Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

850192276, CACA7,7203.5–

850275173, TXTX10,6643.5–

850330215, GAGA40,4763.5–

850404974, MEME2,6553.5–

850560617, ILIL74,7903.5–

850699516, AKAK21,5003.5–

850775060, TXTX47,5913.5–

850840444, KYKY14,2763.5–

850955080, MNMN3,1803.5–

851045068, OHOH11,5973.5–

851153120, WIWI10,8483.5–

851240218, KYKY33,7363.5–

851304049, MEME4,0173.5–

851464081, MOMO25,3053.5–

851583332, IDID2,5693.5–

851642141, KYKY31,5063.5–

851755401, MNMN11,8163.5–

851829472, SCSC12,7223.5–

851901030, MAMA12,3053.5–

852075167, TXTX13,9043.5–

852146060, ININ47,6103.5–

852247006, ININ12,9883.5–

852312804, NYNY28,2083.5–

852444133, OHOH31,0183.5–

852565785, MOMO6,0023.5–

852622508, VAVA15,5573.5–

852778003, TXTX9,9673.5–

852801464, MAMA6,9763.5–

852921076, MDMD24,2683.5–

853001529, MAMA3,1603.5–

853170047, LALA13,2203.5–

853241056, KYKY13,4453.5–

853345244, OHOH28,5113.5–

853411795, NYNY25,3793.5–

853576048, TXTX27,0003.5–

853650428, IAIA9,0713.5–

853754603, WIWI13,7383.5–

853801010, MAMA3,7053.5–

853965633, MOMO3,9523.5–

854078025, TXTX4,9993.5–

854102715, MAMA3,7573.5–

854255721, MNMN4,0443.5–

854330107, GAGA19,1343.5–

854429671, SCSC18,6663.5–

854555041, MNMN7,5103.5–

854620141, VAVA8,3593.5–

854719057, PAPA17,9253.5–

854853406, WIWI25,7783.5–

854928376, NCNC44,8803.5–

855018929, PAPA9,7483.5–

855121849, MDMD3,3883.5–

855234638, FLFL37,6443.5–

855363640, MOMO29,2633.5–

855420613, MDMD17,5903.5–

855523350, VAVA2,9833.5–

855608535, NJNJ4,9993.5–

855732571, FLFL42,1713.5–

855856461, MNMN3,3373.5–

855947112, ININ17,4643.5–

856087410, NMNM15,0123.5–

856135210, ALAL13,7753.5–

856277964, TXTX8,2043.5–

856308028, NJNJ25,0983.5–

856460053, ILIL24,6193.5–

856543011, OHOH6,5943.5–

856685746, AZAZ42,8353.5–

856754002, WIWI6,8723.5–

856821158, MDMD22,0833.5–

856975424, TXTX3,7903.5–

857029640, SCSC33,1423.5–

857149464, MIMI28,9143.5–

857236879, ALAL2,8263.5–

857370501, LALA26,4653.5–

857470427, LALA17,5963.5–

857508853, NJNJ5,6343.5–

857653588, WIWI3,7703.5–

857721919, MDMD3,6263.5–

857839501, MSMS22,5653.5–

857949330, MIMI5,5993.5–

858003884, NHNH4,3063.5–

858108807, NJNJ39,5603.5–

858208833, NJNJ9,1843.5–

858360540, ILIL42,2523.5–

858401057, MAMA8,1763.5–

858570615, LALA12,9803.5–

858612159, NYNY8,1633.5–

858777484, TXTX14,3483.5–

858824486, VAVA3,7393.5–

858935594, ALAL7,4533.5–

859023841, VAVA3,0213.5–

859121047, MDMD13,8523.5–

859255327, MNMN6,0163.5–

859355418, MNMN31,5053.5–

859424066, VAVA4,9633.5–

859510941, NYNY14,4223.5–

859675043, TXTX63,1523.5–

859753508, WIWI5,6543.5–

859848309, MIMI30,6853.5–

859903031, NHNH11,8493.5–

860079101, TXTX2,5263.5–

860118336, PAPA4,1143.5–

860275402, TXTX20,0983.5–

860320602, MDMD28,3313.5–

860421128, MDMD15,5013.5–

860537659, TNTN29,0803.5–

860638066, TNTN3,4463.5–

860719038, PAPA32,2963.5–

860837042, TNTN87,6523.5–

860938544, TNTN8,1753.5–

861032343, FLFL3,6403.5–

861154960, WIWI2,9973.5–

861229555, SCSC5,9723.5–

861368516, NENE48,9033.5–

861427522, NCNC13,0833.5–

861556361, MNMN2,5923.5–

861642211, KYKY13,4753.5–

861736571, ALAL17,1433.5–

861860018, ILIL27,9523.5–

861932312, FLFL32,2163.5–

862054751, WIWI26,1933.5–

862138012, TNTN13,0313.5–

862215437, PAPA2,5183.5–

862329209, SCSC38,0413.5–

862404654, MEME3,3403.5–

862519720, DEDE62,3923.5–

862677039, TXTX27,8623.5–

862712582, NYNY5,7863.5–

862847164, ININ3,3123.5–

862943031, OHOH13,8763.5–

863054013, WIWI3,4433.5–

863157104, SDSD26,9633.5–

863227909, NCNC40,8693.5–

863322851, VAVA5,9033.5–

863476487, TXTX4,1333.5–

863518925, PAPA6,2503.5–

863623831, VAVA39,5293.5–

863721216, MDMD29,4263.5–

863872404, ARAR29,9683.5–

863970431, LALA5,7693.5–

864022025, VAVA19,3563.5–

864132011, FLFL15,4213.5–

864272210, ARAR15,6213.5–

864353021, WIWI4,5373.5–

864448065, MIMI11,5973.5–

864504252, MEME4,9683.5–

864623111, VAVA38,0703.5–

864719066, PAPA5,8393.5–

864837323, TNTN31,9483.5–

864948310, MIMI43,3543.5–

865030680, GAGA48,3883.5–

865118014, PAPA12,0973.5–

865266207, KSKS15,7393.5–

865307921, NJNJ7,7003.5–

865408854, NJNJ61,0883.5–

865560804, ILIL82,7973.5–

865664744, MOMO8,2423.5–

865745216, OHOH9,5693.5–

865866205, KSKS14,0323.5–

865958801, NDND34,2773.5–

866029680, SCSC35,7703.5–

866130259, GAGA3,9513.5–

866253037, WIWI10,2543.5–

866372736, ARAR7,8863.5–

866401612, MAMA5,0023.5–

866521632, MDMD6,4363.5–

866636804, ALAL20,5353.5–

866770512, LALA10,7403.5–

866887544, NMNM13,5983.5–

866971909, ARAR18,4493.5–

867049321, MIMI15,9703.5–

867137036, TNTN7,2053.5–

867237321, TNTN21,0843.5–

867375116, TXTX19,9543.5–

867485367, AZAZ22,0743.5–

867542754, KYKY16,9183.5–

867602814, RIRI7,5873.5–

867711718, NYNY3,1793.5–

867859404, MTMT28,8223.5–

867949325, MIMI2,5963.5–

868019330, PAPA5,9573.5–

868163369, MOMO2,8223.5–

868255447, MNMN20,9313.5–

868343113, OHOH24,4803.5–

868470072, LALA55,6933.5–

868549265, MIMI5,1573.5–

868660191, ILIL14,3963.5–

868749316, MIMI26,4273.5–

868821784, MDMD39,2583.5–

868938201, TNTN10,4723.5–

869072715, ARAR17,2883.5–

869108884, NJNJ8,1873.5–

869287413, NMNM14,2963.5–

869322572, VAVA6,5973.5–

869466085, KSKS11,4863.5–

869574401, OKOK15,9513.5–

869655325, MNMN4,7953.5–

869719150, PAPA24,3043.5–

869877002, TXTX21,0153.5–

869923430, VAVA19,1093.5–

870098948, WAWA12,6383.5–

870116901, PAPA10,2423.5–

870229302, SCSC19,9183.5–

870377354, TXTX44,9003.5–

870423836, VAVA15,2983.5–

870501351, MAMA2,6363.5–

870612845, NYNY4,3703.5–

870748073, MIMI33,1063.5–

870823435, VAVA33,7213.5–

870928901, NCNC5,5523.5–

871004042, MEME4,8723.5–

871199709, AKAK29,5513.5–

871201005, MAMA5,2043.5–

871321742, MDMD34,0693.5–

871425442, WVWV2,7723.5–

871596130, CACA20,1733.5–

871603051, NHNH25,5573.5–

871705701, VTVT20,3823.5–

871873132, OKOK27,8343.5–

871918610, PAPA5,0793.5–

872004917, MEME3,3513.5–

872138305, TNTN53,4883.5–

872222553, VAVA17,2073.5–

872318969, PAPA15,2453.5–

872463005, MOMO19,7793.5–

872516063, PAPA8,2563.5–

872653718, WIWI18,9893.5–

872763037, MOMO2,9703.5–

872821771, MDMD33,0313.5–

872953583, WIWI5,8163.5–

873095485, CACA3,2423.5–

873138556, TNTN12,9363.5–

873297882, OROR7,9763.5–

873346118, ININ4,7093.5–

873453119, WIWI5,8033.5–

873532462, FLFL3,9203.5–

873618507, PAPA5,4433.5–

873777339, TXTX44,5383.5–

873871203, LALA38,3543.5–

873920622, MDMD5,1853.5–

874020744, MDMD54,4413.5–

874112775, NYNY2,6233.5–

874233569, FLFL27,8673.5–

874346565, ININ9,0143.5–

874477587, TXTX16,0333.5–

874532259, FLFL75,0163.5–

874664079, MOMO15,1603.5–

874721144, MDMD37,1183.5–

874889040, NVNV3,3093.5–

874964158, MOMO7,3173.5–

875065775, MOMO25,7733.5–

875153130, WIWI7,7123.5–

875227581, NCNC3,8803.5–

875354311, WIWI37,8793.5–

875427243, NCNC5,6773.5–

875522556, VAVA31,7853.5–

875660195, ILIL4,3973.5–

875776258, TXTX8,4443.5–

875807834, NJNJ18,3853.5–

875922911, VAVA19,1073.5–

876003077, NHNH10,9003.5–

876113346, NYNY6,4063.5–

876265041, MOMO5,6263.5–

876317853, PAPA2,9933.5–

876475840, TXTX6,9943.5–

876508215, NJNJ13,5453.5–

876619709, DEDE53,2343.5–

876754868, WIWI16,3233.5–

876821722, MDMD6,7213.5–

876927012, NCNC30,5433.5–

877098813, WAWA2,8263.5–

877119343, PAPA8,4503.5–

877237185, TNTN9,0723.5–

877337865, TNTN25,0743.5–

877401519, MAMA8,0583.5–

877548455, MIMI8,5323.5–

877623509, VAVA13,1053.5–

877753589, WIWI19,5503.5–

877807438, NJNJ11,1603.5–

877987047, NMNM5,4023.5–

878060455, ILIL16,8723.5–

878102779, MAMA6,8293.5–

878228326, NCNC26,0683.5–

878318080, PAPA11,2263.5–

878455355, MNMN9,6633.5–

878530120, GAGA44,8963.5–

878627127, NCNC41,4433.5–

878744656, OHOH2,5923.5–

878830565, GAGA4,8303.5–

878922551, VAVA24,1463.5–

879021104, MDMD6,0523.5–

879179601, TXTX28,0503.5–

879277517, TXTX5,5293.5–

879318810, PAPA5,7743.5–

879447041, ININ5,8843.5–

879508620, NJNJ11,6213.5–

879685607, AZAZ17,1913.5–

879764030, MOMO26,4223.5–

879853158, WIWI18,4203.5–

879917325, PAPA30,3733.5–

880039532, MSMS36,6623.5–

880103574, NHNH2,5733.5–

880249544, MIMI9,6313.5–

880329745, SCSC34,9093.5–

880412701, NYNY12,1973.5–

880517102, PAPA8,1183.5–

880644491, OHOH3,6533.5–

880770508, LALA40,5923.5–

880828152, NCNC26,1343.5–

880920774, MDMD51,8163.5–

881066204, KSKS17,9483.5–

881154023, WIWI4,6203.6–

881203071, NHNH5,3103.6–

881324477, VAVA11,4823.6–

881420720, MDMD25,0153.6–

881520736, MDMD9,9603.6–

881660106, ILIL20,0453.6–

881727562, NCNC5,6593.6–

881856273, MNMN4,9563.6–

881982901, WYWY27,1983.6–

882029673, SCSC30,4613.6–

882173139, OKOK17,9203.6–

882224354, VAVA13,0013.6–

882302053, MAMA13,4363.6–

882421754, MDMD8,1563.6–

882545036, OHOH42,2043.6–

882632189, FLFL5,5933.6–

882785736, AZAZ4,2193.6–

882876691, TXTX6,6613.6–

882949676, MIMI3,6203.6–

883027503, NCNC5,3743.6–

883104259, MEME3,6103.6–

883207442, NJNJ11,0473.6–

883387801, NMNM9,2913.6–

883475241, TXTX33,8403.6–

883518104, PAPA48,6833.6–

883655346, MNMN18,5883.6–

883770448, LALA26,3383.6–

883855126, MNMN27,4563.6–

883999507, AKAK37,3013.6–

884072732, ARAR5,3923.6–

884163341, MOMO3,5153.6–

884205201, VTVT14,9983.6–

884328546, NCNC47,2563.6–

884420721, MDMD31,0323.6–

884538967, MSMS6,6933.6–

884622655, VAVA22,6873.6–

884778641, TXTX99,8653.6–

884801590, MAMA9,4223.6–

884948316, MIMI28,7843.6–

885045212, OHOH21,5263.6–

885183252, IDID4,7073.6–

885275232, TXTX32,9723.6–

885355110, MNMN37,3053.6–

885446280, ININ7,5143.6–

885563146, MOMO30,6783.6–

885671901, ARAR28,9373.6–

885774701, OKOK27,4973.6–

885810598, NYNY28,8213.6–

885958078, NDND40,6313.6–

886068506, NENE27,5313.6–

886193210, CACA18,4913.6–

886277531, TXTX16,4063.6–

886375160, TXTX28,2063.6–

886405663, VTVT6,8403.6–

886512019, NYNY15,5553.6–

886601220, MAMA8,0743.6–

886721136, MDMD32,0883.6–

886808230, NJNJ5,7003.6–

886987002, NMNM21,2653.6–

887037085, TNTN5,8533.6–

887104093, MEME8,5123.6–

887212603, NYNY42,3043.6–

887301028, MAMA16,3213.6–

887443228, OHOH59,0773.6–

887553140, WIWI30,2383.6–

887660173, ILIL13,6503.6–

887719151, PAPA33,2673.6–

887870816, LALA45,7183.6–

887957718, SDSD7,9373.6–

888027834, NCNC56,3473.6–

888104901, MEME27,8703.6–

888227030, NCNC36,2413.6–

888330567, GAGA5,4873.6–

888439601, MSMS23,5833.6–

888575495, TXTX11,1203.6–

888608844, NJNJ44,4633.6–

888745245, OHOH20,0453.6–

888885650, AZAZ14,8763.6–

888943081, OHOH65,0203.6–

889037874, TNTN16,5673.6–

889132738, FLFL49,3683.6–

889273118, OKOK14,2623.6–

889356360, MNMN3,7213.6–

889466046, KSKS19,6583.6–

889501569, MAMA14,3043.6–

889654001, WIWI7,9063.6–

889796760, HIHI4,2613.6–

889819075, PAPA7,3843.6–

889907641, NJNJ3,3633.6–

890010926, NYNY3,4163.6–

890178148, TXTX22,1873.6–

890219124, PAPA71,0043.6–

890318229, PAPA9,2483.6–

890438017, TNTN56,8263.6–

890536862, ALAL5,9153.6–

890623323, VAVA43,0433.6–

890773054, OKOK4,7023.6–

890865807, MOMO56,6593.6–

890955379, MNMN50,0413.6–

891010998, NYNY3,8893.6–

891143074, OHOH16,8733.6–

891257105, SDSD23,2873.6–

891371913, ARAR47,4773.6–

891423421, VAVA4,2903.6–

891507039, NJNJ31,4883.6–

891675040, TXTX64,6063.6–

891765746, MOMO9,3363.6–

891817572, PAPA3,6433.6–

891976548, TXTX33,7293.6–

892024251, VAVA7,9373.6–

892148176, MIMI23,4513.6–

892278009, TXTX9,1513.6–

892320872, MDMD13,9833.6–

892434613, FLFL19,3373.6–

892528146, NCNC31,2923.6–

892624211, VAVA10,2983.6–

892772653, ARAR29,5643.6–

892817543, PAPA45,9123.6–

892935456, ALAL3,7453.6–

893087402, NMNM11,4183.6–

893133430, FLFL19,7963.6–

893237409, TNTN3,3573.6–

893347905, ININ42,2193.6–

893470070, LALA13,9603.6–

893556401, MNMN31,8413.6–

893671068, LALA3,4823.6–

893756379, MNMN17,6073.6–

893833579, FLFL49,4703.6–

893916823, PAPA29,1263.6–

894030252, GAGA49,5543.6–

894177067, TXTX30,4913.6–

894232535, FLFL5,6493.6–

894355340, MNMN10,1833.6–

894434602, FLFL11,0883.6–

894548386, MIMI17,8563.6–

894637416, TNTN13,9193.6–

894703873, NHNH6,6283.6–

894855358, MNMN5,0613.6–

894923150, VAVA12,5443.6–

895040380, KYKY7,1003.6–

895110930, NYNY9,5693.6–

895251360, IAIA8,6533.6–

895316828, PAPA5,0003.6–

895422827, VAVA10,5293.6–

895533830, FLFL33,7403.6–

895617602, PAPA52,2173.6–

895719125, PAPA25,1403.6–

895836553, ALAL3,4223.6–

895953593, WIWI31,0813.6–

896001568, MAMA8,0113.6–

896119317, PAPA10,8643.6–

896208902, NJNJ43,9323.6–

896358401, NDND17,1893.6–

896449431, MIMI17,1843.6–

896580927, COCO8,0363.6–

896654115, WIWI50,4113.6–

896704401, MEME44,8543.6–

896821120, MDMD7,4403.6–

896919808, DEDE39,0823.6–

897075156, TXTX16,3333.6–

897170535, LALA18,4663.6–

897255045, MNMN7,8463.6–

897324083, VAVA4,9483.6–

897489801, NVNV26,4803.6–

897573034, OKOK48,8313.6–

897649649, MIMI7,2393.6–

897760467, ILIL24,3983.6–

897838483, TNTN7,6103.6–

897976114, TXTX27,3573.6–

898003109, NHNH9,9293.6–

898134690, FLFL12,4983.6–

898277086, TXTX28,6533.6–

898363143, MOMO8,9753.6–

898453105, WIWI28,7513.6–

898565051, MOMO4,4873.6–

898623120, VAVA17,5863.6–

898729164, SCSC4,8303.6–

898832097, FLFL26,7003.6–

898924153, VAVA38,9143.6–

899070605, LALA40,4823.6–

899119962, DEDE13,7703.6–

899245242, OHOH22,6233.6–

899364057, MOMO14,3283.6–

899455328, MNMN10,0193.6–

899532024, FLFL20,6703.6–

899676034, TXTX26,1033.6–

899733594, FLFL37,3613.6–

899823453, VAVA34,4823.6–

899976513, TXTX45,9283.6–

900015672, PAPA3,3213.6–

SHOWING 8,501–9,000 OF 16,707

1…17 18 19…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES