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CITY

Waterloo

California · 894 residents · 5.44 sq mi
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The short version

Waterloo is a city of 894 people in California. Households here earn about 124% more than in California as a whole. Median household income runs $221,850, well clear of the $82,259 US median. 36% of homes are owner-occupied. The typical home is worth $847,800. Few US cities rank higher on income.

At a glance
Wealthier
above the US median
US median: $82,259
Mid-age
median age 40.5
US median: 38.9
Less educated
20% hold a bachelor's degree
US average: 36%
More affordable
home values down 7%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

894
+1%since 2023
from 886 in 2023
2010 – 2024
164 / sq mi
+1%since 2023
from 163 / sq mi in 2023
US average: 281
40.5
−25%since 2023
from 53.7 in 2023
US average: 38.9
Land area
5.44 sq mi
Population, 20102024
158364570776982201020202024Waterloo
2024894
201020202024
Age distribution, 2024
Under 59.3%(83)
US avg: 5.6%
5 to 92.5%(22)
US avg: 6%
10 to 140.2%(2)
US avg: 6.4%
15 to 196.7%(60)
US avg: 6.6%
20 to 2410.9%(97)
US avg: 6.5%
25 to 3412.5%(112)
US avg: 13.7%
35 to 449.8%(88)
US avg: 13.2%
45 to 546.8%(61)
US avg: 12.2%
55 to 6429.6%(265)
US avg: 12.7%
65 to 744.8%(43)
US avg: 10.2%
75 to 846.8%(61)
US avg: 5.1%
85 and over0%(0)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$221,850
−14%inflation adjusted, since 2023
from $250,001 in 2023
US average: $82,259
2010 – 2024
$71,021
−8%since 2023
from $77,008 in 2023
US average: $44,673
Households earning $100K+
65.0%
+0.1 ptssince 2023
from 64.9% in 2023
US average: 53.3%
5.5%
−0.2 ptssince 2023
from 5.6% in 2023
US average: 12.5%
0.323
−3%since 2023
from 0.334 in 2023
US average: 0.476
Workforce by industry, 2024
Wholesale trade37.8%
US avg: 6.9%
Information4.5%
US avg: 10.8%
Finance & insurance3.4%
US avg: 5.9%
Education & health services3.3%
US avg: 0.9%
Agriculture, forestry, fishing3.1%
US avg: 1.6%
Construction3.1%
US avg: 1.2%
Retail trade3.1%
US avg: 9.9%
Other services2.8%
US avg: 6.7%
Public administration2.8%
US avg: 4.8%
Transportation & warehousing0.3%
US avg: 2.2%
Professional, scientific, technical0.2%
US avg: 5.1%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$847,800
−7%inflation adjusted, since 2023
from $883,200 in 2023
US average: $376,019
2010 – 2024
$2,346
+19%inflation adjusted, since 2023
from $1,908 in 2023
US average: $1,442
35.9%
−2.7 ptssince 2023
from 38.6% in 2023
64.1% rent
0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 10.0%
2.61 people
+2%since 2023
from 2.57 people in 2023
US average: 2.54
0.0%
−7.5 ptssince 2023
from 7.5% in 2023
US average: 22.9%
47.7%
−0.4 ptssince 2023
from 48.1% in 2023
US average: 47.4%
3.8
+8%since 2023
from 3.5 in 2023
2010 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
79
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2023
White, non-Hispanic86.6%(767)
Black0%(0)
Hispanic / Latino10.4%(92)
Asian1.1%(10)
Other1.9%(17)
2024
White, non-Hispanic88.7%(793)
Black0%(0)
Hispanic / Latino11%(98)
Asian0%(0)
Other0.3%(3)
25
−16%since 2023
from 30 in 2023
2011 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican9.7%(87)
Peruvian1.2%(11)
Ancestry
English33.9%(303)
German29.9%(267)
Italian22.5%(201)
Irish7.8%(70)
French7.5%(67)
Australian7.3%(65)
Croatian1.8%(16)
American1.6%(14)
Section 05

Education

20.3%
−7.0 ptssince 2023
from 27.3% in 2023
US average: 35.6%
High school or higher
94.1%
−0.1 ptssince 2023
from 94.2% in 2023
US average: 89.6%
4.8%
−3.7 ptssince 2023
from 8.4% in 2023
US average: 14.0%
Section 06

Commute & transportation

24.8 min
−11%since 2023
from 28.0 min in 2023
US average: 26.5
80.6%
+0.7 ptssince 2023
from 79.9% in 2023
US average: 68.9%
3.1%
+3.1 ptssince 2023
from 0.0% in 2023
US average: 8.5%
0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 3.2%
16.1%
−2.3 ptssince 2023
from 18.4% in 2023
US average: 15.0%
0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 2.4%
0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 0.4%
0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 8.3%
Section 07

Work & employment

0.0%
Unchangedsince 2023
from 0.0% in 2023
US average: 5.2%
82.1%
+5.0 ptssince 2023
from 77.1% in 2023
US average: 63.5%
Women 20-64 in the labor force
81.3%
US average: 74.6%
10.5%
+0.8 ptssince 2023
from 9.7% in 2023
US average: 13.1%
54.4%
−4.4 ptssince 2023
from 58.8% in 2023
US average: 42.5%
Section 08

People & community

49.8%
+3.8 ptssince 2023
from 45.9% in 2023
50.2%
−3.8 ptssince 2023
from 54.1% in 2023
7.2%
+0.7 ptssince 2023
from 6.4% in 2023
US average: 14.1%
2.8%
+0.7 ptssince 2023
from 2.1% in 2023
US average: 6.2%
8.3%
−3.6 ptssince 2023
from 11.9% in 2023
US average: 13.3%
10.1%
−0.5 ptssince 2023
from 10.6% in 2023
US average: 8.4%
100.0%
Unchangedsince 2023
from 100.0% in 2023
US average: 91.0%
Computer in household
100.0%
US average: 95.5%
74.9%
US average: 87.7%
87.8%
−1.4 ptssince 2023
from 89.2% in 2023
US average: 77.7%
10.2%
+0.7 ptssince 2023
from 9.6% in 2023
US average: 13.6%
Marital status
Men 15+
Never married17.2%(71)
Married76%(314)
Widowed5.1%(21)
Divorced1.7%(7)
Women 15+
Never married40.6%(152)
Married57.2%(214)
Widowed2.1%(8)
Divorced0%(0)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

10.1%
−0.5 ptssince 2023
from 10.6% in 2023
US average: 8.4%
55.8%
US average: 54.8%
Direct-purchase
12.4%
US average: 13.8%
8.5%
US average: 18.4%
21.4%
US average: 20.9%
VA health care
0.7%
US average: 2.2%
Any private
68.5%
US average: 67.1%
Any public
28.3%
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)0%(0)
US avg: 26.4%
Gulf War (1990s)9.1%(2)
US avg: 24.3%
Vietnam era63.6%(14)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 22 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Waterloo, California?

Waterloo, California has about 894 residents according to the 2024 American Community Survey.

What is the median household income in Waterloo, California?

The typical household in Waterloo, California earns about $221,850 a year. Half of households make more than that, and half make less.

Is Waterloo, California expensive?

In Waterloo, California, the median home is worth about $847,800, and the typical rent is about $2,346 a month.

How educated are people in Waterloo, California?

About 20.3% of adults age 25 and over in Waterloo, California hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, California?

About 5.5% of people in Waterloo, California live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →