Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

750128560, NCNC28,6613.3–

750270520, LALA20,3903.3–

750365584, MOMO10,5533.3–

750477968, TXTX2,6053.3–

750570507, LALA20,0963.3–

750621224, MDMD47,4653.3–

750775752, TXTX7,5363.3–

750823924, VAVA5,9153.3–

750944072, OHOH5,4053.3–

751068502, NENE25,8463.3–

751120695, MDMD16,4073.3–

751205851, VTVT6,0243.3–

751338133, TNTN21,2783.3–

751419050, PAPA29,3733.3–

751503057, NHNH2,7093.3–

751646220, ININ36,9523.3–

751703858, NHNH4,8363.3–

751814620, NYNY23,7693.3–

751938023, TNTN5,6823.3–

752075182, TXTX8,3363.3–

752137650, TNTN12,7743.3–

752264083, MOMO26,2013.3–

752340965, KYKY11,5613.3–

752422923, VAVA6,4353.3–

752576502, TXTX52,6693.3–

752651503, IAIA37,9723.3–

752704605, MEME14,5293.3–

752821244, MDMD38,2083.3–

752938651, MSMS8,7313.3–

753028086, NCNC29,4603.3–

753153527, WIWI11,9243.3–

753256373, MNMN3,3293.3–

753378114, TXTX24,2833.3–

753424540, VAVA31,0133.3–

753518074, PAPA5,5903.3–

753648323, MIMI17,2353.3–

753755731, MNMN5,3613.3–

753864776, MOMO3,3743.3–

753965723, MOMO3,1233.3–

754053960, WIWI3,3963.3–

754117040, PAPA2,6313.3–

754243014, OHOH3,7383.3–

754304027, MEME6,6293.3–

754438119, TNTN23,4643.3–

754550171, IAIA2,5243.3–

754623860, VAVA31,4043.3–

754728655, NCNC55,1003.3–

754812549, NYNY10,7453.3–

754944609, OHOH3,7823.3–

755023603, VAVA3,5043.3–

755127534, NCNC30,4153.3–

755268803, NENE25,5343.3–

755308850, NJNJ8,5383.3–

755428334, NCNC22,8733.3–

755524179, VAVA18,7733.3–

755670058, LALA39,5783.3–

755771753, ARAR15,4743.3–

755855449, MNMN34,4433.3–

755947433, ININ4,1763.3–

756004276, MEME5,9423.3–

756172081, ARAR7,4363.3–

756231569, GAGA5,5063.3–

756375762, TXTX15,7043.3–

756408093, NJNJ9,4383.3–

756576651, TXTX3,9843.3–

756654937, WIWI21,6873.3–

756707924, NJNJ7,7133.3–

756828431, NCNC5,9013.3–

756923141, VAVA7,8143.3–

757076033, TXTX29,5383.3–

757118018, PAPA32,9653.3–

757244117, OHOH9,1723.3–

757308619, NJNJ24,0893.3–

757405354, VTVT2,7093.3–

757501518, MAMA2,5983.3–

757676065, TXTX47,4383.3–

757733868, FLFL13,8273.3–

757875455, TXTX26,9033.3–

757948371, MIMI25,9723.3–

758075114, TXTX9,3333.3–

758129150, SCSC38,5383.3–

758257201, SDSD26,7813.3–

758335541, ALAL3,8953.3–

758417090, PAPA5,2063.3–

758536875, ALAL4,0173.3–

758621804, MDMD40,4303.3–

758764701, MOMO14,7313.3–

758848858, MIMI42,2263.3–

758953225, WIWI25,1873.3–

759040456, KYKY8,3703.3–

759130554, GAGA8,9803.3–

759266220, KSKS8,5353.3–

759378218, TXTX39,4283.3–

759430666, GAGA10,5853.3–

759548002, MIMI3,1203.3–

759641501, KYKY23,7543.3–

759754889, WIWI2,8373.3–

759837825, TNTN8,4093.3–

759955434, MNMN33,0293.3–

760048446, MIMI30,5813.3–

760140390, KYKY7,4293.3–

760207649, NJNJ8,2353.3–

760327217, NCNC41,4063.3–

760443787, OHOH2,5243.3–

760512015, NYNY3,8523.3–

760643022, OHOH3,6353.3–

760754757, WIWI3,5843.3–

760828018, NCNC5,0343.3–

760968110, NENE9,2293.3–

761054636, WIWI16,7273.3–

761155321, MNMN5,6463.3–

761248306, MIMI28,3893.3–

761378259, TXTX29,8263.3–

761414127, NYNY31,5433.3–

761507860, NJNJ26,0473.3–

761679407, TXTX24,0003.3–

761712065, NYNY45,1163.3–

761829532, SCSC19,8573.3–

761946770, ININ2,5303.3–

762055419, MNMN29,7383.3–

762121122, MDMD61,5663.3–

762248307, MIMI44,7143.3–

762374331, OKOK7,0583.3–

762468434, NENE9,0993.3–

762507832, NJNJ3,5933.3–

762655011, MNMN11,4823.3–

762749348, MIMI13,6993.3–

762899701, AKAK18,0613.3–

762953223, WIWI28,7933.3–

763027349, NCNC7,0613.3–

763130274, GAGA34,0813.3–

763213203, NYNY16,1803.3–

763328305, NCNC5,7103.3–

763467220, KSKS16,2703.3–

763521013, MDMD5,6103.3–

763630161, GAGA34,7053.3–

763725427, WVWV16,5953.3–

763863348, MOMO10,3943.3–

763930124, GAGA2,5883.3–

764040071, KYKY17,2393.3–

764160153, ILIL23,2013.3–

764248416, MIMI4,9963.3–

764379705, TXTX46,6533.3–

764472634, ARAR4,9773.3–

764546590, ININ5,0803.3–

764649643, MIMI6,9633.3–

764729687, SCSC44,8613.3–

764812308, NYNY15,5113.3–

764975180, TXTX26,4553.3–

765029229, SCSC51,8613.3–

765185747, AZAZ27,7533.3–

765236695, ALAL52,6903.3–

765356353, MNMN9,5463.3–

765408865, NJNJ31,4273.3–

765560465, ILIL18,0813.3–

765618326, PAPA3,5593.3–

765776182, TXTX30,2423.3–

765831015, GAGA18,7143.3–

765935967, ALAL16,9573.3–

766032570, FLFL37,1973.3–

766149622, MIMI2,6343.3–

766277355, TXTX32,8473.3–

766344618, OHOH7,8463.3–

766475494, TXTX11,4703.3–

766538826, MSMS5,8943.3–

766648444, MIMI9,4833.3–

766770079, LALA2,7573.3–

766817842, PAPA8,2663.3–

766979416, TXTX36,4423.3–

767053213, WIWI26,9053.3–

767177706, TXTX30,3933.3–

767275249, TXTX16,4473.3–

767321769, MDMD11,9653.3–

767412835, NYNY2,7083.3–

767515012, PAPA15,4123.3–

767646268, ININ25,9133.3–

767753132, WIWI35,4333.3–

767845373, OHOH37,5653.3–

767949002, MIMI19,7373.3–

768045414, OHOH21,1673.3–

768128075, NCNC21,5173.3–

768256307, MNMN5,3853.3–

768332526, FLFL44,6803.3–

768419401, PAPA43,3593.3–

768563101, MOMO3,1303.3–

768660118, ILIL15,8923.3–

768779925, TXTX38,6213.3–

768860061, ILIL27,9743.3–

768938468, TNTN5,5453.3–

769053954, WIWI6,6783.3–

769135601, ALAL35,4493.3–

769228168, NCNC10,4843.3–

769330268, GAGA10,8743.3–

769418853, PAPA4,0283.3–

769521206, MDMD48,9023.3–

769648375, MIMI24,0293.3–

769776226, TXTX43,5873.3–

769846550, ININ12,8433.3–

769976001, TXTX38,9133.3–

770024019, VAVA28,5853.3–

770178501, TXTX58,9353.3–

770217038, PAPA8,3943.3–

770371107, LALA31,7343.3–

770419701, DEDE42,9843.3–

770520136, VAVA32,3253.4–

770668023, NENE2,6873.4–

770708053, NJNJ48,1793.4–

770875137, TXTX19,7293.4–

770955901, MNMN58,4953.4–

771003281, NHNH9,1703.4–

771168528, NENE7,2733.4–

771243232, OHOH47,3643.4–

771360453, ILIL56,8613.4–

771437757, TNTN10,1003.4–

771548734, MIMI7,7463.4–

771630038, GAGA43,7763.4–

771746385, ININ40,8563.4–

771843338, OHOH10,5993.4–

771977831, TXTX3,6763.4–

772021229, MDMD46,6793.4–

772105777, VTVT3,2293.4–

772276087, TXTX36,8223.4–

772343230, OHOH58,0763.4–

772430094, GAGA33,7313.4–

772532643, FLFL11,9533.4–

772617847, PAPA11,2603.4–

772778121, TXTX16,1203.4–

772878413, TXTX34,2893.4–

772943102, OHOH3,7113.4–

773029488, SCSC22,5383.4–

773136606, ALAL18,7283.4–

773203086, NHNH4,2583.4–

773343824, OHOH4,5683.4–

773448026, MIMI14,5833.4–

773551247, IAIA5,0943.4–

773655128, MNMN29,3843.4–

773704428, MEME3,3343.4–

773876105, TXTX22,2283.4–

773972205, ARAR23,0433.4–

774076248, TXTX40,9363.4–

774155369, MNMN39,2903.4–

774249341, MIMI39,4093.4–

774355027, MNMN2,7393.4–

774455963, MNMN5,2443.4–

774555390, MNMN3,4923.4–

774604021, MEME6,9903.4–

774756560, MNMN44,4053.4–

774837412, TNTN21,8643.4–

774932131, FLFL5,0783.4–

775060463, ILIL13,7223.4–

775130213, GAGA50,6213.4–

775236251, ALAL5,3023.4–

775334266, FLFL29,8633.4–

775428643, NCNC3,6153.4–

775512567, NYNY2,6953.4–

775677856, TXTX5,5153.4–

775749101, MIMI2,9473.4–

775831326, GAGA23,9403.4–

775959538, MTMT2,7373.4–

776033545, FLFL30,2223.4–

776170462, LALA5,5933.4–

776273122, OKOK12,6353.4–

776366203, KSKS19,4413.4–

776419001, PAPA17,8673.4–

776579015, TXTX23,7653.4–

776644143, OHOH24,5973.4–

776740214, KYKY45,4053.4–

776814207, NYNY26,3273.4–

776912833, NYNY5,3163.4–

777048933, MIMI3,1073.4–

777110921, NYNY4,2313.4–

777254154, WIWI5,7413.4–

777308045, NJNJ3,2003.4–

777412203, NYNY30,7713.4–

777573112, OKOK30,3723.4–

777601608, MAMA4,9323.4–

777773071, OKOK43,7983.4–

777829307, SCSC19,1153.4–

777921773, MDMD5,8263.4–

778043021, OHOH14,4033.4–

778175087, TXTX44,3263.4–

778234956, FLFL9,6303.4–

778370067, LALA2,7543.4–

778407826, NJNJ5,9673.4–

778530025, GAGA11,1823.4–

778637620, TNTN38,4943.4–

778774010, OKOK10,3113.4–

778835077, ALAL13,1073.4–

778960194, ILIL19,7563.4–

779003851, NHNH4,3333.4–

779153531, WIWI4,4303.4–

779248006, MIMI3,8893.4–

779321075, MDMD37,3633.4–

779430577, GAGA22,9643.4–

779532221, FLFL32,8333.4–

779621227, MDMD34,9073.4–

779720650, MDMD16,0943.4–

779821222, MDMD59,4073.4–

779931709, GAGA15,5293.4–

780077087, TXTX34,3473.4–

780131028, GAGA6,6453.4–

780217870, PAPA14,4903.4–

780321795, MDMD10,1443.4–

780437146, TNTN7,5983.4–

780554661, WIWI3,8063.4–

780675640, TXTX6,1423.4–

780756544, MNMN5,7263.4–

780854822, WIWI4,6703.4–

780919040, PAPA22,0783.4–

781056011, MNMN9,9213.4–

781175783, TXTX8,2633.4–

781240220, KYKY35,0783.4–

781376002, TXTX35,2653.4–

781476126, TXTX27,6893.4–

781576134, TXTX29,9493.4–

781660450, ILIL20,7833.4–

781770360, LALA28,5743.4–

781840008, KYKY4,0203.4–

781940078, KYKY2,6613.4–

782023661, VAVA14,0053.4–

782102831, RIRI3,4833.4–

782218049, PAPA18,9413.4–

782353559, WIWI6,1103.4–

782460008, ILIL22,8003.4–

782553032, WIWI4,8983.4–

782607028, NJNJ8,0223.4–

782719734, DEDE14,2143.4–

782829102, SCSC15,6983.4–

782930165, GAGA43,0013.4–

783064865, MOMO5,6923.4–

783149315, MIMI27,0913.4–

783268128, NENE18,9243.4–

783318040, PAPA17,2563.4–

783407403, NJNJ7,6853.4–

783554984, WIWI3,3943.4–

783645459, OHOH28,5533.4–

783737826, TNTN3,4493.4–

783872687, ARAR6,2383.4–

783936303, ALAL30,1733.4–

784002702, MAMA4,4883.4–

784119025, PAPA7,4233.4–

784221783, MDMD9,9103.4–

784364029, MOMO21,9613.4–

784419070, PAPA6,3593.4–

784527203, NCNC23,2243.4–

784637762, TNTN2,5363.4–

784771411, LALA2,6043.4–

784875409, TXTX27,1313.4–

784922546, VAVA18,3923.4–

785055037, MNMN5,2153.4–

785148166, MIMI14,0563.4–

785260169, ILIL33,4013.4–

785317846, PAPA3,6213.4–

785417555, PAPA7,2513.4–

785502830, RIRI6,6373.4–

785603440, NHNH2,6613.4–

785734269, FLFL5,0133.4–

785839402, MSMS44,6203.4–

785978255, TXTX17,3793.4–

786054481, WIWI28,2423.4–

786122405, VAVA36,8903.4–

786242717, KYKY5,9693.4–

786353217, WIWI29,9573.4–

786430152, GAGA44,9773.4–

786523117, VAVA10,4803.4–

786653532, WIWI16,5143.4–

786725411, WVWV12,3673.4–

786875134, TXTX19,0453.4–

786929142, SCSC4,7443.4–

787001431, MAMA3,2113.4–

787114424, NYNY28,7863.4–

787227020, NCNC6,2073.4–

787304989, MEME4,5923.4–

787453523, WIWI5,0743.4–

787507746, NJNJ18,4763.4–

787648038, MIMI44,4223.4–

787755412, MNMN24,4603.4–

787812189, NYNY18,6563.4–

787935660, ALAL9,3673.4–

788048350, MIMI8,1633.4–

788117563, PAPA3,9523.4–

788276044, TXTX9,1963.4–

788354724, WIWI7,5173.4–

788442240, KYKY41,4153.4–

788512533, NYNY27,3253.4–

788628456, NCNC3,8603.4–

788772730, ARAR11,5703.4–

788860181, ILIL30,3463.4–

788944718, OHOH12,5083.4–

789019803, DEDE22,2793.4–

789154940, WIWI4,5333.4–

789287511, NMNM3,1083.4–

789375750, TXTX3,1323.4–

789416066, PAPA33,8733.4–

789535614, ALAL7,6183.4–

789616870, PAPA7,4993.4–

789710502, NYNY6,1973.4–

789840217, KYKY11,6633.4–

789929135, SCSC8,2943.4–

790085616, AZAZ4,9413.4–

790172554, ARAR2,8173.4–

790227828, NCNC7,9093.4–

790378253, TXTX69,2823.4–

790439705, MSMS12,5523.4–

790575090, TXTX26,5943.4–

790647203, ININ26,2003.4–

790765717, MOMO2,5233.4–

790846375, ININ24,1883.4–

790920623, MDMD2,7613.4–

791077033, TXTX29,1543.4–

791148390, MIMI23,9393.4–

791270090, LALA6,4473.4–

791344303, OHOH7,3233.4–

791453073, WIWI16,1363.4–

791548380, MIMI7,1253.4–

791677034, TXTX36,4563.4–

791703855, NHNH2,7483.4–

791845771, OHOH3,4263.4–

791974462, OKOK7,1143.4–

792003598, NHNH3,3963.4–

792117022, PAPA31,9083.4–

792230297, GAGA29,2103.4–

792353946, WIWI4,3333.4–

792453017, WIWI5,4583.4–

792578739, TXTX20,6593.4–

792655119, MNMN44,5673.4–

792701468, MAMA4,1833.4–

792827377, NCNC10,8853.4–

792917313, PAPA11,4283.4–

793075227, TXTX58,3193.4–

793148047, MIMI40,3023.4–

793263670, MOMO12,2933.4–

793346256, ININ20,9903.4–

793419056, PAPA15,9603.4–

793508088, NJNJ24,2153.4–

793648033, MIMI17,2773.4–

793755063, MNMN9,2123.4–

793828083, NCNC28,0953.4–

793927810, NCNC3,3363.4–

794055430, MNMN22,7493.4–

794137742, TNTN7,0463.4–

794227527, NCNC39,2563.4–

794329075, SCSC2,8483.4–

794475765, TXTX8,7343.4–

794585615, AZAZ10,1753.4–

794601095, MAMA14,6183.4–

794771118, LALA23,2193.4–

794812414, NYNY10,1693.4–

794944904, OHOH13,4503.4–

795075025, TXTX53,2023.4–

795153144, WIWI26,6523.4–

795277038, TXTX32,6373.4–

795301863, MAMA9,7963.4–

795453040, WIWI8,6303.4–

795548120, MIMI8,3233.4–

795676638, TXTX3,6713.4–

795718822, PAPA3,0843.4–

795830088, GAGA29,2403.4–

795932117, FLFL30,9553.4–

796074464, OKOK31,1163.4–

796148230, MIMI17,1743.4–

796208360, NJNJ45,0383.4–

796375217, TXTX85,0283.4–

796460654, ILIL25,7553.4–

796573150, OKOK5,6883.4–

796637818, TNTN5,7743.4–

796747403, ININ34,3963.4–

796849423, MIMI47,0603.4–

796977450, TXTX71,9063.4–

797030909, GAGA46,5013.4–

797140324, KYKY53,4063.4–

797212077, NYNY7,0173.4–

797377477, TXTX33,7523.4–

797440312, KYKY5,9943.4–

797548739, MIMI3,6293.4–

797628645, NCNC45,9973.4–

797778251, TXTX59,4353.4–

797831061, GAGA41,7643.4–

797942726, KYKY4,7583.4–

798064020, MOMO2,9533.4–

798136420, ALAL10,4633.4–

798235901, ALAL18,7693.4–

798360067, ILIL38,2043.4–

798475103, TXTX16,8243.4–

798501540, MAMA10,9793.4–

798648334, MIMI19,6183.4–

798746034, ININ7,5313.4–

798829365, SCSC14,0683.4–

798949419, MIMI8,6813.4–

799005048, VTVT2,5063.4–

799176266, TXTX18,1553.4–

799208802, NJNJ4,5523.4–

799375961, TXTX15,1833.4–

799461036, ILIL7,1213.4–

799575203, TXTX15,7753.4–

799675088, TXTX28,0753.4–

799748152, MIMI30,1193.4–

799807848, NJNJ4,2573.4–

799917603, PAPA67,5713.4–

800055066, MNMN19,2263.4–

SHOWING 7,501–8,000 OF 16,707

1…15 16 17…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES