Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1250176059, TXTX5,5864.6–

1250232439, FLFL15,3284.6–

1250385381, AZAZ27,6504.6–

1250485306, AZAZ24,9114.6–

1250546240, ININ19,5954.6–

1250699203, WAWA21,4684.6–

1250798682, WAWA68,3054.6–

1250885027, AZAZ39,4874.6–

1250918015, PAPA34,8524.6–

1251030504, GAGA29,4224.6–

1251103220, NHNH7,3934.6–

1251257785, SDSD10,8744.6–

1251307928, NJNJ19,9744.6–

1251401089, MAMA28,7724.6–

1251533703, FLFL25,2644.6–

1251698620, WAWA7,9364.6–

1251703862, NHNH4,6104.6–

1251843402, OHOH31,3934.6–

1251921757, MDMD2,6714.6–

1252003246, NHNH17,1034.6–

1252185205, AZAZ45,1164.6–

1252285212, AZAZ55,2834.6–

1252345202, OHOH17,8694.6–

1252420166, VAVA14,9494.6–

1252563141, MOMO20,9324.6–

1252678747, TXTX22,1804.6–

1252757049, SDSD7,9624.6–

1252830501, GAGA32,2584.6–

1252901571, MAMA11,9294.6–

1253085224, AZAZ47,9634.6–

1253107424, NJNJ28,0854.6–

1253298391, WAWA59,2404.6–

1253333321, FLFL51,2164.6–

1253485614, AZAZ25,3814.6–

1253507801, NJNJ27,1284.6–

1253680620, COCO20,7984.6–

1253756484, MNMN3,2524.6–

1253868131, NENE14,8094.6–

1253956468, MNMN4,5204.6–

1254095640, CACA13,9264.6–

1254164111, MOMO16,8874.6–

1254223704, VAVA19,2074.6–

1254375235, TXTX19,6374.6–

1254411768, NYNY22,0304.6–

1254585207, AZAZ51,1784.6–

1254680104, COCO38,4794.6–

1254780022, COCO61,4524.6–

1254893505, CACA14,3534.6–

1254930178, GAGA4,4424.6–

1255022734, VAVA3,9184.6–

1255189508, NVNV14,8584.6–

1255298512, WAWA31,8644.6–

1255332168, FLFL31,8474.7–

1255404915, MEME9,1074.7–

1255520171, VAVA51,2864.7–

1255630205, GAGA2,8804.7–

1255707109, NJNJ37,9844.7–

1255803103, NHNH37,7754.7–

1255995357, CACA13,5994.7–

1256002719, MAMA15,9034.7–

1256122603, VAVA17,1334.7–

1256295726, CACA8,4504.7–

1256307006, NJNJ26,6544.7–

1256422920, VAVA3,6084.7–

1256501756, MAMA6,3254.7–

1256692249, CACA7,3124.7–

1256734758, FLFL46,7684.7–

1256881425, COCO5,0054.7–

1256986322, AZAZ13,0204.7–

1257097503, OROR13,9384.7–

1257198579, WAWA14,0484.7–

1257220854, MDMD50,4984.7–

1257332084, FLFL37,2914.7–

1257433634, FLFL21,8624.7–

1257521154, MDMD6,5444.7–

1257634771, FLFL35,2574.7–

1257732304, FLFL51,6734.7–

1257884404, UTUT66,5874.7–

1257937909, TNTN16,7744.7–

1258089031, NVNV77,3054.7–

1258134769, FLFL30,2044.7–

1258222902, VAVA23,4864.7–

1258302090, MAMA16,3184.7–

1258460641, ILIL68,8944.7–

1258519095, PAPA8,0304.7–

1258663112, MOMO17,9854.7–

1258704071, MEME4,9714.7–

1258880249, COCO41,5904.7–

1258937174, TNTN53,9004.7–

1259028694, NCNC7,6264.7–

1259195467, CACA5,7784.7–

1259207601, NJNJ46,0574.7–

1259397378, OROR9,1784.7–

1259499202, WAWA19,9214.7–

1259534465, FLFL18,8794.7–

1259633936, FLFL27,9674.7–

1259720906, MDMD70,5954.7–

1259897424, OROR18,3574.7–

1259907073, NJNJ10,3134.7–

1260080514, COCO6,7214.7–

1260132824, FLFL58,3684.7–

1260283328, IDID6,3204.7–

1260393263, CACA24,0244.7–

1260492392, CACA65,4294.7–

1260511010, NYNY25,6044.7–

1260684043, UTUT88,3904.7–

1260745249, OHOH14,4904.7–

1260801951, MAMA3,3274.7–

1260903848, NHNH6,2754.7–

1261093561, CACA31,1754.7–

1261134484, FLFL5,0504.7–

1261230060, GAGA38,4994.7–

1261320109, VAVA45,4444.7–

1261401104, MAMA23,2094.7–

1261584655, UTUT18,2784.7–

1261660305, ILIL11,9924.7–

1261760622, ILIL54,6094.7–

1261827376, NCNC9,3174.7–

1261978006, TXTX44,5604.7–

1262029689, SCSC4,0574.7–

1262132701, FLFL24,5924.7–

1262285363, AZAZ7,0154.7–

1262380013, COCO73,2484.7–

1262419939, DEDE7,4904.7–

1262580923, COCO31,7724.7–

1262602537, MAMA6,3834.7–

1262789084, NVNV39,7594.7–

1262880129, COCO30,2234.7–

1262984660, UTUT48,5834.7–

1263032720, FLFL36,2594.7–

1263193730, CACA14,2634.7–

1263202571, MAMA11,2584.7–

1263379902, TXTX19,0314.7–

1263434210, FLFL17,6824.7–

1263528790, NCNC3,2414.7–

1263685901, AZAZ19,5334.7–

1263721217, MDMD30,7924.7–

1263860625, ILIL76,7604.7–

1263907647, NJNJ5,2884.7–

1264010570, NYNY13,2894.7–

1264183644, IDID16,2934.7–

1264232759, FLFL3,2164.7–

1264334235, FLFL15,1464.7–

1264481503, COCO16,5584.7–

1264519102, PAPA6,1954.7–

1264610923, NYNY9,0694.7–

1264783628, IDID5,0064.7–

1264807071, NJNJ22,4634.7–

1264976064, TXTX2,5134.7–

1265095951, CACA2,6984.7–

1265132958, FLFL30,0234.7–

1265230650, GAGA14,0564.7–

1265307936, NJNJ11,1524.7–

1265483861, IDID7,2754.7–

1265598557, WAWA4,0794.7–

1265660626, ILIL49,6624.7–

1265798930, WAWA15,7304.7–

1265801701, MAMA32,6184.7–

1265933063, FLFL55,4664.7–

1266097850, OROR16,9034.7–

1266189166, NVNV32,1184.7–

1266230512, GAGA24,9294.7–

1266337087, TNTN56,6554.7–

1266480015, COCO72,3164.7–

1266598329, WAWA11,5524.7–

1266610506, NYNY6,2444.7–

1266737090, TNTN19,7744.7–

1266828791, NCNC15,1084.7–

1266937419, TNTN5,9804.7–

1267084045, UTUT45,4294.7–

1267133559, FLFL18,8314.7–

1267235470, ALAL5,8294.7–

1267333853, FLFL12,6744.7–

1267459019, MTMT4,4384.7–

1267597918, OROR4,5674.7–

1267696073, CACA5,7504.7–

1267793265, CACA3,3974.7–

1267860527, ILIL29,0284.7–

1267935053, ALAL3,2164.7–

1268032207, FLFL36,9984.7–

1268146601, ININ4,8004.7–

1268260302, ILIL32,8624.7–

1268380924, COCO19,6194.7–

1268433076, FLFL44,9224.7–

1268522181, VAVA15,7604.7–

1268660093, ILIL19,8674.7–

1268756444, MNMN3,3314.7–

1268893722, CACA86,1104.7–

1268920783, MDMD50,3334.7–

1269011554, NYNY36,8214.7–

1269185051, AZAZ45,7684.7–

1269297741, OROR13,6634.7–

1269333467, FLFL58,4114.7–

1269423707, VAVA14,7664.7–

1269585296, AZAZ53,0764.7–

1269680601, COCO42,1274.7–

1269711581, NYNY22,8184.7–

1269801301, MAMA17,8764.7–

1269932703, FLFL59,2694.7–

1270021403, MDMD32,6814.7–

1270159635, MTMT8,2924.7–

1270298528, WAWA11,9404.7–

1270327517, NCNC29,5644.7–

1270430655, GAGA29,7854.7–

1270580654, COCO3,6574.7–

1270676706, TXTX41,6274.7–

1270732408, FLFL18,8324.7–

1270828782, NCNC6,5194.7–

1270910280, NYNY8,9334.7–

1271010583, NYNY40,2074.7–

1271102324, MAMA25,7044.7–

1271285206, AZAZ37,2354.7–

1271342044, KYKY3,8944.7–

1271437214, TNTN29,8054.7–

1271589156, NVNV30,0524.7–

1271660714, ILIL30,3054.7–

1271784651, UTUT29,5034.7–

1271899352, WAWA37,4304.7–

1271904032, MEME8,8024.7–

1272084037, UTUT39,4154.7–

1272180513, COCO18,2714.7–

1272208831, NJNJ55,6584.7–

1272312601, NYNY44,1644.7–

1272492551, CACA37,4254.7–

1272599603, AKAK11,6934.7–

1272685301, AZAZ68,1784.7–

1272793304, CACA51,0374.7–

1272807041, NJNJ7,5324.7–

1272901562, MAMA12,0084.7–

1273093711, CACA39,2454.7–

1273183716, IDID21,4024.7–

1273283202, IDID24,5134.7–

1273337221, TNTN41,9354.7–

1273434684, FLFL27,0294.7–

1273585345, AZAZ60,9184.7–

1273622932, VAVA9,1484.7–

1273720817, MDMD37,4544.7–

1273895833, CACA42,2654.7–

1273902747, MAMA22,4454.7–

1274080005, COCO28,4594.7–

1274111747, NYNY20,5134.7–

1274298532, WAWA27,1354.8–

1274311787, NYNY34,4994.8–

1274419072, PAPA10,1294.8–

1274598374, WAWA49,0074.8–

1274693602, CACA3,3304.8–

1274770114, LALA22,6594.8–

1274889506, NVNV47,0464.8–

1274988346, NMNM3,1914.8–

1275007407, NJNJ21,4124.8–

1275111514, NYNY4,5444.8–

1275207012, NJNJ14,6534.8–

1275385710, AZAZ56,1254.8–

1275435222, ALAL8,3614.8–

1275597470, OROR19,7114.8–

1275663127, MOMO5,2684.8–

1275732127, FLFL29,6124.8–

1275832751, FLFL22,1034.8–

1275934203, FLFL40,6184.8–

1276015217, PAPA25,7954.8–

1276129566, SCSC23,8064.8–

1276202330, MAMA11,7124.8–

1276323223, VAVA54,6594.8–

1276497321, OROR30,6724.8–

1276511709, NYNY6,7444.8–

1276695631, CACA6,9464.8–

1276733948, FLFL18,6964.8–

1276811501, NYNY21,6414.8–

1276907626, NJNJ9,1744.8–

1277022657, VAVA12,0674.8–

1277184319, UTUT10,9314.8–

1277232707, FLFL39,4934.8–

1277333411, FLFL76,8634.8–

1277430183, GAGA6,2884.8–

1277560514, ILIL9,9184.8–

1277630175, GAGA6,0884.8–

1277712846, NYNY3,0134.8–

1277808530, NJNJ8,1194.8–

1277995954, CACA8,1654.8–

1278085209, AZAZ43,1504.8–

1278163132, MOMO14,2834.8–

1278211940, NYNY5,8194.8–

1278397317, OROR25,9664.8–

1278497753, OROR3,0674.8–

1278532771, FLFL62,6064.8–

1278610452, NYNY75,6824.8–

1278785307, AZAZ14,2234.8–

1278828516, NCNC11,2894.8–

1278940208, KYKY15,6054.8–

1279084096, UTUT74,6034.8–

1279134744, FLFL66,5824.8–

1279285392, AZAZ39,0794.8–

1279397048, OROR7,0994.8–

1279492382, CACA5,2154.8–

1279533409, FLFL33,4894.8–

1279675063, TXTX45,8494.8–

1279732114, FLFL37,7474.8–

1279849006, MIMI26,5074.8–

1279933436, FLFL48,7434.8–

1280034209, FLFL33,2244.8–

1280181521, COCO16,6134.8–

1280296035, CACA3,3264.8–

1280380132, COCO30,0734.8–

1280498446, WAWA14,6344.8–

1280584084, UTUT31,5424.8–

1280628768, NCNC6,7594.8–

1280733470, FLFL35,6104.8–

1280880461, COCO6,9574.8–

1280980734, COCO2,9994.8–

1281098937, WAWA4,8334.8–

1281185382, AZAZ43,7294.8–

1281270124, LALA21,7784.8–

1281329429, SCSC4,4794.8–

1281405489, VTVT3,4844.8–

1281576010, TXTX54,9784.8–

1281695673, CACA16,5124.8–

1281701607, MAMA8,7064.8–

1281897624, OROR3,6434.8–

1281984403, UTUT37,7214.8–

1282099615, AKAK12,1944.8–

1282181507, COCO15,9474.8–

1282293234, CACA6,5194.8–

1282395665, CACA4,4654.8–

1282484312, UTUT4,8574.8–

1282532130, FLFL5,6204.8–

1282681226, COCO7,4594.8–

1282701604, MAMA39,8124.8–

1282801721, MAMA18,8734.8–

1282980102, COCO6,6904.8–

1283010962, NYNY4,7674.8–

1283132137, FLFL48,3914.8–

1283205404, VTVT8,2934.8–

1283333413, FLFL18,6684.8–

1283452807, IAIA15,6174.8–

1283553202, WIWI25,8614.8–

1283697111, OROR4,8904.8–

1283797051, OROR17,3474.8–

1283855604, MNMN3,7194.8–

1283933351, FLFL36,3644.8–

1284032757, FLFL34,1214.8–

1284104030, MEME2,7314.8–

1284283404, IDID27,5004.8–

1284384642, UTUT3,5014.8–

1284485745, AZAZ36,9994.8–

1284502813, RIRI8,0514.8–

1284659864, MTMT7,3014.8–

1284732953, FLFL24,7594.8–

1284810927, NYNY12,3254.8–

1284997071, OROR33,1234.8–

1285072560, ARAR7,6344.8–

1285101749, MAMA20,0774.8–

1285297113, OROR16,2684.8–

1285333132, FLFL20,2534.8–

1285487104, NMNM12,8534.8–

1285598662, WAWA37,7234.8–

1285624236, VAVA3,1094.8–

1285701062, MAMA9,8164.8–

1285898445, WAWA33,6844.8–

1285984337, UTUT16,1994.8–

1286060610, ILIL44,8834.8–

1286180808, COCO6,5214.8–

1286201864, MAMA15,7654.8–

1286328704, NCNC24,1384.8–

1286499114, WAWA13,3834.8–

1286585308, AZAZ65,0954.8–

1286633527, FLFL17,3644.8–

1286737311, TNTN30,7204.8–

1286860621, ILIL28,3014.8–

1286920106, VAVA4,2974.8–

1287075080, TXTX52,5694.8–

1287132808, FLFL60,2034.8–

1287292223, CACA63,8334.8–

1287393272, CACA3,8184.8–

1287449686, MIMI25,4924.8–

1287512508, NYNY19,5664.8–

1287604861, MEME2,7694.8–

1287720902, MDMD54,2614.8–

1287892508, CACA36,9094.8–

1287929576, SCSC34,6954.8–

1288036542, ALAL18,9064.8–

1288107670, NJNJ15,3194.8–

1288205445, VTVT3,9164.8–

1288333765, FLFL13,8084.8–

1288402048, MAMA23,9314.8–

1288507027, NJNJ4,8854.8–

1288634112, FLFL27,1934.8–

1288722611, VAVA9,2764.8–

1288895212, CACA28,4374.8–

1288985048, AZAZ34,6644.8–

1289093307, CACA85,9454.8–

1289121209, MDMD30,1264.8–

1289285622, AZAZ6,5184.8–

1289336532, ALAL38,1084.8–

1289498601, WAWA2,5854.8–

1289570005, LALA24,0884.8–

1289678655, TXTX3,7304.8–

1289780921, COCO26,5514.8–

1289878028, TXTX41,2064.8–

1289929607, SCSC46,2094.8–

1290080128, COCO36,7124.8–

1290198065, WAWA15,9444.8–

1290211003, NYNY45,1744.8–

1290393242, CACA2,9044.8–

1290460649, ILIL48,0564.8–

1290593257, CACA80,4674.8–

1290697003, OROR27,8114.8–

1290701581, MAMA21,9444.8–

1290828031, NCNC31,7334.8–

1290902346, MAMA24,5054.8–

1291084029, UTUT14,8694.8–

1291132818, FLFL59,1144.8–

1291228206, NCNC15,3754.8–

1291397502, OROR29,0674.8–

1291455077, MNMN14,5034.8–

1291511751, NYNY13,7264.8–

1291628675, NCNC6,7454.8–

1291798327, WAWA9,9314.8–

1291834471, FLFL28,3424.8–

1291940504, KYKY25,8164.8–

1292078654, TXTX20,6504.8–

1292132132, FLFL7,8684.8–

1292254548, WIWI5,6764.8–

1292377035, TXTX36,0194.8–

1292485373, AZAZ20,2544.8–

1292524091, VAVA7,4174.8–

1292624121, VAVA10,3154.8–

1292792555, CACA45,9784.8–

1292820194, VAVA12,2754.8–

1292937072, TNTN32,2084.8–

1293002891, RIRI21,5874.8–

1293197229, OROR76,1064.8–

1293297478, OROR39,3734.8–

1293307506, NJNJ19,6284.8–

1293434450, FLFL11,5324.8–

1293520119, VAVA3,4164.8–

1293602743, MAMA10,5194.8–

1293734982, FLFL31,1434.8–

1293889142, NVNV35,1794.8–

1293980915, COCO23,8844.8–

1294074105, OKOK26,9514.8–

1294183651, IDID38,1214.8–

1294260657, ILIL71,9044.8–

1294333615, FLFL47,2454.8–

1294434997, FLFL47,0754.8–

1294534241, FLFL16,4084.9–

1294697423, OROR6,0564.9–

1294775218, TXTX22,5444.9–

1294885225, AZAZ72,2974.9–

1294998597, WAWA26,6694.9–

1295095832, CACA12,8504.9–

1295107603, NJNJ9,3604.9–

1295289145, NVNV26,8914.9–

1295381321, COCO14,2364.9–

1295495368, CACA13,9004.9–

1295580643, COCO5,1194.9–

1295660619, ILIL59,5034.9–

1295789148, NVNV64,4264.9–

1295880916, COCO41,1044.9–

1295933461, FLFL49,4434.9–

1296027523, NCNC20,2694.9–

1296195961, CACA33,9994.9–

1296285378, AZAZ9,7654.9–

1296380615, COCO9,0604.9–

1296485204, AZAZ65,1554.9–

1296528213, NCNC45,9044.9–

1296646250, ININ18,1474.9–

1296730560, GAGA4,2954.9–

1296834683, FLFL33,9114.9–

1296929455, SCSC27,5764.9–

1297021210, MDMD14,1344.9–

1297185374, AZAZ41,4204.9–

1297289122, NVNV53,7244.9–

1297385933, AZAZ4,3884.9–

1297480108, COCO36,7304.9–

1297507458, NJNJ11,8284.9–

1297685387, AZAZ22,4424.9–

1297798901, WAWA31,3664.9–

1297866217, KSKS5,4684.9–

1297948208, MIMI8,0374.9–

1298083420, IDID2,5804.9–

1298121401, MDMD38,6294.9–

1298297327, OROR3,0794.9–

1298301867, MAMA25,6124.9–

1298480645, COCO4,9174.9–

1298518901, PAPA28,5094.9–

1298689032, NVNV49,4734.9–

1298798349, WAWA4,9314.9–

1298870437, LALA8,0304.9–

1298996094, CACA6,6564.9–

1299093644, CACA7,6144.9–

1299174074, OKOK32,4224.9–

1299232081, FLFL29,7844.9–

1299333028, FLFL28,3974.9–

1299422041, VAVA29,1834.9–

1299593551, CACA54,3604.9–

1299607514, NJNJ20,6474.9–

1299798626, WAWA26,8924.9–

1299889441, NVNV14,4604.9–

1299988345, NMNM7,8354.9–

1300085201, AZAZ51,4004.9–

SHOWING 12,501–13,000 OF 16,707

1…25 26 27…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES