CensusEasy
CITY

Waterloo

Nebraska · 917 residents (2025 est.) · 0.804 sq mi
Time machine
COMPARE TO
Part of the Omaha metro area
Compare
The short version

Waterloo has lower-than-average household income, with a median household income of $67,941. The city has more than doubled in size since 2000, adding 531 residents. 19% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has roughly tripled since 2000, reaching $231,400.

At a glance
Lower income
below the US median
US median: $82,259
Mid-age
median age 38.0
US median: 38.9
Less educated
19% hold a bachelor's degree
US average: 36%
Less affordable
home values up 67%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
990
+116%since 2000
from 459 in 2000
1990 – 2025
Population density
1,231 / sq mi
+116%since 2000
from 571 / sq mi in 2000
US average: 281
Median age
38.0
−4%since 2000
from 39.5 in 2000
US average: 38.9

PEP 2025 EST:917 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3275347419481K1990201020202024Waterloo
2024990
1990201020202024
Section 02

Income & economy

Median household income
$67,941
−18%inflation adjusted, since 2000
from $45,625 in 2000
US average: $82,259
1990 – 2024
Per capita income
$36,566
+92%since 2000
from $19,089 in 2000
US average: $44,673
Households earning $100K+
45.1%
+23.6 ptssince 2009
from 21.5% in 2009
US average: 53.3%
Poverty rate
7.6%
+6.2 ptssince 2000
from 1.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.370
+29%since 2010
from 0.288 in 2010
US average: 0.476
Workforce by industry, 2024
Wholesale trade22.4%
US avg: 6.9%
Information10.7%
US avg: 10.8%
Other services10%
US avg: 6.7%
Public administration8.5%
US avg: 4.8%
Retail trade5.9%
US avg: 9.9%
Finance & insurance5.9%
US avg: 5.9%
Education & health services3.5%
US avg: 0.9%
Professional, scientific, technical2.4%
US avg: 5.1%
Transportation & warehousing1.3%
US avg: 2.2%
Agriculture, forestry, fishing0.7%
US avg: 1.6%
Construction0.7%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$231,400
+67%inflation adjusted, since 2000
from $76,100 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,300
+38%inflation adjusted, since 2000
from $517 in 2000
US average: $1,442
Owner-occupied
71.1%
−5.4 ptssince 2000
from 76.5% in 2000
28.9% rent
Vacancy rate
0.5%
−7.1 ptssince 2009
from 7.6% in 2009
US average: 10.0%
Owner cost-burdened
13.4%
−13.2 ptssince 2009
from 26.5% in 2009
US average: 22.9%
Renter cost-burdened
36.0%
−8.4 ptssince 2009
from 44.4% in 2009
US average: 47.4%
Afford Score
3.4
+104%since 2000
from 1.7 in 2000
1990 – 2024
Gentrification Score
37
RELATED:See current rent listings in Waterloo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic96.9%(445)
Black0%(0)
Hispanic / Latino2.6%(12)
Asian0%(0)
Other0%
Diversity Score6.4%(29)
2024
White, non-Hispanic88.2%(873)
Black3%(30)
Hispanic / Latino5.2%(51)
Asian0%(0)
Other3.6%(36)
Diversity Score27.2%(269)
Diversity Score
27
+325%since 2000
from 6 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
18.7%
+8.9 ptssince 2000
from 9.8% in 2000
US average: 35.6%
High school or higher
94.4%
+11.4 ptssince 2000
from 83.0% in 2000
US average: 89.6%
Graduate degree
7.4%
+2.4 ptssince 2000
from 5.1% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
23.4 min
+73%since 2000
from 13.5 min in 2000
US average: 26.5
Drive alone to work
83.5%
−2.4 ptssince 2009
from 85.9% in 2009
US average: 68.9%
Carpooled to work
2.6%
−2.8 ptssince 2009
from 5.4% in 2009
US average: 8.5%
Public transit
0.0%
−0.5 ptssince 2009
from 0.5% in 2009
US average: 3.2%
Worked from home
11.7%
+6.9 ptssince 2009
from 4.9% in 2009
US average: 15.0%
Walked to work
2.2%
−1.2 ptssince 2009
from 3.4% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
3.5%
+1.6 ptssince 2009
from 1.9% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
1.3%
−3.2 ptssince 2011
from 4.4% in 2011
US average: 5.2%
Labor force participation
58.5%
−15.3 ptssince 2011
from 73.8% in 2011
US average: 63.5%
Self-employed
20.2%
+5.8 ptssince 2009
from 14.4% in 2009
US average: 13.1%
Management & professional
42.4%
−17.7 ptssince 2009
from 60.1% in 2009
US average: 42.5%
Section 08

People & community

Male
48.3%
+0.3 ptssince 2009
from 48.0% in 2009
Female
51.7%
−0.3 ptssince 2009
from 52.0% in 2009
Foreign born
5.3%
+4.7 ptssince 2009
from 0.5% in 2009
US average: 14.1%
Veterans
5.4%
−40.1 ptssince 2009
from 45.5% in 2009
US average: 6.2%
With a disability
16.3%
+5.6 ptssince 2012
from 10.7% in 2012
US average: 13.3%
Uninsured
3.1%
−89.2 ptssince 2013
from 92.3% in 2013
US average: 8.4%
Broadband at home
97.9%
+16.7 ptssince 2017
from 81.2% in 2017
US average: 91.0%
English only at home
93.2%
−5.0 ptssince 2016
from 98.2% in 2016
US average: 77.7%
Spanish at home
1.8%
Unchangedsince 2016
from 1.8% in 2016
US average: 13.6%
Drill deeper

Places similar to Waterloo

Grand Ridge
Pop 925
Southport
Pop 873
Indian Lake Estates
Pop 984
Webster
Pop 989
Places similar to Waterloo
Head to head

Compare Waterloo to nearby cities

WATERLOO VS
Chalco
Income$85,672+26%
Home value$238,600+3%
Population10,595+1055%
SEE FULL COMPARISON →
WATERLOO VS
Gretna
Income$123,992+82%
Home value$341,600+48%
Population9,207+904%
SEE FULL COMPARISON →
WATERLOO VS
Omaha
Income$73,201+8%
Home value$245,500+6%
Population488,797+53204%
SEE FULL COMPARISON →
WATERLOO VS
La Vista
Income$81,961+21%
Home value$260,900+13%
Population16,543+1704%
SEE FULL COMPARISON →
Frequently asked

How many people live in Waterloo, Nebraska?

Waterloo, Nebraska has about 990 residents according to the 2024 American Community Survey.

What is the median household income in Waterloo, Nebraska?

The typical household in Waterloo, Nebraska earns about $67,941 a year. Half of households make more than that, and half make less.

Is Waterloo, Nebraska expensive?

In Waterloo, Nebraska, the median home is worth about $231,400, and the typical rent is about $1,300 a month.

How educated are people in Waterloo, Nebraska?

About 18.7% of adults age 25 and over in Waterloo, Nebraska hold a bachelor's degree or higher.

What is the poverty rate in Waterloo, Nebraska?

About 7.6% of people in Waterloo, Nebraska live below the federal poverty line.

Has Waterloo, Nebraska grown since 1990?

Yes, Waterloo, Nebraska has grown since 1990. The population has added about 490 residents, a change of about 98 percent over that period.

Keep going

Explore from here

Up the hierarchy
Nebraska
Rankings
Highest income citiesFastest growing citiesMost educated cities
Compare
Compare Waterloo with another place

DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →