Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2023 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS 2000

1400120005, DCDC13,1315.5–

1400228805, NCNC19,9935.5–

1400330093, GAGA46,4105.5–

1400422182, VAVA27,7835.5–

1400528387, NCNC16,0595.5–

1400697114, OROR5,0135.5–

1400730601, GAGA25,8995.5–

1400819122, PAPA25,4395.5–

1400980023, COCO27,1435.5–

1401092256, CACA4,2095.5–

1401192544, CACA51,7515.5–

1401295356, CACA33,2335.5–

1401307901, NJNJ24,3145.5–

1401437046, TNTN7,3105.5–

1401522307, VAVA10,3435.5–

1401686315, AZAZ10,6845.5–

1401719958, DEDE31,9385.5–

1401898001, WAWA37,4605.5–

1401999141, WAWA5,6265.5–

1402083127, WYWY3,8125.5–

1402191914, CACA16,8775.5–

1402233180, FLFL34,1475.5–

1402302675, MAMA7,2975.5–

1402411021, NYNY19,7835.5–

1402583642, IDID62,2795.5–

1402611946, NYNY15,8195.5–

1402795834, CACA36,2455.5–

1402895337, CACA48,7315.5–

1402933458, FLFL55,5125.5–

1403078729, TXTX30,4605.5–

1403127612, NCNC41,9525.5–

1403292506, CACA45,0865.5–

1403378208, TXTX3,8615.5–

1403404090, MEME11,7135.5–

1403532413, FLFL15,4535.5–

1403693455, CACA44,6115.5–

1403799218, WAWA16,8975.5–

1403895623, CACA4,8445.5–

1403911961, NYNY12,3155.5–

1404097013, OROR24,2935.5–

1404129466, SCSC44,9425.5–

1404203909, MEME10,9435.5–

1404340906, KYKY10,8135.5–

1404498498, WAWA29,2095.5–

1404502842, RIRI16,8325.5–

1404687508, NMNM18,5185.5–

1404780011, COCO53,6955.5–

1404885268, AZAZ23,8495.5–

1404910470, NYNY16,0045.5–

1405095819, CACA19,7375.5–

1405198332, WAWA20,0725.5–

1405222312, VAVA26,7685.5–

1405359079, MTMT3,9405.5–

1405492399, CACA55,3665.5–

1405597501, OROR44,6705.5–

1405633313, FLFL62,8075.5–

1405787109, NMNM39,3245.5–

1405879410, TXTX10,1375.5–

1405989121, NVNV68,4065.5–

1406034231, FLFL32,4045.5–

1406195687, CACA69,3905.5–

1406202188, MAMA16,1795.5–

1406310017, NYNY15,2975.5–

1406498686, WAWA21,2435.5–

1406595762, CACA47,6575.5–

1406639759, MSMS42,7835.5–

1406799001, WAWA9,4405.5–

1406811413, NYNY45,9655.5–

1406992557, CACA54,0615.5–

1407089086, NVNV10,4555.5–

1407192359, CACA9,2845.5–

1407296001, CACA33,8175.5–

1407380403, COCO20,7325.5–

1407495215, CACA24,8475.5–

1407580816, COCO6,2515.5–

1407698354, WAWA8,5975.5–

1407795713, CACA9,4485.5–

1407833016, FLFL45,5515.5–

1407950014, IAIA32,9585.5–

1408083611, IDID3,3295.5–

1408189107, NVNV37,0635.5–

1408295361, CACA34,8105.6–

1408399003, WAWA4,8105.6–

1408477080, TXTX47,6385.6–

1408511411, NYNY20,5405.6–

1408695722, CACA4,0925.6–

1408797760, OROR8,7025.6–

1408892307, CACA41,1805.6–

1408930582, GAGA5,2845.6–

1409002780, MAMA53,4615.6–

1409102536, MAMA21,3285.6–

1409219010, PAPA21,8275.6–

1409395445, CACA2,7665.6–

1409408512, NJNJ12,9285.6–

1409596003, CACA44,9235.6–

1409632920, FLFL10,0055.6–

1409728465, NCNC8,7565.6–

1409823505, VAVA28,2475.6–

1409933181, FLFL20,8485.6–

1410060022, ILIL8,3525.6–

1410133312, FLFL52,7985.6–

1410211753, NYNY12,4355.6–

1410385118, AZAZ14,9325.6–

1410480907, COCO27,8155.6–

1410533433, FLFL47,0055.6–

1410601752, MAMA41,6475.6–

1410752246, IAIA22,3085.6–

1410898121, WAWA21,1665.6–

1410984042, UTUT11,7255.6–

1411097148, OROR2,7385.6–

1411182414, WYWY16,5825.6–

1411297218, OROR15,4285.6–

1411375237, TXTX18,2605.6–

1411492410, CACA47,8695.6–

1411584315, UTUT9,8735.6–

1411685248, AZAZ37,0955.6–

1411794571, CACA10,9745.6–

1411897504, OROR51,0895.6–

1411997219, OROR42,4305.6–

1412085302, AZAZ40,6125.6–

1412143620, OHOH4,9125.6–

1412286314, AZAZ40,3175.6–

1412302152, MAMA18,7595.6–

1412497146, OROR8,0995.6–

1412584106, UTUT35,2135.6–

1412698074, WAWA30,7615.6–

1412702045, MAMA10,1385.6–

1412832809, FLFL29,2375.6–

1412908204, NJNJ16,5735.6–

1413003860, NHNH3,6935.6–

1413119970, DEDE8,5245.6–

1413298422, WAWA21,6445.6–

1413328753, NCNC10,3895.6–

1413453058, WIWI3,4055.6–

1413501850, MAMA17,7405.6–

1413695642, CACA7,1355.6–

1413791915, CACA35,3225.6–

1413878666, TXTX88,5835.6–

1413995379, CACA3,5985.6–

1414002461, MAMA6,9755.6–

1414178723, TXTX38,1295.6–

1414221842, MDMD11,2265.6–

1414395340, CACA38,3035.6–

1414480118, COCO5,6325.6–

1414522401, VAVA28,7315.6–

1414695949, CACA20,5525.6–

1414780537, COCO44,4255.6–

1414839216, MSMS2,9025.6–

1414997305, OROR45,0835.6–

1415035233, ALAL3,5705.6–

1415197756, OROR44,9145.6–

1415295358, CACA30,4695.6–

1415398675, WAWA7,3055.6–

1415427949, NCNC8,2515.6–

1415511576, NYNY12,2815.6–

1415689108, NVNV72,8145.6–

1415797223, OROR50,5275.6–

1415898023, WAWA50,4485.6–

1415932266, FLFL7,1685.6–

1416095628, CACA44,8555.6–

1416195451, CACA12,5925.6–

1416216803, PAPA23,9775.6–

1416394564, CACA18,7615.6–

1416480228, COCO34,9425.6–

1416501904, MAMA21,0035.6–

1416687048, NMNM9,0695.6–

1416798240, WAWA3,5935.6–

1416895619, CACA4,9745.6–

1416998271, WAWA30,8385.6–

1417095237, CACA3,6395.6–

1417191978, CACA10,0145.6–

1417297211, OROR33,7695.6–

1417355408, MNMN31,5075.6–

1417407054, NJNJ29,4805.6–

1417584664, UTUT13,0325.6–

1417633473, FLFL11,8255.6–

1417737115, TNTN40,6155.6–

1417832827, FLFL19,7115.6–

1417933183, FLFL33,5275.6–

1418065079, MOMO4,3855.6–

1418192543, CACA39,9375.6–

1418207652, NJNJ26,5685.6–

1418397221, OROR12,9155.6–

1418433315, FLFL13,6455.6–

1418595826, CACA40,1655.6–

1418681637, COCO10,7445.6–

1418778215, TXTX3,5065.6–

1418897301, OROR57,5745.6–

1418934292, FLFL17,5865.6–

1419089110, NVNV69,1075.6–

1419159821, MTMT2,9945.6–

1419295453, CACA11,7415.6–

1419397405, OROR46,9335.6–

1419489134, NVNV24,0915.7–

1419589015, NVNV44,7045.7–

1419637218, TNTN15,2925.7–

1419731328, GAGA3,3535.7–

1419837373, TNTN3,2735.7–

1419929585, SCSC16,9665.7–

1420007018, NJNJ28,9245.7–

1420107029, NJNJ22,8665.7–

1420284095, UTUT38,5325.7–

1420333027, FLFL65,1165.7–

1420485004, AZAZ12,4085.7–

1420598801, WAWA45,4265.7–

1420601922, MAMA3,4505.7–

1420734737, FLFL4,1995.7–

1420893710, CACA31,6695.7–

1420937405, TNTN18,1095.7–

1421092509, CACA81,1825.7–

1421192220, CACA33,7555.7–

1421297391, OROR5,5365.7–

1421389030, NVNV51,3415.7–

1421401854, MAMA30,0815.7–

1421583714, IDID27,5645.7–

1421698203, WAWA35,5175.7–

1421793222, CACA2,7215.7–

1421802532, MAMA13,2675.7–

1421994505, CACA14,9705.7–

1422092316, CACA32,7655.7–

1422120850, MDMD50,3535.7–

1422290740, CACA24,2545.7–

1422389135, NVNV32,5245.7–

1422427609, NCNC35,5735.7–

1422597045, OROR57,5265.7–

1422695678, CACA45,3465.7–

1422793703, CACA33,4205.7–

1422889128, NVNV40,0405.7–

1422928806, NCNC43,4335.7–

1423095350, CACA57,1365.7–

1423133950, FLFL24,9555.7–

1423297477, OROR37,5345.7–

1423370117, LALA25,6525.7–

1423433067, FLFL27,1885.7–

1423583422, IDID3,8475.7–

1423683856, IDID6,8855.7–

1423780014, COCO39,4965.7–

1423837211, TNTN76,5735.7–

1423998106, WAWA28,6905.7–

1424092203, CACA34,7355.7–

1424195386, CACA10,6665.7–

1424281328, COCO4,4875.7–

1424395693, CACA7,9615.7–

1424485750, AZAZ24,8865.7–

1424587108, NMNM36,3315.7–

1424695838, CACA40,6775.7–

1424739071, MSMS5,7765.7–

1424898274, WAWA18,8605.7–

1424901083, MAMA2,8585.7–

1425078753, TXTX56,9205.7–

1425103253, NHNH6,7075.7–

1425297064, OROR3,8555.7–

1425381506, COCO11,4125.7–

1425433407, FLFL34,8515.7–

1425597141, OROR13,0865.7–

1425675039, TXTX24,1645.7–

1425780540, COCO4,6425.7–

1425898117, WAWA35,7115.7–

1425997601, OROR22,9645.7–

1426011941, NYNY2,8145.7–

1426159714, MTMT24,2825.7–

1426298328, WAWA9,8915.7–

1426399224, WAWA24,9195.7–

1426430311, GAGA34,9535.7–

1426581428, COCO3,7885.7–

1426698674, WAWA17,5255.7–

1426797415, OROR14,5865.7–

1426898631, WAWA3,7595.7–

1426995245, CACA2,7275.7–

1427084116, UTUT38,6255.7–

1427184121, UTUT38,9125.7–

1427233178, FLFL67,7895.7–

1427384123, UTUT37,0545.7–

1427404046, MEME8,1025.7–

1427584047, UTUT37,4115.7–

1427610701, NYNY70,6765.7–

1427798632, WAWA50,6355.7–

1427891350, CACA43,9735.7–

1427995301, CACA43,0095.7–

1428007755, NJNJ5,6135.7–

1428111558, NYNY8,4545.7–

1428298629, WAWA9,0765.7–

1428330606, GAGA47,8655.7–

1428410462, NYNY76,3205.7–

1428598014, WAWA8,2645.7–

1428698371, WAWA24,6825.7–

1428799357, WAWA3,8435.7–

1428880234, COCO29,3565.7–

1428933311, FLFL74,8985.7–

1429098233, WAWA17,8505.7–

1429130071, GAGA25,8305.7–

1429297456, OROR3,4225.7–

1429310006, NYNY4,0965.7–

1429433033, FLFL71,4585.7–

1429581526, COCO5,5595.7–

1429601773, MAMA4,8915.7–

1429775248, TXTX38,4595.7–

1429801907, MAMA15,2775.7–

1429923517, VAVA4,9325.7–

1430070122, LALA35,2535.7–

1430180538, COCO50,1105.7–

1430235205, ALAL18,8585.7–

1430359808, MTMT23,5745.7–

1430478209, TXTX43,4005.7–

1430598648, WAWA3,4775.7–

1430675233, TXTX14,8675.7–

1430793640, CACA14,6575.7–

1430885331, AZAZ31,9685.7–

1430933446, FLFL28,4315.7–

1431095240, CACA50,5175.7–

1431103842, NHNH16,3245.7–

1431280433, COCO8,2925.7–

1431384004, UTUT10,4275.7–

1431408861, NJNJ59,3515.8–

1431598362, WAWA24,3135.8–

1431674136, OKOK31,4165.8–

1431737064, TNTN67,5135.8–

1431897754, OROR22,9605.8–

1431994503, CACA21,8415.8–

1432039202, MSMS6,8325.8–

1432184745, UTUT4,4765.8–

1432292285, CACA2,7645.8–

1432359729, MTMT3,2585.8–

1432489704, NVNV4,8465.8–

1432537408, TNTN3,5025.8–

1432692308, CACA42,7095.8–

1432795991, CACA42,5795.8–

1432880439, COCO24,6105.8–

1432932204, FLFL9,1515.8–

1433032951, FLFL11,2995.8–

1433195815, CACA26,6585.8–

1433201929, MAMA3,6215.8–

1433397217, OROR35,1695.8–

1433497374, OROR4,8595.8–

1433580117, COCO2,7565.8–

1433681147, COCO13,0915.8–

1433792345, CACA88,7065.8–

1433829582, SCSC20,1585.8–

1433907020, NJNJ14,7595.8–

1434098230, WAWA18,7445.8–

1434177006, TXTX24,8925.8–

1434210543, NYNY20,9895.8–

1434398031, WAWA40,0945.8–

1434480027, COCO34,1275.8–

1434553211, WIWI34,2345.8–

1434692243, CACA49,0695.8–

1434795662, CACA32,6005.8–

1434833043, FLFL4,2985.8–

1434991784, CACA26,8865.8–

1435033032, FLFL65,1325.8–

1435181252, COCO4,7635.8–

1435207011, NJNJ38,5875.8–

1435392530, CACA61,7685.8–

1435407112, NJNJ29,4565.8–

1435591390, CACA19,3085.8–

1435684765, UTUT8,1525.8–

1435733193, FLFL47,4945.8–

1435898516, WAWA29,1775.8–

1435980110, COCO23,8255.8–

1436053233, WIWI14,4975.8–

1436132080, FLFL20,8945.8–

1436292553, CACA74,6405.8–

1436384321, UTUT51,7025.8–

1436430559, GAGA5,0245.8–

1436522947, VAVA5,2565.8–

1436698051, WAWA3,4425.8–

1436733469, FLFL14,6865.8–

1436810303, NYNY26,4975.8–

1436907931, NJNJ2,9855.8–

1437099156, WAWA9,1955.8–

1437177004, TXTX35,9975.8–

1437280814, COCO4,5995.8–

1437395965, CACA21,1815.8–

1437422101, VAVA30,9535.8–

1437502129, MAMA20,0325.8–

1437633314, FLFL31,0675.8–

1437794531, CACA46,3875.8–

1437811422, NYNY33,7575.8–

1437907032, NJNJ40,6145.8–

1438004096, MEME9,0535.8–

1438198310, WAWA22,6435.8–

1438207503, NJNJ19,1705.8–

1438392562, CACA64,7815.8–

1438497236, OROR37,5585.8–

1438578728, TXTX26,7775.8–

1438693305, CACA37,7145.8–

1438799006, WAWA16,1775.8–

1438895688, CACA40,2015.8–

1438902837, RIRI3,5845.8–

1439003894, NHNH6,5545.8–

1439192376, CACA84,3945.8–

1439232608, FLFL54,5665.8–

1439334116, FLFL35,5915.8–

1439495380, CACA43,9605.8–

1439511560, NYNY7,6965.8–

1439695932, CACA7,7015.8–

1439780651, COCO4,8375.8–

1439808402, NJNJ5,2345.8–

1439985257, AZAZ29,8125.8–

1440081647, COCO6,8825.8–

1440133168, FLFL23,7755.8–

1440233060, FLFL37,2335.8–

1440397101, OROR3,9145.8–

1440402155, MAMA61,7305.8–

1440597042, OROR3,3615.8–

1440631201, GAGA7,8915.8–

1440798502, WAWA35,3985.8–

1440891384, CACA26,4785.8–

1440998333, WAWA3,4145.8–

1441094589, CACA29,9905.8–

1441133617, FLFL47,8515.8–

1441237738, TNTN4,9525.8–

1441395338, CACA10,0065.8–

1441498272, WAWA31,4365.8–

1441528211, NCNC33,9255.8–

1441645219, OHOH20,0125.8–

1441723221, VAVA14,4025.8–

1441895610, CACA46,9285.8–

1441995341, CACA36,3855.8–

1442020904, MDMD58,6465.8–

1442197385, OROR3,8235.8–

1442270002, LALA19,4265.8–

1442395203, CACA15,9305.8–

1442430319, GAGA45,9855.8–

1442560644, ILIL47,2105.8–

1442633901, FLFL24,4815.8–

1442702113, MAMA6,3855.8–

1442870806, LALA28,3025.8–

1442927606, NCNC45,4445.8–

1443059759, MTMT3,6315.8–

1443136561, ALAL9,5285.8–

1443297462, OROR4,0445.8–

1443319103, PAPA25,9005.8–

1443480003, COCO35,9765.8–

1443534741, FLFL58,7165.8–

1443695633, CACA2,6535.8–

1443784070, UTUT30,4725.8–

1443833065, FLFL58,9165.8–

1443907719, NJNJ22,1385.8–

1444028773, NCNC3,4415.9–

1444132456, FLFL7,5105.9–

1444289706, NVNV20,4785.9–

1444380123, COCO44,5495.9–

1444484104, UTUT23,4205.9–

1444530350, GAGA35,1705.9–

1444614607, NYNY17,8915.9–

1444795648, CACA57,4595.9–

1444889005, NVNV14,9625.9–

1444978676, TXTX15,8225.9–

1445031411, GAGA9,3905.9–

1445110595, NYNY7,2435.9–

1445283669, IDID16,8275.9–

1445393650, CACA3,3335.9–

1445434785, FLFL21,5685.9–

1445592346, CACA56,1795.9–

1445659833, MTMT6,3165.9–

1445778745, TXTX61,2195.9–

1445893706, CACA40,6385.9–

1445933756, FLFL32,2015.9–

1446081501, COCO24,0115.9–

1446199324, WAWA10,1375.9–

1446284317, UTUT2,9625.9–

1446385263, AZAZ3,4725.9–

1446489014, NVNV42,4395.9–

1446534238, FLFL23,8215.9–

1446698058, WAWA42,9805.9–

1446798661, WAWA50,7435.9–

1446884627, UTUT6,2445.9–

1446980026, COCO32,7015.9–

1447011697, NYNY4,4295.9–

1447195948, CACA11,2005.9–

1447275214, TXTX34,2745.9–

1447302914, RIRI21,8345.9–

1447483467, IDID6,5905.9–

1447528571, NCNC2,6785.9–

1447634113, FLFL26,0565.9–

1447710703, NYNY22,5865.9–

1447898264, WAWA23,1235.9–

1447977023, TXTX24,2815.9–

1448080421, COCO8,5365.9–

1448133973, FLFL14,3925.9–

1448234239, FLFL14,6355.9–

1448380012, COCO51,0525.9–

1448493930, CACA17,2435.9–

1448589705, NVNV4,9355.9–

1448697215, OROR17,2965.9–

1448729577, SCSC35,4465.9–

1448829927, SCSC11,3735.9–

1448908260, NJNJ12,9595.9–

1449084049, UTUT6,8335.9–

1449107305, NJNJ72,1615.9–

1449294513, CACA69,7555.9–

1449380642, COCO4,4665.9–

1449402556, MAMA2,8685.9–

1449595829, CACA31,8655.9–

1449632805, FLFL19,2945.9–

1449795351, CACA48,4985.9–

1449802180, MAMA23,3555.9–

1449907093, NJNJ63,7585.9–

1450098290, WAWA39,8265.9–

SHOWING 14,001–14,500 OF 16,707

1…28 29 30…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-06-02 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES