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CITY · 2020 ACS

Central Lake

Michigan · 960 residents · 1.111 sq mi
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The short version

Central Lake has notably lower household income than the US average, with a median household income of $48,194. Population has declined 3% since 2000. 17% of adults hold a bachelor's degree or higher, below the national rate of 33%. Median home value is $88,000. With a median age of 49.3, the population is older than the US median of 38.8.

At a glance
Lower income
below the US median
US median: $66,278
Older
median age 49.3
US median: 38.8
Less educated
17% hold a bachelor's degree
US average: 33%
More affordable
home values down 20%, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
960
−3%since 2000
from 990 in 2000
1990 – 2025
Population density
864 / sq mi
−3%since 2000
from 891 / sq mi in 2000
US average: 280
Median age
49.3
+27%since 2000
from 38.7 in 2000
US average: 38.8
Population, 1990 – 2024
8639341K1K1K1990201020202024Central Lake
20241K
1990201020202024
Section 02

Income & economy

Median household income
$48,194
−16%inflation adjusted, since 2000
from $38,173 in 2000
US average: $66,278
1990 – 2024
Per capita income
$20,117
+11%since 2000
from $18,133 in 2000
US average: $35,364
Households earning $100K+
22.4%
+8.5 ptssince 2009
from 13.9% in 2009
US average: 43.9%
Poverty rate
12.1%
−0.1 ptssince 2000
from 12.2% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade23.5%
US avg: 10%
Information9.5%
US avg: 11.1%
Finance & insurance4.8%
US avg: 5.5%
Professional, scientific, technical4.8%
US avg: 4.7%
Wholesale trade3.5%
US avg: 6.7%
Other services2%
US avg: 6.6%
Public administration2%
US avg: 4.7%
Transportation & warehousing1.8%
US avg: 2.5%
Agriculture, forestry, fishing1.1%
US avg: 1.7%
Construction1.1%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Education & health services0%
US avg: 0.8%
Arts, entertainment, food0%
US avg: 2%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$88,000
−20%inflation adjusted, since 2000
from $73,300 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$823
+32%inflation adjusted, since 2000
from $415 in 2000
US average: $1,124
Owner-occupied
72.9%
Unchangedsince 2000
from 72.9% in 2000
27.1% rent
Afford Score
1.8
−5%since 2000
from 1.9 in 2000
1990 – 2024
RELATED:See current rent listings in Central Lake on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.2%(962)
Black0%(0)
Hispanic / Latino0.5%(5)
Asian0%(0)
Other0%
Diversity Score1.3%(13)
2020
White, non-Hispanic90.2%(866)
Black0%(0)
Hispanic / Latino2.8%(27)
Asian0.1%(1)
Other3%(29)
Diversity Score14.7%(141)
Diversity Score
15
+1044%since 2000
from 1 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
17.3%
+5.3 ptssince 2000
from 12.0% in 2000
US average: 32.9%
High school or higher
94.3%
+9.7 ptssince 2000
from 84.5% in 2000
US average: 88.5%
Graduate degree
5.9%
+2.9 ptssince 2000
from 3.0% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
20.0 min
+41%since 2000
from 14.2 min in 2000
US average: 26.9
Drive alone to work
74.8%
+3.6 ptssince 2009
from 71.2% in 2009
US average: 75.1%
No vehicle available
6.3%
−0.1 ptssince 2009
from 6.4% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
4.4%
−11.9 ptssince 2011
from 16.3% in 2011
US average: 5.4%
Labor force participation
65.1%
+21.7 ptssince 2011
from 43.4% in 2011
US average: 63.4%
Management & professional
28.6%
−21.4 ptssince 2009
from 50.0% in 2009
US average: 39.3%
Section 08

People & community

Male
50.3%
−7.5 ptssince 2009
from 57.8% in 2009
Female
49.7%
+7.5 ptssince 2009
from 42.2% in 2009
Foreign born
1.0%
+0.9 ptssince 2009
from 0.1% in 2009
US average: 13.5%
Uninsured
8.3%
−79.6 ptssince 2013
from 87.9% in 2013
US average: 8.8%
Drill deeper

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Head to head

Compare Central Lake to nearby cities

CENTRAL LAKE VS
Traverse City
Income$74,087+54%
Home value$415,400+372%
Population15,832+1504%
SEE FULL COMPARISON →
CENTRAL LAKE VS
Cadillac
Income$51,773+7%
Home value$134,300+53%
Population10,438+958%
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CENTRAL LAKE VS
Alpena
Income$47,545−1%
Home value$118,700+35%
Population10,088+922%
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CENTRAL LAKE VS
Big Rapids
Income$43,858−9%
Home value$156,400+78%
Population8,623+774%
SEE FULL COMPARISON →
Frequently asked

How many people live in Central Lake, Michigan?

Central Lake, Michigan has about 960 residents according to the 2020 American Community Survey.

What is the median household income in Central Lake, Michigan?

The typical household in Central Lake, Michigan earns about $48,194 a year. Half of households make more than that, and half make less.

Is Central Lake, Michigan expensive?

In Central Lake, Michigan, the median home is worth about $88,000, and the typical rent is about $823 a month.

How educated are people in Central Lake, Michigan?

About 17.3% of adults age 25 and over in Central Lake, Michigan hold a bachelor's degree or higher.

What is the poverty rate in Central Lake, Michigan?

About 12.1% of people in Central Lake, Michigan live below the federal poverty line.

Has Central Lake, Michigan grown since 1990?

Yes, Central Lake, Michigan has grown since 1990. The population has added about 6 residents, a change of about 1 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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