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CITY

Universal

Indiana · 285 residents (2025 est.) · 0.36 sq mi
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The short version

With 173 people, Universal is a city in Indiana. Four-year degrees are less common here than nationally, at 10% of adults. The population has fallen 59% since 2000. The median age is 46.2, about 7 years above the US median. The typical home is worth $64,300, having risen by half since 2000. 81% of homes are owner-occupied.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 46.2
US median: 38.9
Less educated
10% hold a bachelor's degree
US average: 36%
More affordable
home values down 18%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

173
−59%since 2000
from 419 in 2000
285 in 2025 (Census Bureau estimate)
1990 – 2025
481 / sq mi
−40%since 2009
from 794 / sq mi in 2009
US average: 281
46.2
+26%since 2000
from 36.7 in 2000
US average: 38.9
Land area
0.36 sq mi
Population, 19902024
14423031740348919902000201020202024Universal
2024173
1990201020202024
Age distribution, 2024
Under 510.4%(18)
US avg: 5.6%
5 to 94.6%(8)
US avg: 6%
10 to 148.1%(14)
US avg: 6.4%
15 to 194%(7)
US avg: 6.6%
20 to 240%(0)
US avg: 6.5%
25 to 344.6%(8)
US avg: 13.7%
35 to 4413.3%(23)
US avg: 13.2%
45 to 5411.6%(20)
US avg: 12.2%
55 to 6420.8%(36)
US avg: 12.7%
65 to 7416.8%(29)
US avg: 10.2%
75 to 845.8%(10)
US avg: 5.1%
85 and over0%(0)
US avg: 1.9%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 02

Income & economy

$53,750
−18%inflation adjusted, since 2000
from $36,042 in 2000
US average: $82,259
1990 – 2024
$24,578
+37%since 2000
from $17,930 in 2000
US average: $44,673
Households earning $100K+
32.4%
+16.7 ptssince 2009
from 15.8% in 2009
US average: 53.3%
17.3%
+8.1 ptssince 2000
from 9.3% in 2000
US average: 12.5%
0.295
−11%since 2010
from 0.332 in 2010
US average: 0.476
Workforce by industry, 2024
Information48.4%
US avg: 10.8%
Retail trade17.2%
US avg: 9.9%
Wholesale trade3.1%
US avg: 6.9%
Transportation & warehousing1.6%
US avg: 2.2%
Finance & insurance1.6%
US avg: 5.9%
Education & health services1.6%
US avg: 0.9%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Professional, scientific, technical0%
US avg: 5.1%
Arts, entertainment, food0%
US avg: 1.9%
Other services0%
US avg: 6.7%
Public administration0%
US avg: 4.8%
BAR + DOT: THIS PLACE · TICK: US AVERAGE
Section 03

Housing

$64,300
−18%inflation adjusted, since 2000
from $42,800 in 2000
US average: $376,019
1990 – 2024
$567
−27%inflation adjusted, since 2000
from $425 in 2000
US average: $1,442
81.1%
−4.2 ptssince 2000
from 85.3% in 2000
18.9% rent
14.9%
−7.0 ptssince 2009
from 21.9% in 2009
US average: 10.0%
2.34 people
+19%since 2009
from 1.96 people in 2009
US average: 2.54
10.0%
−29.8 ptssince 2009
from 39.8% in 2009
US average: 22.9%
57.1%
+42.0 ptssince 2009
from 15.2% in 2009
US average: 47.4%
1.2
−36%since 2009
from 1.9 in 2009
2009 – 2024
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
32
Our index, 0 to 100. Higher means faster recent growth in incomes, home values, and college degrees.
Section 04

Race & ethnicity

2000
White, non-Hispanic98.6%(413)
Black0.2%(1)
Hispanic / Latino1%(4)
Asian0%(0)
Other0%
2024
White, non-Hispanic95.4%(165)
Black0%(0)
Hispanic / Latino0.6%(1)
Asian0%(0)
Other4%(7)
11
+2%since 2009
from 11 in 2009
2009 – 2024
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Section 04 · Origins

Detailed origins & ancestry

Hispanic origin
Mexican0.6%(1)
Ancestry
German16.8%(29)
American5.2%(9)
Irish4.6%(8)
English3.5%(6)
Italian1.7%(3)
Polish1.2%(2)
Welsh1.2%(2)
Scottish0.6%(1)
Section 05

Education

10.3%
+5.8 ptssince 2000
from 4.5% in 2000
US average: 35.6%
High school or higher
90.5%
+10.8 ptssince 2000
from 79.7% in 2000
US average: 89.6%
4.0%
+2.6 ptssince 2000
from 1.4% in 2000
US average: 14.0%
Section 06

Commute & transportation

14.5 min
+6%since 2000
from 13.7 min in 2000
US average: 26.5
83.9%
−8.6 ptssince 2009
from 92.5% in 2009
US average: 68.9%
6.5%
+1.0 ptssince 2009
from 5.4% in 2009
US average: 8.5%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
9.7%
+7.6 ptssince 2009
from 2.0% in 2009
US average: 15.0%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 2.4%
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
1.4%
+1.4 ptssince 2009
from 0.0% in 2009
US average: 8.3%
Section 07

Work & employment

7.2%
−9.3 ptssince 2011
from 16.5% in 2011
US average: 5.2%
51.9%
−23.3 ptssince 2011
from 75.2% in 2011
US average: 63.5%
Women 20-64 in the labor force
62.5%
−12.0 ptssince 2020
from 74.5% in 2020
US average: 74.6%
3.1%
−1.6 ptssince 2009
from 4.7% in 2009
US average: 13.1%
35.9%
+32.4 ptssince 2009
from 3.6% in 2009
US average: 42.5%
Section 08

People & community

37.0%
−8.5 ptssince 2009
from 45.5% in 2009
63.0%
+8.5 ptssince 2009
from 54.5% in 2009
0.6%
+0.6 ptssince 2009
from 0.0% in 2009
US average: 14.1%
11.3%
+5.4 ptssince 2009
from 5.9% in 2009
US average: 6.2%
24.9%
+13.0 ptssince 2012
from 11.9% in 2012
US average: 13.3%
4.0%
−24.6 ptssince 2013
from 28.6% in 2013
US average: 8.4%
87.8%
+33.3 ptssince 2017
from 54.5% in 2017
US average: 91.0%
Computer in household
95.9%
+11.1 ptssince 2020
from 84.8% in 2020
US average: 95.5%
88.4%
−0.6 ptssince 2020
from 89.0% in 2020
US average: 87.7%
100.0%
Unchangedsince 2016
from 100.0% in 2016
US average: 77.7%
0.0%
Unchangedsince 2016
from 0.0% in 2016
US average: 13.6%
Marital status
Men 15+
Never married7.4%(4)
Married72.2%(39)
Widowed1.9%(1)
Divorced18.5%(10)
Women 15+
Never married30.4%(24)
Married46.8%(37)
Widowed5.1%(4)
Divorced17.7%(14)
SHARE WITHIN EACH SEX · POPULATION 15 AND OVER · 2024
Section 09

Health coverage

4.0%
−24.6 ptssince 2013
from 28.6% in 2013
US average: 8.4%
37.6%
−18.4 ptssince 2020
from 56.0% in 2020
US average: 54.8%
Direct-purchase
12.1%
−10.6 ptssince 2020
from 22.7% in 2020
US average: 13.8%
26.6%
+0.1 ptssince 2020
from 26.5% in 2020
US average: 18.4%
38.7%
+24.8 ptssince 2020
from 13.9% in 2020
US average: 20.9%
VA health care
1.7%
−0.7 ptssince 2020
from 2.4% in 2020
US average: 2.2%
Any private
48.6%
−28.7 ptssince 2020
from 77.3% in 2020
US average: 67.1%
Any public
63.0%
+24.9 ptssince 2020
from 38.1% in 2020
US average: 36.7%

Shares are "alone or in combination": a person with both Medicare and Medicaid counts in each, so categories overlap and do not sum to 100%.

Section 09 · Service history

Veterans

Veterans by period of service, 2024
Gulf War (2001 or later)6.7%(1)
US avg: 26.4%
Gulf War (1990s)0%(0)
US avg: 24.3%
Vietnam era60%(9)
US avg: 33.1%
Korean War0%(0)
US avg: 4.5%
World War II0%(0)
US avg: 1%

Share of the 15 veterans here. A veteran who served across eras counts in each, so shares can total more than 100%. Peacetime-only service is included in the total but not shown as an era.

BAR + DOT: THIS PLACE · TICK: US AVERAGE
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Frequently asked

How many people live in Universal, Indiana?

Universal, Indiana has about 173 residents according to the 2024 American Community Survey.

What is the median household income in Universal, Indiana?

The typical household in Universal, Indiana earns about $53,750 a year. Half of households make more than that, and half make less.

Is Universal, Indiana expensive?

In Universal, Indiana, the median home is worth about $64,300, and the typical rent is about $567 a month.

How educated are people in Universal, Indiana?

About 10.3% of adults age 25 and over in Universal, Indiana hold a bachelor's degree or higher.

What is the poverty rate in Universal, Indiana?

About 17.3% of people in Universal, Indiana live below the federal poverty line.

Has Universal, Indiana grown since 1990?

Yes, Universal, Indiana has shrunk since 1990. The population has lost about 219 residents, a change of about -56 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →