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CITY

Charlo

Montana · 306 residents · 1.991 sq mi
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The short version

Charlo has notably lower household income than the US average, with a median household income of $40,469. Population has fallen 30% since 2000, a loss of 133 residents. 16% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $210,800. With a median age of 55.5, the population is older than the US median of 38.9. Households here earn about 44% less than the Montana median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 55.5
US median: 38.9
Less educated
16% hold a bachelor's degree
US average: 36%
Less affordable
home values up 47%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
306
−30%since 2000
from 439 in 2000
1990 – 2024
Population density
154 / sq mi
−30%since 2000
from 220 / sq mi in 2000
US average: 281
Median age
55.5
+76%since 2000
from 31.5 in 2000
US average: 38.9
Population, 1990 – 2024
2292893504104701990201020202024Charlo
2024306
1990201020202024
Section 02

Income & economy

Median household income
$40,469
−8%inflation adjusted, since 2000
from $24,167 in 2000
US average: $82,259
1990 – 2024
Per capita income
$29,428
+175%since 2000
from $10,687 in 2000
US average: $44,673
Households earning $100K+
26.2%
+12.6 ptssince 2009
from 13.6% in 2009
US average: 53.3%
Poverty rate
17.3%
−3.9 ptssince 2000
from 21.2% in 2000
US average: 12.5%
Income inequality (Gini)
0.423
−9%since 2010
from 0.467 in 2010
US average: 0.476
Workforce by industry, 2024
Wholesale trade11.1%
US avg: 6.9%
Information11.1%
US avg: 10.8%
Retail trade6.9%
US avg: 9.9%
Finance & insurance4.9%
US avg: 5.9%
Professional, scientific, technical4.9%
US avg: 5.1%
Other services4.9%
US avg: 6.7%
Public administration4.9%
US avg: 4.8%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Education & health services0%
US avg: 0.9%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$210,800
+47%inflation adjusted, since 2000
from $78,600 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$843
−1%inflation adjusted, since 2000
from $467 in 2000
US average: $1,442
Owner-occupied
67.8%
+2.1 ptssince 2000
from 65.7% in 2000
32.2% rent
Vacancy rate
4.5%
−5.3 ptssince 2009
from 9.8% in 2009
US average: 10.0%
Owner cost-burdened
27.7%
+6.7 ptssince 2009
from 21.0% in 2009
US average: 22.9%
Renter cost-burdened
47.9%
−20.3 ptssince 2009
from 68.2% in 2009
US average: 47.4%
Afford Score
5.2
+60%since 2000
from 3.3 in 2000
1990 – 2024
Gentrification Score
75
RELATED:See current rent listings in Charlo on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic75.9%(333)
Black1.1%(5)
Hispanic / Latino2.7%(12)
Asian0%(0)
Other0%
Diversity Score11.7%(51)
2024
White, non-Hispanic84%(257)
Black0%(0)
Hispanic / Latino6.9%(21)
Asian0%(0)
Other9.2%(28)
Diversity Score35.2%(108)
Diversity Score
35
+201%since 2000
from 12 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
15.6%
−4.6 ptssince 2000
from 20.2% in 2000
US average: 35.6%
High school or higher
93.4%
+9.9 ptssince 2000
from 83.5% in 2000
US average: 89.6%
Graduate degree
7.4%
+4.1 ptssince 2000
from 3.3% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
31.0 min
+141%since 2000
from 12.9 min in 2000
US average: 26.5
Drive alone to work
69.9%
−9.9 ptssince 2009
from 79.7% in 2009
US average: 68.9%
Carpooled to work
10.3%
+7.4 ptssince 2009
from 2.9% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
19.9%
+12.6 ptssince 2009
from 7.2% in 2009
US average: 15.0%
Walked to work
0.0%
−10.1 ptssince 2009
from 10.1% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
4.0%
+4.0 ptssince 2009
from 0.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
4.0%
−14.9 ptssince 2011
from 18.9% in 2011
US average: 5.2%
Labor force participation
55.8%
−13.1 ptssince 2011
from 68.9% in 2011
US average: 63.5%
Self-employed
19.4%
−9.5 ptssince 2009
from 28.9% in 2009
US average: 13.1%
Management & professional
43.1%
−18.8 ptssince 2009
from 61.8% in 2009
US average: 42.5%
Section 08

People & community

Male
46.7%
+3.1 ptssince 2009
from 43.7% in 2009
Female
53.3%
−3.1 ptssince 2009
from 56.3% in 2009
Foreign born
2.3%
+2.3 ptssince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
18.5%
−23.9 ptssince 2009
from 42.4% in 2009
US average: 6.2%
With a disability
26.1%
+7.3 ptssince 2012
from 18.8% in 2012
US average: 13.3%
Uninsured
9.2%
−64.5 ptssince 2013
from 73.7% in 2013
US average: 8.4%
Broadband at home
78.5%
+17.0 ptssince 2017
from 61.5% in 2017
US average: 91.0%
English only at home
93.3%
+6.6 ptssince 2016
from 86.7% in 2016
US average: 77.7%
Spanish at home
1.7%
+1.7 ptssince 2016
from 0.0% in 2016
US average: 13.6%
Drill deeper

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Head to head

Compare Charlo to nearby cities

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Income$70,392+74%
Home value$473,100+124%
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CHARLO VS
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Home value$428,000+103%
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CHARLO VS
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Home value$340,800+62%
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CHARLO VS
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Home value$684,300+225%
Population9,358+2958%
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Frequently asked

How many people live in Charlo, Montana?

Charlo, Montana has about 306 residents according to the 2024 American Community Survey.

What is the median household income in Charlo, Montana?

The typical household in Charlo, Montana earns about $40,469 a year. Half of households make more than that, and half make less.

Is Charlo, Montana expensive?

In Charlo, Montana, the median home is worth about $210,800, and the typical rent is about $843 a month.

How educated are people in Charlo, Montana?

About 15.6% of adults age 25 and over in Charlo, Montana hold a bachelor's degree or higher.

What is the poverty rate in Charlo, Montana?

About 17.3% of people in Charlo, Montana live below the federal poverty line.

Has Charlo, Montana grown since 1990?

Yes, Charlo, Montana has shrunk since 1990. The population has lost about 100 residents, a change of about -25 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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