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CITY · 2020 ACS

Waterloo

Nebraska · 935 residents · 0.804 sq mi
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The short version

Waterloo has roughly average household income, with a median household income of $64,659. The city has more than doubled in size since 2000, adding 476 residents. 16% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value has more than doubled since 2000, reaching $153,700. Poverty is rare here, at 4.6% of residents.

At a glance
Average income
near the US median
US median: $66,278
Younger
median age 36.8
US median: 38.8
Less educated
16% hold a bachelor's degree
US average: 33%
Less affordable
home values up 34%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
935
+104%since 2000
from 459 in 2000
1990 – 2025
Population density
1,163 / sq mi
+104%since 2000
from 571 / sq mi in 2000
US average: 280
Median age
36.8
−7%since 2000
from 39.5 in 2000
US average: 38.8
Population, 1990 – 2024
3275347419481K1990201020202024Waterloo
2024990
1990201020202024
Section 02

Income & economy

Median household income
$64,659
−6%inflation adjusted, since 2000
from $45,625 in 2000
US average: $66,278
1990 – 2024
Per capita income
$27,502
+44%since 2000
from $19,089 in 2000
US average: $35,364
Households earning $100K+
43.0%
+21.5 ptssince 2009
from 21.5% in 2009
US average: 43.9%
Poverty rate
4.6%
+3.3 ptssince 2000
from 1.4% in 2000
US average: 12.8%
Workforce by industry, 2020
Wholesale trade17.7%
US avg: 6.7%
Retail trade8.2%
US avg: 10%
Information7.6%
US avg: 11.1%
Other services7.6%
US avg: 6.6%
Finance & insurance6.6%
US avg: 5.5%
Public administration6%
US avg: 4.7%
Professional, scientific, technical5.1%
US avg: 4.7%
Arts, entertainment, food1.9%
US avg: 2%
Education & health services1.6%
US avg: 0.8%
Transportation & warehousing1%
US avg: 2.5%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$153,700
+34%inflation adjusted, since 2000
from $76,100 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$825
+6%inflation adjusted, since 2000
from $517 in 2000
US average: $1,124
Owner-occupied
71.5%
−5.0 ptssince 2000
from 76.5% in 2000
28.5% rent
Afford Score
2.4
+43%since 2000
from 1.7 in 2000
1990 – 2024
RELATED:See current rent listings in Waterloo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.9%(445)
Black0%(0)
Hispanic / Latino2.6%(12)
Asian0%(0)
Other0%
Diversity Score6.4%(29)
2020
White, non-Hispanic87.3%(816)
Black1.3%(12)
Hispanic / Latino6.4%(60)
Asian0.4%(4)
Other1.9%(18)
Diversity Score23.8%(222)
Diversity Score
24
+272%since 2000
from 6 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
16.2%
+6.4 ptssince 2000
from 9.8% in 2000
US average: 32.9%
High school or higher
92.8%
+9.8 ptssince 2000
from 83.0% in 2000
US average: 88.5%
Graduate degree
2.7%
−2.4 ptssince 2000
from 5.1% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
29.3 min
+117%since 2000
from 13.5 min in 2000
US average: 26.9
Drive alone to work
81.0%
−4.8 ptssince 2009
from 85.9% in 2009
US average: 75.1%
No vehicle available
0.5%
−1.4 ptssince 2009
from 1.9% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
4.8%
+0.4 ptssince 2011
from 4.4% in 2011
US average: 5.4%
Labor force participation
71.8%
−2.0 ptssince 2011
from 73.8% in 2011
US average: 63.4%
Management & professional
36.6%
−23.4 ptssince 2009
from 60.1% in 2009
US average: 39.3%
Section 08

People & community

Male
45.3%
−2.7 ptssince 2009
from 48.0% in 2009
Female
54.7%
+2.7 ptssince 2009
from 52.0% in 2009
Foreign born
2.3%
+1.8 ptssince 2009
from 0.5% in 2009
US average: 13.5%
Uninsured
6.5%
−85.8 ptssince 2013
from 92.3% in 2013
US average: 8.8%
Drill deeper

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Compare Waterloo to nearby cities

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WATERLOO VS
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WATERLOO VS
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WATERLOO VS
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Frequently asked

How many people live in Waterloo, Nebraska?

Waterloo, Nebraska has about 935 residents according to the 2020 American Community Survey.

What is the median household income in Waterloo, Nebraska?

The typical household in Waterloo, Nebraska earns about $64,659 a year. Half of households make more than that, and half make less.

Is Waterloo, Nebraska expensive?

In Waterloo, Nebraska, the median home is worth about $153,700, and the typical rent is about $825 a month.

How educated are people in Waterloo, Nebraska?

About 16.2% of adults age 25 and over in Waterloo, Nebraska hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Nebraska?

About 4.6% of people in Waterloo, Nebraska live below the federal poverty line.

Has Waterloo, Nebraska grown since 1990?

Yes, Waterloo, Nebraska has grown since 1990. The population has added about 435 residents, a change of about 87 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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