Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1200193202, CACA3,8904.4–

1200278619, TXTX6,6934.4–

1200333510, FLFL30,5784.4–

1200475965, TXTX18,2434.4–

1200580549, COCO14,3254.4–

1200607677, NJNJ6,1524.4–

1200785050, AZAZ33,1184.4–

1200848207, MIMI20,8484.4–

1200986335, AZAZ4,9654.4–

1201001824, MAMA26,6504.4–

1201143235, OHOH44,5894.4–

1201229936, SCSC14,9894.4–

1201337377, TNTN17,1884.4–

1201448320, MIMI4,2774.4–

1201553029, WIWI21,7784.4–

1201628215, NCNC66,6744.4–

1201799835, AKAK8,3684.4–

1201807005, NJNJ15,3074.4–

1201905602, VTVT12,2504.4–

1202096088, CACA4,2394.4–

1202137324, TNTN5,6284.4–

1202228433, NCNC4,3134.4–

1202303813, NHNH4,2734.4–

1202433913, FLFL31,5384.4–

1202533776, FLFL12,5564.4–

1202607828, NJNJ15,4614.4–

1202703902, MEME2,6654.4–

1202823040, VAVA4,6404.4–

1202997457, OROR10,3604.4–

1203004473, MEME8,3714.4–

1203107728, NJNJ55,9844.4–

1203238068, TNTN10,4274.4–

1203320746, MDMD27,1564.4–

1203419007, PAPA21,8004.4–

1203513152, NYNY7,6814.4–

1203601876, MAMA31,0044.4–

1203755120, MNMN5,0584.4–

1203805055, VTVT3,4634.4–

1203930084, GAGA38,2424.4–

1204060115, ILIL42,5364.4–

1204107079, NJNJ18,5394.4–

1204219933, DEDE10,5974.4–

1204302908, RIRI39,5004.4–

1204499323, WAWA4,0824.4–

1204578732, TXTX21,0874.4–

1204608825, NJNJ4,7354.4–

1204793256, CACA5,5784.4–

1204833909, FLFL40,2314.4–

1204901949, MAMA9,8164.4–

1205020837, MDMD6,6994.4–

1205132164, FLFL56,6584.4–

1205281008, COCO11,6084.4–

1205398338, WAWA32,6874.4–

1205402865, RIRI18,4474.4–

1205519977, DEDE27,7044.4–

1205620176, VAVA51,4714.4–

1205729579, SCSC56,9154.4–

1205811950, NYNY17,5994.4–

1205918106, PAPA6,2264.4–

1206053072, WIWI26,2004.4–

1206159327, MTMT2,6104.4–

1206223455, VAVA49,9774.4–

1206305478, VTVT15,5804.4–

1206432949, FLFL3,6364.4–

1206530458, GAGA49,7174.4–

1206676704, TXTX7,0184.4–

1206785621, AZAZ21,5934.4–

1206810589, NYNY7,6044.4–

1206965616, MOMO28,4604.4–

1207054025, WIWI7,6124.4–

1207178203, TXTX5,2004.4–

1207232750, FLFL26,1644.4–

1207301550, MAMA17,9284.4–

1207434289, FLFL4,4414.4–

1207537912, TNTN21,5054.4–

1207634655, FLFL49,9644.4–

1207708755, NJNJ29,6704.4–

1207807753, NJNJ37,2974.4–

1207957701, SDSD45,7954.4–

1208027617, NCNC20,2374.4–

1208132301, FLFL32,0174.5–

1208255425, MNMN10,9084.5–

1208308857, NJNJ40,8914.5–

1208483634, IDID36,2864.5–

1208599503, AKAK12,9644.5–

1208680459, COCO2,5694.5–

1208773142, OKOK17,5484.5–

1208860071, ILIL3,8514.5–

1208960044, ILIL10,3124.5–

1209057110, SDSD23,3134.5–

1209123063, VAVA6,1644.5–

1209285019, AZAZ27,4294.5–

1209385323, AZAZ47,0434.5–

1209449453, MIMI2,9084.5–

1209534232, FLFL34,0134.5–

1209678701, TXTX11,8244.5–

1209721111, MDMD4,7144.5–

1209811804, NYNY4,8354.5–

1209901778, MAMA14,0334.5–

1210077074, TXTX38,6604.5–

1210134234, FLFL22,9864.5–

1210234984, FLFL20,1514.5–

1210383316, IDID10,4564.5–

1210475082, TXTX29,6184.5–

1210520743, MDMD41,0934.5–

1210698375, WAWA31,1874.5–

1210736744, ALAL5,4914.5–

1210881504, COCO32,3764.5–

1210917536, PAPA3,4524.5–

1211076272, TXTX5,3354.5–

1211133511, FLFL62,1384.5–

1211295223, CACA3,0564.5–

1211335054, ALAL4,5934.5–

1211433778, FLFL16,8074.5–

1211585215, AZAZ16,8884.5–

1211601364, MAMA7,6584.5–

1211782201, WYWY6,2454.5–

1211849770, MIMI18,2214.5–

1211977026, TXTX21,9814.5–

1212011713, NYNY9,2184.5–

1212108859, NJNJ25,4484.5–

1212255436, MNMN14,4624.5–

1212320175, VAVA34,7334.5–

1212432821, FLFL26,1614.5–

1212502874, RIRI6,3794.5–

1212621660, MDMD4,1324.5–

1212730258, GAGA2,6114.5–

1212833324, FLFL50,1514.5–

1212927408, NCNC16,5194.5–

1213007604, NJNJ12,1154.5–

1213115233, PAPA2,5964.5–

1213299005, WAWA10,8154.5–

1213398570, WAWA5,3194.5–

1213492254, CACA11,3334.5–

1213572223, ARAR26,9864.5–

1213627704, NCNC40,1024.5–

1213719146, PAPA41,0584.5–

1213833498, FLFL16,8534.5–

1213978631, TXTX3,4654.5–

1214085340, AZAZ40,9194.5–

1214134734, FLFL3,9404.5–

1214274119, OKOK3,6704.5–

1214321163, MDMD7,5394.5–

1214408805, NJNJ14,0664.5–

1214534481, FLFL26,7824.5–

1214619342, PAPA20,7704.5–

1214722727, VAVA5,7424.5–

1214828270, NCNC32,4484.5–

1214959105, MTMT35,4804.5–

1215032257, FLFL42,9044.5–

1215160646, ILIL28,7804.5–

1215230143, GAGA26,6044.5–

1215304072, MEME20,8194.5–

1215435959, ALAL4,7264.5–

1215504040, MEME3,0504.5–

1215628134, NCNC13,2454.5–

1215723222, VAVA26,3224.5–

1215822032, VAVA29,2404.5–

1215936081, ALAL15,1434.5–

1216095988, CACA8,8084.5–

1216197115, OROR3,9514.5–

1216297818, OROR5,6104.5–

1216301376, MAMA4,9764.5–

1216427614, NCNC34,2264.5–

1216534787, FLFL101,4414.5–

1216697351, OROR11,4544.5–

1216734286, FLFL22,5344.5–

1216898321, WAWA18,1504.5–

1216910925, NYNY4,3134.5–

1217059722, MTMT5,7324.5–

1217133548, FLFL8,9674.5–

1217236278, ALAL4,2994.5–

1217333558, FLFL33,1654.5–

1217484631, UTUT3,1964.5–

1217578070, TXTX20,2004.5–

1217693618, CACA32,2674.5–

1217728012, NCNC26,5564.5–

1217885042, AZAZ45,9034.5–

1217904849, MEME4,0174.5–

1218077008, TXTX41,6454.5–

1218134983, FLFL49,0014.5–

1218295627, CACA3,9994.5–

1218323690, VAVA4,5974.5–

1218478717, TXTX37,2624.5–

1218589141, NVNV43,4694.5–

1218628906, NCNC20,5264.5–

1218733953, FLFL8,3184.5–

1218820901, MDMD36,4354.5–

1218993560, CACA22,1194.5–

1219033064, FLFL64,5634.5–

1219123606, VAVA29,9714.5–

1219219144, PAPA50,5804.5–

1219395228, CACA4,6114.5–

1219412866, NYNY40,0574.5–

1219502644, MAMA3,7004.5–

1219684511, UTUT4,3824.5–

1219720737, MDMD24,4894.5–

1219884654, UTUT2,5744.5–

1219932817, FLFL37,0144.5–

1220029676, SCSC6,0164.5–

1220111563, NYNY22,8994.5–

1220275147, TXTX9,1774.5–

1220356501, MNMN18,0044.5–

1220483402, IDID29,9944.5–

1220508092, NJNJ3,1194.5–

1220692250, CACA7,8304.5–

1220710514, NYNY11,7904.5–

1220801860, MAMA6,7484.5–

1220910965, NYNY15,2064.5–

1221074104, OKOK12,8064.5–

1221121601, MDMD24,6714.5–

1221201440, MAMA21,2764.5–

1221320851, MDMD14,9464.5–

1221423229, VAVA35,6894.5–

1221520036, DCDC4,6054.5–

1221620895, MDMD19,1844.5–

1221734689, FLFL27,3244.5–

1221883536, IDID4,4444.5–

1221901985, MAMA4,5914.5–

1222011580, NYNY43,0924.5–

1222108618, NJNJ35,6344.5–

1222232205, FLFL29,1484.5–

1222308904, NJNJ15,1214.5–

1222401921, MAMA8,2504.5–

1222534773, FLFL5,8164.5–

1222670006, LALA16,1704.5–

1222704092, MEME20,7754.5–

1222823005, VAVA19,9874.5–

1222983406, IDID19,6964.5–

1223037404, TNTN14,7374.5–

1223197032, OROR5,0444.5–

1223202360, MAMA63,6894.5–

1223332822, FLFL67,0814.5–

1223430339, GAGA35,3724.5–

1223578945, TXTX10,3944.5–

1223637013, TNTN105,2124.5–

1223775228, TXTX67,7144.5–

1223811772, NYNY45,0234.5–

1223903857, NHNH9,4634.5–

1224089061, NVNV8,1414.5–

1224133172, FLFL39,1014.5–

1224233710, FLFL33,7964.5–

1224307662, NJNJ5,8694.5–

1224498942, WAWA18,8714.5–

1224575010, TXTX33,3264.5–

1224637923, TNTN30,1314.5–

1224721629, MDMD10,2524.5–

1224820747, MDMD38,3014.5–

1224955356, MNMN5,6964.5–

1225011777, NYNY9,3964.5–

1225137135, TNTN24,4094.5–

1225233069, FLFL29,1454.5–

1225321619, MDMD6,1524.5–

1225492548, CACA8,3124.5–

1225533782, FLFL22,4614.5–

1225622033, VAVA39,5264.5–

1225755435, MNMN14,1924.5–

1225830338, GAGA39,4654.5–

1225901453, MAMA43,8514.5–

1226017529, PAPA4,8264.5–

1226160712, ILIL13,1124.5–

1226204043, MEME11,8204.5–

1226333031, FLFL7,3234.5–

1226407607, NJNJ10,0934.5–

1226528721, NCNC10,6984.5–

1226619947, DEDE20,7604.5–

1226733325, FLFL32,3994.5–

1226893727, CACA84,1074.5–

1226933426, FLFL24,2554.5–

1227037153, TNTN5,6824.5–

1227119073, PAPA21,9154.5–

1227229356, SCSC8,9464.5–

1227302703, MAMA46,7134.5–

1227485310, AZAZ19,9644.5–

1227577071, TXTX27,0564.5–

1227664106, MOMO11,3434.5–

1227784129, UTUT37,4424.5–

1227872662, ARAR2,9674.5–

1227910987, NYNY4,4114.5–

1228078737, TXTX27,0234.5–

1228101535, MAMA4,7604.5–

1228201560, MAMA4,9844.5–

1228302368, MAMA34,9124.5–

1228434711, FLFL70,3174.5–

1228533449, FLFL8,7664.5–

1228660077, ILIL28,5014.5–

1228707856, NJNJ4,7744.5–

1228807702, NJNJ4,1794.5–

1228999207, WAWA32,7704.5–

1229028227, NCNC60,4824.5–

1229137220, TNTN5,2654.5–

1229228722, NCNC6,0864.5–

1229319963, DEDE23,5004.5–

1229485009, AZAZ52,0644.5–

1229533928, FLFL31,9264.5–

1229602828, RIRI7,0234.5–

1229707481, NJNJ17,0504.5–

1229893230, CACA69,6844.5–

1229927312, NCNC23,3414.5–

1230057730, SDSD5,5964.5–

1230128032, NCNC2,8694.5–

1230297814, OROR12,5904.5–

1230393274, CACA80,0264.5–

1230407003, NJNJ53,7714.5–

1230528751, NCNC4,1594.5–

1230633626, FLFL30,5754.5–

1230703060, NHNH31,6574.5–

1230801109, MAMA31,1244.5–

1230943324, OHOH2,7334.5–

1231097459, OROR14,8354.5–

1231132837, FLFL53,6714.5–

1231232547, FLFL35,5274.5–

1231305661, VTVT6,2274.5–

1231485383, AZAZ74,3904.5–

1231510706, NYNY9,1834.5–

1231664011, MOMO3,8764.5–

1231733131, FLFL23,0954.5–

1231884005, UTUT52,5304.5–

1231933327, FLFL23,2034.5–

1232001984, MAMA4,9294.5–

1232181003, COCO15,1944.5–

1232236742, ALAL2,6564.5–

1232332807, FLFL34,4564.5–

1232410803, NYNY13,0724.5–

1232501602, MAMA27,0924.5–

1232681001, COCO31,1974.5–

1232707036, NJNJ45,6714.5–

1232893720, CACA50,0894.5–

1232905753, VTVT11,0944.5–

1233001432, MAMA8,5214.5–

1233185234, AZAZ51,2834.5–

1233248009, MIMI21,7724.5–

1233301013, MAMA23,2844.5–

1233434688, FLFL8,5224.6–

1233599403, WAWA20,7604.6–

1233622172, VAVA11,4904.6–

1233703826, NHNH2,6544.6–

1233897306, OROR34,3834.6–

1233948108, MIMI27,6664.6–

1234075446, TXTX3,8144.6–

1234111740, NYNY10,1274.6–

1234230308, GAGA23,1814.6–

1234395209, CACA47,4094.6–

1234411702, NYNY13,9094.6–

1234584081, UTUT52,3144.6–

1234684701, UTUT8,7964.6–

1234760609, ILIL62,0284.6–

1234810516, NYNY5,3624.6–

1234998908, WAWA38,0604.6–

1235085035, AZAZ53,4244.6–

1235130114, GAGA62,3914.6–

1235298840, WAWA4,8924.6–

1235321053, MDMD2,9294.6–

1235486426, AZAZ15,4674.6–

1235519044, PAPA17,2794.6–

1235601944, MAMA5,4034.6–

1235785033, AZAZ57,5914.6–

1235829420, SCSC23,9594.6–

1235907066, NJNJ15,6224.6–

1236027106, NCNC49,6704.6–

1236138112, TNTN16,8094.6–

1236289131, NVNV50,7314.6–

1236302738, MAMA5,3104.6–

1236434293, FLFL50,2784.6–

1236505673, VTVT2,5704.6–

1236637777, TNTN12,8774.6–

1236734667, FLFL30,6894.6–

1236807444, NJNJ10,9714.6–

1236983401, IDID47,9724.6–

1237034429, FLFL8,7274.6–

1237133566, FLFL24,5214.6–

1237222124, VAVA18,0914.6–

1237393215, CACA54,5564.6–

1237402762, MAMA9,9434.6–

1237560623, ILIL81,2774.6–

1237634990, FLFL30,5924.6–

1237724556, VAVA2,5844.6–

1237853212, WIWI28,9384.6–

1237933026, FLFL31,1724.6–

1238007624, NJNJ8,6064.6–

1238172631, ARAR4,3614.6–

1238298685, WAWA30,6074.6–

1238352240, IAIA35,0744.6–

1238484335, UTUT16,2104.6–

1238533328, FLFL28,8514.6–

1238633966, FLFL12,5134.6–

1238733956, FLFL3,4054.6–

1238876011, TXTX22,7524.6–

1238977003, TXTX10,1644.6–

1239002648, MAMA7,9684.6–

1239121202, MDMD20,6834.6–

1239222134, VAVA8,3104.6–

1239334952, FLFL42,6554.6–

1239432502, FLFL4,2314.6–

1239560660, ILIL42,7244.6–

1239610993, NYNY4,8884.6–

1239776207, TXTX19,8624.6–

1239885131, AZAZ18,7944.6–

1239910954, NYNY26,4954.6–

1240037074, TNTN10,9324.6–

1240102920, RIRI37,1554.6–

1240289081, NVNV41,4084.6–

1240378132, TXTX40,9534.6–

1240495666, CACA5,9944.6–

1240532714, FLFL37,9054.6–

1240621286, MDMD21,8534.6–

1240759101, MTMT42,2504.6–

1240880920, COCO36,9234.6–

1240908872, NJNJ20,2044.6–

1241085142, AZAZ93,7004.6–

1241102061, MAMA11,3614.6–

1241207960, NJNJ46,7024.6–

1241355343, MNMN27,1024.6–

1241456425, MNMN8,9324.6–

1241584088, UTUT39,2284.6–

1241693270, CACA5,4824.6–

1241787102, NMNM20,1234.6–

1241823294, VAVA20,2164.6–

1241984645, UTUT3,3164.6–

1242019380, PAPA49,8564.6–

1242193306, CACA74,1164.6–

1242285297, AZAZ37,4754.6–

1242370126, LALA27,0474.6–

1242497496, OROR7,7684.6–

1242589433, NVNV23,0164.6–

1242621801, MDMD30,0884.6–

1242703820, NHNH33,4404.6–

1242828445, NCNC10,7974.6–

1242992582, CACA23,3564.6–

1243007758, NJNJ4,0764.6–

1243120115, VAVA8,1734.6–

1243232277, FLFL36,3384.6–

1243387556, NMNM3,0084.6–

1243433781, FLFL28,0724.6–

1243584340, UTUT3,7444.6–

1243680238, COCO30,5754.6–

1243733981, FLFL15,6224.6–

1243845232, OHOH6,3634.6–

1243914608, NYNY12,7924.6–

1244032937, FLFL27,8364.6–

1244128732, NCNC19,2794.6–

1244245207, OHOH6,9834.6–

1244310566, NYNY25,6254.6–

1244477018, TXTX31,0314.6–

1244507310, NJNJ16,0154.6–

1244678633, TXTX29,3094.6–

1244729406, SCSC32,0014.6–

1244880126, COCO44,8824.6–

1244902302, MAMA36,4174.6–

1245080542, COCO5,1554.6–

1245168508, NENE18,1634.6–

1245277384, TXTX26,7814.6–

1245335223, ALAL10,6664.6–

1245428673, NCNC6,8744.6–

1245501420, MAMA41,8394.6–

1245630291, GAGA25,1304.6–

1245742629, KYKY5,1524.6–

1245898418, WAWA10,2644.6–

1245907722, NJNJ9,9904.6–

1246085041, AZAZ63,8624.6–

1246155441, MNMN17,9444.6–

1246298295, WAWA3,2794.6–

1246380610, COCO4,1324.6–

1246402822, RIRI6,5394.6–

1246583204, IDID18,5804.6–

1246689138, NVNV26,9474.6–

1246734695, FLFL18,0984.6–

1246812401, NYNY35,1364.6–

1246999016, WAWA21,6154.6–

1247080550, COCO46,4564.6–

1247185336, AZAZ6,5144.6–

1247207430, NJNJ25,4914.6–

1247311953, NYNY12,8464.6–

1247478056, TXTX2,5264.6–

1247575224, TXTX35,1054.6–

1247685233, AZAZ39,0774.6–

1247733896, FLFL26,7314.6–

1247878606, TXTX7,2724.6–

1247955760, MNMN2,8944.6–

1248080134, COCO80,3024.6–

1248101588, MAMA10,2584.6–

1248249931, MIMI10,4754.6–

1248330288, GAGA8,1164.6–

1248403102, NHNH33,9594.6–

1248577057, TXTX46,5694.6–

1248611791, NYNY25,5204.6–

1248733991, FLFL27,7254.6–

1248829487, SCSC2,7034.6–

1248922645, VAVA4,6394.6–

1249020748, MDMD40,3384.6–

1249155331, MNMN19,8054.6–

1249298380, WAWA5,4714.6–

1249330663, GAGA3,6974.6–

1249480817, COCO31,2414.6–

1249532810, FLFL36,9274.6–

1249619904, DEDE38,8184.6–

1249783501, IDID37,5204.6–

1249840204, KYKY14,0344.6–

1249937129, TNTN63,6524.6–

1250010522, NYNY11,5024.6–

SHOWING 12,001–12,500 OF 16,707

1…24 25 26…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES