Which ZIP code has the lowest afford score?

10475 ranks #1 with 0.5 (2024 American Community Survey).

What are the top 5 ZIP codes by afford score?

10475, 86321, 15901, 29168, 44507.

How many ZIP codes are in this ranking?

16,707 ZIP codes qualify after filtering for population minimums and data availability (minimum 2,500 residents). The ranking covers 2024 ACS 5-year data.

How is afford score measured?

CensusEasy Afford Score: median home value divided by median household income, the number of years of a typical local income it takes to buy a typical local home. Lower is more affordable. Source: US Census Bureau, American Community Survey 5-year estimates (2024).

RANKING · 2024 ACS · 500 SHOWN OF 16,707

Most affordable housing, US ZIP codes

US ZIP codes with the lowest CensusEasy Afford Score, where homes cost the fewest years of local income (2024 ACS).

Flip the list · Least affordable housing, US ZIP codes →

All statesPop > 3KAll rankings

SAME RANKING BYCities Counties States Metros

RANKPLACESTATEPOPAFFORD SCOREVS –

1500198239, WAWA7,6566.4–

1500233169, FLFL43,7026.4–

1500376201, TXTX31,1436.4–

1500497005, OROR28,3116.4–

1500510016, NYNY52,9716.4–

1500693927, CACA21,5746.4–

1500702170, MAMA18,8096.4–

1500833767, FLFL8,0816.5–

1500972703, ARAR35,8966.5–

1501078722, TXTX6,7676.5–

1501107606, NJNJ2,7706.5–

1501234228, FLFL7,5396.5–

1501383455, IDID6,1736.5–

1501484017, UTUT4,4176.5–

1501580135, COCO4,1416.5–

1501637403, TNTN6,4136.5–

1501781631, COCO8,9586.5–

1501898248, WAWA28,4986.5–

1501993041, CACA23,2736.5–

1502095018, CACA6,5946.5–

1502192707, CACA58,6956.5–

1502297070, OROR26,9026.5–

1502383706, IDID35,5246.5–

1502410591, NYNY23,9266.5–

1502528207, NCNC9,5276.5–

1502687505, NMNM32,0926.5–

1502797361, OROR14,4886.5–

1502801609, MAMA22,0476.5–

1502995661, CACA32,5896.5–

1503011429, NYNY26,8326.5–

1503198388, WAWA7,0436.5–

1503233129, FLFL14,7026.5–

1503349117, MIMI3,3586.5–

1503430306, GAGA24,2366.5–

1503533166, FLFL28,2656.5–

1503698027, WAWA28,9556.5–

1503796792, HIHI49,6186.5–

1503837209, TNTN37,8176.5–

1503911971, NYNY6,3616.5–

1504097213, OROR31,4086.5–

1504133004, FLFL17,0946.5–

1504220910, MDMD45,9436.5–

1504359718, MTMT44,5856.5–

1504498569, WAWA7,4896.5–

1504510314, NYNY93,9156.5–

1504632501, FLFL11,0366.5–

1504760201, ILIL43,7446.5–

1504810553, NYNY11,0116.5–

1504992536, CACA2,9706.5–

1505010577, NYNY5,9456.5–

1505129926, SCSC24,4586.5–

1505233460, FLFL37,7956.5–

1505393063, CACA55,0666.5–

1505491744, CACA76,9426.5–

1505592123, CACA33,0416.5–

1505698008, WAWA27,2426.5–

1505710312, NYNY63,4696.5–

1505895139, CACA7,0356.5–

1505980231, COCO35,8836.5–

1506084770, UTUT48,3976.5–

1506193906, CACA64,1996.5–

1506298077, WAWA14,1096.5–

1506397526, OROR36,0366.6–

1506419118, PAPA9,9786.6–

1506520814, MDMD32,7956.6–

1506693033, CACA78,7376.6–

1506703801, NHNH23,4846.6–

1506864109, MOMO10,0436.6–

1506998070, WAWA9,9346.6–

1507094552, CACA14,5066.6–

1507133137, FLFL29,4146.6–

1507297225, OROR25,8696.6–

1507373117, OKOK6,2256.6–

1507428480, NCNC2,7766.6–

1507596705, HIHI2,5226.6–

1507692656, CACA52,2296.6–

1507720011, DCDC67,4346.6–

1507892411, CACA27,2496.6–

1507911724, NYNY3,0736.6–

1508083660, IDID6,4346.6–

1508175034, TXTX53,8186.6–

1508259901, MTMT63,1616.6–

1508392352, CACA6,2466.6–

1508428712, NCNC19,9776.6–

1508583617, IDID19,0586.6–

1508690606, CACA32,0576.6–

1508793630, CACA21,2846.6–

1508880116, COCO5,1326.6–

1508902144, MAMA25,4486.6–

1509078373, TXTX3,3486.6–

1509133487, FLFL20,7176.6–

1509211367, NYNY40,9236.6–

1509363105, MOMO18,8756.6–

1509478759, TXTX43,1826.6–

1509592082, CACA21,7276.6–

1509698028, WAWA23,7416.6–

1509702657, MAMA3,7036.6–

1509892139, CACA34,7036.6–

1509995969, CACA8,3396.6–

1510097019, OROR3,2336.6–

1510192211, CACA28,0926.6–

1510280524, COCO40,0306.6–

1510385716, AZAZ32,9766.6–

1510483703, IDID17,5836.6–

1510511412, NYNY39,8286.6–

1510610309, NYNY34,8856.6–

1510720017, DCDC21,2086.6–

1510898926, WAWA34,3536.6–

1510992882, CACA68,7156.6–

1511024060, VAVA48,5416.6–

1511107206, NJNJ31,9306.6–

1511292210, CACA4,8716.6–

1511392586, CACA20,7676.6–

1511460523, ILIL10,1446.6–

1511502025, MAMA8,4276.6–

1511695658, CACA5,8946.6–

1511794803, CACA27,6596.6–

1511859859, MTMT4,3606.6–

1511923219, VAVA4,0626.6–

1512007750, NJNJ3,2076.6–

1512193635, CACA50,1496.6–

1512298146, WAWA28,5736.6–

1512397439, OROR16,0256.6–

1512433408, FLFL18,8176.6–

1512598199, WAWA22,4686.6–

1512675201, TXTX18,3456.6–

1512784115, UTUT28,8826.6–

1512819107, PAPA14,8256.6–

1512998178, WAWA26,7486.6–

1513020815, MDMD30,5056.6–

1513192114, CACA65,7456.6–

1513201908, MAMA3,3256.6–

1513396818, HIHI54,8226.6–

1513485034, AZAZ4,8546.6–

1513580219, COCO59,5236.6–

1513633162, FLFL46,6066.6–

1513797212, OROR28,0426.6–

1513880211, COCO38,1776.6–

1513998844, WAWA4,8736.6–

1514094508, CACA3,4956.6–

1514180503, COCO35,8466.6–

1514293451, CACA5,2076.6–

1514307106, NJNJ36,3836.7–

1514498260, WAWA5,3206.7–

1514502907, RIRI31,4616.7–

1514694553, CACA48,6436.7–

1514733189, FLFL26,1286.7–

1514894502, CACA13,4306.7–

1514998244, WAWA2,9946.7–

1515098382, WAWA31,0526.7–

1515192637, CACA17,2896.7–

1515204079, MEME4,0266.7–

1515381524, COCO2,7606.7–

1515491710, CACA78,7546.7–

1515598275, WAWA21,3236.7–

1515695405, CACA22,7446.7–

1515712498, NYNY4,5726.7–

1515880120, COCO29,7256.7–

1515990620, CACA46,6086.7–

1516092253, CACA38,6666.7–

1516177079, TXTX37,2766.7–

1516298208, WAWA60,9156.7–

1516394550, CACA49,8736.7–

1516433062, FLFL24,9206.7–

1516595946, CACA9,9586.7–

1516697202, OROR43,5336.7–

1516791381, CACA22,5826.7–

1516880010, COCO42,4396.7–

1516991977, CACA61,0646.7–

1517028746, NCNC2,7446.7–

1517133931, FLFL8,3506.7–

1517291730, CACA71,6136.7–

1517392879, CACA49,3176.7–

1517434229, FLFL7,4956.7–

1517530342, GAGA33,3496.7–

1517698107, WAWA28,7766.7–

1517794510, CACA26,7496.7–

1517893036, CACA49,3946.7–

1517994107, CACA31,8236.7–

1518095818, CACA22,5816.7–

1518107042, NJNJ27,3266.7–

1518264150, MOMO4,4636.7–

1518302145, MAMA27,4956.7–

1518432730, FLFL6,0916.7–

1518561820, ILIL40,5996.7–

1518692040, CACA46,2166.7–

1518795365, CACA3,9636.7–

1518898201, WAWA31,8956.7–

1518916801, PAPA40,7746.7–

1519032686, FLFL4,8826.7–

1519133157, FLFL70,5966.7–

1519294928, CACA46,8296.7–

1519395004, CACA4,3636.7–

1519433602, FLFL21,4526.7–

1519543203, OHOH8,6186.7–

1519698110, WAWA24,6316.7–

1519711050, NYNY32,7946.7–

1519802664, MAMA9,9496.7–

1519937215, TNTN22,0186.7–

1520092505, CACA53,4196.7–

1520107078, NJNJ14,6136.7–

1520284341, UTUT25,5606.7–

1520322202, VAVA27,7156.7–

1520478702, TXTX25,9856.7–

1520510801, NYNY42,7546.7–

1520628594, NCNC3,9346.7–

1520701375, MAMA3,6416.7–

1520898126, WAWA22,9756.7–

1520994551, CACA37,8856.7–

1521040502, KYKY26,1226.7–

1521192354, CACA22,0516.7–

1521293465, CACA11,0396.7–

1521392154, CACA80,4456.7–

1521496707, HIHI48,8076.7–

1521580111, COCO31,5616.7–

1521695401, CACA36,8616.7–

1521790220, CACA48,3546.7–

1521893015, CACA19,1916.7–

1521995023, CACA59,8896.7–

1522029464, SCSC53,0456.7–

1522192808, CACA21,5396.7–

1522263108, MOMO21,3366.7–

1522377098, TXTX17,2106.7–

1522495436, CACA5,8216.8–

1522597828, OROR3,5226.8–

1522695322, CACA9,5066.8–

1522785147, AZAZ4,9116.8–

1522894560, CACA46,9036.8–

1522994037, CACA2,9176.8–

1523028203, NCNC18,8236.8–

1523175206, TXTX38,9096.8–

1523284310, UTUT4,5776.8–

1523359741, MTMT5,7486.8–

1523437067, TNTN31,5566.8–

1523511020, NYNY5,6766.8–

1523675240, TXTX25,2906.8–

1523793550, CACA80,6456.8–

1523890712, CACA30,8006.8–

1523994509, CACA70,0906.8–

1524094521, CACA41,9096.8–

1524102493, MAMA11,5796.8–

1524202481, MAMA17,4156.8–

1524360624, ILIL35,2636.8–

1524481303, COCO10,2366.8–

1524594708, CACA11,9476.8–

1524659828, MTMT5,8276.8–

1524795685, CACA4,6906.8–

1524892845, CACA16,1436.8–

1524997022, OROR3,3196.8–

1525093301, CACA13,6206.8–

1525133019, FLFL14,2936.8–

1525202655, MAMA4,0246.8–

1525349648, MIMI2,5776.8–

1525490746, CACA27,0916.8–

1525501002, MAMA26,3706.8–

1525620016, DCDC32,7306.8–

1525780237, COCO23,3846.8–

1525802673, MAMA8,5946.8–

1525993458, CACA59,1486.8–

1526080033, COCO26,4856.8–

1526122209, VAVA14,1546.8–

1526296795, HIHI10,6756.8–

1526397086, OROR34,5676.8–

1526495825, CACA36,1566.8–

1526580401, COCO43,8116.8–

1526659802, MTMT19,8646.8–

1526792126, CACA76,0596.8–

1526833174, FLFL35,1776.8–

1526989117, NVNV58,0826.8–

1527080223, COCO19,2466.8–

1527198365, WAWA5,1686.8–

1527286005, AZAZ17,9616.8–

1527396716, HIHI2,6506.8–

1527499204, WAWA7,6436.8–

1527502452, MAMA15,8086.8–

1527698467, WAWA15,3876.8–

1527792057, CACA56,8356.8–

1527875252, TXTX28,6186.8–

1527992026, CACA53,0756.8–

1528091301, CACA23,8796.8–

1528198198, WAWA40,4636.8–

1528201107, MAMA12,0096.8–

1528302150, MAMA39,9086.8–

1528411426, NYNY19,4116.8–

1528581230, COCO10,9716.8–

1528695131, CACA31,1796.8–

1528792865, CACA20,5896.8–

1528837205, TNTN24,8236.9–

1528998672, WAWA7,3906.9–

1529091702, CACA60,9036.9–

1529102631, MAMA10,0616.9–

1529202141, MAMA14,5176.9–

1529397365, OROR11,0666.9–

1529484101, UTUT9,3816.9–

1529511435, NYNY56,8266.9–

1529620002, DCDC72,3976.9–

1529719104, PAPA55,1726.9–

1529802151, MAMA60,0126.9–

1529993065, CACA73,5346.9–

1530002559, MAMA2,8026.9–

1530107306, NJNJ54,0176.9–

1530202460, MAMA10,0996.9–

1530395695, CACA37,7026.9–

1530497233, OROR36,2366.9–

1530596778, HIHI15,2626.9–

1530684761, UTUT3,0446.9–

1530733139, FLFL33,7536.9–

1530884105, UTUT23,4916.9–

1530998024, WAWA3,9086.9–

1531098610, WAWA2,8326.9–

1531130305, GAGA28,1106.9–

1531297540, OROR8,3236.9–

1531302466, MAMA8,6796.9–

1531489106, NVNV27,5656.9–

1531580226, COCO31,5736.9–

1531690703, CACA48,1086.9–

1531796763, HIHI3,4436.9–

1531843212, OHOH23,4056.9–

1531992372, CACA5,1496.9–

1532098856, WAWA2,9206.9–

1532146202, ININ20,1806.9–

1532297530, OROR8,8606.9–

1532302210, MAMA6,9716.9–

1532405672, VTVT5,2856.9–

1532591764, CACA56,2706.9–

1532695608, CACA61,4406.9–

1532790808, CACA39,3176.9–

1532833305, FLFL13,2436.9–

1532919121, PAPA41,5746.9–

1533091709, CACA78,0066.9–

1533197523, OROR7,1726.9–

1533259840, MTMT15,6796.9–

1533384098, UTUT20,3576.9–

1533475238, TXTX33,1996.9–

1533507050, NJNJ34,1816.9–

1533611360, NYNY19,4696.9–

1533790755, CACA11,5216.9–

1533884108, UTUT22,3906.9–

1533991786, CACA55,8296.9–

1534094804, CACA44,8916.9–

1534192807, CACA37,2966.9–

1534283869, IDID5,5046.9–

1534392064, CACA48,6836.9–

1534411414, NYNY31,3086.9–

1534555404, MNMN28,9207.0–

1534695841, CACA20,5007.0–

1534707086, NJNJ17,2957.0–

1534898148, WAWA9,7157.0–

1534933401, FLFL33,6987.0–

1535091701, CACA39,2877.0–

1535198229, WAWA33,2987.0–

1535277042, TXTX38,7217.0–

1535391355, CACA29,1237.0–

1535498660, WAWA13,2127.0–

1535581326, COCO2,6217.0–

1535699349, WAWA8,1437.0–

1535704609, MEME5,2447.0–

1535897362, OROR4,1107.0–

1535993908, CACA12,4507.0–

1536070119, LALA37,2537.0–

1536192260, CACA30,5237.0–

1536292691, CACA45,8417.0–

1536395121, CACA36,4637.0–

1536433704, FLFL16,2327.0–

1536577091, TXTX28,7287.0–

1536693546, CACA9,0007.0–

1536789119, NVNV50,1967.0–

1536890630, CACA49,3187.0–

1536985544, AZAZ2,8347.0–

1537002114, MAMA14,4187.0–

1537107307, NJNJ42,6457.0–

1537280224, COCO19,3527.0–

1537394525, CACA3,3727.0–

1537498034, WAWA52,5317.0–

1537532607, FLFL35,7207.0–

1537689503, NVNV30,2497.0–

1537733606, FLFL24,5707.0–

1537896737, HIHI4,3807.0–

1537985006, AZAZ21,9057.0–

1538098006, WAWA40,0097.0–

1538107208, NJNJ31,9377.0–

1538298115, WAWA54,3497.0–

1538398056, WAWA35,8497.0–

1538434950, FLFL17,4617.0–

1538577019, TXTX23,7087.0–

1538695035, CACA78,8107.0–

1538797239, OROR17,8047.0–

1538870125, LALA17,8217.0–

1538970130, LALA12,5607.0–

1539011096, NYNY10,4287.0–

1539192704, CACA82,1207.0–

1539297034, OROR21,3317.0–

1539393004, CACA30,6987.0–

1539403870, NHNH5,1887.0–

1539537014, TNTN3,2277.0–

1539695247, CACA3,8587.0–

1539735203, ALAL3,5067.0–

1539895482, CACA33,1647.0–

1539990680, CACA31,9917.0–

1540095403, CACA45,8067.1–

1540135209, ALAL32,7347.1–

1540243222, OHOH4,8197.1–

1540302667, MAMA3,9617.1–

1540495602, CACA19,7017.1–

1540594806, CACA62,5467.1–

1540694608, CACA34,3957.1–

1540701702, MAMA39,7897.1–

1540893240, CACA5,9817.1–

1540919930, DEDE3,0147.1–

1541011420, NYNY49,4157.1–

1541137210, TNTN17,7257.1–

1541292128, CACA48,9927.1–

1541384032, UTUT26,1117.1–

1541401841, MAMA52,7697.1–

1541598236, WAWA7,1997.1–

1541602639, MAMA3,8087.1–

1541798011, WAWA28,9637.1–

1541802143, MAMA25,5137.1–

1541910040, NYNY40,0967.1–

1542033301, FLFL19,5037.1–

1542128403, NCNC40,3197.1–

1542291342, CACA93,3017.1–

1542359872, MTMT2,5017.1–

1542490723, CACA52,0507.1–

1542590732, CACA23,0677.1–

1542686301, AZAZ27,0767.1–

1542791711, CACA37,5297.1–

1542897227, OROR5,6657.1–

1542995562, CACA3,4227.1–

1543092129, CACA52,9657.1–

1543196825, HIHI30,9137.1–

1543210465, NYNY45,4047.1–

1543395446, CACA4,6077.1–

1543493620, CACA9,9277.1–

1543520012, DCDC17,5197.1–

1543687106, NMNM26,9537.1–

1543759860, MTMT11,8977.1–

1543811977, NYNY2,8437.1–

1543994805, CACA14,6707.1–

1544098118, WAWA50,5007.1–

1544101902, MAMA50,0667.1–

1544292507, CACA64,0157.1–

1544370115, LALA31,1837.1–

1544495684, CACA2,7087.1–

1544580442, COCO2,6147.1–

1544698340, WAWA2,7217.1–

1544785014, AZAZ25,9117.1–

1544833134, FLFL38,1747.1–

1544997701, OROR43,2937.1–

1545095423, CACA3,5137.1–

1545193286, CACA10,5487.1–

1545202863, RIRI22,7017.1–

1545311366, NYNY13,4637.1–

1545408542, NJNJ2,5337.1–

1545510010, NYNY30,7027.1–

1545693907, CACA25,1467.1–

1545727514, NCNC32,9517.1–

1545833605, FLFL16,0307.2–

1545980210, COCO39,1137.2–

1546098037, WAWA29,7237.2–

1546195119, CACA10,8417.2–

1546202149, MAMA50,0457.2–

1546310018, NYNY8,5597.2–

1546401930, MAMA30,0757.2–

1546529492, SCSC20,4367.2–

1546675220, TXTX40,2397.2–

1546710306, NYNY57,4287.2–

1546833155, FLFL43,9837.2–

1546998166, WAWA22,0827.2–

1547008701, NJNJ139,1497.2–

1547101605, MAMA30,5797.2–

1547291737, CACA22,9587.2–

1547395054, CACA25,7047.2–

1547459917, MTMT4,9207.2–

1547585260, AZAZ39,8967.2–

1547689146, NVNV22,1507.2–

1547792887, CACA19,7257.2–

1547889101, NVNV42,7397.2–

1547911106, NYNY40,9307.2–

1548080030, COCO15,4277.2–

1548133034, FLFL23,8237.2–

1548229449, SCSC8,0247.2–

1548333785, FLFL4,9077.2–

1548494598, CACA27,2067.2–

1548592869, CACA36,2717.2–

1548602601, MAMA16,0717.2–

1548775243, TXTX63,4817.2–

1548833013, FLFL30,6957.2–

1548907104, NJNJ52,2667.2–

1549085719, AZAZ51,8337.2–

1549196797, HIHI72,4357.2–

1549280222, COCO23,8387.2–

1549383440, IDID51,4217.2–

1549492264, CACA19,8997.2–

1549598612, WAWA3,3667.2–

1549683639, IDID3,3117.2–

1549792549, CACA4,0167.2–

1549898052, WAWA80,7177.2–

1549928605, NCNC3,8837.2–

1550085377, AZAZ3,4377.2–

SHOWING 15,001–15,500 OF 16,707

1…30 31 32…34

Download CSV (full list, 16,707 rows)How this score is calculated

UPDATED 2026-09-11 · DATA: US CENSUS BUREAU ACS 5-YEAR ESTIMATES