Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1350128401, NCNC22,0075.1–

1350237375, TNTN3,8665.1–

1350381505, COCO13,2795.2–

1350428337, NCNC8,3575.2–

1350550309, IAIA10,1105.2–

1350685354, AZAZ8,5315.2–

1350755116, MNMN25,9185.2–

1350833414, FLFL60,1845.2–

1350933196, FLFL54,6685.2–

1351087507, NMNM51,3865.2–

1351172202, ARAR9,7045.2–

1351207072, NJNJ6,3785.2–

1351389436, NVNV49,5445.2–

1351493702, CACA43,8755.2–

1351595382, CACA39,0835.2–

1351633406, FLFL26,9455.2–

1351781650, COCO14,0835.2–

1351824104, VAVA3,1635.2–

1351980021, COCO36,5555.2–

1352098042, WAWA50,2165.2–

1352165201, MOMO50,0115.2–

1352232162, FLFL55,4245.2–

1352337069, TNTN20,2095.2–

1352496093, CACA4,3205.2–

1352537216, TNTN19,0385.2–

1352622150, VAVA27,9555.2–

1352733009, FLFL44,5025.2–

1352832901, FLFL28,9235.2–

1352901832, MAMA26,3865.2–

1353075141, TXTX5,7035.2–

1353180910, COCO31,3685.2–

1353230307, GAGA21,7095.2–

1353310463, NYNY69,4705.2–

1353432320, FLFL3,7925.2–

1353521813, MDMD2,9995.2–

1353698366, WAWA36,9655.2–

1353793308, CACA55,0785.2–

1353832163, FLFL28,5495.2–

1353977435, TXTX4,8125.2–

1354022042, VAVA35,4835.2–

1354195219, CACA31,7135.2–

1354296749, HIHI19,1325.2–

1354360611, ILIL37,7055.2–

1354478734, TXTX22,1455.2–

1354585202, AZAZ38,7505.2–

1354680465, COCO16,5825.2–

1354733629, FLFL27,7105.2–

1354877043, TXTX29,0485.2–

1354930318, GAGA59,6095.2–

1355080216, COCO17,3305.2–

1355198596, WAWA6,9505.2–

1355228461, NCNC23,7625.2–

1355382834, WYWY7,5885.2–

1355498580, WAWA11,4105.2–

1355585085, AZAZ31,4585.2–

1355698284, WAWA27,8355.2–

1355799336, WAWA50,7355.2–

1355885704, AZAZ35,2105.2–

1355910468, NYNY75,5575.2–

1356032224, FLFL42,0925.2–

1356159847, MTMT6,0155.2–

1356228412, NCNC44,1665.2–

1356327954, NCNC7,2375.2–

1356480751, COCO16,9365.2–

1356529609, SCSC32,2925.2–

1356630642, GAGA15,3435.2–

1356737876, TNTN33,5615.2–

1356875204, TXTX34,6665.2–

1356932256, FLFL58,1925.2–

1357081323, COCO5,1915.2–

1357193514, CACA14,8535.2–

1357298092, WAWA50,2245.2–

1357375229, TXTX33,6565.2–

1357497302, OROR40,7995.2–

1357549684, MIMI21,5855.2–

1357692398, CACA2,6095.2–

1357745613, OHOH3,2285.2–

1357896080, CACA31,5545.2–

1357999223, WAWA36,0945.2–

1358033330, FLFL13,6995.2–

1358180504, COCO63,4515.2–

1358228226, NCNC39,3815.2–

1358307605, NJNJ9,3795.2–

1358438103, TNTN14,5345.2–

1358595531, CACA22,2915.2–

1358689019, NVNV2,6145.2–

1358701845, MAMA32,4945.2–

1358877077, TXTX60,0985.2–

1358901730, MAMA14,7075.2–

1359007701, NJNJ24,3765.2–

1359193638, CACA50,5715.2–

1359297080, OROR48,4115.2–

1359385282, AZAZ53,6245.2–

1359492585, CACA29,5345.2–

1359598390, WAWA11,5465.2–

1359610308, NYNY30,5685.2–

1359711375, NYNY76,8395.2–

1359820861, MDMD2,8905.2–

1359911719, NYNY3,2355.2–

1360095660, CACA35,4515.2–

1360133403, FLFL14,3705.2–

1360277096, TXTX35,0325.2–

1360399009, WAWA4,5065.2–

1360489060, NVNV12,8645.2–

1360511374, NYNY46,9895.2–

1360697524, OROR15,0785.2–

1360702790, MAMA16,9015.2–

1360898296, WAWA27,8965.2–

1360919975, DEDE10,8625.2–

1361003257, NHNH4,4845.2–

1361111040, NYNY41,9885.2–

1361233755, FLFL27,4765.2–

1361301940, MAMA13,2855.2–

1361481641, COCO3,6215.2–

1361528748, NCNC12,2305.2–

1361633609, FLFL18,5355.2–

1361711797, NYNY9,4025.2–

1361895672, CACA5,7645.2–

1361980634, COCO65,6225.2–

1362098312, WAWA36,3075.2–

1362198589, WAWA7,0105.2–

1362220816, MDMD18,1405.2–

1362396097, CACA9,9645.2–

1362492610, CACA12,8675.2–

1362502739, MAMA6,6345.2–

1362602035, MAMA18,6155.2–

1362766047, KSKS20,4735.2–

1362898663, WAWA16,2025.2–

1362985283, AZAZ47,4595.2–

1363080233, COCO48,4415.2–

1363134251, FLFL5,9565.2–

1363284003, UTUT57,4305.2–

1363399037, WAWA16,5225.2–

1363436830, ALAL49,2925.2–

1363533435, FLFL37,8335.2–

1363622066, VAVA17,1855.2–

1363734104, FLFL26,4085.2–

1363897006, OROR46,4635.2–

1363997106, OROR4,8555.2–

1364011732, NYNY3,2285.2–

1364191906, CACA3,3255.2–

1364285053, AZAZ29,7735.2–

1364378669, TXTX12,5925.2–

1364411507, NYNY6,7365.2–

1364589144, NVNV19,4145.2–

1364634981, FLFL5,0315.2–

1364728405, NCNC35,4675.2–

1364801852, MAMA37,1445.2–

1364998604, WAWA38,8395.2–

1365060616, ILIL54,3085.2–

1365181652, COCO6,2715.2–

1365223510, VAVA9,1905.2–

1365301945, MAMA20,4705.2–

1365499109, WAWA4,9815.2–

1365584325, UTUT2,5255.2–

1365697068, OROR30,1615.2–

1365753562, WIWI29,7905.2–

1365833018, FLFL57,9215.2–

1365989521, NVNV41,8595.2–

1366093552, CACA42,6395.3–

1366181137, COCO5,5715.3–

1366281401, COCO24,2285.3–

1366355055, MNMN4,7545.3–

1366408406, NJNJ8,9725.3–

1366559644, MTMT4,1875.3–

1366602127, MAMA36,7695.3–

1366798671, WAWA24,8715.3–

1366833437, FLFL37,2295.3–

1366983619, IDID8,8235.3–

1367078216, TXTX41,1805.3–

1367131522, GAGA17,7805.3–

1367278230, TXTX41,3875.3–

1367397370, OROR9,5215.3–

1367433410, FLFL36,7595.3–

1367533332, FLFL10,9205.3–

1367683687, IDID43,1355.3–

1367789074, NVNV52,3885.3–

1367878212, TXTX27,4375.3–

1367965747, MOMO4,0165.3–

1368098021, WAWA35,6315.3–

1368180908, COCO25,4865.3–

1368217033, PAPA16,4815.3–

1368392584, CACA61,3665.3–

1368430021, GAGA27,7815.3–

1368521613, MDMD17,9265.3–

1368678749, TXTX34,5625.3–

1368797368, OROR2,8035.3–

1368898339, WAWA3,6585.3–

1368934208, FLFL44,0045.3–

1369096021, CACA14,8125.3–

1369198258, WAWA52,7525.3–

1369243205, OHOH12,6185.3–

1369393225, CACA4,6635.3–

1369497392, OROR6,7705.3–

1369533428, FLFL47,5885.3–

1369628210, NCNC47,3595.3–

1369783646, IDID76,0235.3–

1369823227, VAVA24,9255.3–

1369992004, CACA3,0075.3–

1370091351, CACA33,1555.3–

1370103904, MEME8,3895.3–

1370222301, VAVA13,6655.3–

1370389044, NVNV30,8185.3–

1370422003, VAVA57,7555.3–

1370595377, CACA37,7395.3–

1370633611, FLFL36,8105.3–

1370733603, FLFL19,8695.3–

1370895973, CACA39,0315.3–

1370992592, CACA80,0355.3–

1371001890, MAMA23,4065.3–

1371182801, WYWY26,3105.3–

1371260614, ILIL70,6935.3–

1371334120, FLFL42,3455.3–

1371422309, VAVA34,3165.3–

1371578657, TXTX7,5915.3–

1371619123, PAPA19,6815.3–

1371795329, CACA2,9545.3–

1371897078, OROR25,6625.3–

1371910605, NYNY19,4935.3–

1372093726, CACA44,5275.3–

1372193660, CACA4,0865.3–

1372283704, IDID42,7195.3–

1372334243, FLFL32,7735.3–

1372422601, VAVA29,2305.3–

1372533317, FLFL37,9505.3–

1372660618, ILIL91,9015.3–

1372798392, WAWA2,9845.3–

1372833404, FLFL30,9125.3–

1372932801, FLFL17,0465.3–

1373029407, SCSC36,7065.3–

1373102421, MAMA18,0805.3–

1373298252, WAWA10,3615.3–

1373389034, NVNV3,0925.3–

1373486046, AZAZ6,5745.3–

1373520710, MDMD9,8015.3–

1373628557, NCNC15,2535.3–

1373722030, VAVA61,3325.3–

1373898524, WAWA4,3005.3–

1373934698, FLFL38,1715.3–

1374034275, FLFL22,4365.3–

1374155391, MNMN15,5025.3–

1374292595, CACA34,4385.3–

1374395360, CACA13,7795.3–

1374485032, AZAZ70,8395.3–

1374589123, NVNV58,2055.3–

1374695383, CACA3,7825.3–

1374778643, TXTX7,0885.3–

1374897140, OROR27,9335.3–

1374980017, COCO40,5845.3–

1375095765, CACA43,8715.3–

1375195835, CACA42,0045.3–

1375207631, NJNJ29,6385.3–

1375304005, MEME24,7725.3–

1375485712, AZAZ31,5715.3–

1375595691, CACA40,1435.3–

1375633025, FLFL76,9675.3–

1375733604, FLFL40,0555.3–

1375848105, MIMI37,0485.3–

1375994534, CACA41,2035.3–

1376095367, CACA25,5935.3–

1376132176, FLFL14,8415.3–

1376295321, CACA3,4645.3–

1376392252, CACA7,5385.3–

1376480917, COCO30,3985.3–

1376559752, MTMT5,4045.3–

1376695820, CACA35,4105.3–

1376722180, VAVA26,5685.3–

1376896771, HIHI7,7935.3–

1376984057, UTUT36,8815.3–

1377029672, SCSC12,7505.3–

1377107644, NJNJ26,0825.3–

1377232561, FLFL9,3215.3–

1377355103, MNMN13,1255.3–

1377492337, CACA36,0265.3–

1377583858, IDID20,1375.3–

1377628640, NCNC4,8205.3–

1377723507, VAVA6,6455.3–

1377821673, MDMD2,8435.3–

1377995307, CACA46,3105.3–

1378033035, FLFL17,2025.3–

1378195210, CACA41,5495.3–

1378285361, AZAZ7,9915.3–

1378383301, IDID63,5925.3–

1378485395, AZAZ40,4145.3–

1378522303, VAVA16,9225.3–

1378627516, NCNC47,3585.3–

1378711901, NYNY33,0915.3–

1378872632, ARAR5,1695.3–

1378930067, GAGA47,2715.3–

1379097458, OROR5,1645.3–

1379198346, WAWA9,9205.3–

1379298045, WAWA15,2895.3–

1379385020, AZAZ34,9165.3–

1379422213, VAVA4,0215.3–

1379537863, TNTN6,6175.3–

1379635216, ALAL34,3275.3–

1379737410, TNTN4,1295.3–

1379833434, FLFL21,6865.3–

1379983672, IDID9,1765.3–

1380015222, PAPA5,7255.3–

1380195354, CACA25,6845.3–

1380295621, CACA42,4425.3–

1380359601, MTMT31,7285.3–

1380499501, AKAK16,1755.3–

1380533405, FLFL19,7805.3–

1380693280, CACA27,4075.3–

1380775208, TXTX29,3675.3–

1380893705, CACA38,8885.4–

1380998251, WAWA4,9075.4–

1381098359, WAWA4,5815.4–

1381120186, VAVA15,7035.4–

1381295391, CACA25,5745.4–

1381397116, OROR29,8005.4–

1381485029, AZAZ49,6835.4–

1381533914, FLFL45,5405.4–

1381698002, WAWA37,5095.4–

1381793654, CACA31,8765.4–

1381893637, CACA43,7855.4–

1381907627, NJNJ4,9115.4–

1382093543, CACA12,2755.4–

1382198506, WAWA18,4975.4–

1382202748, MAMA11,2815.4–

1382307417, NJNJ11,1125.4–

1382484119, UTUT50,0705.4–

1382598257, WAWA4,2775.4–

1382602030, MAMA5,9305.4–

1382798270, WAWA55,0495.4–

1382892374, CACA45,2625.4–

1382930341, GAGA36,0215.4–

1383098383, WAWA21,6045.4–

1383128739, NCNC20,8435.4–

1383234223, FLFL19,8845.4–

1383392880, CACA75,0435.4–

1383434201, FLFL3,7335.4–

1383593662, CACA29,4195.4–

1383695822, CACA46,5695.4–

1383753705, WIWI25,0175.4–

1383834240, FLFL18,7745.4–

1383993643, CACA3,0415.4–

1384082435, WYWY12,3375.4–

1384199026, WAWA9,3205.4–

1384297383, OROR10,3105.4–

1384301938, MAMA13,9305.4–

1384433177, FLFL59,0565.4–

1384502184, MAMA38,8995.4–

1384695205, CACA39,6085.4–

1384703874, NHNH8,4875.4–

1384808901, NJNJ57,2635.4–

1384922031, VAVA37,2765.4–

1385098665, WAWA28,9105.4–

1385132814, FLFL9,2865.4–

1385202492, MAMA21,4245.4–

1385327959, NCNC3,1705.4–

1385402132, MAMA26,4445.4–

1385598409, WAWA27,8435.4–

1385698564, WAWA3,3825.4–

1385720664, MDMD3,1385.4–

1385889120, NVNV23,3895.4–

1385933904, FLFL33,5995.4–

1386037862, TNTN21,7675.4–

1386197338, OROR23,4195.4–

1386293203, CACA20,7125.4–

1386375093, TXTX47,9545.4–

1386412404, NYNY3,9355.4–

1386598370, WAWA33,6555.4–

1386602050, MAMA25,9635.4–

1386734947, FLFL12,8045.4–

1386801880, MAMA27,7935.4–

1386996785, HIHI4,4335.4–

1387083676, IDID5,1055.4–

1387122201, VAVA37,4735.4–

1387276107, TXTX30,9945.4–

1387399212, WAWA21,7075.4–

1387404856, MEME3,6755.4–

1387533712, FLFL27,1425.4–

1387604217, MEME3,3875.4–

1387792236, CACA43,6425.4–

1387885008, AZAZ59,7165.4–

1387995776, CACA28,7185.4–

1388008203, NJNJ7,6745.4–

1388134134, FLFL16,4755.4–

1388277554, TXTX10,4145.4–

1388397038, OROR16,4405.4–

1388422620, VAVA2,8255.4–

1388598642, WAWA26,8165.4–

1388695355, CACA60,7105.4–

1388795370, CACA28,3555.4–

1388835243, ALAL18,1765.4–

1388956515, MNMN2,7235.4–

1389033707, FLFL24,3245.4–

1389185749, AZAZ18,8435.4–

1389215554, PAPA2,7265.4–

1389398640, WAWA5,3865.4–

1389420781, MDMD13,3525.4–

1389532792, FLFL52,9765.4–

1389614204, NYNY7,9325.4–

1389795630, CACA79,4845.4–

1389880528, COCO24,9605.4–

1389998531, WAWA27,3375.4–

1390011577, NYNY13,0775.4–

1390160659, ILIL41,7285.4–

1390210960, NYNY15,2515.4–

1390397426, OROR10,1865.4–

1390495242, CACA28,4275.4–

1390520708, MDMD27,5935.4–

1390695333, CACA2,9635.4–

1390793535, CACA79,4095.4–

1390893625, CACA8,7785.4–

1390959068, MTMT3,9775.4–

1391097355, OROR34,2925.4–

1391197132, OROR32,4865.4–

1391280232, COCO23,0505.4–

1391334202, FLFL27,1975.4–

1391432967, FLFL27,2405.4–

1391533056, FLFL37,8905.4–

1391668520, NENE2,7625.4–

1391784653, UTUT13,0515.4–

1391885040, AZAZ34,1175.4–

1391920852, MDMD48,1805.4–

1392089147, NVNV55,9695.4–

1392133173, FLFL31,7785.4–

1392238676, MSMS4,9955.4–

1392348823, MIMI50,0345.4–

1392433071, FLFL42,2555.4–

1392547901, ININ4,5855.4–

1392622205, VAVA17,7385.4–

1392789460, NVNV14,5345.4–

1392801982, MAMA7,6805.4–

1392929405, SCSC26,2545.4–

1393085541, AZAZ23,3825.4–

1393176116, TXTX49,8565.4–

1393234996, FLFL10,6535.4–

1393399021, WAWA8,9425.4–

1393492883, CACA39,9905.4–

1393597437, OROR2,6325.4–

1393610307, NYNY15,5125.4–

1393729205, SCSC22,2235.4–

1393822901, VAVA37,2375.4–

1393960615, ILIL42,9755.4–

1394097119, OROR5,2335.4–

1394128117, NCNC48,8265.4–

1394298501, WAWA48,0675.4–

1394384401, UTUT48,3035.4–

1394407111, NJNJ60,8675.4–

1394584721, UTUT30,6415.4–

1394680221, COCO39,7185.4–

1394793285, CACA2,9205.4–

1394807940, NJNJ17,6105.4–

1394947401, ININ40,6075.4–

1395023508, VAVA19,4325.4–

1395192583, CACA33,7785.4–

1395298373, WAWA28,8835.5–

1395385210, AZAZ39,0155.5–

1395430324, GAGA29,0735.5–

1395593675, CACA3,3745.5–

1395633015, FLFL68,8915.5–

1395732034, FLFL41,0295.5–

1395820763, MDMD2,6015.5–

1395998294, WAWA7,9635.5–

1396033418, FLFL43,6765.5–

1396138501, TNTN42,4715.5–

1396238104, TNTN22,6345.5–

1396398010, WAWA6,8575.5–

1396434211, FLFL24,9805.5–

1396534233, FLFL19,1235.5–

1396680863, COCO12,3295.5–

1396795901, CACA37,7325.5–

1396802860, RIRI47,8185.5–

1396989115, NVNV67,5425.5–

1397023336, VAVA3,3195.5–

1397153191, WIWI3,2615.5–

1397211598, NYNY13,5995.5–

1397334685, FLFL18,1325.5–

1397498607, WAWA35,8675.5–

1397580106, COCO4,4555.5–

1397695327, CACA8,7525.5–

1397748216, MIMI5,8655.5–

1397898664, WAWA23,8455.5–

1397907657, NJNJ11,4985.5–

1398096703, HIHI3,3665.5–

1398192407, CACA71,7115.5–

1398260647, ILIL84,7495.5–

1398395963, CACA16,0705.5–

1398493610, CACA23,5205.5–

1398592325, CACA9,0655.5–

1398627707, NCNC51,2745.5–

1398793591, CACA7,0515.5–

1398830340, GAGA30,0625.5–

1398920740, MDMD36,8475.5–

1399089431, NVNV39,8335.5–

1399193704, CACA28,9325.5–

1399291354, CACA33,9575.5–

1399307002, NJNJ71,5535.5–

1399495425, CACA10,9785.5–

1399532124, FLFL11,4095.5–

1399633014, FLFL41,5985.5–

1399737150, TNTN4,4765.5–

1399886327, AZAZ12,1545.5–

1399997532, OROR2,5785.5–

1400095670, CACA58,8195.5–

SHOWING 13,501–14,000 OF 16,707

1…27 28 29…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES