Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

650177521, TXTX69,0383.1–

650274114, OKOK15,9443.1–

650329682, SCSC3,9573.1–

650422849, VAVA5,1703.1–

650537663, TNTN14,2303.1–

650666007, KSKS10,1503.1–

650733801, FLFL35,3943.1–

650845246, OHOH13,5273.1–

650926104, WVWV16,8053.1–

651056201, MNMN25,1463.1–

651199672, AKAK4,0913.1–

651277302, TXTX21,5463.1–

651354487, WIWI9,5623.1–

651475094, TXTX24,2003.1–

651512801, NYNY14,6283.1–

651622963, VAVA16,8963.1–

651734222, FLFL14,8193.1–

651877511, TXTX51,8923.1–

651953146, WIWI7,2853.1–

652028457, NCNC11,4643.1–

652123970, VAVA8,1093.1–

652237061, TNTN5,3823.1–

652346158, ININ24,8783.1–

652465806, MOMO13,6923.1–

652538372, TNTN17,8733.1–

652640484, KYKY12,3313.1–

652717020, PAPA8,8263.1–

652815201, PAPA13,3333.1–

652950009, IAIA22,8863.1–

653078583, TXTX5,2363.1–

653129330, SCSC8,5723.1–

653245211, OHOH38,0493.1–

653335652, ALAL9,1733.1–

653427541, NCNC3,3993.1–

653550276, IAIA2,6793.1–

653656303, MNMN25,8273.1–

653749650, MIMI3,4113.1–

653853913, WIWI21,7043.1–

653935094, ALAL14,8543.1–

654074804, OKOK23,2273.1–

654117569, PAPA7,3233.1–

654248159, MIMI2,5783.1–

654387001, NMNM3,5603.1–

654437308, TNTN3,1883.1–

654560554, ILIL12,0813.1–

654635950, ALAL22,6033.1–

654720715, MDMD26,9153.1–

654838310, TNTN6,5563.1–

654938851, MSMS8,8023.2–

655015537, PAPA8,0833.2–

655137857, TNTN21,6573.2–

655204294, MEME3,9823.2–

655329374, SCSC3,0793.2–

655427301, NCNC11,0673.2–

655546226, ININ47,0993.2–

655646235, ININ36,3173.2–

655753574, WIWI4,0333.2–

655833805, FLFL28,7513.2–

655941653, KYKY11,1033.2–

656054208, WIWI6,2313.2–

656170363, LALA24,1273.2–

656230736, GAGA44,4993.2–

656305860, VTVT2,7283.2–

656472110, ARAR11,2933.2–

656545013, OHOH53,9983.2–

656608610, NJNJ33,4653.2–

656748895, MIMI11,1163.2–

656828690, NCNC9,1963.2–

656934472, FLFL35,8513.2–

657035114, ALAL7,9223.2–

657125419, WVWV13,2013.2–

657260564, ILIL47,0163.2–

657364156, MOMO7,9463.2–

657435758, ALAL50,2663.2–

657570657, LALA5,2543.2–

657620619, MDMD14,2123.2–

657776108, TXTX45,5373.2–

657874134, OKOK23,3233.2–

657948730, MIMI4,5843.2–

658046356, ININ19,7213.2–

658168959, NENE4,0483.2–

658254028, WIWI2,5743.2–

658319142, PAPA28,8293.2–

658438138, TNTN25,1673.2–

658517960, PAPA4,2643.2–

658677441, TXTX41,3243.2–

658776131, TXTX56,3223.2–

658860112, ILIL4,6213.2–

658937341, TNTN15,5913.2–

659078002, TXTX7,0353.2–

659122821, VAVA6,1163.2–

659277028, TXTX19,1093.2–

659353546, WIWI29,8673.2–

659471953, ARAR13,4153.2–

659538863, MSMS19,0463.2–

659654767, WIWI3,3523.2–

659774080, OKOK3,0033.2–

659863703, MOMO8,2013.2–

659915202, PAPA19,5643.2–

660031324, GAGA37,4063.2–

660144622, OHOH18,6613.2–

660212117, NYNY2,8713.2–

660348438, MIMI7,5913.2–

660431407, GAGA24,8933.2–

660560548, ILIL11,7213.2–

660648329, MIMI24,7153.2–

660723888, VAVA2,5283.2–

660848374, MIMI17,6723.2–

660975428, TXTX11,5313.2–

661044202, OHOH23,0843.2–

661178852, TXTX57,4343.2–

661232433, FLFL19,7463.2–

661345154, OHOH8,9693.2–

661428678, NCNC5,0643.2–

661573538, OKOK7,1283.2–

661649637, MIMI3,6463.2–

661732254, FLFL13,9273.2–

661860565, ILIL40,4833.2–

661966216, KSKS24,8813.2–

662046160, ININ6,5143.2–

662121774, MDMD17,1343.2–

662237683, TNTN12,9433.2–

662319505, PAPA3,1353.2–

662440211, KYKY20,4073.2–

662544256, OHOH64,9243.2–

662636350, ALAL7,6593.2–

662755445, MNMN13,5463.2–

662835957, ALAL16,7373.2–

662926836, WVWV5,6253.2–

663027052, NCNC10,5063.2–

663132667, FLFL3,9443.2–

663235022, ALAL23,1263.2–

663376133, TXTX53,9583.2–

663453941, WIWI2,8173.2–

663537397, TNTN10,4883.2–

663654982, WIWI6,9583.2–

663734207, FLFL34,0813.2–

663831632, GAGA15,9423.2–

663977868, TXTX18,4163.2–

664012566, NYNY10,2693.2–

664165248, MOMO4,4803.2–

664250312, IAIA15,8023.2–

664305819, VTVT9,1063.2–

664479109, TXTX43,5783.2–

664564060, MOMO16,4883.2–

664685641, AZAZ34,7523.2–

664722642, VAVA3,9333.2–

664854665, WIWI8,8633.2–

664904280, MEME7,0403.2–

665028609, NCNC6,6153.2–

665163077, MOMO11,3913.2–

665252753, IAIA6,0203.2–

665349441, MIMI36,7793.2–

665454555, WIWI4,7283.2–

665530707, GAGA16,6863.2–

665614063, NYNY12,5753.2–

665744302, OHOH5,4743.2–

665838930, MSMS22,7003.2–

665902538, MAMA4,0743.2–

666071350, LALA4,7743.2–

666128659, NCNC21,4223.2–

666260048, ILIL29,1243.2–

666308052, NJNJ20,1273.2–

666471291, LALA35,2693.2–

666555308, MNMN10,3213.2–

666678154, TXTX41,9073.2–

666753075, WIWI3,4023.2–

666824090, VAVA4,5213.2–

666971280, LALA5,2693.2–

667064640, MOMO3,1253.2–

667173003, OKOK23,2363.2–

667254173, WIWI3,4033.2–

667317019, PAPA19,5943.2–

667435172, ALAL2,7033.2–

667570737, LALA49,0843.2–

667665536, MOMO29,9153.2–

667732666, FLFL6,6623.2–

667856096, MNMN2,9533.2–

667928630, NCNC19,3823.2–

668049454, MIMI4,8733.2–

668176524, TXTX3,6683.2–

668276543, TXTX34,4573.2–

668317042, PAPA40,1613.2–

668467207, KSKS27,4143.2–

668537779, TNTN3,6493.2–

668632219, FLFL14,3023.2–

668762025, ILIL35,5203.2–

668872802, ARAR23,2833.2–

668957301, SDSD19,1043.2–

669043227, OHOH25,3583.2–

669171302, LALA13,5793.2–

669255803, MNMN17,6623.2–

669355311, MNMN38,4723.2–

669443056, OHOH17,6373.2–

669540511, KYKY38,1763.2–

669608332, NJNJ35,2283.2–

669717820, PAPA5,4993.2–

669863357, MOMO6,5363.2–

669965738, MOMO21,2833.2–

670035757, ALAL18,5293.2–

670166083, KSKS13,0113.2–

670249506, MIMI34,6733.2–

670343055, OHOH63,2813.2–

670429369, SCSC16,5033.2–

670557042, SDSD7,7563.2–

670616046, PAPA19,7573.2–

670708848, NJNJ8,1343.2–

670854136, WIWI7,0193.2–

670928590, NCNC27,4713.2–

671076240, TXTX29,4193.2–

671101543, MAMA9,3533.2–

671255336, MNMN8,2963.2–

671329940, SCSC3,2563.2–

671475846, TXTX2,7413.2–

671536064, ALAL14,1033.2–

671664040, MOMO6,3793.2–

671776060, TXTX9,4443.2–

671876066, TXTX5,8653.2–

671928159, NCNC3,2503.2–

672036750, ALAL3,1613.2–

672148855, MIMI16,6683.2–

672237854, TNTN12,4783.2–

672308880, NJNJ4,8673.2–

672497630, OROR5,5093.2–

672560164, ILIL20,8723.2–

672629655, SCSC7,5553.2–

672717004, PAPA5,5513.2–

672824017, VAVA23,6783.2–

672965712, MOMO9,0153.2–

673038585, TNTN4,0843.2–

673118076, PAPA2,8333.2–

673242160, KYKY2,8223.2–

673365770, MOMO2,5993.2–

673419526, PAPA11,5813.2–

673537642, TNTN15,0113.2–

673646033, ININ40,8813.2–

673737033, TNTN8,2493.2–

673849127, MIMI11,1553.2–

673946742, ININ3,2923.2–

674056267, MNMN6,7833.2–

674104963, MEME7,5243.2–

674236265, ALAL22,4523.2–

674354217, WIWI8,0223.2–

674475709, TXTX6,0153.2–

674558703, NDND22,1393.2–

674664015, MOMO32,2453.2–

674736264, ALAL8,0253.2–

674830220, GAGA5,3663.2–

674944442, OHOH3,7623.2–

675049461, MIMI9,7073.2–

675139540, MSMS13,2033.2–

675203033, NHNH5,7363.2–

675370075, LALA5,3923.2–

675431820, GAGA14,0053.2–

675575503, TXTX26,3723.2–

675673080, OKOK10,7733.2–

675746062, ININ41,0603.2–

675820866, MDMD15,9863.2–

675960089, ILIL42,8723.2–

676070438, LALA19,3493.2–

676150021, IAIA30,2833.2–

676238115, TNTN38,4913.2–

676346765, ININ5,7863.2–

676428174, NCNC9,5733.2–

676544012, OHOH25,7523.2–

676655075, MNMN20,7143.2–

676735071, ALAL17,2883.2–

676843130, OHOH62,9333.2–

676947520, ININ2,9333.2–

677048185, MIMI48,5303.2–

677108055, NJNJ29,1093.2–

677246107, ININ13,0203.2–

677318424, PAPA5,2133.2–

677430461, GAGA17,4473.2–

677553925, WIWI8,7543.2–

677608234, NJNJ47,3393.2–

677776549, TXTX56,0383.2–

677818078, PAPA7,8573.2–

677964086, MOMO23,5993.2–

678057071, SDSD3,1493.2–

678108021, NJNJ49,3053.2–

678217233, PAPA4,9613.2–

678353565, WIWI4,7783.2–

678418073, PAPA11,7553.2–

678546310, ININ14,0773.2–

678660506, ILIL50,0383.2–

678771655, ARAR14,0223.2–

678837886, TNTN3,6703.2–

678971001, LALA3,7473.2–

679008520, NJNJ29,5043.2–

679160403, ILIL18,3713.2–

679214075, NYNY44,5203.2–

679339211, MSMS23,8383.2–

679499705, AKAK21,7693.2–

679599577, AKAK28,4773.2–

679687021, NMNM2,8713.2–

679714613, NYNY15,0473.2–

679807435, NJNJ2,7033.2–

679955374, MNMN16,6613.2–

680031316, GAGA13,8123.2–

680136106, ALAL14,0653.2–

680227018, NCNC7,3883.2–

680385173, AZAZ2,6003.2–

680476708, TXTX27,7903.2–

680542539, KYKY9,2493.2–

680635739, ALAL5,1343.2–

680729684, SCSC5,9133.2–

680840391, KYKY36,7963.2–

680953949, WIWI6,2923.2–

681071119, LALA10,0033.2–

681177303, TXTX28,8543.2–

681274834, OKOK7,9523.2–

681383211, IDID6,7433.2–

681417222, PAPA10,5503.2–

681572117, ARAR13,4383.2–

681660448, ILIL24,4053.2–

681719540, PAPA11,9573.2–

681849079, MIMI13,4143.2–

681913856, NYNY5,8813.2–

682050327, IAIA13,1773.2–

682147454, ININ7,5553.2–

682237763, TNTN16,9843.2–

682329835, SCSC6,8873.2–

682448131, MIMI8,6373.2–

682545011, OHOH75,8643.2–

682654421, WIWI3,4683.2–

682720732, MDMD10,7223.2–

682879119, TXTX24,9073.2–

682978411, TXTX23,6823.2–

683068801, NENE30,8243.2–

683103470, NHNH4,9333.2–

683255304, MNMN49,7373.2–

683376043, TXTX6,8583.2–

683476247, TXTX21,7263.2–

683599567, AKAK6,4523.2–

683656479, MNMN5,0213.2–

683735750, ALAL13,4133.2–

683804281, MEME5,3173.2–

683931909, GAGA39,3643.2–

684021655, MDMD5,0533.2–

684141075, KYKY17,2403.2–

684230116, GAGA22,1893.2–

684315218, PAPA13,3793.2–

684407930, NJNJ8,6483.2–

684566030, KSKS26,3283.2–

684676244, TXTX76,7283.2–

684770570, LALA37,5653.2–

684835091, ALAL3,8023.2–

684924574, VAVA3,6663.2–

685063755, MOMO27,6293.2–

685112186, NYNY6,5123.2–

685217257, PAPA29,2043.2–

685319543, PAPA6,4013.2–

685432209, FLFL34,6573.2–

685529212, SCSC27,6573.2–

685677494, TXTX140,1573.2–

685763040, MOMO8,5263.2–

685868003, NENE5,1393.2–

685928379, NCNC23,4173.2–

686016509, PAPA28,5953.2–

686130180, GAGA43,0133.2–

686278539, TXTX37,1683.2–

686348096, MIMI3,7783.2–

686435816, ALAL15,9393.2–

686543224, OHOH44,3193.2–

686644234, OHOH3,6173.2–

686743231, OHOH23,0093.2–

686827013, NCNC6,5753.2–

686927358, NCNC15,6853.2–

687076448, TXTX5,1003.2–

687150112, IAIA11,8623.2–

687208809, NJNJ6,7033.2–

687349346, MIMI5,5533.2–

687430206, GAGA3,3123.2–

687577469, TXTX69,8263.2–

687675601, TXTX15,7803.2–

687729646, SCSC27,9023.2–

687866112, KSKS12,8813.2–

687918201, PAPA32,0673.2–

688071038, LALA3,7963.2–

688130814, GAGA10,6823.2–

688285350, AZAZ19,0113.2–

688311951, NYNY15,9383.2–

688416156, PAPA3,4313.2–

688527896, NCNC19,4553.2–

688654169, WIWI3,2523.2–

688748346, MIMI23,1673.2–

688837853, TNTN3,3653.2–

688979930, TXTX24,1233.2–

689078226, TXTX6,5543.2–

689170087, LALA7,3143.2–

689248003, MIMI6,3393.2–

689357717, SDSD8,9833.2–

689445652, OHOH3,3603.2–

689570447, LALA17,8973.2–

689647250, ININ22,8843.2–

689775639, TXTX2,5363.2–

689849735, MIMI20,7733.2–

689952052, IAIA2,9993.2–

690049345, MIMI13,5123.2–

690155976, MNMN8,5093.2–

690256278, MNMN2,6983.2–

690377486, TXTX7,1953.2–

690424441, VAVA6,5203.2–

690535763, ALAL19,8193.2–

690604287, MEME3,1883.2–

690747459, ININ3,4853.2–

690846304, ININ28,3073.2–

690940353, KYKY22,7253.2–

691053172, WIWI20,4423.2–

691175149, TXTX58,2623.2–

691213743, NYNY3,0773.2–

691379414, TXTX17,5963.2–

691445644, OHOH4,6193.2–

691560558, ILIL13,4463.2–

691656477, MNMN2,5943.2–

691728574, NCNC20,9903.2–

691865810, MOMO22,1373.2–

691976050, TXTX7,2823.2–

692027233, NCNC3,1783.2–

692104084, MEME7,9003.2–

692260185, ILIL33,7033.2–

692370422, LALA15,3993.2–

692475835, TXTX12,4393.2–

692570578, LALA16,4323.2–

692603431, NHNH25,0653.2–

692727239, NCNC7,9543.2–

692848331, MIMI21,5623.2–

692908505, NJNJ19,1423.2–

693055372, MNMN34,7723.2–

693132653, FLFL15,1503.2–

693219506, PAPA7,1083.2–

693364138, MOMO23,8053.2–

693437821, TNTN22,9093.2–

693537879, TNTN11,8543.2–

693624550, VAVA8,1903.2–

693727344, NCNC19,1983.2–

693855347, MNMN30,4293.2–

693975159, TXTX23,4563.2–

694037643, TNTN34,1203.2–

694168002, NENE2,6023.2–

694238637, MSMS26,6473.2–

694355315, MNMN7,1473.2–

694427283, NCNC3,3663.2–

694574055, OKOK51,3813.2–

694676528, TXTX18,9353.2–

694746373, ININ18,8433.2–

694841071, KYKY19,6803.2–

694973121, OKOK3,0753.2–

695010928, NYNY5,0713.2–

695174743, OKOK8,0753.2–

695245865, OHOH5,5223.2–

695376511, TXTX2,7023.2–

695404254, MEME3,1023.2–

695528312, NCNC19,7933.2–

695625434, WVWV3,2723.2–

695763090, MOMO23,2583.2–

695854101, WIWI2,9983.2–

695975701, TXTX36,3443.2–

696053010, WIWI7,4443.2–

696140026, KYKY5,9753.2–

696226541, WVWV3,2543.2–

696318235, PAPA19,1583.2–

696453048, WIWI3,4203.2–

696524137, VAVA2,7673.2–

696682716, WYWY16,8173.2–

696746052, ININ23,5533.2–

696879124, TXTX12,0193.2–

696935127, ALAL9,4423.2–

697088008, NMNM12,6233.2–

697177054, TXTX28,2723.2–

697228761, NCNC8,1503.2–

697379935, TXTX18,7203.2–

697431329, GAGA9,6093.2–

697585756, AZAZ37,7003.2–

697638139, TNTN16,4663.2–

697754619, WIWI3,8493.2–

697863011, MOMO35,9203.2–

697976446, TXTX8,1313.2–

698045845, OHOH3,4293.2–

698118041, PAPA5,7683.2–

698278260, TXTX38,0233.2–

698312180, NYNY53,4793.2–

698412074, NYNY2,8483.2–

698556549, MNMN5,0283.2–

698624588, VAVA8,8173.2–

698754660, WIWI16,1243.2–

698819707, DEDE17,3763.2–

698918036, PAPA15,5813.2–

699037687, TNTN4,4933.2–

699121237, MDMD31,4253.2–

699227882, NCNC8,3583.2–

699346142, ININ34,3483.2–

699444090, OHOH10,6703.2–

699560510, ILIL29,0383.2–

699604429, MEME5,0083.2–

699749058, MIMI19,5513.2–

699837752, TNTN6,1853.2–

699954911, WIWI25,3083.2–

700068144, NENE25,7323.2–

SHOWING 6,501–7,000 OF 16,707

1…13 14 15…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES