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CITY · 2010 ACS

Waterloo

Nebraska · 848 residents · 0.804 sq mi
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The short version

Waterloo has roughly average household income, with a median household income of $55,089. The city has grown rapidly, with population up 85% since 2000. Median home value has risen by half since 2000, reaching $118,000. Poverty is rare here, at 2.4% of residents.

At a glance
Average income
near the US median
US median: $52,703
Mid-age
median age 38.9
US median: 37.2
Less educated
21% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
848
+85%since 2000
from 459 in 2000
1990 – 2025
Population density
1,055 / sq mi
+85%since 2000
from 571 / sq mi in 2000
US average: 261
Median age
38.9
−2%since 2000
from 39.5 in 2000
US average: 37.2
Population, 1990 – 2024
3275347419481K1990201020202024Waterloo
2024990
1990201020202024
Section 02

Income & economy

Median household income
$55,089
−5%inflation adjusted, since 2000
from $45,625 in 2000
US average: $52,703
1990 – 2024
Per capita income
$21,278
+11%since 2000
from $19,089 in 2000
US average: $27,286
Households earning $100K+
20.1%
−1.4 ptssince 2009
from 21.5% in 2009
US average: 33.3%
Poverty rate
2.4%
+1.0 ptssince 2000
from 1.4% in 2000
US average: 13.8%
Income inequality (Gini)
0.288
US average: 0.461
Workforce by industry, 2010
Information16.3%
US avg: 11.5%
Retail trade10.2%
US avg: 10.9%
Wholesale trade9.2%
US avg: 7.2%
Other services7.1%
US avg: 7%
Public administration5.6%
US avg: 4.9%
Finance & insurance4.8%
US avg: 5.1%
Professional, scientific, technical4.8%
US avg: 4.2%
Transportation & warehousing3.8%
US avg: 3.1%
Arts, entertainment, food1.5%
US avg: 2.4%
Agriculture, forestry, fishing1%
US avg: 1.9%
Manufacturing1%
US avg: 0.5%
Construction0%
US avg: 1.4%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$118,000
+22%inflation adjusted, since 2000
from $76,100 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$695
+6%inflation adjusted, since 2000
from $517 in 2000
US average: $853
Owner-occupied
53.4%
−23.1 ptssince 2000
from 76.5% in 2000
31.5% rent
Vacancy rate
6.8%
−0.8 ptssince 2009
from 7.6% in 2009
US average: 12.1%
Owner cost-burdened
25.1%
−1.4 ptssince 2009
from 26.5% in 2009
US average: 30.9%
Renter cost-burdened
51.0%
+6.5 ptssince 2009
from 44.4% in 2009
US average: 46.8%
Afford Score
2.1
+28%since 2000
from 1.7 in 2000
1990 – 2024
RELATED:See current rent listings in Waterloo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.9%(445)
Black0%(0)
Hispanic / Latino2.6%(12)
Asian0%(0)
Other0%
Diversity Score6.4%(29)
2010
White, non-Hispanic91.2%(773)
Black0.6%(5)
Hispanic / Latino6.5%(55)
Asian0%(0)
Other1.2%(11)
Diversity Score19.5%(165)
Diversity Score
19
+205%since 2000
from 6 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
21.3%
+11.5 ptssince 2000
from 9.8% in 2000
US average: 27.9%
High school or higher
90.4%
+7.5 ptssince 2000
from 83.0% in 2000
US average: 84.9%
Graduate degree
5.4%
+0.4 ptssince 2000
from 5.1% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
20.5 min
+52%since 2000
from 13.5 min in 2000
US average: 25.2
Drive alone to work
87.9%
+2.0 ptssince 2009
from 85.9% in 2009
US average: 76.2%
Carpooled to work
5.9%
+0.6 ptssince 2009
from 5.4% in 2009
US average: 10.4%
Public transit
0.8%
+0.3 ptssince 2009
from 0.5% in 2009
US average: 4.7%
Worked from home
2.3%
−2.6 ptssince 2009
from 4.9% in 2009
US average: 4.1%
Walked to work
3.1%
−0.3 ptssince 2009
from 3.4% in 2009
US average: 2.8%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.5%
No vehicle available
2.8%
+0.9 ptssince 2009
from 1.9% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
15.1%
+0.6 ptssince 2009
from 14.4% in 2009
US average: 12.9%
Management & professional
26.8%
−33.3 ptssince 2009
from 60.1% in 2009
US average: 35.2%
Section 08

People & community

Male
47.4%
−0.5 ptssince 2009
from 48.0% in 2009
Female
52.6%
+0.5 ptssince 2009
from 52.0% in 2009
Foreign born
0.3%
−0.2 ptssince 2009
from 0.5% in 2009
US average: 12.8%
Veterans
10.3%
−35.3 ptssince 2009
from 45.5% in 2009
US average: 9.9%
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Compare Waterloo to nearby cities

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WATERLOO VS
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WATERLOO VS
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WATERLOO VS
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Home value$260,900+121%
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Frequently asked

How many people live in Waterloo, Nebraska?

Waterloo, Nebraska has about 848 residents according to the 2010 American Community Survey.

What is the median household income in Waterloo, Nebraska?

The typical household in Waterloo, Nebraska earns about $55,089 a year. Half of households make more than that, and half make less.

Is Waterloo, Nebraska expensive?

In Waterloo, Nebraska, the median home is worth about $118,000, and the typical rent is about $695 a month.

How educated are people in Waterloo, Nebraska?

About 21.3% of adults age 25 and over in Waterloo, Nebraska hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Nebraska?

About 2.4% of people in Waterloo, Nebraska live below the federal poverty line.

Has Waterloo, Nebraska grown since 1990?

Yes, Waterloo, Nebraska has grown since 1990. The population has added about 348 residents, a change of about 70 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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