

959801226, MAMA6,2563.7–

959975036, TXTX33,4963.7–

960030101, GAGA62,5933.7–

960123663, VAVA14,6563.7–

960249749, MIMI4,4113.7–

960329385, SCSC8,1803.7–

960444116, OHOH21,5323.7–

960568152, NENE6,7913.7–

960621028, MDMD3,1033.7–

960707945, NJNJ9,6903.7–

960899654, AKAK44,6473.7–

960955043, MNMN3,4243.7–

961083347, IDID3,4653.7–

961175078, TXTX53,0113.7–

961233619, FLFL41,3963.7–

961353185, WIWI18,5603.7–

961477423, TXTX18,7673.7–

961585742, AZAZ31,6133.7–

961665610, MOMO5,5613.7–

961730189, GAGA39,9283.7–

961826757, WVWV7,0293.7–

961972756, ARAR41,7913.7–

962008873, NJNJ56,3273.7–

962119141, PAPA32,3853.7–

962270783, LALA2,8043.7–

962333859, FLFL11,8243.7–

962455306, MNMN16,8303.7–

962528166, NCNC11,8753.7–

962670301, LALA50,0953.7–

962746126, ININ3,9023.7–

962838120, TNTN13,3093.7–

962928080, NCNC7,6063.7–

963021054, MDMD16,3863.7–

963105450, VTVT5,4283.7–

963212118, NYNY17,0693.7–

963321140, MDMD4,4173.7–

963412182, NYNY14,8673.7–

963571301, LALA17,0353.7–

963635634, ALAL10,2413.7–

963760101, ILIL37,4483.7–

963875033, TXTX52,7953.7–

963977070, TXTX58,2293.7–

964083338, IDID21,9443.7–

964127409, NCNC17,5513.7–

964253184, WIWI4,1693.7–

964354913, WIWI25,1473.7–

964407852, NJNJ4,2333.7–

964502910, RIRI23,4993.7–

964603865, NHNH7,8613.7–

964753074, WIWI13,6823.7–

964837343, TNTN45,1013.7–

964955313, MNMN24,9133.7–

965075044, TXTX47,5293.7–

965112538, NYNY14,3913.7–

965212047, NYNY23,5323.7–

965307083, NJNJ58,1703.7–

965430238, GAGA43,1913.7–

965577065, TXTX38,9263.7–

965663069, MOMO15,6973.7–

965760137, ILIL38,6963.7–

965849232, MIMI2,7903.7–

965968127, NENE20,4843.7–

966075042, TXTX38,1123.7–

966168059, NENE3,3733.7–

966204008, MEME3,1423.7–

966332092, FLFL53,0713.7–

966437303, TNTN25,6883.7–

966542701, KYKY53,9873.7–

966664105, MOMO6,3123.7–

966707849, NJNJ8,3803.7–

966844880, OHOH3,1433.7–

966903782, NHNH3,1223.7–

967054729, WIWI34,3663.7–

967199328, WAWA3,6463.7–

967242635, KYKY4,7363.7–

967333709, FLFL25,0503.7–

967448450, MIMI4,3203.7–

967537110, TNTN34,2963.7–

967657106, SDSD51,9073.7–

967766212, KSKS32,9173.7–

967816037, PAPA5,2913.7–

967918103, PAPA48,7463.7–

968049503, MIMI39,4893.7–

968159457, MTMT9,1353.7–

968207840, NJNJ32,1053.7–

968374432, OKOK9,6453.7–

968419003, PAPA14,2553.7–

968520148, VAVA64,0213.7–

968605488, VTVT8,4693.7–

968783221, IDID29,0813.7–

968853086, WIWI9,4263.7–

968930292, GAGA6,3843.7–

969055046, MNMN6,1453.7–

969108812, NJNJ14,2243.7–

969215203, PAPA10,3703.7–

969360515, ILIL29,7623.7–

969466221, KSKS25,5503.7–

969519702, DEDE55,6833.7–

969603290, NHNH5,3573.7–

969760131, ILIL18,0543.7–

969879701, TXTX27,1313.7–

969918064, PAPA26,9703.7–

970033567, FLFL12,5623.7–

970122602, VAVA32,8403.7–

970253149, WIWI19,6143.7–

970322656, VAVA5,3603.7–

970418960, PAPA13,5973.7–

970521029, MDMD13,6073.7–

970678644, TXTX22,3483.7–

970755318, MNMN30,3693.7–

970818092, PAPA3,2303.7–

970937406, TNTN13,3643.7–

971077807, TXTX13,2273.7–

971168521, NENE37,0503.7–

971260189, ILIL31,0423.7–

971360525, ILIL31,3243.7–

971403242, NHNH6,1973.7–

971523608, VAVA43,6413.7–

971645213, OHOH11,1393.7–

971755069, MNMN5,8363.7–

971830153, GAGA18,4673.7–

971930223, GAGA38,2623.7–

972035055, ALAL23,1153.7–

972160457, ILIL14,5033.7–

972237043, TNTN58,7423.7–

972337830, TNTN33,0383.7–

972421208, MDMD37,2763.7–

972531801, GAGA3,0153.7–

972637745, TNTN21,0903.7–

972729621, SCSC46,4823.7–

972811726, NYNY21,4553.7–

972960482, ILIL10,8973.7–

973099515, AKAK21,8703.8–

973134452, FLFL13,7343.8–

973208103, NJNJ12,5733.8–

973319465, PAPA18,5643.8–

973421046, MDMD15,6083.8–

973530276, GAGA19,9453.8–

973699652, AKAK4,3133.8–

973760074, ILIL36,4603.8–

973840223, KYKY22,7983.8–

973971957, ARAR3,1053.8–

974044654, OHOH21,3813.8–

974137766, TNTN18,5543.8–

974254021, WIWI7,3463.8–

974335958, ALAL3,4263.8–

974423958, VAVA3,4253.8–

974524141, VAVA21,4843.8–

974610552, NYNY22,3413.8–

974778155, TXTX55,6003.8–

974840205, KYKY24,6643.8–

974911721, NYNY6,4263.8–

975078160, TXTX4,8853.8–

975111967, NYNY27,9753.8–

975253598, WIWI4,1763.8–

975332976, FLFL9,1563.8–

975403264, NHNH6,8853.8–

975549534, MIMI23,7193.8–

975635405, ALAL49,4203.8–

975727253, NCNC33,1143.8–

975827214, NCNC14,7663.8–

975964116, MOMO18,0463.8–

976036604, ALAL8,8363.8–

976163088, MOMO8,2263.8–

976231519, GAGA3,1263.8–

976310590, NYNY6,9893.8–

976460069, ILIL8,5023.8–

976560040, ILIL5,3013.8–

976680530, COCO6,2423.8–

976704039, MEME8,1023.8–

976887901, NMNM6,3783.8–

976978957, TXTX10,5433.8–

977037716, TNTN27,4253.8–

977136801, ALAL25,4383.8–

977238562, TNTN6,4933.8–

977307044, NJNJ14,5453.8–

977412208, NYNY23,2893.8–

977548359, MIMI10,4013.8–

977623703, VAVA25,6103.8–

977756572, MNMN5,8273.8–

977823061, VAVA23,3083.8–

977923059, VAVA42,5223.8–

978031822, GAGA5,4033.8–

978174133, OKOK48,6993.8–

978230802, GAGA6,5823.8–

978377407, TXTX88,3193.8–

978432696, FLFL15,5213.8–

978546032, ININ51,5153.8–

978648315, MIMI28,4723.8–

978799737, AKAK4,7743.8–

978822960, VAVA11,6573.8–

978932073, FLFL43,5613.8–

979099347, WAWA2,5123.8–

979128137, NCNC2,6643.8–

979243221, OHOH35,2933.8–

979377040, TXTX50,9773.8–

979427526, NCNC61,5883.8–

979575062, TXTX52,1163.8–

979619946, DEDE5,6033.8–

979724087, VAVA3,9413.8–

979830041, GAGA77,6643.8–

979956537, MNMN19,8563.8–

980007823, NJNJ7,4513.8–

980103278, NHNH3,0793.8–

980203258, NHNH2,7213.8–

980328716, NCNC16,8633.8–

980429431, SCSC7,5803.8–

980553558, WIWI13,1643.8–

980687059, NMNM10,2413.8–

980721793, MDMD10,7193.8–

980817535, PAPA3,0423.8–

980932618, FLFL7,0573.8–

981035824, ALAL9,6453.8–

981121658, MDMD3,6323.8–

981204083, MEME4,8333.8–

981333525, FLFL21,0773.8–

981420871, MDMD30,1823.8–

981527407, NCNC51,6973.8–

981655806, MNMN9,3563.8–

981787031, NMNM47,5143.8–

981838574, TNTN9,0793.8–

981930248, GAGA36,0383.8–

982012569, NYNY9,8373.8–

982133523, FLFL19,4353.8–

982248651, MIMI4,3643.8–

982334637, FLFL13,0493.8–

982437664, TNTN28,2673.8–

982555406, MNMN36,5813.8–

982655902, MNMN26,4643.8–

982737921, TNTN28,7173.8–

982844606, OHOH8,1823.8–

982923701, VAVA24,2983.8–

983053188, WIWI34,8923.8–

983130168, GAGA26,6123.8–

983202726, MAMA16,0413.8–

983304355, MEME2,6513.8–

983433563, FLFL25,8963.8–

983532195, FLFL3,0913.8–

983632796, FLFL20,2223.8–

983778648, TXTX7,8633.8–

983835630, ALAL34,0283.8–

983927571, NCNC9,0953.8–

984012428, NYNY6,9953.8–

984178947, TXTX5,0443.8–

984265679, MOMO2,9423.8–

984381240, COCO4,8003.8–

984448117, MIMI10,2623.8–

984527215, NCNC47,1023.8–

984632531, FLFL7,3143.8–

984728394, NCNC5,9363.8–

984819114, PAPA30,4113.8–

984928052, NCNC36,2723.8–

985020711, MDMD7,7313.8–

985153095, WIWI27,8173.8–

985232784, FLFL10,0193.8–

985334639, FLFL30,8313.8–

985411762, NYNY22,4873.8–

985542103, KYKY21,9113.8–

985607621, NJNJ28,4503.8–

985722580, VAVA5,1073.8–

985830019, GAGA51,1623.8–

985908863, NJNJ12,7713.8–

986020685, MDMD6,8663.8–

986124014, VAVA15,3003.8–

986282941, WYWY4,6793.8–

986302861, RIRI28,1243.8–

986478578, TXTX10,0163.8–

986532179, FLFL9,3183.8–

986607885, NJNJ11,8063.8–

986792233, CACA6,8363.8–

986858012, NDND3,0493.8–

986953066, WIWI37,5583.8–

987031635, GAGA6,7873.8–

987119094, PAPA3,9293.8–

987235769, ALAL9,9083.8–

987321904, MDMD6,2333.8–

987460532, ILIL28,5473.8–

987565742, MOMO14,1853.8–

987629588, SCSC52,6093.8–

987763109, MOMO25,2363.8–

987888312, NMNM3,2873.8–

987919801, DEDE16,3273.8–

988053551, WIWI9,7313.8–

988175497, TXTX3,6693.8–

988228150, NCNC28,1423.8–

988376574, TXTX20,2423.8–

988444028, OHOH9,6713.8–

988503053, NHNH26,3273.8–

988648095, MIMI5,7013.8–

988776633, TXTX6,2683.8–

988860142, ILIL29,6923.8–

988932567, FLFL5,6093.8–

989038451, TNTN4,1453.8–

989129730, SCSC58,1993.8–

989222625, VAVA3,3763.8–

989301527, MAMA13,9613.8–

989477007, TXTX47,8083.8–

989566538, KSKS3,6023.8–

989630662, GAGA7,9503.8–

989730309, GAGA32,4793.8–

989876120, TXTX21,1023.8–

989927545, NCNC34,1633.8–

990055124, MNMN55,6583.8–

990130122, GAGA27,0363.8–

990207666, NJNJ41,8763.8–

990321903, MDMD5,6923.8–

990460402, ILIL63,7213.8–

990572764, ARAR58,7193.8–

990678249, TXTX63,4393.8–

990722193, VAVA81,5883.8–

990818966, PAPA36,3703.8–

990942071, KYKY30,9813.8–

991065013, MOMO3,1373.8–

991134291, FLFL8,6303.8–

991246069, ININ7,5043.8–

991358701, NDND33,0863.8–

991449418, MIMI31,9133.8–

991537015, TNTN18,9883.8–

991666202, KSKS17,4083.8–

991749417, MIMI33,8783.8–

991888007, NMNM26,2543.8–

991918102, PAPA51,0013.8–

992003811, NHNH7,2673.8–

992137080, TNTN6,8443.8–

992225661, WVWV4,2773.8–

992319128, PAPA38,0393.8–

992472959, ARAR2,9723.8–

992582721, WYWY2,9553.8–

992660631, ILIL30,9243.8–

992719034, PAPA7,4883.8–

992830630, GAGA2,6073.8–

992977562, TXTX8,9143.8–

993032504, FLFL22,1533.8–

993107927, NJNJ4,8823.8–

993229611, SCSC32,3653.8–

993355432, MNMN33,6723.8–

993422644, VAVA2,5613.8–

993508835, NJNJ10,9213.8–

993676012, TXTX27,9913.8–

993730011, GAGA21,6243.8–

993875219, TXTX23,9343.8–

993954768, WIWI6,5573.8–

994033980, FLFL13,1203.8–

994149449, MIMI2,5873.8–

994275023, TXTX49,2293.8–

994324421, VAVA3,4503.8–

994422942, VAVA10,5603.8–

994545237, OHOH20,9033.8–

994648357, MIMI8,7183.8–

994703839, NHNH4,2793.8–

994819076, PAPA6,4413.8–

994970506, LALA42,3183.8–

995024954, WVWV3,0193.8–

995121704, MDMD20,0063.8–

995259422, MTMT2,9383.8–

995371433, LALA4,0843.8–

995433803, FLFL29,3213.8–

995530656, GAGA18,6503.8–

995619067, PAPA53,8853.8–

995777418, TXTX10,1713.8–

995841314, KYKY4,0493.8–

995953036, WIWI3,7303.8–

996044107, OHOH50,0183.8–

996128098, NCNC3,8513.8–

996205001, VTVT9,7513.8–

996328729, NCNC3,6813.8–

996438583, TNTN25,5843.8–

996585128, AZAZ19,4873.8–

996671106, LALA34,1173.8–

996711703, NYNY17,1873.8–

996855433, MNMN34,4633.8–

996956288, MNMN4,6973.8–

997037615, TNTN22,8213.8–

997120723, MDMD36,8663.8–

997221117, MDMD62,8163.8–

997321093, MDMD39,1003.8–

997428409, NCNC36,1633.8–

997587112, NMNM44,2503.8–

997621758, MDMD4,4093.8–

997702333, MAMA14,4013.8–

997829924, SCSC4,4473.8–

997974344, OKOK14,8763.8–

998008048, NJNJ12,8823.8–

998181132, COCO3,2523.8–

998266223, KSKS24,7473.8–

998302888, RIRI19,1343.8–

998470131, LALA25,1513.8–

998578642, TXTX26,4343.8–

998608734, NJNJ7,8793.8–

998778124, TXTX6,1573.8–

998853150, WIWI26,2593.8–

998933860, FLFL24,8923.8–

999001075, MAMA17,7543.8–

999137037, TNTN9,8553.8–

999284526, UTUT4,3883.8–

999320777, MDMD3,2213.8–

999417522, PAPA33,8523.8–

999523233, VAVA31,5823.8–

999634431, FLFL9,7853.8–

999784624, UTUT5,9483.8–

999832907, FLFL49,0803.8–

999938841, MSMS3,9633.8–

1000037098, TNTN6,0463.8–

SHOWING 9,501–10,000 OF 16,707

1…19 20 21…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES