Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1300108757, NJNJ36,0874.9–

1300207401, NJNJ6,8654.9–

1300307502, NJNJ17,1584.9–

1300478733, TXTX9,0294.9–

1300560608, ILIL80,7374.9–

1300632835, FLFL49,2054.9–

1300701719, MAMA5,4964.9–

1300833326, FLFL33,8804.9–

1300932922, FLFL14,7004.9–

1301080103, COCO3,2154.9–

1301133955, FLFL12,3994.9–

1301285929, AZAZ7,4514.9–

1301385295, AZAZ56,7444.9–

1301489139, NVNV45,4104.9–

1301576205, TXTX18,9784.9–

1301605255, VTVT4,1084.9–

1301798367, WAWA31,7564.9–

1301868132, NENE13,9604.9–

1301992596, CACA38,9814.9–

1302084741, UTUT6,3734.9–

1302134205, FLFL31,9464.9–

1302289447, NVNV9,0824.9–

1302361801, ILIL27,8914.9–

1302497404, OROR34,2444.9–

1302578727, TXTX29,9584.9–

1302697123, OROR48,4104.9–

1302730080, GAGA53,3164.9–

1302802420, MAMA16,2154.9–

1302993247, CACA18,1154.9–

1303082070, WYWY20,1444.9–

1303194561, CACA46,3684.9–

1303292567, CACA10,8674.9–

1303384647, UTUT4,7704.9–

1303492371, CACA21,5804.9–

1303595315, CACA13,5984.9–

1303697914, OROR19,7134.9–

1303703841, NHNH6,5084.9–

1303820024, DCDC15,8884.9–

1303955403, MNMN17,6014.9–

1304085044, AZAZ39,3474.9–

1304133618, FLFL27,7714.9–

1304295757, CACA56,7644.9–

1304333764, FLFL27,3114.9–

1304433190, FLFL18,2874.9–

1304581122, COCO8,8384.9–

1304643202, OHOH20,8544.9–

1304792227, CACA28,3154.9–

1304803755, NHNH10,5694.9–

1304977063, TXTX42,6904.9–

1305092394, CACA41,6144.9–

1305184302, UTUT27,0534.9–

1305223457, VAVA4,8144.9–

1305338558, TNTN9,4724.9–

1305433907, FLFL25,0334.9–

1305511769, NYNY8,9354.9–

1305685017, AZAZ46,1294.9–

1305712561, NYNY19,8304.9–

1305892356, CACA6,5434.9–

1305903903, MEME7,1464.9–

1306099574, AKAK2,5514.9–

1306178229, TXTX35,6644.9–

1306232548, FLFL23,7744.9–

1306310520, NYNY12,3684.9–

1306480241, COCO34,0824.9–

1306597479, OROR10,4474.9–

1306695363, CACA30,7694.9–

1306733463, FLFL65,4784.9–

1306892344, CACA21,3494.9–

1306995692, CACA5,0324.9–

1307085086, AZAZ43,2704.9–

1307134432, FLFL13,5874.9–

1307298503, WAWA41,6564.9–

1307329910, SCSC53,0194.9–

1307495461, CACA3,4224.9–

1307519115, PAPA35,2794.9–

1307637051, TNTN3,7654.9–

1307702562, MAMA3,4024.9–

1307807512, NJNJ10,9594.9–

1307920009, DCDC50,1504.9–

1308055812, MNMN10,8594.9–

1308133185, FLFL28,5554.9–

1308233576, FLFL6,2734.9–

1308397007, OROR47,8954.9–

1308408730, NJNJ4,9564.9–

1308580122, COCO32,1954.9–

1308677031, TXTX15,1794.9–

1308784065, UTUT50,7684.9–

1308898611, WAWA9,3024.9–

1308907660, NJNJ13,2354.9–

1309010704, NYNY31,9214.9–

1309195490, CACA14,6774.9–

1309234461, FLFL13,3774.9–

1309330331, GAGA62,5674.9–

1309480247, COCO29,7604.9–

1309510984, NYNY2,8054.9–

1309611596, NYNY10,5164.9–

1309707074, NJNJ3,1264.9–

1309807302, NJNJ56,2204.9–

1309935213, ALAL15,6034.9–

1310010532, NYNY5,3474.9–

1310198443, WAWA5,5584.9–

1310299206, WAWA41,0894.9–

1310333182, FLFL12,5124.9–

1310495334, CACA17,3634.9–

1310528468, NCNC5,1544.9–

1310677090, TXTX40,1104.9–

1310793219, CACA9,0574.9–

1310878202, TXTX10,2244.9–

1310985286, AZAZ50,6214.9–

1311033412, FLFL15,8594.9–

1311119152, PAPA35,9554.9–

1311207508, NJNJ23,7624.9–

1311380701, COCO16,2264.9–

1311484041, UTUT55,1804.9–

1311532250, FLFL29,0724.9–

1311614850, NYNY68,6104.9–

1311701757, MAMA30,6094.9–

1311898541, WAWA10,8104.9–

1311932159, FLFL32,1074.9–

1312095316, CACA8,0224.9–

1312133442, FLFL31,2964.9–

1312278750, TXTX29,2775.0–

1312388001, NMNM37,6905.0–

1312480007, COCO19,0785.0–

1312528711, NCNC12,6635.0–

1312607732, NJNJ4,5275.0–

1312701108, MAMA27,4055.0–

1312802332, MAMA16,1855.0–

1312974075, OKOK26,4515.0–

1313084094, UTUT27,5075.0–

1313132804, FLFL21,7205.0–

1313263103, MOMO8,7785.0–

1313332806, FLFL26,0965.0–

1313402021, MAMA24,7485.0–

1313538401, TNTN67,4825.0–

1313635401, ALAL43,4595.0–

1313707030, NJNJ58,6685.0–

1313801810, MAMA35,6485.0–

1313977051, TXTX19,7955.0–

1314080229, COCO55,0925.0–

1314101570, MAMA17,7485.0–

1314237604, TNTN39,0975.0–

1314329615, SCSC38,8115.0–

1314420878, MDMD66,1155.0–

1314560651, ILIL63,3355.0–

1314693291, CACA63,5685.0–

1314702809, RIRI22,2205.0–

1314830530, GAGA7,2605.0–

1314927604, NCNC44,5145.0–

1315084054, UTUT22,3555.0–

1315102186, MAMA28,7355.0–

1315281520, COCO12,8925.0–

1315312526, NYNY3,5485.0–

1315430571, GAGA4,0885.0–

1315529909, SCSC24,0035.0–

1315610523, NYNY9,4505.0–

1315799338, WAWA20,6335.0–

1315837066, TNTN64,6505.0–

1315959803, MTMT18,4015.0–

1316089048, NVNV26,4865.0–

1316129412, SCSC39,2565.0–

1316204614, MEME2,8135.0–

1316330171, GAGA3,2545.0–

1316483686, IDID60,9935.0–

1316510504, NYNY7,6655.0–

1316628515, NCNC2,8225.0–

1316793648, CACA15,1845.0–

1316880136, COCO6,1445.0–

1316995758, CACA65,7255.0–

1317077061, TXTX24,0045.0–

1317183713, IDID31,5495.0–

1317276006, TXTX23,4465.0–

1317310709, NYNY10,3525.0–

1317423225, VAVA42,7715.0–

1317507504, NJNJ13,1235.0–

1317602745, MAMA24,5195.0–

1317730030, GAGA31,7565.0–

1317833186, FLFL69,7575.0–

1317983837, IDID3,2035.0–

1318030546, GAGA8,0965.0–

1318177551, TXTX21,6965.0–

1318233462, FLFL33,3715.0–

1318320015, DCDC15,6535.0–

1318437352, TNTN3,1665.0–

1318538655, MSMS46,1565.0–

1318695843, CACA47,6955.0–

1318780031, COCO35,5845.0–

1318880121, COCO18,0295.0–

1318995993, CACA39,0465.0–

1319033187, FLFL18,1745.0–

1319103561, NHNH6,0405.0–

1319210549, NYNY16,1355.0–

1319333772, FLFL23,7335.0–

1319424901, WVWV9,0935.0–

1319597056, OROR12,7955.0–

1319657783, SDSD17,2485.0–

1319723230, VAVA8,9105.0–

1319880138, COCO36,8955.0–

1319932819, FLFL30,2135.0–

1320033331, FLFL24,8975.0–

1320137882, TNTN2,9145.0–

1320214222, NYNY15,3115.0–

1320396748, HIHI5,6095.0–

1320420745, MDMD28,6055.0–

1320589434, NVNV27,9905.0–

1320685711, AZAZ42,5585.0–

1320792532, CACA28,0555.0–

1320821623, MDMD2,6695.0–

1320983607, IDID35,4915.0–

1321002770, MAMA5,8095.0–

1321104107, MEME9,6565.0–

1321270001, LALA38,9505.0–

1321393536, CACA73,4125.0–

1321489129, NVNV53,4355.0–

1321502072, MAMA29,2255.0–

1321611714, NYNY22,6955.0–

1321798584, WAWA40,6065.0–

1321833922, FLFL4,2265.0–

1321927101, NCNC22,9735.0–

1322032407, FLFL16,4045.0–

1322177021, TXTX26,1535.0–

1322222304, VAVA48,6135.0–

1322381006, COCO11,0295.0–

1322411780, NYNY15,0185.0–

1322533990, FLFL34,7135.0–

1322648226, MIMI6,8315.0–

1322732086, FLFL34,8555.0–

1322822824, VAVA6,5965.0–

1322929902, SCSC17,6505.0–

1323030097, GAGA46,8765.0–

1323184318, UTUT5,6045.0–

1323278738, TXTX31,0195.0–

1323393267, CACA5,5315.0–

1323429450, SCSC3,3095.0–

1323533705, FLFL27,9395.0–

1323607643, NJNJ10,9965.0–

1323728262, NCNC50,0035.0–

1323855415, MNMN6,9005.0–

1323993631, CACA17,5835.0–

1324095828, CACA61,6865.0–

1324107060, NJNJ48,3635.0–

1324297471, OROR32,3345.0–

1324330328, GAGA39,5085.0–

1324434224, FLFL15,5365.0–

1324530317, GAGA15,6225.0–

1324684050, UTUT12,6205.0–

1324719968, DEDE15,4865.0–

1324829572, SCSC12,1245.0–

1324970346, LALA9,9275.0–

1325073106, OKOK12,1405.0–

1325101913, MAMA17,4035.0–

1325296002, CACA33,7835.0–

1325392377, CACA20,8145.0–

1325428786, NCNC22,0565.0–

1325501603, MAMA20,8685.0–

1325628792, NCNC36,6455.0–

1325710901, NYNY27,0955.0–

1325897862, OROR12,3135.0–

1325911550, NYNY60,9605.0–

1326008758, NJNJ7,8685.0–

1326122835, VAVA11,3145.0–

1326219147, PAPA39,7045.0–

1326304011, MEME22,3365.0–

1326420135, VAVA3,5855.0–

1326507727, NJNJ7,7875.0–

1326693657, CACA36,2055.0–

1326780470, COCO3,6085.0–

1326833759, FLFL17,5575.0–

1326970127, LALA23,1075.0–

1327002189, MAMA14,4505.0–

1327128785, NCNC8,3115.0–

1327210533, NYNY7,3625.0–

1327383641, IDID4,0615.0–

1327411518, NYNY10,1495.0–

1327599216, WAWA28,5785.0–

1327632174, FLFL54,7835.0–

1327797060, OROR21,6495.0–

1327883448, IDID3,3655.0–

1327983647, IDID22,9525.0–

1328034746, FLFL60,5955.0–

1328130096, GAGA71,7325.0–

1328232169, FLFL10,1925.0–

1328334756, FLFL4,8765.0–

1328477340, TXTX37,5175.0–

1328501969, MAMA6,2515.0–

1328695747, CACA83,9025.0–

1328733478, FLFL14,7315.0–

1328828604, NCNC7,8695.0–

1328933908, FLFL37,4235.0–

1329002879, RIRI21,8025.0–

1329102909, RIRI46,0145.0–

1329233947, FLFL10,4475.0–

1329398404, WAWA35,9615.0–

1329495231, CACA3,8965.0–

1329533838, FLFL5,6885.0–

1329607031, NJNJ16,4615.0–

1329728904, NCNC10,0505.0–

1329860026, ILIL14,0695.0–

1329995953, CACA11,0285.0–

1330037060, TNTN3,3965.0–

1330111755, NYNY12,1445.0–

1330295912, CACA4,8555.0–

1330320782, MDMD34,2935.0–

1330489149, NVNV45,2025.0–

1330584109, UTUT25,5445.0–

1330698568, WAWA3,0505.0–

1330793309, CACA63,2175.0–

1330808401, NJNJ38,9255.0–

1330980918, COCO50,0055.0–

1331084093, UTUT23,8715.0–

1331155001, MNMN3,0275.0–

1331289012, NVNV38,3395.0–

1331389130, NVNV36,6035.0–

1331499166, WAWA2,9535.0–

1331578013, TXTX4,8095.0–

1331634135, FLFL48,2525.0–

1331796007, CACA24,7685.0–

1331884092, UTUT27,6515.0–

1331996122, CACA4,4475.0–

1332084663, UTUT36,2075.1–

1332111561, NYNY38,7085.1–

1332234285, FLFL18,6775.1–

1332330046, GAGA41,8505.1–

1332407646, NJNJ16,9955.1–

1332595624, CACA67,6305.1–

1332677009, TXTX35,7695.1–

1332737356, TNTN2,6795.1–

1332898022, WAWA22,4185.1–

1332901851, MAMA33,4035.1–

1333097124, OROR54,3575.1–

1333107733, NJNJ17,1665.1–

1333284405, UTUT34,8185.1–

1333389429, NVNV7,5215.1–

1333437217, TNTN31,8695.1–

1333584059, UTUT17,6165.1–

1333660640, ILIL65,4455.1–

1333722801, VAVA39,9835.1–

1333897322, OROR36,4085.1–

1333987107, NMNM27,5665.1–

1334019945, DEDE9,6405.1–

1334185023, AZAZ35,0345.1–

1334207932, NJNJ11,9775.1–

1334397206, OROR49,8905.1–

1334433983, FLFL18,4715.1–

1334501803, MAMA26,2745.1–

1334683605, IDID41,3255.1–

1334793250, CACA15,5995.1–

1334880127, COCO43,4945.1–

1334933770, FLFL25,3685.1–

1335097420, OROR27,6215.1–

1335108736, NJNJ13,2235.1–

1335289183, NVNV42,9965.1–

1335380016, COCO68,2685.1–

1335428212, NCNC42,4405.1–

1335511754, NYNY17,5655.1–

1335680107, COCO15,1025.1–

1335730009, GAGA21,0955.1–

1335821030, MDMD25,8275.1–

1335989027, NVNV18,9675.1–

1336049635, MIMI3,3395.1–

1336133702, FLFL31,2945.1–

1336245225, OHOH9,5835.1–

1336301027, MAMA17,7165.1–

1336498684, WAWA37,2985.1–

1336533916, FLFL27,9435.1–

1336692301, CACA38,5775.1–

1336780919, COCO27,7875.1–

1336875069, TXTX40,0325.1–

1336905482, VTVT7,9695.1–

1337002904, RIRI32,5315.1–

1337160639, ILIL84,2405.1–

1337298408, WAWA21,0095.1–

1337384062, UTUT47,8135.1–

1337427948, NCNC12,4365.1–

1337548126, MIMI51,9975.1–

1337632233, FLFL24,6335.1–

1337783427, IDID2,9315.1–

1337859725, MTMT8,3435.1–

1337948393, MIMI20,1455.1–

1338095966, CACA28,5035.1–

1338132903, FLFL13,8365.1–

1338207724, NJNJ24,0165.1–

1338301503, MAMA3,3785.1–

1338402632, MAMA11,6855.1–

1338503101, NHNH3,2015.1–

1338633607, FLFL25,2915.1–

1338704105, MEME12,7555.1–

1338833023, FLFL72,3445.1–

1338997341, OROR2,9725.1–

1339002563, MAMA10,4365.1–

1339133306, FLFL2,9785.1–

1339299208, WAWA58,6695.1–

1339392336, CACA105,5175.1–

1339495206, CACA68,5585.1–

1339593622, CACA9,0845.1–

1339615208, PAPA10,0945.1–

1339783442, IDID25,6095.1–

1339805091, VTVT3,4435.1–

1339989113, NVNV38,0945.1–

1340004106, MEME27,0195.1–

1340193646, CACA10,3285.1–

1340245056, OHOH27,3765.1–

1340333158, FLFL5,9605.1–

1340412572, NYNY8,8695.1–

1340508742, NJNJ25,7325.1–

1340697304, OROR34,8795.1–

1340783661, IDID11,1055.1–

1340802895, RIRI43,5215.1–

1340902364, MAMA14,0275.1–

1341095827, CACA21,7425.1–

1341134949, FLFL7,4705.1–

1341255114, MNMN5,0495.1–

1341363124, MOMO10,8395.1–

1341495252, CACA14,2525.1–

1341511579, NYNY5,0335.1–

1341659873, MTMT2,9205.1–

1341734142, FLFL35,1495.1–

1341834786, FLFL42,3585.1–

1341985739, AZAZ18,4785.1–

1342012545, NYNY4,3385.1–

1342111001, NYNY25,4935.1–

1342285351, AZAZ27,5925.1–

1342334743, FLFL40,0305.1–

1342498038, WAWA37,3245.1–

1342596055, CACA3,4735.1–

1342684629, UTUT2,9075.1–

1342792571, CACA60,0965.1–

1342836104, ALAL10,5355.1–

1342997133, OROR5,4165.1–

1343034986, FLFL30,7155.1–

1343195632, CACA32,4935.1–

1343228469, NCNC10,4045.1–

1343322302, VAVA18,0265.1–

1343483709, IDID58,9285.1–

1343534987, FLFL21,7275.1–

1343602871, RIRI17,4885.1–

1343784025, UTUT25,3895.1–

1343828787, NCNC22,8095.1–

1343902356, MAMA12,4755.1–

1344075024, TXTX45,6525.1–

1344197303, OROR40,6595.1–

1344204037, MEME4,0245.1–

1344301040, MAMA37,8135.1–

1344433024, FLFL76,5855.1–

1344593612, CACA37,7555.1–

1344607716, NJNJ8,8935.1–

1344733068, FLFL54,4395.1–

1344820877, MDMD38,5465.1–

1344908536, NJNJ20,8175.1–

1345004103, MEME32,0245.1–

1345195683, CACA6,5155.1–

1345222207, VAVA35,4795.1–

1345392320, CACA10,9025.1–

1345427518, NCNC19,7355.1–

1345546216, ININ2,7675.1–

1345632960, FLFL25,2595.1–

1345730345, GAGA24,4925.1–

1345801720, MAMA23,5265.1–

1345987043, NMNM4,2235.1–

1346081212, COCO32,2925.1–

1346197089, OROR15,1015.1–

1346295204, CACA31,0355.1–

1346334428, FLFL10,1635.1–

1346499217, WAWA21,4415.1–

1346501952, MAMA9,2815.1–

1346698019, WAWA12,2425.1–

1346797386, OROR15,2255.1–

1346804015, MEME3,6965.1–

1346932812, FLFL34,6865.1–

1347095330, CACA35,3955.1–

1347185305, AZAZ18,0435.1–

1347297027, OROR12,3475.1–

1347338664, MSMS3,4655.1–

1347498802, WAWA33,5395.1–

1347502026, MAMA25,2375.1–

1347619116, PAPA33,6545.1–

1347780020, COCO54,2015.1–

1347885028, AZAZ18,7525.1–

1347975244, TXTX13,3895.1–

1348086432, AZAZ3,0735.1–

1348134714, FLFL28,2005.1–

1348295422, CACA17,0545.1–

1348301923, MAMA27,9915.1–

1348484010, UTUT46,8715.1–

1348595626, CACA5,5955.1–

1348633073, FLFL33,8385.1–

1348797408, OROR15,4205.1–

1348889011, NVNV37,5385.1–

1348937149, TNTN2,6025.1–

1349080621, COCO15,0605.1–

1349107069, NJNJ6,6235.1–

1349221034, MDMD2,8465.1–

1349310710, NYNY25,8555.1–

1349475236, TXTX18,9635.1–

1349599019, WAWA12,4475.1–

1349631405, GAGA40,7645.1–

1349777036, TXTX71,7705.1–

1349837076, TNTN39,0175.1–

1349911570, NYNY28,9085.1–

1350092563, CACA80,3795.1–

SHOWING 13,001–13,500 OF 16,707

1…26 27 28…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES