Which ZIP code has the highest owner cost-burdened households?

86011 ranks #1 with 100.0% (2024 American Community Survey).

What are the top 5 ZIP codes by owner cost-burdened households?

86011, 05405, 08640, 08641, 32831.

How many ZIP codes are in this ranking?

16,779 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is owner cost-burdened households measured?

Share of owner households spending 30% or more of household income on housing costs (mortgaged + un-mortgaged combined). Source: ACS B25091. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,779

Most owner cost-burdened, US ZIP codes

US ZIP codes ranked by the share of owner households spending 30% or more of income on housing costs (2024 ACS).

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPOWNER COST-BURDENED HOUSEHOLDSVS –

850165802, MOMO46,73920.6%–

850294070, CACA30,44720.6%–

850352776, IAIA5,09020.6%–

850484045, UTUT45,42920.6%–

850508225, NJNJ8,45620.6%–

850637073, TNTN14,99520.6%–

850733772, FLFL23,73320.6%–

850877598, TXTX26,11020.6%–

850931029, GAGA19,40320.6%–

851077429, TXTX96,33420.6%–

851148134, MIMI23,93520.6%–

851248158, MIMI7,77020.6%–

851376462, TXTX5,16720.6%–

851440033, KYKY11,92320.6%–

851577477, TXTX33,75220.6%–

851639638, MSMS3,25920.6%–

851782601, WYWY26,72120.6%–

851869101, NENE27,19820.6%–

851917403, PAPA40,28720.6%–

852027107, NCNC50,76920.6%–

852129069, SCSC4,64720.6%–

852259102, MTMT47,97720.6%–

852323024, VAVA11,23320.6%–

852492123, CACA33,04120.6%–

852518328, PAPA8,18520.6%–

852648096, MIMI3,77820.6%–

852797918, OROR4,56720.6%–

852844121, OHOH32,31220.6%–

852950311, IAIA14,57420.6%–

853002760, MAMA29,17720.6%–

853175754, TXTX7,84120.6%–

853248441, MIMI3,68220.6%–

853372947, ARAR4,49320.6%–

853454499, WIWI2,89620.6%–

853577706, TXTX30,39320.6%–

853636106, ALAL14,06520.6%–

853749684, MIMI21,58520.6%–

853828462, NCNC12,34020.6%–

853917329, PAPA2,99920.6%–

854030467, GAGA11,47420.6%–

854183276, IDID4,15520.6%–

854219504, PAPA5,33520.6%–

854374010, OKOK10,31120.5%–

854448880, MIMI9,99420.5%–

854579903, TXTX14,71520.5%–

854613036, NYNY8,61620.5%–

854739560, MSMS18,70220.5%–

854828433, NCNC4,31320.5%–

854932448, FLFL8,54920.5%–

855053719, WIWI34,11520.5%–

855153548, WIWI19,91620.5%–

855224901, WVWV9,09320.5%–

855383427, IDID2,93120.5%–

855432068, FLFL58,98320.5%–

855538063, TNTN15,95820.5%–

855681328, COCO4,48720.5%–

855713452, NYNY4,79220.5%–

855898513, WAWA38,01720.5%–

855904605, MEME14,52920.5%–

856076657, TXTX12,76020.5%–

856179707, TXTX40,01020.5%–

856266083, KSKS13,01120.5%–

856384098, UTUT20,35720.5%–

856423120, VAVA17,58620.5%–

856534450, FLFL11,53220.5%–

856632303, FLFL49,78520.5%–

856754016, WIWI33,39820.5%–

856838341, TNTN2,57820.5%–

856907930, NJNJ8,64820.5%–

857050109, IAIA3,30920.5%–

857180230, COCO10,44920.5%–

857243756, OHOH5,57320.5%–

857370601, LALA30,87220.5%–

857476034, TXTX26,10320.5%–

857536582, ALAL23,70520.5%–

857625403, WVWV16,47020.5%–

857798103, WAWA52,67120.5%–

857842066, KYKY23,91720.5%–

857914036, NYNY5,78220.5%–

858077061, TXTX24,00420.5%–

858148039, MIMI7,43720.5%–

858268064, NENE4,04620.5%–

858322601, VAVA29,23020.5%–

858438967, MSMS6,69320.5%–

858560046, ILIL34,61320.5%–

858668069, NENE3,20720.5%–

858736613, ALAL12,23420.5%–

858823974, VAVA4,58220.5%–

858930635, GAGA15,64020.5%–

859019038, PAPA32,29620.5%–

859185014, AZAZ25,91120.5%–

859235235, ALAL20,52620.5%–

859318472, PAPA6,60120.5%–

859461705, ILIL13,21320.5%–

859531601, GAGA31,30220.5%–

859685715, AZAZ19,19820.5%–

859778605, TXTX7,57320.5%–

859878602, TXTX38,19020.5%–

859975683, TXTX3,41320.5%–

860028557, NCNC15,25320.5%–

860142754, KYKY16,91820.5%–

860277479, TXTX92,22120.5%–

860343021, OHOH14,40320.5%–

860477006, TXTX24,89220.5%–

860535045, ALAL15,32420.5%–

860696750, HIHI3,20320.5%–

860748911, MIMI39,87620.5%–

860873120, OKOK35,55920.5%–

860975181, TXTX29,78820.5%–

861056215, MNMN4,67720.5%–

861101452, MAMA4,37120.5%–

861246962, ININ8,78520.5%–

861346787, ININ4,03120.5%–

861428479, NCNC6,58120.5%–

861518644, PAPA7,55220.5%–

861603063, NHNH15,80520.5%–

861755734, MNMN6,26520.5%–

861880918, COCO50,00520.5%–

861975702, TXTX27,92720.5%–

862049015, MIMI27,76520.5%–

862164040, MOMO6,37920.5%–

862239705, MSMS12,55220.5%–

862301583, MAMA7,60620.5%–

862402367, MAMA2,93520.5%–

862595928, CACA37,40920.5%–

862680927, COCO8,03620.5%–

862732817, FLFL37,01420.5%–

862830153, GAGA18,46720.5%–

862946113, ININ17,19220.5%–

863081125, COCO3,36220.5%–

863198310, WAWA22,64320.5%–

863233805, FLFL28,75120.5%–

863373099, OKOK91,01420.5%–

863479424, TXTX53,47820.5%–

863555025, MNMN25,89120.5%–

863677065, TXTX38,92620.5%–

863703235, NHNH8,90320.5%–

863837049, TNTN4,16020.5%–

863907072, NJNJ6,37820.5%–

864054725, WIWI2,84420.5%–

864176008, TXTX25,16520.5%–

864207418, NJNJ2,55920.5%–

864363109, MOMO25,23620.5%–

864458329, NDND2,76920.5%–

864585142, AZAZ93,70020.5%–

864653718, WIWI18,98920.5%–

864720024, DCDC15,88820.5%–

864842455, KYKY3,75820.5%–

864948819, MIMI2,55020.5%–

865024301, VAVA13,56720.5%–

865138549, TNTN4,14120.5%–

865298823, WAWA12,18820.5%–

865319312, PAPA12,28320.5%–

865444402, OHOH2,61320.5%–

865553027, WIWI23,11820.5%–

865619380, PAPA49,85620.5%–

865752205, IAIA8,62720.4%–

865895118, CACA32,01520.4%–

865944111, OHOH42,02120.4%–

866005764, VTVT3,10620.4%–

866140336, KYKY12,71820.4%–

866235228, ALAL10,21620.4%–

866304456, MEME3,06920.4%–

866423603, VAVA3,50420.4%–

866564133, MOMO36,24920.4%–

866668137, NENE24,27720.4%–

866747868, ININ2,66620.4%–

866855409, MNMN11,18820.4%–

866928390, NCNC24,00020.4%–

867015211, PAPA10,72820.4%–

867121132, MDMD3,16020.4%–

867282401, WYWY7,06720.4%–

867333901, FLFL24,48120.4%–

867478254, TXTX77,89320.4%–

867585742, AZAZ31,61320.4%–

867602886, RIRI31,29320.4%–

867707310, NJNJ16,01520.4%–

867808251, NJNJ10,50320.4%–

867937205, TNTN24,82320.4%–

868098109, WAWA34,32820.4%–

868199109, WAWA4,98120.4%–

868255109, MNMN33,46120.4%–

868372901, ARAR19,81920.4%–

868427312, NCNC23,34120.4%–

868578664, TXTX62,06020.4%–

868622407, VAVA65,42520.4%–

868798932, WAWA5,74220.4%–

868859808, MTMT23,57420.4%–

868987508, NMNM18,51820.4%–

869004416, MEME5,49720.4%–

869108533, NJNJ7,56320.4%–

869252403, IAIA22,55120.4%–

869379912, TXTX78,81920.4%–

869429510, SCSC10,54520.4%–

869597031, OROR19,13820.4%–

869630002, GAGA5,22520.4%–

869777070, TXTX58,22920.4%–

869807030, NJNJ58,66820.4%–

869938483, TNTN7,61020.4%–

870075019, TXTX44,91720.4%–

870195616, CACA53,63020.4%–

870224541, VAVA28,04220.4%–

870346074, ININ48,90120.4%–

870484335, UTUT16,21020.4%–

870516915, PAPA5,60020.4%–

870660410, ILIL14,23920.4%–

870772102, ARAR2,62020.4%–

870831626, GAGA3,02020.4%–

870921776, MDMD6,26120.4%–

871039305, MSMS21,63820.4%–

871170806, LALA28,30220.4%–

871289815, NVNV15,63620.4%–

871313365, NYNY8,57820.4%–

871417754, PAPA12,06120.4%–

871598367, WAWA31,75620.4%–

871698107, WAWA28,77620.4%–

871734482, FLFL22,80720.4%–

871836323, ALAL7,96720.4%–

871960085, ILIL72,34120.4%–

872029617, SCSC26,58220.4%–

872155319, MNMN5,18520.4%–

872218013, PAPA17,59720.4%–

872382009, WYWY35,08120.4%–

872418224, PAPA6,03120.4%–

872536054, ALAL14,60020.4%–

872608512, NJNJ12,92820.4%–

872718446, PAPA3,20920.4%–

872865081, MOMO4,41720.4%–

872974115, OKOK24,29720.4%–

873035046, ALAL5,16020.4%–

873132425, FLFL13,94220.4%–

873210463, NYNY69,47020.4%–

873366743, KSKS4,31320.4%–

873431329, GAGA9,60920.4%–

873593555, CACA33,84520.4%–

873671373, LALA5,65220.4%–

873767214, KSKS15,24320.4%–

873825508, WVWV8,02820.4%–

873913030, NYNY3,63520.4%–

874004468, MEME9,29120.4%–

874138018, TNTN38,52720.4%–

874228806, NCNC43,43320.4%–

874317777, PAPA7,03020.4%–

874405068, VTVT2,98720.4%–

874570447, LALA17,89720.4%–

874677092, TXTX36,93820.4%–

874760421, ILIL3,64920.4%–

874824219, VAVA10,45020.4%–

874953717, WIWI13,05220.4%–

875089406, NVNV25,73920.4%–

875193210, CACA18,49120.4%–

875254742, WIWI4,25520.4%–

875313346, NYNY6,40620.4%–

875444627, OHOH7,08620.4%–

875588012, NMNM33,15820.4%–

875617057, PAPA23,56020.4%–

875720639, MDMD15,54420.4%–

875848079, MIMI12,71120.4%–

875975148, TXTX5,84220.4%–

876021204, MDMD19,84520.4%–

876175075, TXTX38,13520.4%–

876269138, NENE4,31620.3%–

876347170, ININ15,45120.3%–

876432465, FLFL8,06920.3%–

876548505, MIMI18,03220.3%–

876668152, NENE6,79120.3%–

876749267, MIMI3,97420.3%–

876846360, ININ43,81720.3%–

876956361, MNMN2,59220.3%–

877017033, PAPA16,48120.3%–

877139209, MSMS25,77620.3%–

877255810, MNMN8,28520.3%–

877385641, AZAZ34,75220.3%–

877479404, TXTX8,52920.3%–

877518972, PAPA3,10420.3%–

877632746, FLFL46,68420.3%–

877755424, MNMN10,28920.3%–

877850022, IAIA8,52620.3%–

877913656, NYNY2,94220.3%–

878056069, MNMN4,99120.3%–

878148429, MIMI8,24120.3%–

878299026, WAWA9,32020.3%–

878344126, OHOH16,97620.3%–

878416666, PAPA2,99920.3%–

878583705, IDID26,83020.3%–

878654829, WIWI5,44620.3%–

878702420, MAMA16,21520.3%–

878878203, TXTX5,20020.3%–

878972701, ARAR49,83520.3%–

879004967, MEME3,93020.3%–

879102813, RIRI8,05120.3%–

879228152, NCNC26,13420.3%–

879363016, MOMO6,45920.3%–

879448104, MIMI43,97920.3%–

879570563, LALA20,16520.3%–

879644125, OHOH29,46120.3%–

879771753, ARAR15,47420.3%–

879885382, AZAZ43,72920.3%–

879931901, GAGA5,84120.3%–

880015010, PAPA28,54220.3%–

880113088, NYNY22,07320.3%–

880290212, CACA10,72820.3%–

880364114, MOMO24,22920.3%–

880463074, MOMO15,79320.3%–

880513354, NYNY3,55420.3%–

880697215, OROR17,29620.3%–

880703261, NHNH4,68820.3%–

880860564, ILIL47,01620.3%–

880975057, TXTX17,95820.3%–

881038672, MSMS16,43620.3%–

881108007, NJNJ5,41720.3%–

881232640, FLFL10,62320.3%–

881380920, COCO36,92320.3%–

881449676, MIMI3,62020.3%–

881531791, GAGA11,25520.3%–

881671103, LALA6,33220.3%–

881799737, AKAK4,77420.3%–

881865656, MOMO5,03120.3%–

881927030, NCNC36,24120.3%–

882045162, OHOH2,75420.3%–

882183210, IDID3,84320.3%–

882298043, WAWA23,10120.3%–

882321401, MDMD38,62920.3%–

882443162, OHOH6,89620.3%–

882573448, OKOK5,91320.3%–

882654023, WIWI4,62020.3%–

882753222, WIWI24,66320.3%–

882884720, UTUT25,70820.3%–

882949651, MIMI7,62820.3%–

883012308, NYNY15,51120.3%–

883117042, PAPA40,16120.3%–

883275455, TXTX26,90320.3%–

883362959, ILIL27,79320.3%–

883449444, MIMI26,37220.3%–

883503034, NHNH4,35220.3%–

883685020, AZAZ34,91620.3%–

883799352, WAWA37,43020.3%–

883818037, PAPA7,47220.3%–

883985016, AZAZ37,07420.3%–

884053941, WIWI2,81720.3%–

884128081, NCNC29,07520.3%–

884230092, GAGA36,99220.3%–

884314467, NYNY10,16820.3%–

884423421, VAVA4,29020.3%–

884572206, ARAR22,66720.3%–

884616801, PAPA40,77420.3%–

884776021, TXTX35,35420.3%–

884855604, MNMN3,71920.3%–

884928570, NCNC22,19720.3%–

885016433, PAPA4,69420.3%–

885108091, NJNJ5,96320.3%–

885256554, MNMN2,75220.3%–

885308004, NJNJ11,42920.3%–

885460002, ILIL24,23220.3%–

885533544, FLFL29,90120.3%–

885661284, ILIL2,59920.3%–

885704401, MEME44,85420.3%–

885835055, ALAL23,11520.3%–

885945402, OHOH9,40720.3%–

886019004, PAPA11,23020.3%–

886139664, MSMS2,60320.3%–

886277355, TXTX32,84720.3%–

886323508, VAVA19,43220.2%–

886405641, VTVT16,93620.2%–

886537160, TNTN38,14820.2%–

886649635, MIMI3,33920.2%–

886760157, ILIL2,57720.2%–

886876661, TXTX7,60220.2%–

886922205, VAVA17,73820.2%–

887089436, NVNV49,54420.2%–

887176230, TXTX10,53620.2%–

887243605, OHOH24,44120.2%–

887378654, TXTX20,65020.2%–

887432909, FLFL41,80420.2%–

887524019, VAVA28,58520.2%–

887648176, MIMI23,45120.2%–

887728025, NCNC58,33420.2%–

887880228, COCO34,94220.2%–

887978232, TXTX36,63620.2%–

888095831, CACA43,54520.2%–

888132608, FLFL54,56620.2%–

888243135, OHOH3,93720.2%–

888355731, MNMN5,36120.2%–

888450158, IAIA31,39620.2%–

888558237, NDND4,99420.2%–

888678260, TXTX38,02320.2%–

888720121, VAVA27,78820.2%–

888852404, IAIA42,95820.2%–

888935759, ALAL14,10320.2%–

889038012, TNTN13,03120.2%–

889113903, NYNY17,56920.2%–

889260087, ILIL27,29320.2%–

889332347, FLFL7,53020.2%–

889492354, CACA22,05120.2%–

889549112, MIMI10,54420.2%–

889679902, TXTX19,03120.2%–

889738135, TNTN30,31720.2%–

889832060, FLFL22,46720.2%–

889917844, PAPA10,29120.2%–

890032217, FLFL20,22120.2%–

890149093, MIMI18,43320.2%–

890232826, FLFL29,00620.2%–

890313068, NYNY4,59220.2%–

890477845, TXTX76,76420.2%–

890519505, PAPA3,13520.2%–

890678589, TXTX40,23120.2%–

890778163, TXTX19,14120.2%–

890877020, TXTX23,68620.2%–

890961008, ILIL33,58220.2%–

891020776, MDMD3,31520.2%–

891127041, NCNC8,30320.2%–

891265452, MOMO2,51920.2%–

891365037, MOMO5,24420.2%–

891410040, NYNY40,09620.2%–

891544202, OHOH23,08420.2%–

891655432, MNMN33,67220.2%–

891728732, NCNC19,27920.2%–

891897801, OROR21,57520.2%–

891938683, MSMS3,95220.2%–

892019734, DEDE14,21420.2%–

892188007, NMNM26,25420.2%–

892272543, ARAR12,35020.2%–

892331804, GAGA6,31820.2%–

892437618, TNTN12,54820.2%–

892546106, ININ10,15920.2%–

892612833, NYNY5,31620.2%–

892716858, PAPA3,94520.2%–

892802019, MAMA17,41020.2%–

892929541, SCSC9,32620.2%–

893019013, PAPA35,06420.2%–

893179041, TXTX2,86120.2%–

893201775, MAMA7,16520.2%–

893345208, OHOH17,94320.2%–

893446176, ININ28,78220.2%–

893502421, MAMA18,08020.2%–

893676132, TXTX26,92720.2%–

893720110, VAVA49,89020.2%–

893808559, NJNJ4,83620.2%–

893947802, ININ33,13520.2%–

894055371, MNMN18,10320.2%–

894152358, IAIA3,59820.2%–

894276642, TXTX6,36320.2%–

894364030, MOMO26,42220.2%–

894430286, GAGA24,72620.2%–

894520132, VAVA19,81720.2%–

894640504, KYKY25,81620.2%–

894748906, MIMI25,90120.2%–

894818252, PAPA11,02420.2%–

894943213, OHOH36,27320.2%–

895029407, SCSC36,70620.2%–

895179339, TXTX6,68520.2%–

895275070, TXTX64,07820.2%–

895346349, ININ3,41620.2%–

895471351, LALA11,49920.2%–

895514063, NYNY12,57520.2%–

895628454, NCNC2,89520.2%–

895731047, GAGA20,20320.2%–

895874073, OKOK5,88120.2%–

895955413, MNMN14,65520.2%–

896040505, KYKY25,59420.2%–

896137690, TNTN4,72220.2%–

896247250, ININ22,88420.2%–

896310035, NYNY38,86220.2%–

896405482, VTVT7,96920.2%–

896549250, MIMI5,65320.2%–

896619464, PAPA49,10120.2%–

896738655, MSMS46,15620.2%–

896870810, LALA42,65920.2%–

896919533, PAPA8,64820.2%–

897095627, CACA3,99920.2%–

897127944, NCNC11,35820.2%–

897263141, MOMO20,93220.2%–

897376682, TXTX3,66120.2%–

897478332, TXTX27,04220.2%–

897575035, TXTX89,68220.2%–

897639565, MSMS20,98420.1%–

897744135, OHOH28,02220.1%–

897804457, MEME5,82320.1%–

897949047, MIMI14,85820.1%–

898080005, COCO28,45920.1%–

898198908, WAWA38,06020.1%–

898256329, MNMN7,77820.1%–

898349829, MIMI16,41620.1%–

898438114, TNTN20,29820.1%–

898521234, MDMD66,33420.1%–

898614218, NYNY20,31220.1%–

898743758, OHOH2,74820.1%–

898878065, TXTX11,69520.1%–

898985286, AZAZ50,62120.1%–

899021043, MDMD48,52520.1%–

899185119, AZAZ25,42020.1%–

899228032, NCNC2,86920.1%–

899363845, MOMO5,26120.1%–

899453402, WIWI34,85020.1%–

899540444, KYKY14,27620.1%–

899628112, NCNC28,46120.1%–

899712209, NYNY10,62620.1%–

899845249, OHOH14,49020.1%–

899950472, IAIA2,56020.1%–

900068107, NENE31,54020.1%–

SHOWING 8,501–9,000 OF 16,779

1…17 18 19…34

Download CSV (full list, 16,779 rows)

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES