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CITY · 2010 ACS

Gem Lake

Minnesota · 393 residents · 1.045 sq mi
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The short version

Gem Lake is significantly wealthier than the US average, with a median household income of $74,375. Population has declined 6% since 2000. Median home value has risen by half since 2000, reaching $278,700. With a median age of 49.5, the population is older than the US median of 37.2. Poverty is rare here, at 1.7% of residents. Households here earn about 30% more than the Minnesota median.

At a glance
Wealthier
above the US median
US median: $52,703
Older
median age 49.5
US median: 37.2
More educated
37% hold a bachelor's degree
US average: 28%
Less affordable
home values up 32%, inflation adjusted
US median home: $225,659
Section 01

Population & growth

Total population
393
−6%since 2000
from 419 in 2000
1990 – 2025
Population density
376 / sq mi
−6%since 2000
from 401 / sq mi in 2000
US average: 261
Median age
49.5
+32%since 2000
from 37.5 in 2000
US average: 37.2
Population, 1990 – 2024
2683494315135941990201020202024Gem Lake
2024483
1990201020202024
Section 02

Income & economy

Median household income
$74,375
−8%inflation adjusted, since 2000
from $64,167 in 2000
US average: $52,703
1990 – 2024
Per capita income
$41,021
+43%since 2000
from $28,750 in 2000
US average: $27,286
Households earning $100K+
49.6%
−2.7 ptssince 2009
from 52.2% in 2009
US average: 33.3%
Poverty rate
1.7%
−4.2 ptssince 2000
from 5.9% in 2000
US average: 13.8%
Income inequality (Gini)
0.526
US average: 0.461
Workforce by industry, 2010
Retail trade23.6%
US avg: 10.9%
Other services7.6%
US avg: 7%
Public administration7%
US avg: 4.9%
Wholesale trade5.1%
US avg: 7.2%
Information3.8%
US avg: 11.5%
Transportation & warehousing1.9%
US avg: 3.1%
Finance & insurance1.9%
US avg: 5.1%
Professional, scientific, technical1.9%
US avg: 4.2%
Arts, entertainment, food1.9%
US avg: 2.4%
Agriculture, forestry, fishing1.3%
US avg: 1.9%
Construction1.3%
US avg: 1.4%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$278,700
+32%inflation adjusted, since 2000
from $166,400 in 2000
US average: $225,659
1990 – 2024
Median gross rent
$1,571
+53%inflation adjusted, since 2000
from $813 in 2000
US average: $853
Owner-occupied
65.2%
−28.4 ptssince 2000
from 93.5% in 2000
7.1% rent
Vacancy rate
1.7%
−0.5 ptssince 2009
from 2.2% in 2009
US average: 12.1%
Owner cost-burdened
30.5%
−1.5 ptssince 2009
from 32.0% in 2009
US average: 30.9%
Renter cost-burdened
8.3%
−25.0 ptssince 2009
from 33.3% in 2009
US average: 46.8%
Afford Score
3.7
+45%since 2000
from 2.6 in 2000
1990 – 2024
RELATED:See current rent listings in Gem Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic93.8%(393)
Black1.2%(5)
Hispanic / Latino0%(0)
Asian2.6%(11)
Other0%
Diversity Score9.5%(40)
2010
White, non-Hispanic91.1%(358)
Black0%(0)
Hispanic / Latino2.5%(10)
Asian5.1%(20)
Other1%(4)
Diversity Score20.2%(79)
Diversity Score
20
+113%since 2000
from 9 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
37.3%
+11.2 ptssince 2000
from 26.1% in 2000
US average: 27.9%
High school or higher
94.0%
+1.6 ptssince 2000
from 92.4% in 2000
US average: 84.9%
Graduate degree
16.1%
+2.9 ptssince 2000
from 13.3% in 2000
US average: 10.2%
Section 06

Commute & transportation

Average commute
19.9 min
+70%since 2000
from 11.7 min in 2000
US average: 25.2
Drive alone to work
84.1%
−1.5 ptssince 2009
from 85.6% in 2009
US average: 76.2%
Carpooled to work
6.4%
+0.8 ptssince 2009
from 5.6% in 2009
US average: 10.4%
Public transit
3.8%
+1.0 ptssince 2009
from 2.8% in 2009
US average: 4.7%
Worked from home
5.1%
+1.2 ptssince 2009
from 3.9% in 2009
US average: 4.1%
Walked to work
0.6%
−1.6 ptssince 2009
from 2.2% in 2009
US average: 2.8%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.5%
No vehicle available
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 8.7%
Section 07

Work & employment

Self-employed
15.3%
−0.6 ptssince 2009
from 15.9% in 2009
US average: 12.9%
Management & professional
43.3%
−24.3 ptssince 2009
from 67.6% in 2009
US average: 35.2%
Section 08

People & community

Male
53.7%
−1.4 ptssince 2009
from 55.1% in 2009
Female
46.3%
+1.4 ptssince 2009
from 44.9% in 2009
Foreign born
1.6%
−1.9 ptssince 2009
from 3.5% in 2009
US average: 12.8%
Veterans
15.4%
−34.8 ptssince 2009
from 50.2% in 2009
US average: 9.9%
Drill deeper

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Between
Pop 497
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Head to head

Compare Gem Lake to nearby cities

GEM LAKE VS
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Income$83,554+12%
Home value$331,800+19%
Population23,392+4478%
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GEM LAKE VS
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Home value$363,100+30%
Population13,052+2454%
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GEM LAKE VS
Maplewood
Income$91,394+23%
Home value$323,200+16%
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GEM LAKE VS
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Income$123,319+66%
Home value$476,000+71%
Population8,189+1503%
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Frequently asked

How many people live in Gem Lake, Minnesota?

Gem Lake, Minnesota has about 393 residents according to the 2010 American Community Survey.

What is the median household income in Gem Lake, Minnesota?

The typical household in Gem Lake, Minnesota earns about $74,375 a year. Half of households make more than that, and half make less.

Is Gem Lake, Minnesota expensive?

In Gem Lake, Minnesota, the median home is worth about $278,700, and the typical rent is about $1,571 a month.

How educated are people in Gem Lake, Minnesota?

About 37.3% of adults age 25 and over in Gem Lake, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Gem Lake, Minnesota?

About 1.7% of people in Gem Lake, Minnesota live below the federal poverty line.

Has Gem Lake, Minnesota grown since 1990?

Yes, Gem Lake, Minnesota has shrunk since 1990. The population has lost about 51 residents, a change of about -11 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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