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CITY

Monterey

Indiana · 187 residents (2025 est.) · 0.183 sq mi
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The short version

Monterey has notably lower household income than the US average, with a median household income of $39,149. Population has fallen 38% since 2000, a loss of 88 residents. 8% of adults hold a bachelor's degree or higher, below the national rate of 36%. Median home value is $82,500. With a median age of 53.3, the population is older than the US median of 38.9. Households here earn about 46% less than the Indiana median.

At a glance
Lower income
below the US median
US median: $82,259
Older
median age 53.3
US median: 38.9
Less educated
8% hold a bachelor's degree
US average: 36%
More affordable
home values down 19%, inflation adjusted
US median home: $376,019
Section 01

Population & growth

Total population
143
−38%since 2000
from 231 in 2000
1990 – 2025
Population density
781 / sq mi
−38%since 2000
from 1,262 / sq mi in 2000
US average: 281
Median age
53.3
+46%since 2000
from 36.5 in 2000
US average: 38.9

PEP 2025 EST:187 residents (Census Bureau Vintage 2025, released March 2026)

Population, 1990 – 2024
1041712383053721990201020202024Monterey
2024143
1990201020202024
Section 02

Income & economy

Median household income
$39,149
−13%inflation adjusted, since 2000
from $24,779 in 2000
US average: $82,259
1990 – 2024
Per capita income
$33,169
+129%since 2000
from $14,479 in 2000
US average: $44,673
Households earning $100K+
18.5%
+5.3 ptssince 2009
from 13.1% in 2009
US average: 53.3%
Poverty rate
13.3%
−1.2 ptssince 2000
from 14.5% in 2000
US average: 12.5%
Income inequality (Gini)
0.396
+47%since 2010
from 0.269 in 2010
US average: 0.476
Workforce by industry, 2024
Retail trade53.1%
US avg: 9.9%
Finance & insurance12.5%
US avg: 5.9%
Professional, scientific, technical12.5%
US avg: 5.1%
Information7.3%
US avg: 10.8%
Wholesale trade2.1%
US avg: 6.9%
Other services1%
US avg: 6.7%
Public administration1%
US avg: 4.8%
Agriculture, forestry, fishing0%
US avg: 1.6%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.4%
Transportation & warehousing0%
US avg: 2.2%
Education & health services0%
US avg: 0.9%
Arts, entertainment, food0%
US avg: 1.9%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$82,500
−19%inflation adjusted, since 2000
from $55,600 in 2000
US average: $376,019
1990 – 2024
Median gross rent
$628
−17%inflation adjusted, since 2000
from $417 in 2000
US average: $1,442
Owner-occupied
40.2%
−38.7 ptssince 2000
from 78.9% in 2000
59.8% rent
Vacancy rate
9.8%
+0.6 ptssince 2009
from 9.2% in 2009
US average: 10.0%
Owner cost-burdened
21.6%
+3.1 ptssince 2009
from 18.6% in 2009
US average: 22.9%
Renter cost-burdened
5.5%
+5.5 ptssince 2009
from 0.0% in 2009
US average: 47.4%
Afford Score
2.1
−6%since 2000
from 2.2 in 2000
1990 – 2024
Gentrification Score
21
RELATED:See current rent listings in Monterey on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic94.8%(219)
Black3%(7)
Hispanic / Latino0%(0)
Asian0.9%(2)
Other0%
Diversity Score9.5%(22)
2024
White, non-Hispanic83.2%(119)
Black0%(0)
Hispanic / Latino13.3%(19)
Asian0%(0)
Other3.5%(5)
Diversity Score36.1%(52)
Diversity Score
36
+278%since 2000
from 10 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
7.9%
+2.7 ptssince 2000
from 5.2% in 2000
US average: 35.6%
High school or higher
96.1%
+18.0 ptssince 2000
from 78.1% in 2000
US average: 89.6%
Graduate degree
0.0%
−2.6 ptssince 2000
from 2.6% in 2000
US average: 14.0%
Section 06

Commute & transportation

Average commute
17.0 min
−4%since 2000
from 17.7 min in 2000
US average: 26.5
Drive alone to work
38.5%
−26.1 ptssince 2009
from 64.7% in 2009
US average: 68.9%
Carpooled to work
53.1%
+46.5 ptssince 2009
from 6.7% in 2009
US average: 8.5%
Public transit
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 3.2%
Worked from home
8.3%
+3.7 ptssince 2009
from 4.7% in 2009
US average: 15.0%
Walked to work
0.0%
−24.0 ptssince 2009
from 24.0% in 2009
US average: 2.4%
Biked to work
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 0.4%
No vehicle available
53.3%
+49.2 ptssince 2009
from 4.0% in 2009
US average: 8.3%
Section 07

Work & employment

Unemployment rate
0.0%
−2.8 ptssince 2011
from 2.8% in 2011
US average: 5.2%
Labor force participation
71.6%
+6.2 ptssince 2011
from 65.5% in 2011
US average: 63.5%
Self-employed
8.3%
+1.0 ptssince 2009
from 7.3% in 2009
US average: 13.1%
Management & professional
11.5%
−34.5 ptssince 2009
from 46.0% in 2009
US average: 42.5%
Section 08

People & community

Male
67.8%
+13.6 ptssince 2009
from 54.2% in 2009
Female
32.2%
−13.6 ptssince 2009
from 45.8% in 2009
Foreign born
0.0%
Unchangedsince 2009
from 0.0% in 2009
US average: 14.1%
Veterans
3.9%
−49.3 ptssince 2009
from 53.2% in 2009
US average: 6.2%
With a disability
56.6%
+35.9 ptssince 2012
from 20.7% in 2012
US average: 13.3%
Uninsured
5.6%
−79.9 ptssince 2013
from 85.5% in 2013
US average: 8.4%
Broadband at home
94.6%
+17.0 ptssince 2017
from 77.6% in 2017
US average: 91.0%
English only at home
100.0%
+5.9 ptssince 2016
from 94.1% in 2016
US average: 77.7%
Spanish at home
0.0%
−5.9 ptssince 2016
from 5.9% in 2016
US average: 13.6%
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Frequently asked

How many people live in Monterey, Indiana?

Monterey, Indiana has about 143 residents according to the 2024 American Community Survey.

What is the median household income in Monterey, Indiana?

The typical household in Monterey, Indiana earns about $39,149 a year. Half of households make more than that, and half make less.

Is Monterey, Indiana expensive?

In Monterey, Indiana, the median home is worth about $82,500, and the typical rent is about $628 a month.

How educated are people in Monterey, Indiana?

About 7.9% of adults age 25 and over in Monterey, Indiana hold a bachelor's degree or higher.

What is the poverty rate in Monterey, Indiana?

About 13.3% of people in Monterey, Indiana live below the federal poverty line.

Has Monterey, Indiana grown since 1990?

Yes, Monterey, Indiana has shrunk since 1990. The population has lost about 96 residents, a change of about -40 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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