Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

800140701, KYKY30,5263.4–

800256187, MNMN15,2143.4–

800387144, NMNM51,8373.4–

800455616, MNMN7,2503.4–

800553934, WIWI4,5203.4–

800644822, OHOH3,9953.4–

800753965, WIWI10,8183.4–

800877075, TXTX40,6263.4–

800930224, GAGA28,4143.4–

801055307, MNMN2,9813.4–

801129349, SCSC39,0833.4–

801253038, WIWI4,1923.4–

801317545, PAPA23,5563.4–

801499685, AKAK3,7473.4–

801538549, TNTN4,1413.4–

801601534, MAMA6,2303.4–

801776577, TXTX3,1283.4–

801812543, NYNY3,1903.4–

801976103, TXTX15,9753.4–

802053098, WIWI11,3533.4–

802171254, LALA6,3973.4–

802240291, KYKY41,2223.4–

802323947, VAVA3,7853.4–

802450237, IAIA3,6353.4–

802554703, WIWI44,1533.4–

802619014, PAPA21,4273.4–

802703307, NHNH5,7243.4–

802827263, NCNC21,4463.4–

802978610, TXTX48,3193.4–

803033417, FLFL38,0793.4–

803154650, WIWI25,3043.4–

803231904, GAGA35,4053.4–

803330102, GAGA45,3193.4–

803404364, MEME6,1913.4–

803508648, NJNJ31,3233.4–

803630233, GAGA24,7303.4–

803746214, ININ24,4723.4–

803828540, NCNC49,1413.4–

803955947, MNMN7,4033.4–

804038804, MSMS16,6933.4–

804130217, GAGA9,3093.4–

804225403, WVWV16,4703.4–

804327804, NCNC30,7133.4–

804489815, NVNV15,6363.4–

804520646, MDMD21,4003.4–

804618510, PAPA14,3323.4–

804730028, GAGA38,4333.4–

804835966, ALAL3,5433.4–

804937353, TNTN5,3303.4–

805070444, LALA8,6873.4–

805130039, GAGA52,7833.4–

805277094, TXTX10,3953.4–

805360162, ILIL8,0843.4–

805407827, NJNJ4,1093.4–

805577830, TXTX3,2383.4–

805619055, PAPA13,8333.4–

805712983, NYNY7,2963.4–

805812449, NYNY3,0103.4–

805955322, MNMN3,7753.4–

806008242, NJNJ4,1413.4–

806185939, AZAZ3,8493.4–

806279932, TXTX30,7863.4–

806308068, NJNJ6,6133.4–

806448111, MIMI44,7093.4–

806572713, ARAR28,9993.4–

806655744, MNMN20,2953.4–

806733881, FLFL40,8083.4–

806877478, TXTX23,1823.4–

806938134, TNTN43,9473.4–

807049525, MIMI30,8873.4–

807119054, PAPA17,5183.4–

807248169, MIMI20,5193.4–

807324531, VAVA8,6953.4–

807429805, SCSC4,9353.4–

807565078, MOMO3,5843.4–

807631093, GAGA26,8723.4–

807738002, TNTN43,8823.4–

807835058, ALAL11,5453.4–

807908628, NJNJ9,8313.4–

808074343, OKOK3,1833.4–

808128771, NCNC7,5673.4–

808231211, GAGA15,8683.4–

808301069, MAMA8,8213.4–

808439170, MSMS9,0693.4–

808575007, TXTX54,6463.4–

808672211, ARAR22,3353.4–

808731322, GAGA30,1453.4–

808824504, VAVA9,6323.4–

808966227, KSKS9,5953.4–

809030295, GAGA5,5673.4–

809108518, NJNJ6,5083.4–

809227282, NCNC15,9273.4–

809326711, WVWV2,7243.4–

809470818, LALA9,3703.4–

809555446, MNMN28,2473.4–

809648322, MIMI32,8853.4–

809760148, ILIL52,5963.4–

809827023, NCNC14,4143.4–

809917015, PAPA24,3853.4–

810023601, VAVA26,6453.4–

810107825, NJNJ9,2103.4–

810235133, ALAL3,1503.4–

810348418, MIMI4,4843.4–

810423112, VAVA57,0163.4–

810521643, MDMD5,3923.4–

810628214, NCNC43,8373.4–

810723513, VAVA28,6283.4–

810870003, LALA39,3443.4–

810972801, ARAR19,0193.4–

811020601, MDMD26,9453.4–

811151246, IAIA4,0413.4–

811296101, CACA5,1423.4–

811353108, WIWI3,0603.4–

811470791, LALA30,3853.4–

811587121, NMNM75,5103.4–

811619462, PAPA16,3313.4–

811758203, NDND16,4783.4–

811868701, NENE31,4173.4–

811911796, NYNY3,5603.4–

812053118, WIWI7,5543.4–

812118109, PAPA18,4463.4–

812256636, MNMN4,6433.4–

812314080, NYNY4,4443.4–

812401036, MAMA4,9463.4–

812520659, MDMD24,3243.4–

812676137, TXTX60,3523.4–

812760304, ILIL16,9553.4–

812812542, NYNY5,6123.4–

812928021, NCNC13,8653.4–

813028681, NCNC25,5663.4–

813164098, MOMO3,3113.4–

813249404, MIMI9,1173.4–

813317527, PAPA6,0943.4–

813448818, MIMI2,5543.4–

813501118, MAMA14,8393.4–

813648423, MIMI33,7573.4–

813771360, LALA34,6533.4–

813807082, NJNJ5,7233.4–

813976020, TXTX34,6023.4–

814020653, MDMD26,8523.4–

814138611, MSMS16,5373.4–

814215143, PAPA21,8513.4–

814332068, FLFL58,9833.4–

814472753, ARAR10,7443.4–

814577318, TXTX20,7923.4–

814605476, VTVT3,2183.4–

814721911, MDMD10,5513.4–

814812831, NYNY18,0253.4–

814920735, MDMD37,4643.4–

815036549, ALAL5,6223.4–

815165803, MOMO42,8823.4–

815243068, OHOH60,1483.4–

815304862, MEME4,0233.4–

815419473, PAPA17,2593.4–

815528602, NCNC31,1133.4–

815627406, NCNC60,6513.4–

815736856, ALAL8,7163.4–

815847546, ININ22,1913.4–

815937807, TNTN11,0693.4–

816064801, MOMO36,2873.4–

816117754, PAPA12,0613.4–

816217059, PAPA8,0133.4–

816319512, PAPA15,7943.4–

816401501, MAMA16,8773.4–

816517519, PAPA7,1273.4–

816622408, VAVA31,5863.4–

816730629, GAGA5,3353.4–

816850263, IAIA29,6113.4–

816955319, MNMN5,1853.4–

817021001, MDMD27,1683.4–

817155398, MNMN17,6883.4–

817233839, FLFL4,5613.4–

817371854, ARAR35,7203.4–

817417372, PAPA4,0453.4–

817549331, MIMI17,6613.4–

817648348, MIMI24,5743.4–

817721211, MDMD14,9693.4–

817823322, VAVA66,9563.4–

817901007, MAMA15,4193.4–

818027025, NCNC12,5373.4–

818121826, MDMD5,4513.4–

818218062, PAPA27,1103.4–

818353154, WIWI37,3253.4–

818425951, WVWV4,9043.4–

818556473, MNMN3,5183.4–

818620716, MDMD22,3623.4–

818730411, GAGA4,6503.4–

818831302, GAGA8,8993.4–

818943050, OHOH31,0743.4–

819055303, MNMN52,6143.4–

819152327, IAIA3,7963.4–

819271055, LALA17,7723.4–

819312446, NYNY5,4143.4–

819456364, MNMN5,7083.4–

819508889, NJNJ10,1933.4–

819628539, NCNC18,3513.4–

819732533, FLFL31,8603.4–

819860193, ILIL40,1463.4–

819933825, FLFL25,5013.4–

820017225, PAPA20,3473.4–

820168450, NENE3,1243.4–

820207420, NJNJ5,3163.4–

820314052, NYNY17,5143.4–

820453209, WIWI45,1703.4–

820578861, TXTX14,0083.4–

820676054, TXTX11,7443.4–

820721113, MDMD36,7053.4–

820856071, MNMN13,1573.4–

820937755, TNTN3,4043.4–

821020639, MDMD15,5443.4–

821121236, MDMD39,5143.4–

821275052, TXTX97,2783.4–

821316412, PAPA9,6123.4–

821427284, NCNC58,0653.4–

821548043, MIMI15,4293.4–

821655008, MNMN16,7293.4–

821743822, OHOH5,0953.4–

821889445, NVNV17,1533.4–

821917844, PAPA10,2913.4–

822028636, NCNC4,4963.4–

822135748, ALAL7,5783.4–

822299518, AKAK9,7643.4–

822330265, GAGA39,9423.4–

822438632, MSMS31,3743.4–

822546181, ININ4,9643.4–

822660459, ILIL28,7393.4–

822707853, NJNJ12,3393.4–

822875154, TXTX52,5163.4–

822940023, KYKY6,8703.4–

823055076, MNMN21,3743.4–

823178210, TXTX34,9403.4–

823232435, FLFL6,6643.4–

823322554, VAVA65,4943.4–

823479606, TXTX29,1823.4–

823560471, ILIL12,8483.4–

823628306, NCNC43,0423.4–

823727592, NCNC21,1143.4–

823839840, GAGA4,4693.4–

823987124, NMNM58,4993.4–

824048327, MIMI20,9603.4–

824173134, OKOK7,5223.4–

824224210, VAVA16,8143.4–

824335960, ALAL9,7033.4–

824430055, GAGA3,8003.4–

824508016, NJNJ34,9203.4–

824654944, WIWI9,3123.4–

824748063, MIMI4,2063.4–

824858301, NDND10,1003.4–

824977095, TXTX69,7673.4–

825029935, SCSC3,5133.4–

825155106, MNMN56,7083.4–

825278220, TXTX19,4233.4–

825321770, MDMD8,7513.4–

825412850, NYNY2,5373.4–

825532063, FLFL14,6113.4–

825648363, MIMI7,3623.4–

825729456, SCSC41,2143.4–

825830527, GAGA3,9953.4–

825975605, TXTX35,4173.4–

826079830, TXTX7,8533.4–

826155373, MNMN5,8223.4–

826218436, PAPA13,5693.4–

826343054, OHOH27,5943.4–

826489021, NVNV3,5433.4–

826503106, NHNH15,0323.4–

826698857, WAWA4,0623.4–

826707737, NJNJ3,9453.4–

826837804, TNTN27,3823.4–

826955072, MNMN4,4183.4–

827072704, ARAR32,4973.4–

827132669, FLFL17,7043.4–

827246074, ININ48,9013.4–

827319335, PAPA53,6293.4–

827455033, MNMN29,6743.4–

827550613, IAIA43,8673.4–

827621234, MDMD66,3343.4–

827711934, NYNY9,4183.4–

827818091, PAPA6,5473.4–

827929445, SCSC59,2273.5–

828049080, MIMI16,0023.5–

828154484, WIWI5,5293.5–

828261874, ILIL8,8113.5–

828332025, FLFL22,9483.5–

828463131, MOMO17,9353.5–

828555378, MNMN32,1623.5–

828665663, MOMO2,7003.5–

828707721, NJNJ4,2773.5–

828817538, PAPA7,3143.5–

828903044, NHNH4,8313.5–

829055044, MNMN64,7623.5–

829137849, TNTN29,3753.5–

829277871, TXTX3,0583.5–

829319127, PAPA5,6643.5–

829423140, VAVA7,7553.5–

829532310, FLFL14,8883.5–

829676118, TXTX17,9913.5–

829758504, NDND30,2123.5–

829872718, ARAR5,8063.5–

829938004, TNTN12,0013.5–

830024482, VAVA5,3123.5–

830117814, PAPA4,6693.5–

830248304, MIMI17,3873.5–

830376559, TXTX7,1973.5–

830454304, WIWI28,5023.5–

830532351, FLFL16,3983.5–

830655040, MNMN14,8373.5–

830717701, PAPA43,1043.5–

830882636, WYWY4,2593.5–

830944644, OHOH4,5873.5–

831025430, WVWV8,9543.5–

831103234, NHNH4,9393.5–

831227021, NCNC17,1063.5–

831377049, TXTX40,4183.5–

831437367, TNTN11,1693.5–

831579903, TXTX14,7153.5–

831677861, TXTX3,0653.5–

831737035, TNTN4,1813.5–

831864114, MOMO24,2293.5–

831934610, FLFL16,9953.5–

832093501, CACA6,4353.5–

832113417, NYNY3,8803.5–

832223838, VAVA17,6863.5–

832354801, WIWI6,2663.5–

832471006, LALA16,4543.5–

832599169, WAWA2,5873.5–

832619363, PAPA18,2313.5–

832737379, TNTN29,4303.5–

832846201, ININ30,3353.5–

832912520, NYNY3,0813.5–

833015522, PAPA11,1113.5–

833182301, WYWY8,1803.5–

833243105, OHOH8,9823.5–

833334434, FLFL11,0743.5–

833447715, ININ29,2803.5–

833555121, MNMN9,1983.5–

833602816, RIRI33,2983.5–

833707461, NJNJ18,7313.5–

833817047, PAPA3,2283.5–

833935147, ALAL6,8973.5–

834087120, NMNM66,0973.5–

834176017, TXTX47,0743.5–

834211738, NYNY18,8773.5–

834326508, WVWV40,2313.5–

834417601, PAPA56,3823.5–

834526501, WVWV19,5293.5–

834626847, WVWV5,3053.5–

834721776, MDMD6,2613.5–

834830633, GAGA9,0333.5–

834976049, TXTX31,5063.5–

835060171, ILIL10,4513.5–

835140031, KYKY26,2593.5–

835224092, VAVA3,3683.5–

835376063, TXTX82,6253.5–

835472635, ARAR3,4263.5–

835562906, ILIL7,3293.5–

835655056, MNMN14,7533.5–

835732177, FLFL25,6453.5–

835817103, PAPA13,1153.5–

835952361, IAIA4,5823.5–

836018324, PAPA9,9353.5–

836108525, NJNJ4,5223.5–

836275656, TXTX4,5073.5–

836348064, MIMI4,1803.5–

836465656, MOMO5,0313.5–

836527019, NCNC3,5443.5–

836638060, TNTN12,5523.5–

836727006, NCNC16,2473.5–

836839040, MSMS3,2563.5–

836960174, ILIL31,4023.5–

837003743, NHNH13,7043.5–

837149051, MIMI2,7873.5–

837248023, MIMI5,0313.5–

837353089, WIWI20,5883.5–

837414882, NYNY4,1913.5–

837566503, KSKS17,2733.5–

837657039, SDSD3,6223.5–

837749746, MIMI3,2843.5–

837845387, OHOH5,2853.5–

837932577, FLFL5,6783.5–

838016055, PAPA8,9933.5–

838150131, IAIA24,5833.5–

838245828, OHOH6,4043.5–

838322567, VAVA2,7173.5–

838432615, FLFL16,7713.5–

838555345, MNMN20,7893.5–

838638868, MSMS4,3713.5–

838753533, WIWI7,2833.5–

838858554, NDND29,4793.5–

838920637, MDMD6,1333.5–

839024348, VAVA4,8553.5–

839120874, MDMD62,7383.5–

839256377, MNMN21,0633.5–

839321114, MDMD25,5903.5–

839466224, KSKS12,6833.5–

839508251, NJNJ10,5033.5–

839610536, NYNY10,6693.5–

839755422, MNMN28,4523.5–

839864840, MOMO3,3253.5–

839953221, WIWI38,0443.5–

840030296, GAGA27,0453.5–

840121131, MDMD7,1413.5–

840253189, WIWI26,8553.5–

840319311, PAPA11,6923.5–

840448075, MIMI22,8413.5–

840550219, IAIA14,4163.5–

840672131, ARAR4,6053.5–

840749012, MIMI3,2193.5–

840849504, MIMI40,0363.5–

840978629, TXTX12,7403.5–

841017557, PAPA15,0553.5–

841177995, TXTX10,3653.5–

841229803, SCSC40,6993.5–

841311752, NYNY9,2043.5–

841430066, GAGA61,7613.5–

841518052, PAPA29,4513.5–

841649031, MIMI7,8693.5–

841749424, MIMI49,8103.5–

841860546, ILIL16,3223.5–

841960551, ILIL5,0583.5–

842055020, MNMN4,1153.5–

842165734, MOMO4,1123.5–

842247060, ININ6,3093.5–

842354871, WIWI3,2703.5–

842410560, NYNY4,9183.5–

842570446, LALA7,1733.5–

842630363, GAGA3,5233.5–

842778575, TXTX4,5753.5–

842821727, MDMD6,0523.5–

842955357, MNMN3,4193.5–

843076259, TXTX6,5963.5–

843119438, PAPA25,4383.5–

843279915, TXTX34,2303.5–

843318977, PAPA4,5693.5–

843475758, TXTX9,9453.5–

843577316, TXTX34,6943.5–

843663122, MOMO41,6343.5–

843775076, TXTX7,9893.5–

843828390, NCNC24,0003.5–

843964151, MOMO28,5263.5–

844053536, WIWI9,5473.5–

844146816, ININ19,5143.5–

844248083, MIMI23,7713.5–

844339666, MSMS11,4083.5–

844455720, MNMN17,4483.5–

844546143, ININ61,8033.5–

844676712, TXTX29,1183.5–

844787401, NMNM45,2293.5–

844838019, TNTN15,7603.5–

844921048, MDMD10,4813.5–

845088030, NMNM24,4133.5–

845137331, TNTN7,6133.5–

845229322, SCSC10,9313.5–

845381050, COCO9,8943.5–

845402804, RIRI2,6093.5–

845565622, MOMO8,6953.5–

845623237, VAVA27,1263.5–

845707866, NJNJ22,6633.5–

845860076, ILIL32,9533.5–

845924012, VAVA28,2353.5–

846003867, NHNH22,7323.5–

846144264, OHOH3,4623.5–

846298932, WAWA5,7423.5–

846329550, SCSC29,9243.5–

846478942, TXTX10,1363.5–

846521219, MDMD9,5653.5–

846660143, ILIL11,3243.5–

846775126, TXTX84,7993.5–

846882637, WYWY4,4253.5–

846972601, ARAR31,3703.5–

847028056, NCNC36,2003.5–

847121074, MDMD14,7773.5–

847208801, NJNJ7,2673.5–

847330517, GAGA18,9943.5–

847453115, WIWI16,3813.5–

847523851, VAVA13,2373.5–

847652340, IAIA6,1283.5–

847743713, OHOH6,5163.5–

847849103, MIMI11,5903.5–

847949448, MIMI4,3743.5–

848046303, ININ17,6803.5–

848176015, TXTX18,1353.5–

848225404, WVWV23,9903.5–

848304344, MEME3,0173.5–

848423666, VAVA54,2333.5–

848553033, WIWI6,2863.5–

848627944, NCNC11,3583.5–

848754941, WIWI2,5633.5–

848855371, MNMN18,1033.5–

848976904, TXTX36,9543.5–

849010512, NYNY24,2343.5–

849173127, OKOK25,8653.5–

849231523, GAGA15,4023.5–

849370435, LALA22,4753.5–

849431204, GAGA32,4213.5–

849577382, TXTX38,9863.5–

849628311, NCNC36,6293.5–

849717560, PAPA5,4603.5–

849855125, MNMN44,1853.5–

849937387, TNTN3,6743.5–

850028523, NCNC2,7533.5–

SHOWING 8,001–8,500 OF 16,707

1…16 17 18…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES