Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1550193446, CACA45,5547.2–

1550287557, NMNM4,9047.2–

1550389410, NVNV10,8267.2–

1550491762, CACA64,2357.2–

1550540202, KYKY7,2617.2–

1550692630, CACA67,1527.2–

1550722060, VAVA10,6417.2–

1550877550, TXTX23,4897.2–

1550997702, OROR54,6577.2–

1551034109, FLFL27,2737.2–

1551191763, CACA37,7007.2–

1551290605, CACA39,3877.2–

1551385262, AZAZ14,3297.2–

1551477025, TXTX29,7157.2–

1551596789, HIHI54,2787.2–

1551694588, CACA34,3287.2–

1551721663, MDMD3,7647.2–

1551802724, MAMA18,5057.2–

1551907740, NJNJ32,9177.2–

1552080466, COCO3,5997.2–

1552195959, CACA17,6837.2–

1552294572, CACA8,9767.2–

1552337919, TNTN31,7547.3–

1552433441, FLFL30,1537.3–

1552595709, CACA6,0007.3–

1552697367, OROR11,1587.3–

1552795222, CACA5,5977.3–

1552811436, NYNY22,5277.3–

1552927510, NCNC13,8687.3–

1553094158, CACA11,3147.3–

1553192056, CACA53,6167.3–

1553285390, AZAZ10,2987.3–

1553392886, CACA49,7047.3–

1553410014, NYNY29,2307.3–

1553596743, HIHI12,4227.3–

1553610003, NYNY53,5607.3–

1553790802, CACA40,4347.3–

1553890810, CACA35,8337.3–

1553994520, CACA37,3817.3–

1554027701, NCNC24,7937.3–

1554170118, LALA36,0727.3–

1554291766, CACA69,3277.3–

1554392821, CACA41,6237.3–

1554410005, NYNY9,4397.3–

1554597209, OROR22,2967.3–

1554627607, NCNC28,4387.3–

1554780204, COCO35,3187.3–

1554891746, CACA28,3877.3–

1554992835, CACA26,0057.3–

1555081601, COCO16,8447.3–

1555197017, OROR3,4277.3–

1555295138, CACA18,9607.3–

1555332550, FLFL8,4867.3–

1555492703, CACA62,4477.3–

1555583864, IDID20,5147.3–

1555697023, OROR12,1117.3–

1555778636, TXTX4,1347.3–

1555885259, AZAZ21,6707.3–

1555907087, NJNJ66,4637.3–

1556091311, CACA40,8987.3–

1556180113, COCO22,9767.3–

1556291792, CACA30,6297.3–

1556333054, FLFL31,0557.3–

1556489703, NVNV10,7387.4–

1556590660, CACA60,2727.4–

1556680517, COCO9,6577.4–

1556773102, OKOK3,8127.4–

1556834475, FLFL14,3017.4–

1556993444, CACA21,6117.4–

1557091010, CACA27,5897.4–

1557195938, CACA3,9437.4–

1557285255, AZAZ45,3467.4–

1557380903, COCO16,4917.4–

1557489511, NVNV30,9567.4–

1557529438, SCSC2,8267.4–

1557602468, MAMA5,7737.4–

1557798221, WAWA23,5627.4–

1557870116, LALA10,4047.4–

1557984117, UTUT24,9807.4–

1558093402, CACA14,1977.4–

1558190502, CACA18,4677.4–

1558280214, COCO27,0227.4–

1558393022, CACA6,0787.4–

1558433176, FLFL51,8047.4–

1558502458, MAMA13,0507.4–

1558690222, CACA32,3407.4–

1558792027, CACA54,1137.4–

1558894954, CACA37,5747.4–

1558993030, CACA58,1927.4–

1559007107, NJNJ43,2937.4–

1559102128, MAMA43,3457.4–

1559285258, AZAZ25,5457.4–

1559332789, FLFL27,7887.4–

1559493434, CACA8,6037.4–

1559590670, CACA17,8517.4–

1559696826, HIHI29,1747.4–

1559790293, CACA12,6557.4–

1559885266, AZAZ12,5167.4–

1559991741, CACA26,0717.4–

1560095409, CACA25,6167.4–

1560143215, OHOH17,8367.4–

1560210451, NYNY50,9427.4–

1560310705, NYNY38,8877.4–

1560411102, NYNY28,5037.4–

1560597330, OROR43,8787.4–

1560694801, CACA33,5917.5–

1560790716, CACA13,5997.5–

1560894526, CACA32,5847.5–

1560991326, CACA38,4287.5–

1561095012, CACA10,8147.5–

1561196755, HIHI3,6777.5–

1561291901, CACA18,1977.5–

1561383333, IDID12,6827.5–

1561433483, FLFL12,6697.5–

1561594563, CACA19,3787.5–

1561690604, CACA39,2767.5–

1561798232, WAWA4,0547.5–

1561894583, CACA39,5837.5–

1561991790, CACA44,7107.5–

1562095033, CACA9,6007.5–

1562105401, VTVT31,6627.5–

1562211428, NYNY19,0287.5–

1562302135, MAMA43,1497.5–

1562495618, CACA26,2677.5–

1562596727, HIHI4,5777.5–

1562691706, CACA71,0827.5–

1562785054, AZAZ10,3467.5–

1562802723, MAMA17,0677.5–

1562995066, CACA15,1357.5–

1563033147, FLFL50,4197.5–

1563115213, PAPA30,4667.5–

1563232461, FLFL3,7577.5–

1563397539, OROR3,3697.5–

1563422482, VAVA3,0757.5–

1563596762, HIHI5,7107.5–

1563691745, CACA54,3517.5–

1563791331, CACA97,6087.5–

1563811030, NYNY18,0517.5–

1563992270, CACA17,5637.5–

1564093035, CACA26,8537.5–

1564193701, CACA9,8087.5–

1564298108, WAWA25,5297.5–

1564397031, OROR19,1387.5–

1564496161, CACA19,6347.5–

1564589439, NVNV2,5327.5–

1564602575, MAMA2,7187.5–

1564711542, NYNY28,9657.5–

1564807501, NJNJ35,4817.5–

1564996750, HIHI3,2037.5–

1565028692, NCNC4,3677.5–

1565191768, CACA34,2007.5–

1565245220, OHOH14,1097.5–

1565394925, CACA10,0777.5–

1565490638, CACA45,9337.5–

1565589102, NVNV36,8257.5–

1565694523, CACA34,5927.6–

1565792673, CACA29,4067.6–

1565895132, CACA40,3347.6–

1565998377, WAWA2,5277.6–

1566085007, AZAZ13,5757.6–

1566197002, OROR6,3587.6–

1566211104, NYNY26,1327.6–

1566391345, CACA18,7147.6–

1566492373, CACA35,2577.6–

1566591767, CACA49,1527.6–

1566607304, NJNJ51,3067.6–

1566792083, CACA38,3757.6–

1566895407, CACA42,0367.6–

1566990601, CACA30,0787.6–

1567097759, OROR7,7377.6–

1567192028, CACA52,2277.6–

1567233161, FLFL54,8147.6–

1567396752, HIHI3,8097.6–

1567491344, CACA52,8907.6–

1567592617, CACA24,0177.6–

1567659801, MTMT30,9167.6–

1567791724, CACA28,3527.6–

1567811421, NYNY40,6127.6–

1567922903, VAVA40,3727.6–

1568091321, CACA31,9897.6–

1568199201, WAWA15,8297.6–

1568280220, COCO37,2037.6–

1568397707, OROR6,6617.6–

1568407650, NJNJ20,2907.6–

1568527605, NCNC6,2867.6–

1568694607, CACA28,8047.6–

1568711419, NYNY47,4417.6–

1568895110, CACA19,9637.6–

1568947408, ININ23,0537.6–

1569091773, CACA33,5987.6–

1569184738, UTUT10,0507.6–

1569295133, CACA29,7107.6–

1569322305, VAVA17,2147.6–

1569402638, MAMA3,2537.6–

1569595501, CACA22,8907.6–

1569696704, HIHI7,2617.6–

1569791723, CACA17,7337.6–

1569892315, CACA5,2157.6–

1569994582, CACA47,4247.6–

1570095603, CACA28,4327.6–

1570195037, CACA51,9437.6–

1570210580, NYNY18,3917.6–

1570380215, COCO19,8397.6–

1570428723, NCNC12,7567.6–

1570592124, CACA30,4747.6–

1570695821, CACA38,0647.6–

1570794580, CACA29,4207.6–

1570896150, CACA29,6467.6–

1570948104, MIMI43,9797.6–

1571095926, CACA40,5677.6–

1571195148, CACA44,9957.6–

1571298226, WAWA46,7827.7–

1571394518, CACA27,3457.7–

1571492120, CACA31,9157.7–

1571592173, CACA27,5857.7–

1571620712, MDMD9,5637.7–

1571710034, NYNY37,7587.7–

1571810009, NYNY60,2097.7–

1571994544, CACA76,9477.7–

1572022044, VAVA13,9967.7–

1572192675, CACA35,0957.7–

1572294541, CACA67,1397.7–

1572394536, CACA70,6197.7–

1572478726, TXTX14,5067.7–

1572533012, FLFL71,0177.7–

1572602721, MAMA26,5217.7–

1572795457, CACA3,1227.7–

1572807524, NJNJ13,8087.7–

1572990701, CACA15,8897.7–

1573093905, CACA63,8987.7–

1573120018, DCDC19,5627.7–

1573294545, CACA32,8437.7–

1573381211, COCO8,3027.7–

1573494556, CACA15,9987.7–

1573533946, FLFL3,0907.7–

1573684604, UTUT44,7077.7–

1573737203, TNTN21,4427.7–

1573889169, NVNV22,1717.7–

1573978597, TXTX2,9357.7–

1574033304, FLFL18,3327.7–

1574123220, VAVA34,6717.7–

1574220008, DCDC29,4347.7–

1574395536, CACA3,0507.7–

1574410305, NYNY41,2707.7–

1574559804, MTMT8,1237.7–

1574698116, WAWA28,7117.7–

1574794538, CACA67,7817.7–

1574832202, FLFL6,0237.7–

1574990067, CACA3,8757.7–

1575095020, CACA67,1817.7–

1575191911, CACA85,5427.7–

1575278256, TXTX13,4537.7–

1575396793, HIHI32,7397.7–

1575498109, WAWA34,3287.7–

1575592833, CACA51,8427.7–

1575695928, CACA37,4097.7–

1575783313, IDID3,6927.8–

1575892119, CACA24,4567.8–

1575990815, CACA43,0237.8–

1576094707, CACA12,8117.8–

1576101966, MAMA7,0097.8–

1576291789, CACA40,2987.8–

1576390278, CACA42,4237.8–

1576491340, CACA33,4247.8–

1576580235, COCO8,3737.8–

1576692867, CACA44,7267.8–

1576707055, NJNJ70,0027.8–

1576898007, WAWA27,6927.8–

1576920010, DCDC31,8087.8–

1577091101, CACA21,1657.8–

1577195304, CACA15,8417.8–

1577270113, LALA9,3877.8–

1577394597, CACA23,1297.8–

1577402122, MAMA23,4797.8–

1577586303, AZAZ19,4467.8–

1577607201, NJNJ28,4677.8–

1577780498, COCO8,8817.8–

1577894044, CACA37,2747.8–

1577995638, CACA2,5177.8–

1578093010, CACA46,7487.8–

1578192868, CACA26,3807.8–

1578210302, NYNY19,0307.8–

1578391750, CACA32,6927.8–

1578494506, CACA27,0557.8–

1578502108, MAMA3,7947.8–

1578602882, RIRI13,0917.8–

1578792078, CACA53,6057.8–

1578820019, DCDC63,3807.8–

1578997333, OROR23,9347.8–

1579093060, CACA34,5017.8–

1579190631, CACA68,3097.9–

1579291360, CACA42,2367.9–

1579392019, CACA45,3517.9–

1579433145, FLFL29,7617.9–

1579594558, CACA63,6577.9–

1579692782, CACA30,0737.9–

1579793003, CACA52,9067.9–

1579833144, FLFL25,9097.9–

1579985021, AZAZ39,8287.9–

1580094577, CACA46,3177.9–

1580195010, CACA8,7077.9–

1580233050, FLFL10,5617.9–

1580396766, HIHI17,5267.9–

1580407105, NJNJ57,0937.9–

1580590221, CACA50,6597.9–

1580683814, IDID26,0597.9–

1580785013, AZAZ22,4907.9–

1580894005, CACA4,6927.9–

1580933037, FLFL14,7707.9–

1581094619, CACA26,8317.9–

1581196744, HIHI57,6207.9–

1581289444, NVNV3,3597.9–

1581392029, CACA20,7267.9–

1581494947, CACA24,1007.9–

1581592604, CACA26,4917.9–

1581611427, NYNY24,6077.9–

1581792692, CACA47,0227.9–

1581887529, NMNM4,5387.9–

1581998020, WAWA19,5517.9–

1582002467, MAMA23,0017.9–

1582129201, SCSC24,6057.9–

1582202125, MAMA33,6627.9–

1582378746, TXTX28,2567.9–

1582437208, TNTN20,8897.9–

1582593445, CACA6,8577.9–

1582602124, MAMA56,2167.9–

1582790248, CACA11,2357.9–

1582892870, CACA52,8267.9–

1582991740, CACA26,1687.9–

1583090262, CACA64,2357.9–

1583198368, WAWA17,3048.0–

1583292081, CACA29,0028.0–

1583398103, WAWA52,6718.0–

1583496740, HIHI39,3388.0–

1583511694, NYNY21,4898.0–

1583687571, NMNM11,5318.0–

1583794085, CACA24,0248.0–

1583807762, NJNJ8,2628.0–

1583998831, WAWA3,9538.0–

1584092121, CACA3,9748.0–

1584192653, CACA29,6248.0–

1584292840, CACA54,5348.0–

1584391362, CACA35,9968.0–

1584437915, TNTN5,9918.0–

1584586324, AZAZ4,7768.0–

1584610301, NYNY41,0528.0–

1584794022, CACA20,0278.0–

1584894024, CACA23,0518.0–

1584994027, CACA7,0028.0–

1585094028, CACA6,5318.0–

1585194507, CACA14,5868.0–

1585295030, CACA13,1518.0–

1585395120, CACA36,9678.0–

1585410007, NYNY7,4068.0–

1585510282, NYNY5,8878.0–

1585611568, NYNY4,1448.0–

1585798039, WAWA2,9288.0–

1585895070, CACA31,4178.0–

1585990240, CACA24,8538.0–

1586090040, CACA11,4308.0–

1586193926, CACA8,7248.0–

1586294605, CACA44,1038.0–

1586397138, OROR11,0358.0–

1586491945, CACA27,7458.0–

1586589512, NVNV28,0308.0–

1586694539, CACA52,3968.0–

1586711964, NYNY2,9068.0–

1586894603, CACA35,7428.0–

1586910474, NYNY11,2708.0–

1587095065, CACA7,9978.0–

1587192036, CACA3,2188.0–

1587211101, NYNY42,2198.0–

1587384532, UTUT10,5858.0–

1587459911, MTMT9,4938.0–

1587595136, CACA48,0568.0–

1587693422, CACA33,0028.0–

1587791902, CACA17,6988.0–

1587894931, CACA9,4878.0–

1587907022, NJNJ15,0998.0–

1588095127, CACA58,8258.0–

1588196782, HIHI37,4758.0–

1588294930, CACA8,4068.0–

1588391941, CACA33,2188.0–

1588496815, HIHI27,5308.1–

1588577840, TXTX54,8648.1–

1588695442, CACA3,4498.1–

1588798245, WAWA4,2658.1–

1588844115, OHOH10,0118.1–

1588992805, CACA74,6618.1–

1589011434, NYNY68,2638.1–

1589194043, CACA33,1768.1–

1589295003, CACA24,9518.1–

1589355454, MNMN8,8808.1–

1589402139, MAMA40,0338.1–

1589595123, CACA69,6778.1–

1589690715, CACA20,1828.1–

1589710011, NYNY48,2778.1–

1589873103, OKOK5,4868.1–

1589933140, FLFL20,3428.1–

1590080209, COCO27,5648.1–

1590191214, CACA30,8178.1–

1590298465, WAWA7,1788.1–

1590311023, NYNY9,6308.1–

1590495135, CACA20,1298.1–

1590508751, NJNJ4,1858.1–

1590628607, NCNC35,6798.1–

1590734217, FLFL3,6768.1–

1590802568, MAMA9,4128.1–

1590995045, CACA3,6598.1–

1591027601, NCNC9,9058.1–

1591194590, CACA37,1288.1–

1591294546, CACA44,8558.1–

1591394920, CACA12,6098.1–

1591434103, FLFL11,2998.1–

1591583712, IDID9,0718.1–

1591610550, NYNY38,9728.1–

1591786305, AZAZ19,7908.2–

1591811234, NYNY83,1878.2–

1591977030, TXTX13,3808.2–

1592089509, NVNV35,6328.2–

1592133156, FLFL33,6288.2–

1592298033, WAWA40,9828.2–

1592311238, NYNY58,3458.2–

1592429928, SCSC15,7858.2–

1592595945, CACA27,4708.2–

1592694111, CACA4,5798.2–

1592792011, CACA23,1908.2–

1592892003, CACA5,0618.2–

1592980305, COCO16,2918.2–

1593097703, OROR34,1088.2–

1593111364, NYNY35,2768.2–

1593298266, WAWA4,2458.2–

1593329631, SCSC16,8498.2–

1593492111, CACA45,2498.2–

1593598826, WAWA7,6058.2–

1593691910, CACA77,1238.2–

1593711516, NYNY9,1128.2–

1593833010, FLFL41,7018.2–

1593990010, CACA4,8508.2–

1594098133, WAWA53,2498.2–

1594193924, CACA6,3168.2–

1594295470, CACA6,2268.2–

1594392646, CACA54,6158.2–

1594478257, TXTX10,9928.2–

1594591791, CACA33,0288.2–

1594695006, CACA7,5618.3–

1594790805, CACA92,4028.3–

1594810019, NYNY44,9428.3–

1594908226, NJNJ11,2618.3–

1595092801, CACA60,5478.3–

1595102126, MAMA26,5838.3–

1595294587, CACA67,4648.3–

1595394301, CACA17,5088.3–

1595492021, CACA70,5018.3–

1595591011, CACA19,9358.3–

1595692069, CACA47,3358.3–

1595777027, TXTX20,3178.3–

1595877024, TXTX38,2888.3–

1595937204, TNTN16,4698.3–

1596080218, COCO19,1498.3–

1596181301, COCO29,7748.3–

1596220032, DCDC40,9208.3–

1596393420, CACA31,3458.3–

1596480230, COCO10,4498.3–

1596533042, FLFL6,4418.3–

1596684111, UTUT12,7828.3–

1596715232, PAPA11,3498.3–

1596881623, COCO15,0678.3–

1596994070, CACA30,4478.3–

1597080301, COCO25,0078.3–

1597192009, CACA44,7398.3–

1597214201, NYNY12,3698.3–

1597359875, MTMT3,7648.3–

1597420912, MDMD25,7498.3–

1597583860, IDID7,8068.3–

1597675225, TXTX22,2378.3–

1597791942, CACA41,4248.4–

1597893933, CACA28,1228.4–

1597902134, MAMA17,6678.4–

1598090710, CACA26,7618.4–

1598180443, COCO3,9928.4–

1598292084, CACA49,7278.4–

1598398102, WAWA27,3338.4–

1598481620, COCO10,8708.4–

1598595111, CACA57,2028.4–

1598694065, CACA11,6738.4–

1598794706, CACA19,9698.4–

1598877055, TXTX45,4358.4–

1598975230, TXTX27,7638.4–

1599081201, COCO9,2948.4–

1599184606, UTUT35,6908.4–

1599290623, CACA15,5458.4–

1599393433, CACA12,6008.4–

1599491001, CACA35,4758.4–

1599592606, CACA23,9908.4–

1599610467, NYNY96,4218.4–

1599711978, NYNY4,7058.4–

1599894903, CACA30,6158.4–

1599911363, NYNY7,2238.4–

1600095122, CACA50,7758.4–

SHOWING 15,501–16,000 OF 16,707

1…31 32 33 34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES