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CITY

Terry

Montana · 574 residents (2025 est.) · 0.781 sq mi
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The short version

Terry has notably lower household income than the US average, with a median household income of $48,125. Population has declined 12% since 2000. Median home value has more than tripled since 2000, reaching $137,200. With a median age of 66.8, the population is older than the US median of 38.9. The poverty rate of 28.1% is well above the national figure. Households here earn about 34% less than the Montana median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 66.8
US median: 38.9
Average education
32% hold a bachelor's degree
US average: 36%
Less affordable
home values up 147%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
537
−12%since 2000
from 611 in 2000
1990 – 2025
Population density
688 / sq mi
−12%since 2000
from 782 / sq mi in 2000
US average: 281
Median age
66.8
+27%since 2000
from 52.7 in 2000
US average: 38.9

PEP 2025 EST:574 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3885146417688941990201020202024Terry
2024537
1990201020202024
Section 02

Income & economy

Median household income
$48,125
+4%inflation adjusted, since 2000
from $25,294 in 2000
US average: $82,259
1990 – 2024
Per capita income
$29,315
+94%since 2000
from $15,093 in 2000
US average: $44,673
Households earning $100K+
28.7%
+11.9 ptssince 2009
from 16.8% in 2009
US average: 53.3%
Poverty rate
28.1%
+19.7 ptssince 2000
from 8.4% in 2000
US average: 12.5%
Income inequality (Gini)
0.457
+27%since 2010
from 0.359 in 2010
US average: 0.476
Workforce by industry, 2024
Finance & insurance21.1%
US avg: 5.9%
Professional, scientific, technical17.5%
US avg: 5.1%
Agriculture, forestry, fishing9.3%
US avg: 1.6%
Construction9.3%
US avg: 1.2%
Information7.7%
US avg: 10.8%
Wholesale trade7.2%
US avg: 6.9%
Education & health services3.6%
US avg: 0.9%
Retail trade0.5%
US avg: 9.9%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Arts, entertainment, food0%
US avg: 1.9%
Other services0%
US avg: 6.7%
Public administration0%
US avg: 4.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$137,200
+147%inflation adjusted, since 2000
from $30,500 in 2000
US average: $376,019
1990 – 2024
Owner-occupied
95.0%
+14.4 ptssince 2000
from 80.6% in 2000
5.0% rent
Vacancy rate
27.5%
+3.1 ptssince 2009
from 24.4% in 2009
US average: 10.0%
Owner cost-burdened
22.0%
+7.4 ptssince 2009
from 14.6% in 2009
US average: 22.9%
Renter cost-burdened
0.0%
−23.7 ptssince 2009
from 23.7% in 2009
US average: 47.4%
Afford Score
2.9
+136%since 2000
from 1.2 in 2000
1990 – 2024
Gentrification Score
74
RELATED:See current rent listings in Terry on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.1%(593)
Black0%(0)
Hispanic / Latino1%(6)
Asian0.3%(2)
Other0%
Diversity Score3.3%(20)
2024
White, non-Hispanic89.6%(481)
Black0%(0)
Hispanic / Latino0%(0)
Asian6.3%(34)
Other4.1%(22)
Diversity Score24%(129)
Diversity Score
24
+629%since 2000
from 3 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
32.5%
+17.7 ptssince 2000
from 14.7% in 2000
US average: 35.6%
High school or higher
94.5%
+18.0 ptssince 2000
from 76.6% in 2000
US average: 89.6%
Graduate degree
19.1%
+15.7 ptssince 2000
from 3.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
13.8 min
+6%since 2000
from 13.0 min in 2000
US average: 26.5
Drive alone to work
64.4%
−6.2 ptssince 2009
from 70.6% in 2009
US average: 68.9%
Carpooled to work
7.2%
+3.9 ptssince 2009
from 3.3% in 2009
US average: 8.5%
Public transit
0.5%
−3.2 ptssince 2009
from 3.7% in 2009
US average: 3.2%
Worked from home
27.3%
+22.5 ptssince 2009
from 4.8% in 2009
US average: 15.0%
Walked to work
0.5%
−10.3 ptssince 2009
from 10.8% in 2009
US average: 2.4%
Biked to work
0.0%
−6.7 ptssince 2009
from 6.7% in 2009
US average: 0.4%
No vehicle available
18.4%
+15.3 ptssince 2009
from 3.1% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
2.5%
+2.5 ptssince 2011
from 0.0% in 2011
US average: 5.2%
Labor force participation
38.7%
−8.4 ptssince 2011
from 47.1% in 2011
US average: 63.5%
Self-employed
21.1%
−15.7 ptssince 2009
from 36.8% in 2009
US average: 13.1%
Management & professional
30.4%
−37.6 ptssince 2009
from 68.0% in 2009
US average: 42.5%
Section 08

People & community

Male
55.3%
+10.3 ptssince 2009
from 45.0% in 2009
Female
44.7%
−10.3 ptssince 2009
from 55.0% in 2009
Foreign born
9.3%
+9.3 ptssince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
10.7%
−32.8 ptssince 2009
from 43.5% in 2009
US average: 6.2%
With a disability
22.6%
+1.2 ptssince 2012
from 21.4% in 2012
US average: 13.3%
Uninsured
5.6%
−76.1 ptssince 2013
from 81.7% in 2013
US average: 8.4%
Broadband at home
68.4%
+1.9 ptssince 2017
from 66.5% in 2017
US average: 91.0%
English only at home
98.9%
+0.4 ptssince 2016
from 98.5% in 2016
US average: 77.7%
Spanish at home
0.0%
−0.3 ptssince 2016
from 0.3% in 2016
US average: 13.6%
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Frequently asked

How many people live in Terry, Montana?

Terry, Montana has about 537 residents according to the 2024 American Community Survey.

What is the median household income in Terry, Montana?

The typical household in Terry, Montana earns about $48,125 a year. Half of households make more than that, and half make less.

Is Terry, Montana expensive?

In Terry, Montana, the median home is worth about $137,200.

How educated are people in Terry, Montana?

About 32.5% of adults age 25 and over in Terry, Montana hold a bachelor's degree or higher.

What is the poverty rate in Terry, Montana?

About 28.1% of people in Terry, Montana live below the federal poverty line.

Has Terry, Montana grown since 1990?

Yes, Terry, Montana has shrunk since 1990. The population has lost about 116 residents, a change of about -18 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Terry, Montana: demographics, income & housing data · CensusEasy