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CITY

Waterloo

Wisconsin · 3,600 residents (2025 est.) · 3.79 sq mi
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The short version

With 3,600 people, Waterloo is a city in Wisconsin. About 24% of adults have finished a four-year degree. The typical home is worth $230,600, having more than doubled since 2000. 6% of people here were born outside the United States. Getting to work takes 32 minutes on average. People stay put here: 93% were in the same home a year ago.

At a glance
Wealthier
above the US median
US median: $82,259
Mid-age
median age 37.8
US median: 38.9
Less educated
24% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

3,600
+10%since 2000
from 3,259 in 2000
3,600 in 2025 (Census Bureau estimate)
1990 – 2025
949 / sq mi
+12%since 2009
from 847 / sq mi in 2009
US average: 281
37.8
+10%since 2000
from 34.5 in 2000
US average: 38.9
Land area
3.79 sq mi
Population, 19902024
3K3K3K3K4K19902000201020202024Waterloo
20244K
1990201020202024
Age distribution, 2024
Under 55.1%(184)
US avg: 5.6%
5 to 97.5%(271)
US avg: 6%
10 to 145.1%(182)
US avg: 6.4%
15 to 194.2%(152)
US avg: 6.6%
20 to 246.6%(239)
US avg: 6.5%
25 to 3416.4%(592)
US avg: 13.7%
35 to 4412.8%(462)
US avg: 13.2%
45 to 5410.8%(389)
US avg: 12.2%
55 to 6414.8%(531)
US avg: 12.7%
65 to 749.6%(345)
US avg: 10.2%
75 to 844.6%(164)
US avg: 5.1%
85 and over2.5%(89)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$87,776
−2%inflation adjusted, since 2000
from $49,221 in 2000
US average: $82,259
1990 – 2024
$38,304
+73%since 2000
from $22,099 in 2000
US average: $44,673
Households earning $100K+
57.0%
+27.7 ptssince 2009
from 29.2% in 2009
US average: 53.3%
13.7%
+8.5 ptssince 2000
from 5.1% in 2000
US average: 12.5%
0.322
−10%since 2010
from 0.359 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade19.3%
US avg: 9.9%
Information9%
US avg: 10.8%
Transportation & warehousing7.9%
US avg: 2.2%
Other services6.6%
US avg: 6.7%
Public administration6.6%
US avg: 4.8%
Agriculture, forestry, fishing6.6%
US avg: 1.6%
Finance & insurance6.2%
US avg: 5.9%
Construction5.5%
US avg: 1.2%
Wholesale trade4.5%
US avg: 6.9%
Professional, scientific, technical4%
US avg: 5.1%
Arts, entertainment, food2.5%
US avg: 1.9%
Education & health services2.2%
US avg: 0.9%
Manufacturing1.1%
US avg: 0.4%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$230,600
+12%inflation adjusted, since 2000
from $112,800 in 2000
US average: $376,019
1990 – 2024
$1,106
+4%inflation adjusted, since 2000
from $581 in 2000
US average: $1,442
68.9%
−2.7 ptssince 2000
from 71.7% in 2000
31.1% rent
3.3%
−1.7 ptssince 2009
from 5.0% in 2009
US average: 10.0%
2.25 people
−5%since 2009
from 2.38 people in 2009
US average: 2.54
19.9%
−23.0 ptssince 2009
from 42.9% in 2009
US average: 22.9%
36.6%
+3.1 ptssince 2009
from 33.5% in 2009
US average: 47.4%
2.6
−16%since 2009
from 3.1 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
61
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic91.1%(2,969)
Black0.5%(17)
Hispanic / Latino7.4%(240)
Asian0.3%(10)
Other0%
2024
White, non-Hispanic83.4%(3,002)
Black0%(0)
Hispanic / Latino16.3%(586)
Asian0%(0)
Other0.3%(12)
35
−7%since 2009
from 37 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican15%(541)
Cuban0.5%(19)
Puerto Rican0.3%(11)
Asian origin
Asian Indian0.3%(11)
Pacific Islander origin
Samoan1.4%(49)
Ancestry
German35.3%(1,270)
Norwegian13.6%(489)
Irish11%(395)
Dutch4.1%(149)
Swiss2.9%(103)
English2.6%(93)
Polish2.4%(88)
Scottish2.4%(88)
American1.9%(70)
French1.3%(45)
Slovak1.3%(45)
Danish1.1%(40)
+ 3 more ancestry groups with data
Swedish1%(36)
Italian0.6%(22)
Czech0.4%(13)
Section 05

Education

23.9%
+7.9 ptssince 2000
from 16.0% in 2000
US average: 35.6%
High school or higher
91.4%
+8.4 ptssince 2000
from 83.0% in 2000
US average: 89.6%
4.3%
+1.0 ptssince 2000
from 3.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

32.2 min
+108%since 2000
from 15.5 min in 2000
US average: 26.5
71.2%
−3.7 ptssince 2009
from 74.9% in 2009
US average: 68.9%
10.3%
−8.9 ptssince 2009
from 19.2% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
17.5%
+15.3 ptssince 2009
from 2.3% in 2009
US average: 15.0%
0.0%
−3.1 ptssince 2009
from 3.1% in 2009
US average: 2.4%
1.0%
+1.0 ptssince 2009
from 0.0% in 2009
US average: 0.4%
4.5%
−0.1 ptssince 2009
from 4.7% in 2009
US average: 8.3%
Section 07

Work & employment

0.6%
−7.7 ptssince 2011
from 8.3% in 2011
US average: 5.2%
72.0%
+1.7 ptssince 2011
from 70.3% in 2011
US average: 63.5%
Women 20-64 in the labor force
71.1%
−8.4 ptssince 2020
from 79.5% in 2020
US average: 74.6%
14.1%
+9.0 ptssince 2009
from 5.1% in 2009
US average: 13.1%
41.0%
+15.8 ptssince 2009
from 25.2% in 2009
US average: 42.5%
Section 08

People & community

51.0%
Unchangedsince 2009
from 51.0% in 2009
49.0%
Unchangedsince 2009
from 49.0% in 2009
5.9%
−9.1 ptssince 2009
from 14.9% in 2009
US average: 14.1%
6.0%
−3.1 ptssince 2009
from 9.0% in 2009
US average: 6.2%
12.2%
+3.0 ptssince 2012
from 9.2% in 2012
US average: 13.3%
6.6%
+0.2 ptssince 2013
from 6.4% in 2013
US average: 8.4%
87.7%
+14.4 ptssince 2017
from 73.3% in 2017
US average: 91.0%
Computer in household
94.7%
+1.8 ptssince 2020
from 92.9% in 2020
US average: 95.5%
93.2%
+1.0 ptssince 2020
from 92.2% in 2020
US average: 87.7%
86.3%
−1.8 ptssince 2016
from 88.1% in 2016
US average: 77.7%
13.5%
+3.0 ptssince 2016
from 10.4% in 2016
US average: 13.6%
Marital status
Men 15+
Never married49.2%(762)
Married38.8%(600)
Widowed1.8%(28)
Divorced10.2%(158)
Women 15+
Never married26.6%(376)
Married49.8%(705)
Widowed11%(156)
Divorced12.6%(178)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

6.6%
+0.2 ptssince 2013
from 6.4% in 2013
US average: 8.4%
65.6%
−5.1 ptssince 2020
from 70.7% in 2020
US average: 54.8%
Direct-purchase
13.0%
−5.2 ptssince 2020
from 18.2% in 2020
US average: 13.8%
19.1%
−7.4 ptssince 2020
from 26.5% in 2020
US average: 18.4%
17.2%
−6.0 ptssince 2020
from 23.2% in 2020
US average: 20.9%
VA health care
1.8%
−1.4 ptssince 2020
from 3.2% in 2020
US average: 2.2%
Any private
77.5%
−5.7 ptssince 2020
from 83.2% in 2020
US average: 67.1%
Any public
31.4%
−10.5 ptssince 2020
from 41.9% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)21.3%(36)
US avg: 26.4%
Gulf War (1990s)7.1%(12)
US avg: 24.3%
Vietnam era47.9%(81)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 169 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Waterloo, Wisconsin?

Waterloo, Wisconsin has about 3,600 residents according to the 2024 American Community Survey.

What is the median household income in Waterloo, Wisconsin?

The typical household in Waterloo, Wisconsin earns about $87,776 a year. Half of households make more than that, and half make less.

Is Waterloo, Wisconsin expensive?

In Waterloo, Wisconsin, the median home is worth about $230,600, and the typical rent is about $1,106 a month.

How educated are people in Waterloo, Wisconsin?

About 23.9% of adults age 25 and over in Waterloo, Wisconsin hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Wisconsin?

About 13.7% of people in Waterloo, Wisconsin live below the federal poverty line.

Has Waterloo, Wisconsin grown since 1990?

Yes, Waterloo, Wisconsin has grown since 1990. The population has added about 888 residents, a change of about 33 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →