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CITY · 2010 ACS

Spencer

Tennessee · 1,601 residents · 6.555 sq mi
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The short version

Spencer has notably lower household income than the US average, with a median household income of $19,033. Population has declined 7% since 2000. 8% of adults hold a bachelor's degree or higher, below the national rate of 28%. Median home value is $71,300. With a median age of 43.4, the population is older than the US median of 37.2. Households here earn about 56% less than the Tennessee median.

At a glance
Lower income
below the US median
US median: $52,703
Older
median age 43.4
US median: 37.2
Less educated
8% hold a bachelor's degree
US average: 28%
Stable housing
home values roughly flat, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
1,601
−7%since 2000
from 1,713 in 2000
1990 – 2025
Population density
244 / sq mi
−7%since 2000
from 261 / sq mi in 2000
US average: 261
Median age
43.4
+9%since 2000
from 39.8 in 2000
US average: 37.2
Population, 1990 – 2024
1K1K2K2K2K1990201020202024Spencer
20242K
1990201020202024
Section 02

Income & economy

Median household income
$19,033
−41%inflation adjusted, since 2000
from $25,583 in 2000
US average: $52,703
1990 – 2024
Per capita income
$13,555
Unchangedsince 2000
from $13,529 in 2000
US average: $27,286
Households earning $100K+
8.1%
+0.2 ptssince 2009
from 7.9% in 2009
US average: 33.3%
Poverty rate
34.3%
+10.3 ptssince 2000
from 23.9% in 2000
US average: 13.8%
Income inequality (Gini)
0.562
US average: 0.461
Workforce by industry, 2010
Retail trade32.6%
US avg: 10.9%
Information13.4%
US avg: 11.5%
Wholesale trade12.7%
US avg: 7.2%
Other services2.8%
US avg: 7%
Public administration2.8%
US avg: 4.9%
Arts, entertainment, food0.9%
US avg: 2.4%
Finance & insurance0.7%
US avg: 5.1%
Professional, scientific, technical0.7%
US avg: 4.2%
Agriculture, forestry, fishing0.5%
US avg: 1.9%
Construction0.5%
US avg: 1.4%
Manufacturing0%
US avg: 0.5%
Transportation & warehousing0%
US avg: 3.1%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$71,300
+10%inflation adjusted, since 2000
from $51,300 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$410
+3%inflation adjusted, since 2000
from $313 in 2000
US average: $853
Owner-occupied
34.0%
−44.2 ptssince 2000
from 78.2% in 2000
26.6% rent
Vacancy rate
13.2%
+0.1 ptssince 2009
from 13.1% in 2009
US average: 12.1%
Owner cost-burdened
27.2%
+4.4 ptssince 2009
from 22.8% in 2009
US average: 30.9%
Renter cost-burdened
40.5%
+3.7 ptssince 2009
from 36.8% in 2009
US average: 46.8%
Afford Score
3.7
+87%since 2000
from 2.0 in 2000
1990 – 2024
RELATED:See current rent listings in Spencer on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic98.8%(1,692)
Black0.2%(4)
Hispanic / Latino0.2%(4)
Asian0.1%(1)
Other0%
Diversity Score1.3%(23)
2010
White, non-Hispanic96.7%(1,548)
Black1%(16)
Hispanic / Latino0.6%(9)
Asian0.2%(4)
Other0.6%(10)
Diversity Score6%(96)
Diversity Score
6
+356%since 2000
from 1 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
7.9%
+0.6 ptssince 2000
from 7.3% in 2000
US average: 27.9%
High school or higher
73.0%
+12.5 ptssince 2000
from 60.4% in 2000
US average: 84.9%
Graduate degree
2.9%
−0.5 ptssince 2000
from 3.4% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
17.8 min
+17%since 2000
from 15.2 min in 2000
US average: 25.2
Drive alone to work
96.5%
−0.6 ptssince 2009
from 97.1% in 2009
US average: 76.2%
Carpooled to work
3.0%
+1.1 ptssince 2009
from 1.9% in 2009
US average: 10.4%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 4.7%
Worked from home
0.0%
−1.0 ptssince 2009
from 1.0% in 2009
US average: 4.1%
Walked to work
0.5%
+0.5 ptssince 2009
from 0.0% in 2009
US average: 2.8%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.5%
No vehicle available
7.4%
+1.3 ptssince 2009
from 6.1% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
14.4%
−2.8 ptssince 2009
from 17.2% in 2009
US average: 12.9%
Management & professional
14.6%
−35.1 ptssince 2009
from 49.6% in 2009
US average: 35.2%
Section 08

People & community

Male
49.0%
−1.5 ptssince 2009
from 50.5% in 2009
Female
51.0%
+1.5 ptssince 2009
from 49.5% in 2009
Foreign born
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 12.8%
Veterans
9.9%
−38.3 ptssince 2009
from 48.2% in 2009
US average: 9.9%
Drill deeper

Places similar to Spencer

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Pop 1,705
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Pop 1,445
Cross City
Pop 1,849
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Head to head

Compare Spencer to nearby cities

SPENCER VS
McMinnville
Income$47,179+148%
Home value$182,200+156%
Population13,943+752%
SEE FULL COMPARISON →
SPENCER VS
Crossville
Income$48,802+156%
Home value$246,300+245%
Population13,113+702%
SEE FULL COMPARISON →
SPENCER VS
Cookeville
Income$51,375+170%
Home value$305,400+328%
Population38,212+2236%
SEE FULL COMPARISON →
SPENCER VS
Soddy-Daisy
Income$75,113+295%
Home value$256,600+260%
Population13,474+724%
SEE FULL COMPARISON →
Frequently asked

How many people live in Spencer, Tennessee?

Spencer, Tennessee has about 1,601 residents according to the 2010 American Community Survey.

What is the median household income in Spencer, Tennessee?

The typical household in Spencer, Tennessee earns about $19,033 a year. Half of households make more than that, and half make less.

Is Spencer, Tennessee expensive?

In Spencer, Tennessee, the median home is worth about $71,300, and the typical rent is about $410 a month.

How educated are people in Spencer, Tennessee?

About 7.9% of adults age 25 and over in Spencer, Tennessee hold a bachelor's degree or higher.

What is the poverty rate in Spencer, Tennessee?

About 34.3% of people in Spencer, Tennessee live below the federal poverty line.

Has Spencer, Tennessee grown since 1990?

Yes, Spencer, Tennessee has grown since 1990. The population has added about 476 residents, a change of about 42 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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