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CITY · 2020 ACS

Gem Lake

Minnesota · 528 residents · 1.045 sq mi
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The short version

Gem Lake is significantly wealthier than the US average, with a median household income of $117,500. Population has grown 26% since 2000. Median home value has more than doubled since 2000, reaching $344,200. With a median age of 45.0, the population is older than the US median of 38.8. Poverty is rare here, at 3.6% of residents. Households here earn about 60% more than the Minnesota median.

At a glance
Wealthier
above the US median
US median: $66,278
Older
median age 45.0
US median: 38.8
More educated
40% hold a bachelor's degree
US average: 33%
Less affordable
home values up 38%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
528
+26%since 2000
from 419 in 2000
1990 – 2025
Population density
505 / sq mi
+26%since 2000
from 401 / sq mi in 2000
US average: 280
Median age
45.0
+20%since 2000
from 37.5 in 2000
US average: 38.8
Population, 1990 – 2024
2683494315135941990201020202024Gem Lake
2024483
1990201020202024
Section 02

Income & economy

Median household income
$117,500
+22%inflation adjusted, since 2000
from $64,167 in 2000
US average: $66,278
1990 – 2024
Per capita income
$57,080
+99%since 2000
from $28,750 in 2000
US average: $35,364
Households earning $100K+
70.6%
+18.3 ptssince 2009
from 52.2% in 2009
US average: 43.9%
Poverty rate
3.6%
−2.3 ptssince 2000
from 5.9% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade15.6%
US avg: 10%
Information9.8%
US avg: 11.1%
Wholesale trade9.4%
US avg: 6.7%
Finance & insurance6.3%
US avg: 5.5%
Other services6.3%
US avg: 6.6%
Public administration3.9%
US avg: 4.7%
Education & health services3.5%
US avg: 0.8%
Professional, scientific, technical2.7%
US avg: 4.7%
Agriculture, forestry, fishing2.3%
US avg: 1.7%
Construction2.3%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Transportation & warehousing0%
US avg: 2.5%
Arts, entertainment, food0%
US avg: 2%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$344,200
+38%inflation adjusted, since 2000
from $166,400 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$1,536
+26%inflation adjusted, since 2000
from $813 in 2000
US average: $1,124
Owner-occupied
91.5%
−2.1 ptssince 2000
from 93.5% in 2000
8.5% rent
Afford Score
2.9
+13%since 2000
from 2.6 in 2000
1990 – 2024
RELATED:See current rent listings in Gem Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic93.8%(393)
Black1.2%(5)
Hispanic / Latino0%(0)
Asian2.6%(11)
Other0%
Diversity Score9.5%(40)
2020
White, non-Hispanic91.7%(484)
Black0.4%(2)
Hispanic / Latino1.5%(8)
Asian2.7%(14)
Other1.7%(9)
Diversity Score15.3%(81)
Diversity Score
15
+61%since 2000
from 9 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
40.3%
+14.1 ptssince 2000
from 26.1% in 2000
US average: 32.9%
High school or higher
97.2%
+4.8 ptssince 2000
from 92.4% in 2000
US average: 88.5%
Graduate degree
16.9%
+3.7 ptssince 2000
from 13.3% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
26.4 min
+126%since 2000
from 11.7 min in 2000
US average: 26.9
Drive alone to work
88.0%
+2.5 ptssince 2009
from 85.6% in 2009
US average: 75.1%
No vehicle available
1.1%
+1.1 ptssince 2009
from 0.0% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
1.2%
−4.3 ptssince 2011
from 5.5% in 2011
US average: 5.4%
Labor force participation
63.3%
−3.3 ptssince 2011
from 66.7% in 2011
US average: 63.4%
Management & professional
46.5%
−21.1 ptssince 2009
from 67.6% in 2009
US average: 39.3%
Section 08

People & community

Male
43.2%
−11.9 ptssince 2009
from 55.1% in 2009
Female
56.8%
+11.9 ptssince 2009
from 44.9% in 2009
Foreign born
0.9%
−2.5 ptssince 2009
from 3.5% in 2009
US average: 13.5%
Uninsured
1.1%
−96.2 ptssince 2013
from 97.3% in 2013
US average: 8.8%
Drill deeper

Places similar to Gem Lake

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Pop 478
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Pop 538
Between
Pop 497
Bolingbroke
Pop 426
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Compare Gem Lake to nearby cities

GEM LAKE VS
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Income$83,554−29%
Home value$331,800−4%
Population23,392+4478%
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GEM LAKE VS
Vadnais Heights
Income$98,685−16%
Home value$363,100+5%
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GEM LAKE VS
Maplewood
Income$91,394−22%
Home value$323,200−6%
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GEM LAKE VS
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Income$123,319+5%
Home value$476,000+38%
Population8,189+1503%
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Frequently asked

How many people live in Gem Lake, Minnesota?

Gem Lake, Minnesota has about 528 residents according to the 2020 American Community Survey.

What is the median household income in Gem Lake, Minnesota?

The typical household in Gem Lake, Minnesota earns about $117,500 a year. Half of households make more than that, and half make less.

Is Gem Lake, Minnesota expensive?

In Gem Lake, Minnesota, the median home is worth about $344,200, and the typical rent is about $1,536 a month.

How educated are people in Gem Lake, Minnesota?

About 40.3% of adults age 25 and over in Gem Lake, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Gem Lake, Minnesota?

About 3.6% of people in Gem Lake, Minnesota live below the federal poverty line.

Has Gem Lake, Minnesota grown since 1990?

Yes, Gem Lake, Minnesota has grown since 1990. The population has added about 84 residents, a change of about 19 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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