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CITY

Spencer

Nebraska · 371 residents (2025 est.) · 0.598 sq mi
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The short version

Spencer has notably lower household income than the US average, with a median household income of $58,667. Population has fallen 42% since 2000, a loss of 229 residents. 13% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $82,500. With a median age of 55.8, the population is older than the US median of 38.9.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 55.8
US median: 38.9
Less educated
13% hold a bachelor's degree
US average: 36%
Less affordable
home values up 40%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
312
−42%since 2000
from 541 in 2000
1990 – 2025
Population density
522 / sq mi
−42%since 2000
from 905 / sq mi in 2000
US average: 281
Median age
55.8
+34%since 2000
from 41.5 in 2000
US average: 38.9

PEP 2025 EST:371 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
2693434184925661990201020202024Spencer
2024312
1990201020202024
Section 02

Income & economy

Median household income
$58,667
+12%inflation adjusted, since 2000
from $28,636 in 2000
US average: $82,259
1990 – 2024
Per capita income
$31,841
+120%since 2000
from $14,466 in 2000
US average: $44,673
Households earning $100K+
30.7%
+23.2 ptssince 2009
from 7.4% in 2009
US average: 53.3%
Poverty rate
8.7%
−5.3 ptssince 2000
from 13.9% in 2000
US average: 12.5%
Income inequality (Gini)
0.358
−3%since 2010
from 0.367 in 2010
US average: 0.476
Workforce by industry, 2024
Information19.6%
US avg: 10.8%
Finance & insurance12.5%
US avg: 5.9%
Wholesale trade11.3%
US avg: 6.9%
Professional, scientific, technical11.3%
US avg: 5.1%
Agriculture, forestry, fishing8.3%
US avg: 1.6%
Construction8.3%
US avg: 1.2%
Transportation & warehousing3.6%
US avg: 2.2%
Other services3.6%
US avg: 6.7%
Public administration3.6%
US avg: 4.8%
Retail trade3%
US avg: 9.9%
Education & health services1.2%
US avg: 0.9%
Arts, entertainment, food1.2%
US avg: 1.9%
Manufacturing0%
US avg: 0.4%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$82,500
+40%inflation adjusted, since 2000
from $32,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$713
+23%inflation adjusted, since 2000
from $319 in 2000
US average: $1,442
Owner-occupied
74.0%
−11.7 ptssince 2000
from 85.7% in 2000
26.0% rent
Vacancy rate
33.9%
+24.1 ptssince 2009
from 9.8% in 2009
US average: 10.0%
Owner cost-burdened
18.0%
+2.9 ptssince 2009
from 15.2% in 2009
US average: 22.9%
Renter cost-burdened
28.2%
+28.2 ptssince 2009
from 0.0% in 2009
US average: 47.4%
Afford Score
1.4
+24%since 2000
from 1.1 in 2000
1990 – 2024
Gentrification Score
36
RELATED:See current rent listings in Spencer on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic99.6%(539)
Black0%(0)
Hispanic / Latino0%(0)
Asian0%(0)
Other0%
Diversity Score0%(0)
2024
White, non-Hispanic88.1%(275)
Black0.6%(2)
Hispanic / Latino1.9%(6)
Asian0%(0)
Other9.3%(29)
Diversity Score26.8%(83)
Diversity Score
27
from 0 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
12.8%
−6.3 ptssince 2000
from 19.1% in 2000
US average: 35.6%
High school or higher
97.1%
+11.4 ptssince 2000
from 85.8% in 2000
US average: 89.6%
Graduate degree
3.3%
−3.5 ptssince 2000
from 6.8% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
17.5 min
+77%since 2000
from 9.9 min in 2000
US average: 26.5
Drive alone to work
71.4%
−19.5 ptssince 2009
from 90.9% in 2009
US average: 68.9%
Carpooled to work
10.6%
+5.7 ptssince 2009
from 4.9% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
5.6%
+2.1 ptssince 2009
from 3.5% in 2009
US average: 15.0%
Walked to work
12.4%
+11.7 ptssince 2009
from 0.7% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
0.7%
+0.7 ptssince 2009
from 0.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
1.2%
+0.4 ptssince 2011
from 0.8% in 2011
US average: 5.2%
Labor force participation
64.6%
+19.8 ptssince 2011
from 44.9% in 2011
US average: 63.5%
Self-employed
22.0%
+15.0 ptssince 2009
from 7.0% in 2009
US average: 13.1%
Management & professional
28.6%
−35.8 ptssince 2009
from 64.3% in 2009
US average: 42.5%
Section 08

People & community

Male
49.4%
+6.1 ptssince 2009
from 43.3% in 2009
Female
50.6%
−6.1 ptssince 2009
from 56.7% in 2009
Foreign born
1.6%
+1.6 ptssince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
10.5%
−32.6 ptssince 2009
from 43.1% in 2009
US average: 6.2%
With a disability
14.4%
−6.6 ptssince 2012
from 21.0% in 2012
US average: 13.3%
Uninsured
6.7%
−80.5 ptssince 2013
from 87.2% in 2013
US average: 8.4%
Broadband at home
86.7%
+24.8 ptssince 2017
from 61.9% in 2017
US average: 91.0%
English only at home
97.4%
−0.1 ptssince 2016
from 97.5% in 2016
US average: 77.7%
Spanish at home
0.0%
Unchangedsince 2016
from 0.0% in 2016
US average: 13.6%
Drill deeper

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Compare Spencer to nearby cities

SPENCER VS
Yankton
Income$67,804+16%
Home value$222,700+170%
Population15,816+4163%
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SPENCER VS
Mitchell
Income$58,620same
Home value$192,200+133%
Population15,756+4147%
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SPENCER VS
Norfolk
Income$58,884same
Home value$211,700+157%
Population26,677+7091%
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SPENCER VS
Vermillion
Income$50,456−14%
Home value$219,000+165%
Population11,720+3059%
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Frequently asked

How many people live in Spencer, Nebraska?

Spencer, Nebraska has about 312 residents according to the 2024 American Community Survey.

What is the median household income in Spencer, Nebraska?

The typical household in Spencer, Nebraska earns about $58,667 a year. Half of households make more than that, and half make less.

Is Spencer, Nebraska expensive?

In Spencer, Nebraska, the median home is worth about $82,500, and the typical rent is about $713 a month.

How educated are people in Spencer, Nebraska?

About 12.8% of adults age 25 and over in Spencer, Nebraska hold a bachelor's degree or higher.

What is the poverty rate in Spencer, Nebraska?

About 8.7% of people in Spencer, Nebraska live below the federal poverty line.

Has Spencer, Nebraska grown since 1990?

Yes, Spencer, Nebraska has shrunk since 1990. The population has lost about 225 residents, a change of about -42 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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