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CITY

Monterey

Kentucky · 110 residents (2025 est.) · 0.257 sq mi
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The short version

Monterey has lower-than-average household income, with a median household income of $66,667. Population has fallen 45% since 2000, a loss of 75 residents. 19% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has more than doubled since 2000, reaching $100,000. With a median age of 44.8, the population is older than the US median of 38.9.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 44.8
US median: 38.9
Less educated
19% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
92
−45%since 2000
from 167 in 2000
1990 – 2025
Population density
358 / sq mi
−45%since 2000
from 650 / sq mi in 2000
US average: 281
Median age
44.8
+53%since 2000
from 29.3 in 2000
US average: 38.9

PEP 2025 EST:110 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
751031311591871990201020202024Monterey
202492
1990201020202024
Section 02

Income & economy

Median household income
$66,667
+40%inflation adjusted, since 2000
from $26,094 in 2000
US average: $82,259
1990 – 2024
Per capita income
$34,960
+314%since 2000
from $8,452 in 2000
US average: $44,673
Households earning $100K+
42.9%
+26.2 ptssince 2009
from 16.7% in 2009
US average: 53.3%
Poverty rate
30.4%
−3.1 ptssince 2000
from 33.5% in 2000
US average: 12.5%
Income inequality (Gini)
0.538
+39%since 2010
from 0.388 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade17.9%
US avg: 9.9%
Wholesale trade12.8%
US avg: 6.9%
Finance & insurance12.8%
US avg: 5.9%
Education & health services7.7%
US avg: 0.9%
Professional, scientific, technical5.1%
US avg: 5.1%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Information0%
US avg: 10.8%
Arts, entertainment, food0%
US avg: 1.9%
Other services0%
US avg: 6.7%
Public administration0%
US avg: 4.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$100,000
+23%inflation adjusted, since 2000
from $44,600 in 2000
US average: $376,019
1990 – 2024
Owner-occupied
95.2%
+4.3 ptssince 2000
from 90.9% in 2000
4.8% rent
Vacancy rate
31.1%
+18.2 ptssince 2009
from 12.9% in 2009
US average: 10.0%
Owner cost-burdened
22.5%
+22.5 ptssince 2009
from 0.0% in 2009
US average: 22.9%
Renter cost-burdened
0.0%
−43.5 ptssince 2009
from 43.5% in 2009
US average: 47.4%
Afford Score
1.5
−12%since 2000
from 1.7 in 2000
1990 – 2024
Gentrification Score
68
RELATED:See current rent listings in Monterey on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic97.6%(163)
Black0%(0)
Hispanic / Latino0%(0)
Asian0.6%(1)
Other0%
Diversity Score1.5%(3)
2024
White, non-Hispanic98.9%(91)
Black0%(0)
Hispanic / Latino0%(0)
Asian0%(0)
Other1.1%(1)
Diversity Score2.7%(2)
Diversity Score
3
+77%since 2000
from 2 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
19.4%
+13.4 ptssince 2000
from 6.0% in 2000
US average: 35.6%
High school or higher
88.9%
+34.9 ptssince 2000
from 54.0% in 2000
US average: 89.6%
Graduate degree
9.7%
+8.7 ptssince 2000
from 1.0% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
30.5 min
+30%since 2000
from 23.4 min in 2000
US average: 26.5
Drive alone to work
82.1%
−13.2 ptssince 2009
from 95.2% in 2009
US average: 68.9%
Carpooled to work
5.1%
+5.1 ptssince 2009
from 0.0% in 2009
US average: 8.5%
Public transit
0.0%
−4.8 ptssince 2009
from 4.8% in 2009
US average: 3.2%
Worked from home
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 15.0%
Walked to work
12.8%
+12.8 ptssince 2009
from 0.0% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
4.8%
+4.8 ptssince 2009
from 0.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
23.5%
+21.0 ptssince 2011
from 2.6% in 2011
US average: 5.2%
Labor force participation
61.4%
−12.8 ptssince 2011
from 74.3% in 2011
US average: 63.5%
Self-employed
28.2%
−11.2 ptssince 2009
from 39.4% in 2009
US average: 13.1%
Management & professional
30.8%
−28.3 ptssince 2009
from 59.1% in 2009
US average: 42.5%
Section 08

People & community

Male
53.3%
+17.3 ptssince 2009
from 36.0% in 2009
Female
46.7%
−17.3 ptssince 2009
from 64.0% in 2009
Foreign born
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
14.8%
−22.4 ptssince 2009
from 37.2% in 2009
US average: 6.2%
With a disability
7.6%
−9.3 ptssince 2012
from 16.9% in 2012
US average: 13.3%
Uninsured
0.0%
−95.4 ptssince 2013
from 95.4% in 2013
US average: 8.4%
Broadband at home
81.0%
+30.1 ptssince 2017
from 50.9% in 2017
US average: 91.0%
English only at home
100.0%
+2.7 ptssince 2016
from 97.3% in 2016
US average: 77.7%
Spanish at home
0.0%
Unchangedsince 2016
from 0.0% in 2016
US average: 13.6%
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MONTEREY VS
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MONTEREY VS
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MONTEREY VS
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Frequently asked

How many people live in Monterey, Kentucky?

Monterey, Kentucky has about 92 residents according to the 2024 American Community Survey.

What is the median household income in Monterey, Kentucky?

The typical household in Monterey, Kentucky earns about $66,667 a year. Half of households make more than that, and half make less.

Is Monterey, Kentucky expensive?

In Monterey, Kentucky, the median home is worth about $100,000.

How educated are people in Monterey, Kentucky?

About 19.4% of adults age 25 and over in Monterey, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Monterey, Kentucky?

About 30.4% of people in Monterey, Kentucky live below the federal poverty line.

Has Monterey, Kentucky grown since 1990?

Yes, Monterey, Kentucky has shrunk since 1990. The population has lost about 62 residents, a change of about -40 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →