Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

900118055, PAPA12,1173.6–

900277835, TXTX2,5693.6–

900355388, MNMN5,8933.6–

900401096, MAMA2,5803.6–

900555073, MNMN4,1693.6–

900660561, ILIL23,0693.6–

900721228, MDMD50,4923.6–

900831024, GAGA21,6013.6–

900928677, NCNC38,8193.6–

901008824, NJNJ13,3663.6–

901120169, VAVA28,0893.6–

901237385, TNTN9,0153.6–

901366208, KSKS21,5763.6–

901460010, ILIL45,7473.6–

901521550, MDMD13,6913.6–

901630228, GAGA52,4023.6–

901733823, FLFL41,7793.6–

901837031, TNTN3,9263.6–

901908502, NJNJ11,8493.6–

902021230, MDMD32,9773.6–

902112443, NYNY3,5593.6–

902230078, GAGA41,5973.6–

902338732, MSMS16,6963.6–

902429651, SCSC56,5993.6–

902536310, ALAL6,2013.6–

902628472, NCNC16,7803.6–

902737813, TNTN18,2883.6–

902876111, TXTX20,9893.6–

902971129, LALA12,8453.6–

903037721, TNTN14,3063.6–

903140162, KYKY6,1803.6–

903230507, GAGA33,0093.6–

903337010, TNTN5,4353.6–

903430005, GAGA41,8363.6–

903578041, TXTX46,5503.6–

903648189, MIMI13,8933.6–

903730701, GAGA44,6913.6–

903802019, MAMA17,4103.6–

903928532, NCNC20,9083.6–

904018509, PAPA13,0553.6–

904176227, TXTX62,1273.6–

904265613, MOMO17,6663.6–

904318452, PAPA5,2033.6–

904437760, TNTN13,2533.6–

904540356, KYKY45,8493.6–

904655987, MNMN34,0723.6–

904728023, NCNC15,4953.6–

904808079, NJNJ10,7623.6–

904932754, FLFL12,0113.6–

905008550, NJNJ21,0673.6–

905182633, WYWY9,3173.6–

905218069, PAPA8,5153.6–

905330720, GAGA27,2493.6–

905434604, FLFL13,6423.6–

905521060, MDMD39,7303.6–

905617562, PAPA4,3733.6–

905760165, ILIL4,4823.6–

905877802, TXTX25,7623.6–

905912184, NYNY7,7873.6–

906074132, OKOK10,8583.6–

906140065, KYKY32,1603.6–

906277012, TXTX16,2863.6–

906301748, MAMA19,3583.6–

906477338, TXTX48,0313.6–

906571346, LALA2,5553.6–

906629036, SCSC26,6203.6–

906704062, MEME19,1883.6–

906803054, NHNH28,1763.6–

906953226, WIWI18,9083.6–

907028777, NCNC10,1783.6–

907199502, AKAK25,0063.6–

907234474, FLFL20,2583.6–

907385145, AZAZ3,2773.6–

907448367, MIMI4,6683.6–

907534972, FLFL20,0663.6–

907619403, PAPA44,0173.6–

907770503, LALA28,6433.6–

907810805, NYNY20,9033.6–

907927265, NCNC48,7983.6–

908015139, PAPA6,7023.6–

908154024, WIWI5,0353.6–

908278382, TXTX20,5683.6–

908305733, VTVT6,0153.6–

908449460, MIMI8,8943.6–

908530087, GAGA38,9773.6–

908627103, NCNC33,3253.6–

908719149, PAPA56,9143.6–

908871322, LALA5,3563.6–

908929625, SCSC28,0123.6–

909065355, MOMO11,4363.6–

909121710, MDMD4,6613.6–

909220724, MDMD19,3693.6–

909330257, GAGA4,5883.6–

909435206, ALAL15,6213.6–

909529642, SCSC36,8523.6–

909684066, UTUT15,1543.6–

909788044, NMNM2,6183.6–

909878681, TXTX56,6913.6–

909945214, OHOH8,6303.6–

910038464, TNTN23,5043.6–

910180260, COCO34,6773.6–

910276177, TXTX25,0123.6–

910327958, NCNC14,4083.6–

910427921, NCNC5,0633.6–

910570815, LALA31,0243.6–

910623086, VAVA3,7773.6–

910724101, VAVA6,1853.6–

910856601, MNMN34,7843.6–

910933917, FLFL33,3803.6–

911065809, MOMO11,3843.6–

911102892, RIRI5,7683.6–

911245224, OHOH21,9003.6–

911360035, ILIL30,3983.6–

911482930, UTUT14,4353.6–

911502056, MAMA11,6733.6–

911611778, NYNY12,3903.6–

911788012, NMNM33,1583.6–

911837705, TNTN5,2393.6–

911940206, KYKY20,1613.6–

912037148, TNTN26,2743.6–

912105143, VTVT4,7673.6–

912204468, MEME9,2913.6–

912318058, PAPA9,6743.6–

912448116, MIMI27,2893.6–

912560462, ILIL41,4563.6–

912638111, TNTN41,9343.6–

912727565, NCNC23,8263.6–

912821078, MDMD20,0303.6–

912975223, TXTX11,9943.6–

913085123, AZAZ10,0033.6–

913112051, NYNY5,8763.6–

913219802, DEDE26,0513.6–

913364108, MOMO10,4953.6–

913421837, MDMD2,8913.6–

913512570, NYNY6,6983.6–

913607080, NJNJ24,4113.6–

913739701, MSMS11,9583.6–

913830108, GAGA6,7513.6–

913907045, NJNJ10,5613.6–

914021703, MDMD41,9603.6–

914153210, WIWI23,9223.6–

914255107, MNMN15,3773.6–

914307035, NJNJ11,1203.6–

914403825, NHNH9,4893.6–

914534753, FLFL7,9853.6–

914608232, NJNJ19,8873.6–

914743085, OHOH26,6013.6–

914875119, TXTX31,8663.6–

914934705, FLFL3,0143.6–

915032087, FLFL4,6083.6–

915119940, DEDE7,5403.6–

915207838, NJNJ3,7273.6–

915363937, MOMO2,6433.6–

915449106, MIMI4,7413.6–

915575032, TXTX39,8653.6–

915624201, VAVA15,9033.6–

915733637, FLFL17,6583.6–

915827455, NCNC29,3023.6–

915920678, MDMD12,7523.6–

916053521, WIWI3,6403.6–

916135476, ALAL8,5213.6–

916220158, VAVA4,9793.6–

916330045, GAGA44,9933.6–

916487035, NMNM7,5393.6–

916548054, MIMI7,1883.6–

916632609, FLFL19,7523.6–

916760187, ILIL28,8153.6–

916899504, AKAK42,0933.6–

916938242, TNTN19,2933.6–

917037709, TNTN4,1773.6–

917167001, KSKS2,5353.6–

917204363, MEME2,6903.6–

917323605, VAVA13,3323.6–

917440245, KYKY39,8353.6–

917581144, COCO6,5433.6–

917679912, TXTX78,8193.6–

917723321, VAVA40,1763.6–

917832003, FLFL29,7663.6–

917929650, SCSC42,4933.6–

918040019, KYKY4,2383.6–

918119153, PAPA13,0183.6–

918212571, NYNY10,1083.6–

918329334, SCSC18,5753.6–

918453228, WIWI15,1213.6–

918528463, NCNC7,5223.6–

918612514, NYNY3,1073.6–

918776225, TXTX3,4873.6–

918823602, VAVA42,2653.6–

918933812, FLFL16,1693.6–

919075459, TXTX6,5543.6–

919131636, GAGA10,6193.6–

919249046, MIMI6,9633.6–

919301521, MAMA2,5833.6–

919432258, FLFL40,4083.6–

919537022, TNTN5,7283.6–

919604348, MEME3,4843.6–

919725425, WVWV13,3323.6–

919864139, MOMO2,7963.6–

919987015, NMNM14,4433.6–

920039520, MSMS15,5613.6–

920123114, VAVA21,6313.6–

920255009, MNMN8,1273.6–

920307642, NJNJ10,1443.6–

920468105, NENE22,8073.6–

920536526, ALAL36,4843.6–

920665721, MOMO33,4523.6–

920707830, NJNJ7,3793.6–

920860534, ILIL10,3273.6–

920978238, TXTX26,0323.6–

921007803, NJNJ4,0483.6–

921119083, PAPA37,5903.6–

921262903, ILIL2,6663.6–

921378063, TXTX10,7783.6–

921435244, ALAL38,2173.6–

921510916, NYNY4,2383.6–

921646320, ININ14,3533.6–

921748167, MIMI24,7133.6–

921839571, MSMS14,7393.6–

921937370, TNTN5,4143.6–

922093626, CACA3,3043.6–

922168510, NENE19,3913.6–

922275071, TXTX72,9643.6–

922329016, SCSC30,4543.6–

922401360, MAMA2,8723.6–

922501507, MAMA13,4353.6–

922671303, LALA25,1383.6–

922757107, SDSD12,6053.6–

922803063, NHNH15,8053.6–

922998951, WAWA12,5813.6–

923023456, VAVA61,9113.6–

923185713, AZAZ46,4393.6–

923255109, MNMN33,4613.6–

923327107, NCNC50,7693.6–

923440004, KYKY30,6013.6–

923553560, WIWI3,4163.6–

923627262, NCNC28,3533.6–

923748317, MIMI27,5653.6–

923875150, TXTX62,7383.6–

923929511, SCSC6,8743.6–

924078660, TXTX124,8343.6–

924176462, TXTX5,1673.6–

924221409, MDMD20,2893.6–

924349333, MIMI12,7533.6–

924475210, TXTX7,7223.6–

924502808, RIRI2,6573.6–

924602921, RIRI12,1493.6–

924708816, NJNJ49,3603.6–

924834470, FLFL22,4433.6–

924920764, MDMD2,9933.6–

925037025, TNTN6,8543.6–

925161606, ILIL6,6843.6–

925238117, TNTN25,7763.6–

925360656, ILIL29,5383.6–

925410994, NYNY6,3703.6–

925588201, NMNM27,5243.6–

925603809, NHNH3,6803.6–

925756374, MNMN10,0293.6–

925855032, MNMN3,4163.6–

925930121, GAGA25,9893.6–

926031210, GAGA33,2883.6–

926122485, VAVA27,1313.6–

926219320, PAPA55,9413.6–

926330549, GAGA32,0753.6–

926455013, MNMN7,0153.6–

926507465, NJNJ5,9213.6–

926630082, GAGA27,2963.6–

926718353, PAPA10,9533.6–

926831562, GAGA3,6203.6–

926923875, VAVA13,0293.6–

927034480, FLFL23,5173.6–

927119444, PAPA11,0653.6–

927211790, NYNY21,0743.6–

927308721, NJNJ22,7833.6–

927478016, TXTX11,6703.6–

927537914, TNTN21,4783.6–

927675077, TXTX42,9503.6–

927753027, WIWI23,1183.6–

927864131, MOMO21,9423.6–

927960464, ILIL9,7733.6–

928021050, MDMD17,4663.6–

928132566, FLFL43,8833.6–

928232222, FLFL18,2583.6–

928377320, TXTX38,1523.6–

928407436, NJNJ12,7403.6–

928507865, NJNJ2,8253.6–

928629461, SCSC43,8163.6–

928765608, MOMO8,5453.6–

928887701, NMNM17,3393.6–

928908826, NJNJ5,4593.7–

929035772, ALAL4,0823.7–

929110913, NYNY5,3433.7–

929253529, WIWI2,6113.7–

929382604, WYWY27,4873.7–

929427889, NCNC24,3713.7–

929508022, NJNJ9,1723.7–

929603861, NHNH4,5763.7–

929760517, ILIL33,1563.7–

929835033, ALAL3,9313.7–

929933850, FLFL9,7573.7–

930013655, NYNY3,6943.7–

930176085, TXTX12,3573.7–

930237058, TNTN7,6233.7–

930376209, TXTX27,9823.7–

930448170, MIMI40,0763.7–

930570814, LALA11,9213.7–

930672830, ARAR15,7573.7–

930701201, MAMA44,8483.7–

930808108, NJNJ18,6543.7–

930975035, TXTX89,6823.7–

931060526, ILIL13,4593.7–

931130035, GAGA21,5693.7–

931250311, IAIA14,5743.7–

931385648, AZAZ22,1183.7–

931424088, VAVA5,0173.7–

931508050, NJNJ28,0533.7–

931676457, TXTX4,2443.7–

931703110, NHNH23,7463.7–

931823669, VAVA39,8843.7–

931960605, ILIL36,2103.7–

932021738, MDMD3,6963.7–

932199645, AKAK32,1033.7–

932298823, WAWA12,1883.7–

932332129, FLFL23,1953.7–

932472227, ARAR11,2843.7–

932520794, MDMD16,8143.7–

932653121, WIWI18,5513.7–

932732404, FLFL42,5143.7–

932878956, TXTX5,2433.7–

932918419, PAPA4,7343.7–

933032303, FLFL49,7853.7–

933166053, KSKS7,8343.7–

933229644, SCSC22,9073.7–

933360126, ILIL47,5163.7–

933440059, KYKY20,8923.7–

933548165, MIMI9,5663.7–

933629169, SCSC21,6473.7–

933784320, UTUT3,1623.7–

933845243, OHOH16,1033.7–

933970586, LALA19,3203.7–

934068845, NENE20,5363.7–

934153183, WIWI3,1113.7–

934220187, VAVA18,9803.7–

934328726, NCNC4,3633.7–

934408551, NJNJ5,8733.7–

934522853, VAVA5,2143.7–

934682443, WYWY4,5333.7–

934764506, MOMO21,4613.7–

934840219, KYKY39,9093.7–

934908638, NJNJ22,8163.7–

935034420, FLFL19,4653.7–

935130523, GAGA14,0503.7–

935227591, NCNC29,8383.7–

935378336, TXTX12,4243.7–

935427009, NCNC2,9393.7–

935570071, LALA3,0183.7–

935629127, SCSC9,9203.7–

935728107, NCNC10,2443.7–

935836507, ALAL20,6413.7–

935963128, MOMO30,5403.7–

936040383, KYKY24,7933.7–

936163017, MOMO43,2433.7–

936202864, RIRI36,8203.7–

936348079, MIMI12,7113.7–

936429301, SCSC36,2783.7–

936521108, MDMD18,6433.7–

936614228, NYNY25,3503.7–

936721220, MDMD42,8243.7–

936807046, NJNJ4,5853.7–

936984333, UTUT3,0933.7–

937078640, TXTX77,5313.7–

937110541, NYNY26,3613.7–

937235976, ALAL16,7943.7–

937381089, COCO4,8903.7–

937453151, WIWI32,8243.7–

937578010, TXTX3,6353.7–

937620754, MDMD7,5453.7–

937755426, MNMN25,2513.7–

937823139, VAVA27,7573.7–

937982431, WYWY3,2243.7–

938021132, MDMD3,1603.7–

938128278, NCNC37,4203.7–

938249456, MIMI19,9313.7–

938346208, ININ22,3793.7–

938499623, AKAK23,4243.7–

938524175, VAVA8,1283.7–

938647032, ININ3,2853.7–

938736567, ALAL16,0953.7–

938834473, FLFL26,8133.7–

938946383, ININ42,1833.7–

939003235, NHNH8,9033.7–

939130326, GAGA8,2343.7–

939278248, TXTX14,4883.7–

939328420, NCNC2,6583.7–

939422503, VAVA4,2963.7–

939533538, FLFL6,1323.7–

939654406, WIWI4,0403.7–

939798936, WAWA8,7443.7–

939801073, MAMA6,2303.7–

939970748, LALA6,9093.7–

940055127, MNMN18,0903.7–

940119406, PAPA30,3623.7–

940227530, NCNC37,6343.7–

940319460, PAPA45,4233.7–

940401085, MAMA41,1023.7–

940521014, MDMD38,7073.7–

940677088, TXTX57,0473.7–

940773120, OKOK35,5593.7–

940853097, WIWI7,6833.7–

940917512, PAPA18,1483.7–

941077072, TXTX57,1083.7–

941129526, SCSC54,1303.7–

941208820, NJNJ39,9783.7–

941323024, VAVA11,2333.7–

941498935, WAWA4,2893.7–

941576234, TXTX21,4183.7–

941607836, NJNJ11,6943.7–

941760480, ILIL5,3883.7–

941853051, WIWI39,5593.7–

941984021, UTUT3,0693.7–

942015224, PAPA10,6653.7–

942149615, MIMI4,1203.7–

942211715, NYNY3,9363.7–

942340361, KYKY18,3613.7–

942408759, NJNJ34,2373.7–

942578231, TXTX9,7443.7–

942619952, DEDE10,9083.7–

942755431, MNMN18,6643.7–

942827504, NCNC17,0793.7–

942972113, ARAR25,5963.7–

943031520, GAGA22,3133.7–

943103303, NHNH16,5713.7–

943233813, FLFL38,6743.7–

943323089, VAVA4,8313.7–

943410992, NYNY9,8433.7–

943504412, MEME9,6523.7–

943682601, WYWY26,7213.7–

943728327, NCNC19,3863.7–

943855122, MNMN32,2613.7–

943963130, MOMO28,9103.7–

944048843, MIMI48,0143.7–

944103229, NHNH6,0463.7–

944265632, MOMO3,0673.7–

944359270, MTMT8,5713.7–

944437144, TNTN2,8923.7–

944510974, NYNY3,3823.7–

944622407, VAVA65,4253.7–

944704357, MEME3,5663.7–

944816059, PAPA10,0623.7–

944907676, NJNJ9,3233.7–

945018017, PAPA40,6403.7–

945176135, TXTX19,4453.7–

945238477, TNTN2,8213.7–

945324064, VAVA4,8753.7–

945464468, MOMO14,2803.7–

945527405, NCNC54,3033.7–

945656378, MNMN8,6493.7–

945728112, NCNC28,4613.7–

945819131, PAPA43,7763.7–

945908723, NJNJ32,1413.7–

946007731, NJNJ40,3223.7–

946137334, TNTN23,7903.7–

946222973, VAVA6,2923.7–

946321084, MDMD7,0703.7–

946438478, TNTN18,9433.7–

946505068, VTVT2,9873.7–

946691962, CACA2,5743.7–

946727244, NCNC16,3293.7–

946817540, PAPA10,7283.7–

946944681, OHOH9,2193.7–

947033811, FLFL29,4723.7–

947120607, MDMD13,7503.7–

947227292, NCNC40,3113.7–

947319350, PAPA10,9453.7–

947433440, FLFL20,8553.7–

947519027, PAPA20,4203.7–

947627521, NCNC6,5493.7–

947743112, OHOH4,9093.7–

947827597, NCNC30,1843.7–

947912083, NYNY3,8443.7–

948053092, WIWI20,8863.7–

948172762, ARAR46,0923.7–

948238016, TNTN44,1363.7–

948319090, PAPA19,6623.7–

948445314, OHOH6,5363.7–

948571852, ARAR9,3403.7–

948654829, WIWI5,4463.7–

948760108, ILIL23,6043.7–

948831419, GAGA57,0773.7–

948955960, MNMN3,3753.7–

949032948, FLFL7,1123.7–

949132210, FLFL65,7293.7–

949219344, PAPA12,8273.7–

949364477, MOMO3,4893.7–

949418951, PAPA36,5683.7–

949540067, KYKY6,3653.7–

949611783, NYNY21,1273.7–

949755352, MNMN10,5153.7–

949876110, TXTX33,4413.7–

949978602, TXTX38,1903.7–

950040422, KYKY25,9503.7–

SHOWING 9,001–9,500 OF 16,707

1…18 19 20…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES