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CITY

Cumberland

Kentucky · 1,761 residents (2025 est.) · 3.115 sq mi
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The short version

Cumberland has notably lower household income than the US average, with a median household income of $35,410. Population has fallen 22% since 2000, a loss of 574 residents. 12% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value has risen by half since 2000, reaching $66,500. At a median age of 32.0, residents skew younger than the country as a whole. Households here earn about 44% less than the Kentucky median.

At a glance
Lower income
below the US median
US median: $82,259
Younger
median age 32.0
US median: 38.9
Less educated
12% hold a bachelor's degree
US average: 36%
Stable housing
home values roughly flat, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
2,037
−22%since 2000
from 2,611 in 2000
1990 – 2025
Population density
654 / sq mi
−22%since 2000
from 838 / sq mi in 2000
US average: 281
Median age
32.0
−15%since 2000
from 37.7 in 2000
US average: 38.9

PEP 2025 EST:1,761 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
2K2K2K3K3K1990201020202024Cumberland
20242K
1990201020202024
Section 02

Income & economy

Median household income
$35,410
+22%inflation adjusted, since 2000
from $15,929 in 2000
US average: $82,259
1990 – 2024
Per capita income
$16,554
+68%since 2000
from $9,835 in 2000
US average: $44,673
Households earning $100K+
24.0%
+12.6 ptssince 2009
from 11.4% in 2009
US average: 53.3%
Poverty rate
52.9%
+14.2 ptssince 2000
from 38.7% in 2000
US average: 12.5%
Income inequality (Gini)
0.515
+5%since 2010
from 0.490 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade18%
US avg: 9.9%
Agriculture, forestry, fishing11.6%
US avg: 1.6%
Manufacturing11.6%
US avg: 0.4%
Information5.8%
US avg: 10.8%
Finance & insurance2.8%
US avg: 5.9%
Education & health services2.8%
US avg: 0.9%
Other services2.1%
US avg: 6.7%
Public administration2.1%
US avg: 4.8%
Wholesale trade1.2%
US avg: 6.9%
Transportation & warehousing0.9%
US avg: 2.2%
Construction0%
US avg: 1.2%
Professional, scientific, technical0%
US avg: 5.1%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$66,500
−2%inflation adjusted, since 2000
from $37,400 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$622
+24%inflation adjusted, since 2000
from $276 in 2000
US average: $1,442
Owner-occupied
53.4%
−4.6 ptssince 2000
from 58.0% in 2000
46.6% rent
Vacancy rate
26.1%
+1.4 ptssince 2009
from 24.7% in 2009
US average: 10.0%
Owner cost-burdened
23.0%
+1.1 ptssince 2009
from 21.9% in 2009
US average: 22.9%
Renter cost-burdened
39.2%
+4.5 ptssince 2009
from 34.7% in 2009
US average: 47.4%
Afford Score
1.9
−20%since 2000
from 2.3 in 2000
1990 – 2024
Gentrification Score
27
RELATED:See current rent listings in Cumberland on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic93.1%(2,431)
Black5.1%(133)
Hispanic / Latino0.8%(22)
Asian0%(1)
Other0%
Diversity Score14.3%(373)
2024
White, non-Hispanic90.9%(1,851)
Black2.4%(48)
Hispanic / Latino0%(0)
Asian0%(0)
Other6.8%(138)
Diversity Score21.1%(431)
Diversity Score
21
+48%since 2000
from 14 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
12.3%
+3.3 ptssince 2000
from 9.1% in 2000
US average: 35.6%
High school or higher
76.5%
+16.3 ptssince 2000
from 60.2% in 2000
US average: 89.6%
Graduate degree
3.9%
−0.7 ptssince 2000
from 4.6% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
23.8 min
+14%since 2000
from 20.9 min in 2000
US average: 26.5
Drive alone to work
58.1%
−7.7 ptssince 2009
from 65.8% in 2009
US average: 68.9%
Carpooled to work
22.3%
−1.7 ptssince 2009
from 24.0% in 2009
US average: 8.5%
Public transit
0.9%
+0.1 ptssince 2009
from 0.9% in 2009
US average: 3.2%
Worked from home
11.3%
+11.3 ptssince 2009
from 0.0% in 2009
US average: 15.0%
Walked to work
4.9%
−4.5 ptssince 2009
from 9.4% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
13.2%
−3.7 ptssince 2009
from 16.9% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
30.1%
+24.0 ptssince 2011
from 6.1% in 2011
US average: 5.2%
Labor force participation
34.2%
−0.3 ptssince 2011
from 34.5% in 2011
US average: 63.5%
Self-employed
12.2%
−10.3 ptssince 2009
from 22.5% in 2009
US average: 13.1%
Management & professional
48.9%
−9.0 ptssince 2009
from 57.9% in 2009
US average: 42.5%
Section 08

People & community

Male
45.0%
+1.3 ptssince 2009
from 43.6% in 2009
Female
55.0%
−1.3 ptssince 2009
from 56.4% in 2009
Foreign born
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
5.0%
−35.8 ptssince 2009
from 40.7% in 2009
US average: 6.2%
With a disability
32.9%
−9.4 ptssince 2012
from 42.3% in 2012
US average: 13.3%
Uninsured
3.8%
−80.4 ptssince 2013
from 84.2% in 2013
US average: 8.4%
Broadband at home
84.2%
+42.5 ptssince 2017
from 41.7% in 2017
US average: 91.0%
English only at home
99.4%
+0.5 ptssince 2016
from 98.9% in 2016
US average: 77.7%
Spanish at home
0.0%
−0.6 ptssince 2016
from 0.6% in 2016
US average: 13.6%
Drill deeper

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Compare Cumberland to nearby cities

CUMBERLAND VS
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Income$52,317+48%
Home value$165,500+149%
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SEE FULL COMPARISON →
CUMBERLAND VS
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Home value$234,100+252%
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CUMBERLAND VS
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Income$31,106−12%
Home value$99,900+50%
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CUMBERLAND VS
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Income$58,162+64%
Home value$194,500+192%
Population28,107+1496%
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Frequently asked

How many people live in Cumberland, Kentucky?

Cumberland, Kentucky has about 2,037 residents according to the 2024 American Community Survey.

What is the median household income in Cumberland, Kentucky?

The typical household in Cumberland, Kentucky earns about $35,410 a year. Half of households make more than that, and half make less.

Is Cumberland, Kentucky expensive?

In Cumberland, Kentucky, the median home is worth about $66,500, and the typical rent is about $622 a month.

How educated are people in Cumberland, Kentucky?

About 12.3% of adults age 25 and over in Cumberland, Kentucky hold a bachelor's degree or higher.

What is the poverty rate in Cumberland, Kentucky?

About 52.9% of people in Cumberland, Kentucky live below the federal poverty line.

Has Cumberland, Kentucky grown since 1990?

Yes, Cumberland, Kentucky has shrunk since 1990. The population has lost about 1,075 residents, a change of about -35 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

How we source and harmonize this data →

Cumberland, Kentucky: demographics, income & housing data · CensusEasy