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CITY

Two Harbors

Minnesota · 3,443 residents (2025 est.) · 3.273 sq mi
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The short version

Two Harbors has lower-than-average household income, with a median household income of $65,625. Population has held roughly steady since 2000. 22% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has roughly tripled since 2000, reaching $206,800. Households here earn about 26% less than the Minnesota median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 41.2
US median: 38.9
Less educated
22% hold a bachelor's degree
US average: 36%
Less affordable
home values up 59%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
3,567
−1%since 2000
from 3,613 in 2000
1990 – 2025
Population density
1,090 / sq mi
−1%since 2000
from 1,104 / sq mi in 2000
US average: 281
Median age
41.2
+1%since 2000
from 40.8 in 2000
US average: 38.9

PEP 2025 EST:3,443 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
3K3K4K4K4K1990201020202024Two Harbors
20244K
1990201020202024
Section 02

Income & economy

Median household income
$65,625
−4%inflation adjusted, since 2000
from $37,708 in 2000
US average: $82,259
1990 – 2024
Per capita income
$33,078
+67%since 2000
from $19,793 in 2000
US average: $44,673
Households earning $100K+
39.1%
+20.6 ptssince 2009
from 18.5% in 2009
US average: 53.3%
Poverty rate
11.7%
+2.2 ptssince 2000
from 9.5% in 2000
US average: 12.5%
Income inequality (Gini)
0.400
−1%since 2010
from 0.404 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade11.3%
US avg: 9.9%
Information10.4%
US avg: 10.8%
Other services8.1%
US avg: 6.7%
Wholesale trade7.5%
US avg: 6.9%
Public administration6.1%
US avg: 4.8%
Transportation & warehousing3.4%
US avg: 2.2%
Finance & insurance2.9%
US avg: 5.9%
Professional, scientific, technical2.9%
US avg: 5.1%
Agriculture, forestry, fishing2.2%
US avg: 1.6%
Manufacturing2.2%
US avg: 0.4%
Construction0%
US avg: 1.2%
Education & health services0%
US avg: 0.9%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$206,800
+59%inflation adjusted, since 2000
from $71,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$1,079
+50%inflation adjusted, since 2000
from $396 in 2000
US average: $1,442
Owner-occupied
68.2%
−4.0 ptssince 2000
from 72.2% in 2000
31.8% rent
Vacancy rate
13.4%
+11.1 ptssince 2009
from 2.3% in 2009
US average: 10.0%
Owner cost-burdened
24.3%
−0.8 ptssince 2009
from 25.1% in 2009
US average: 22.9%
Renter cost-burdened
56.2%
+22.7 ptssince 2009
from 33.5% in 2009
US average: 47.4%
Afford Score
3.2
+66%since 2000
from 1.9 in 2000
1990 – 2024
Gentrification Score
59
RELATED:See current rent listings in Two Harbors on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.7%(3,529)
Black0.1%(2)
Hispanic / Latino0.6%(22)
Asian0.1%(4)
Other0%
Diversity Score2%(71)
2024
White, non-Hispanic92.2%(3,287)
Black0.6%(22)
Hispanic / Latino2.3%(83)
Asian0%(0)
Other4.9%(175)
Diversity Score18.5%(659)
Diversity Score
18
+845%since 2000
from 2 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
22.0%
+2.8 ptssince 2000
from 19.2% in 2000
US average: 35.6%
High school or higher
93.3%
+6.9 ptssince 2000
from 86.4% in 2000
US average: 89.6%
Graduate degree
7.2%
+2.1 ptssince 2000
from 5.2% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
25.3 min
+89%since 2000
from 13.4 min in 2000
US average: 26.5
Drive alone to work
79.9%
+5.9 ptssince 2009
from 74.0% in 2009
US average: 68.9%
Carpooled to work
8.4%
−9.2 ptssince 2009
from 17.6% in 2009
US average: 8.5%
Public transit
0.8%
−0.3 ptssince 2009
from 1.2% in 2009
US average: 3.2%
Worked from home
4.0%
+1.0 ptssince 2009
from 3.1% in 2009
US average: 15.0%
Walked to work
6.1%
+2.5 ptssince 2009
from 3.5% in 2009
US average: 2.4%
Biked to work
0.7%
+0.4 ptssince 2009
from 0.4% in 2009
US average: 0.4%
No vehicle available
7.0%
−4.0 ptssince 2009
from 11.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
0.3%
−2.8 ptssince 2011
from 3.1% in 2011
US average: 5.2%
Labor force participation
61.5%
+1.5 ptssince 2011
from 60.0% in 2011
US average: 63.5%
Self-employed
13.0%
−1.6 ptssince 2009
from 14.6% in 2009
US average: 13.1%
Management & professional
32.0%
−20.4 ptssince 2009
from 52.4% in 2009
US average: 42.5%
Section 08

People & community

Male
50.5%
+0.6 ptssince 2009
from 49.9% in 2009
Female
49.5%
−0.6 ptssince 2009
from 50.1% in 2009
Foreign born
0.7%
−0.2 ptssince 2009
from 0.9% in 2009
US average: 14.1%
Veterans
7.6%
−43.3 ptssince 2009
from 50.9% in 2009
US average: 6.2%
With a disability
20.9%
+6.4 ptssince 2012
from 14.5% in 2012
US average: 13.3%
Uninsured
5.3%
−86.6 ptssince 2013
from 91.9% in 2013
US average: 8.4%
Broadband at home
87.8%
+15.7 ptssince 2017
from 72.1% in 2017
US average: 91.0%
English only at home
99.2%
+2.0 ptssince 2016
from 97.2% in 2016
US average: 77.7%
Spanish at home
0.8%
Unchangedsince 2016
from 0.8% in 2016
US average: 13.6%
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Frequently asked

How many people live in Two Harbors, Minnesota?

Two Harbors, Minnesota has about 3,567 residents according to the 2024 American Community Survey.

What is the median household income in Two Harbors, Minnesota?

The typical household in Two Harbors, Minnesota earns about $65,625 a year. Half of households make more than that, and half make less.

Is Two Harbors, Minnesota expensive?

In Two Harbors, Minnesota, the median home is worth about $206,800, and the typical rent is about $1,079 a month.

How educated are people in Two Harbors, Minnesota?

About 22.0% of adults age 25 and over in Two Harbors, Minnesota hold a bachelor's degree or higher.

What is the poverty rate in Two Harbors, Minnesota?

About 11.7% of people in Two Harbors, Minnesota live below the federal poverty line.

Has Two Harbors, Minnesota grown since 1990?

Yes, Two Harbors, Minnesota has shrunk since 1990. The population has lost about 84 residents, a change of about -2 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Two Harbors, Minnesota: demographics, income & housing data · CensusEasy