Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

700155006, MNMN3,6943.2–

700237852, TNTN2,7333.2–

700308327, NJNJ3,4083.2–

700478412, TXTX38,6313.2–

700503045, NHNH14,0803.2–

700628103, NCNC10,7143.2–

700717267, PAPA2,9163.2–

700817777, PAPA7,0303.2–

700920640, MDMD10,6853.2–

701039470, MSMS13,9263.2–

701175771, TXTX21,2383.2–

701254121, WIWI3,2573.2–

701340351, KYKY22,3223.2–

701444087, OHOH22,1853.2–

701533513, FLFL14,2893.2–

701663070, MOMO8,4283.2–

701746741, ININ4,7133.2–

701849696, MIMI10,4773.2–

701931036, GAGA10,9603.2–

702054986, WIWI5,3943.2–

702136025, ALAL7,4503.2–

702257747, SDSD5,8393.2–

702301520, MAMA16,9123.2–

702455350, MNMN18,6103.2–

702555038, MNMN25,0613.2–

702663383, MOMO16,9273.2–

702768847, NENE18,3543.2–

702873401, OKOK36,8333.2–

702945371, OHOH22,8653.2–

703021015, MDMD30,0133.2–

703128138, NCNC10,2713.2–

703216933, PAPA6,6103.2–

703321901, MDMD19,5143.2–

703457022, SDSD5,3393.2–

703542266, KYKY2,9563.2–

703654983, WIWI4,1443.2–

703755349, MNMN3,5493.2–

703849706, MIMI4,9203.2–

703985546, AZAZ20,8093.2–

704075089, TXTX35,6193.2–

704101827, MAMA3,4083.2–

704230646, GAGA8,4603.2–

704374872, OKOK2,9013.2–

704473105, OKOK5,9003.2–

704587547, NMNM5,8373.2–

704653094, WIWI17,9983.2–

704724095, VAVA3,9623.2–

704856058, MNMN6,0673.2–

704917316, PAPA8,4973.2–

705026201, WVWV18,6893.2–

705176028, TXTX81,5493.2–

705230127, GAGA71,6263.2–

705312158, NYNY5,8783.2–

705436117, ALAL53,1723.2–

705549230, MIMI10,0773.2–

705603753, NHNH3,5093.2–

705737345, TNTN2,6593.2–

705807421, NJNJ6,9773.2–

705975707, TXTX17,5323.2–

706003244, NHNH8,1563.2–

706149519, MIMI27,9653.2–

706227929, NCNC3,2813.2–

706336527, ALAL21,7653.2–

706448042, MIMI33,8753.2–

706530830, GAGA15,3133.2–

706623009, VAVA8,2703.2–

706708836, NJNJ3,8553.2–

706877357, TXTX37,5923.2–

706953179, WIWI6,4693.2–

707064075, MOMO12,1213.2–

707160606, ILIL3,8403.2–

707278612, TXTX19,7993.2–

707317837, PAPA18,4033.2–

707412110, NYNY20,0813.2–

707543046, OHOH2,9463.2–

707660520, ILIL2,9793.2–

707798947, WAWA3,2553.2–

707863303, MOMO46,0893.2–

707944233, OHOH8,1033.2–

708064089, MOMO14,3803.2–

708117268, PAPA29,3623.2–

708255783, MNMN2,6393.2–

708349690, MIMI6,6573.2–

708454758, WIWI4,5773.2–

708568601, NENE30,9443.2–

708674008, OKOK34,0063.2–

708740403, KYKY27,6073.2–

708889049, NVNV2,7233.2–

708917821, PAPA18,6133.2–

709019365, PAPA8,0063.2–

709128323, NCNC4,7583.2–

709227542, NCNC9,8503.2–

709377375, TXTX72,3113.2–

709424523, VAVA20,3493.2–

709548356, MIMI8,3653.2–

709649507, MIMI38,4873.2–

709772032, ARAR34,4693.2–

709819390, PAPA12,5463.2–

709935903, ALAL17,1133.2–

710014221, NYNY55,2553.2–

710146224, ININ40,2283.2–

710232340, FLFL10,3023.2–

710317889, PAPA3,0393.2–

710443103, OHOH13,1303.2–

710528642, NCNC5,6023.2–

710618337, PAPA15,7993.2–

710770601, LALA30,8723.2–

710840299, KYKY42,2073.2–

710919941, DEDE3,4353.2–

711005468, VTVT13,3243.2–

711175068, TXTX72,7103.2–

711253110, WIWI17,8533.2–

711377510, TXTX14,1553.2–

711446410, ININ39,2433.2–

711577591, TXTX18,2943.2–

711642519, KYKY2,7563.2–

711730187, GAGA8,1373.2–

711843551, OHOH43,7703.2–

711975418, TXTX15,1553.2–

712032064, FLFL7,7583.2–

712175803, TXTX21,7703.2–

712249306, MIMI11,0283.2–

712346540, ININ12,9933.2–

712431029, GAGA19,4033.2–

712577471, TXTX45,3253.2–

712656438, MNMN2,9423.2–

712744122, OHOH36,6783.2–

712813476, NYNY2,5723.2–

712978562, TXTX3,2113.2–

713004222, MEME4,2623.2–

713158601, NDND29,9163.2–

713207023, NJNJ7,7993.2–

713340014, KYKY23,1013.2–

713428635, NCNC2,6693.2–

713527549, NCNC25,5433.2–

713665565, MOMO4,8453.2–

713723832, VAVA41,4423.3–

713868405, NENE3,5753.3–

713948462, MIMI13,2793.3–

714029223, SCSC53,0743.3–

714146571, ININ6,3153.3–

714230179, GAGA19,8823.3–

714345440, OHOH22,3583.3–

714436904, ALAL4,2753.3–

714503037, NHNH4,7143.3–

714654722, WIWI4,2773.3–

714755375, MNMN4,3263.3–

714818944, PAPA27,5703.3–

714907064, NJNJ3,4813.3–

715032305, FLFL19,3843.3–

715139503, MSMS55,0593.3–

715208741, NJNJ2,7093.3–

715343015, OHOH61,4013.3–

715428303, NCNC30,9653.3–

715520676, MDMD3,2183.3–

715655014, MNMN29,0473.3–

715753083, WIWI21,5793.3–

715829341, SCSC20,6473.3–

715965336, MOMO6,5193.3–

716074454, OKOK2,8313.3–

716131313, GAGA42,8383.3–

716278621, TXTX30,4113.3–

716324333, VAVA17,3903.3–

716460188, ILIL42,3073.3–

716574855, OKOK4,2493.3–

716608075, NJNJ30,6153.3–

716735986, ALAL8,2073.3–

716868818, NENE5,6803.3–

716971073, LALA2,6543.3–

717065101, MOMO28,7933.3–

717163390, MOMO10,9703.3–

717237302, TNTN5,0823.3–

717348430, MIMI39,3093.3–

717437032, TNTN5,4533.3–

717511789, NYNY7,3693.3–

717677020, TXTX23,6863.3–

717705257, VTVT2,8073.3–

717853122, WIWI6,5083.3–

717976036, TXTX36,0443.3–

718075065, TXTX13,6573.3–

718131811, GAGA6,0523.3–

718224151, VAVA18,1543.3–

718338581, TNTN4,0793.3–

718473093, OKOK3,7673.3–

718568069, NENE3,2073.3–

718670450, LALA2,9213.3–

718770554, LALA4,7283.3–

718830135, GAGA66,8003.3–

718954634, WIWI4,4843.3–

719048014, MIMI4,2943.3–

719127332, NCNC36,9473.3–

719230294, GAGA41,9833.3–

719327401, NCNC21,9203.3–

719449065, MIMI7,0923.3–

719508318, NJNJ11,9613.3–

719670458, LALA39,0343.3–

719770454, LALA34,5643.3–

719845215, OHOH30,5863.3–

719908534, NJNJ13,2723.3–

720054017, WIWI20,3663.3–

720130141, GAGA27,2203.3–

720230157, GAGA53,4453.3–

720338018, TNTN38,5273.3–

720427028, NCNC26,5663.3–

720508034, NJNJ20,9013.3–

720617324, PAPA4,4333.3–

720748045, MIMI24,0613.3–

720877575, TXTX16,6133.3–

720939401, MSMS42,5313.3–

721028425, NCNC11,3803.3–

721130173, GAGA7,0103.3–

721229583, SCSC4,9943.3–

721323664, VAVA9,6433.3–

721441031, KYKY16,6243.3–

721546077, ININ36,7603.3–

721648114, MIMI21,5883.3–

721775002, TXTX75,0573.3–

721804474, MEME3,8533.3–

721954853, WIWI3,5063.3–

722078616, TXTX10,6833.3–

722107876, NJNJ9,6413.3–

722252247, IAIA5,9143.3–

722364063, MOMO21,8633.3–

722456156, MNMN6,3713.3–

722556031, MNMN11,6653.3–

722608810, NJNJ7,9523.3–

722708827, NJNJ4,3463.3–

722878239, TXTX28,6093.3–

722919139, PAPA43,0903.3–

723075028, TXTX49,0943.3–

723108560, NJNJ3,2453.3–

723210918, NYNY12,0693.3–

723312204, NYNY7,8123.3–

723435613, ALAL25,5233.3–

723548062, MIMI9,3853.3–

723636080, ALAL2,5393.3–

723732927, FLFL29,2193.3–

723854755, WIWI7,3893.3–

723966061, KSKS67,9673.3–

724078418, TXTX29,7903.3–

724144047, OHOH8,3653.3–

724276643, TXTX16,4323.3–

724377963, TXTX5,1913.3–

724476705, TXTX31,6163.3–

724564152, MOMO31,5453.3–

724653549, WIWI9,8733.3–

724736301, ALAL39,4523.3–

724842164, KYKY17,6733.3–

724936551, ALAL12,4583.3–

725024521, VAVA10,5993.3–

725138668, MSMS14,7913.3–

725230277, GAGA21,6413.3–

725347909, ININ43,5613.3–

725417320, PAPA8,1243.3–

725546929, ININ3,0563.3–

725639576, MSMS6,3873.3–

725756003, MNMN15,2583.3–

725873750, OKOK7,1233.3–

725927536, NCNC15,2983.3–

726053959, WIWI14,4513.3–

726164048, MOMO4,3873.3–

726239819, GAGA12,1403.3–

726318210, PAPA7,5873.3–

726424592, VAVA14,5893.3–

726570582, LALA19,2093.3–

726645044, OHOH56,2173.3–

726776071, TXTX5,1593.3–

726829316, SCSC33,1043.3–

726947648, ININ4,3463.3–

727013202, NYNY7,0983.3–

727108510, NJNJ5,3863.3–

727235016, ALAL17,1583.3–

727301541, MAMA3,5293.3–

727478634, TXTX46,4133.3–

727517050, PAPA43,5713.3–

727607419, NJNJ9,6933.3–

727737380, TNTN6,6883.3–

727875756, TXTX4,4143.3–

727950265, IAIA33,4883.3–

728063830, MOMO6,1183.3–

728131021, GAGA28,1903.3–

728253090, WIWI21,6253.3–

728355051, MNMN9,9353.3–

728465039, MOMO3,0763.3–

728579014, TXTX3,2013.3–

728632091, FLFL14,7193.3–

728753005, WIWI21,6753.3–

728808002, NJNJ24,0153.3–

728946617, ININ10,0323.3–

729032046, FLFL10,5933.3–

729115317, PAPA43,8713.3–

729229704, SCSC3,0603.3–

729328339, NCNC6,8943.3–

729444145, OHOH34,1043.3–

729553563, WIWI11,2803.3–

729653129, WIWI14,5703.3–

729757078, SDSD20,3833.3–

729853085, WIWI11,6953.3–

729968504, NENE17,2783.3–

730004260, MEME5,7663.3–

730117078, PAPA23,8403.3–

730256716, MNMN8,9033.3–

730353955, WIWI6,1253.3–

730448215, MIMI10,3223.3–

730529661, SCSC6,6573.3–

730638603, MSMS2,5303.3–

730752338, IAIA3,9343.3–

730852002, IAIA17,0053.3–

730976252, TXTX2,9473.3–

731027311, NCNC3,8423.3–

731122974, VAVA5,3093.3–

731279329, TXTX3,3223.3–

731305855, VTVT7,4123.3–

731417013, PAPA38,5133.3–

731560638, ILIL57,0743.3–

731665010, MOMO7,2053.3–

731775050, TXTX44,8893.3–

731845176, OHOH10,0723.3–

731939669, MSMS3,9293.3–

732075454, TXTX22,9903.3–

732132605, FLFL24,6893.3–

732253578, WIWI6,5033.3–

732338116, TNTN40,0613.3–

732478207, TXTX55,4743.3–

732557401, SDSD31,9393.3–

732618031, PAPA11,5703.3–

732739466, MSMS28,0253.3–

732819426, PAPA43,4603.3–

732932226, FLFL21,2563.3–

733032617, FLFL4,5043.3–

733124202, VAVA12,3893.3–

733219301, PAPA7,8143.3–

733321822, MDMD2,9263.3–

733453555, WIWI8,9333.3–

733565647, MOMO3,0773.3–

733628348, NCNC39,1963.3–

733745144, OHOH4,1193.3–

733861761, ILIL54,0753.3–

733954162, WIWI9,5963.3–

734077301, TXTX37,7693.3–

734175098, TXTX69,3253.3–

734285552, AZAZ6,8613.3–

734324572, VAVA15,7443.3–

734475407, TXTX34,1713.3–

734577379, TXTX85,1903.3–

734678040, TXTX35,7093.3–

734760004, ILIL51,8353.3–

734820603, MDMD31,8443.3–

734980807, COCO4,2113.3–

735043452, OHOH14,2643.3–

735140514, KYKY16,9613.3–

735229148, SCSC6,0333.3–

735376844, TXTX3,2843.3–

735470052, LALA3,1713.3–

735560415, ILIL14,0993.3–

735660803, ILIL22,1063.3–

735757754, SDSD3,7493.3–

735845381, OHOH5,6263.3–

735964061, MOMO3,1613.3–

736015330, PAPA6,0233.3–

736117007, PAPA5,8653.3–

736224522, VAVA10,0563.3–

736329831, SCSC4,3943.3–

736418013, PAPA17,5973.3–

736543025, OHOH5,3573.3–

736645458, OHOH38,7123.3–

736755904, MNMN29,6393.3–

736892342, CACA7,6063.3–

736973169, OKOK3,0953.3–

737049505, MIMI32,4263.3–

737153013, WIWI3,7173.3–

737244691, OHOH44,3443.3–

737337847, TNTN2,5133.3–

737448158, MIMI7,7703.3–

737518051, PAPA3,6243.3–

737605641, VTVT16,9363.3–

737748808, MIMI6,5273.3–

737865270, MOMO16,6123.3–

737976542, TXTX53,8923.3–

738047150, ININ49,1443.3–

738174953, OKOK12,4063.3–

738229360, SCSC22,0853.3–

738356368, MNMN4,2623.3–

738440601, KYKY51,8933.3–

738571351, LALA11,4993.3–

738624073, VAVA29,6773.3–

738703868, NHNH6,1333.3–

738849319, MIMI18,8023.3–

738949286, MIMI14,1283.3–

739076504, TXTX26,1663.3–

739135111, ALAL20,3423.3–

739267226, KSKS21,5963.3–

739363701, MOMO39,3453.3–

739444401, OHOH2,5263.3–

739532506, FLFL34,5493.3–

739663050, MOMO18,7443.3–

739776210, TXTX47,6103.3–

739877381, TXTX36,1393.3–

739985705, AZAZ54,7003.3–

740043076, OHOH9,4563.3–

740103225, NHNH3,8343.3–

740207882, NJNJ15,1153.3–

740344094, OHOH36,8733.3–

740419023, PAPA22,2473.3–

740578064, TXTX16,3653.3–

740648383, MIMI13,2853.3–

740749083, MIMI8,2543.3–

740808722, NJNJ11,0883.3–

740901077, MAMA9,2173.3–

741023867, VAVA5,1733.3–

741101430, MAMA6,4813.3–

741270339, LALA4,8483.3–

741335226, ALAL38,5883.3–

741445255, OHOH22,3133.3–

741530547, GAGA3,7673.3–

741675041, TXTX32,9433.3–

741718914, PAPA21,5983.3–

741875482, TXTX26,4833.3–

741978228, TXTX56,1653.3–

742049038, MIMI8,6163.3–

742117815, PAPA29,7903.3–

742265714, MOMO37,0133.3–

742346168, ININ38,8263.3–

742445040, OHOH59,5183.3–

742529303, SCSC28,3813.3–

742627053, NCNC3,0683.3–

742721716, MDMD7,2003.3–

742827295, NCNC39,2673.3–

742979922, TXTX6,8003.3–

743027205, NCNC36,9473.3–

743143003, OHOH3,7233.3–

743205060, VTVT4,2683.3–

743312754, NYNY8,2963.3–

743455330, MNMN45,7213.3–

743555718, MNMN3,1113.3–

743630132, GAGA53,3483.3–

743778962, TXTX5,2363.3–

743829501, SCSC48,6733.3–

743964064, MOMO20,0503.3–

744033870, FLFL25,1953.3–

744131548, GAGA24,0703.3–

744263119, MOMO34,1813.3–

744317018, PAPA3,9023.3–

744428429, NCNC9,6623.3–

744507463, NJNJ10,1643.3–

744672556, ARAR3,7653.3–

744722534, VAVA3,2903.3–

744849426, MIMI40,5233.3–

744960154, ILIL16,4363.3–

745053220, WIWI27,7823.3–

745133873, FLFL13,9353.3–

745244022, OHOH16,6173.3–

745376073, TXTX7,6483.3–

745403276, NHNH9,0153.3–

745577808, TXTX15,7973.3–

745676082, TXTX24,8803.3–

745730813, GAGA52,4663.3–

745855943, MNMN3,2213.3–

745943064, OHOH18,1433.3–

746023662, VAVA12,6393.3–

746157703, SDSD18,0133.3–

746220772, MDMD54,3193.3–

746360015, ILIL28,0963.3–

746474070, OKOK15,4473.3–

746517340, PAPA11,4053.3–

746624184, VAVA4,5273.3–

746787068, NMNM5,4323.3–

746876230, TXTX10,5363.3–

746921782, MDMD3,7043.3–

747021239, MDMD27,3463.3–

747188021, NMNM16,2983.3–

747272543, ARAR12,3503.3–

747337880, TNTN3,5993.3–

747445103, OHOH36,9383.3–

747517501, PAPA4,6143.3–

747618801, PAPA8,1023.3–

747751041, IAIA7,3243.3–

747853534, WIWI12,2413.3–

747943023, OHOH15,6883.3–

748024502, VAVA41,9793.3–

748131545, GAGA16,5683.3–

748214031, NYNY9,8853.3–

748355123, MNMN26,5013.3–

748432134, FLFL7,4423.3–

748532424, FLFL7,5863.3–

748678223, TXTX58,9833.3–

748719804, DEDE18,7793.3–

748819464, PAPA49,1013.3–

748968134, NENE28,8233.3–

749037690, TNTN4,7223.3–

749137310, TNTN4,3703.3–

749204274, MEME5,9543.3–

749366086, KSKS10,9403.3–

749447172, ININ21,0453.3–

749543004, OHOH31,4773.3–

749620112, VAVA30,5003.3–

749729376, SCSC8,9353.3–

749832309, FLFL33,5443.3–

749968507, NENE16,0293.3–

750064730, MOMO6,4323.3–

SHOWING 7,001–7,500 OF 16,707

1…14 15 16…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES