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ZIP CODE TABULATION AREA

12197

New York · 2,298 residents · 65.2 sq mi
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ZIP 12197 is home to 2,298 people in Otsego County. Owners hold 90% of the housing stock. The median age is 45.1, about 6 years above the US median. The typical home is worth $165,200. Renters pay $732 a month at the median. Density works out to 35 people per square mile. Among the 34 ZIP codes in Otsego County, 12197 ranks 13th by median household income.

$77,778
US average: $82,259
$33,307
US average: $44,673
$165,200
US average: $376,019
27.5%
US average: 35.6%
Land area
65.2 sq mi
Age, sex & households
Under 18
19.1%
Age 65+
19.6%
47.8%
52.2%
2.74 people
Race & ethnicity · 2024
2024
White, non-Hispanic81.5%(1,872)
Black1%(24)
Hispanic / Latino11.7%(270)
Asian0%(0)
Other5.7%(132)
40
Our index, 0 to 100. Higher means a more even mix of racial and ethnic groups.
Housing
2.1
Years of local income it takes to buy a local home, on a scale of about 0 to 15. Lower is more affordable.
Within Otsego County
Income rank vs other ZIPs
LOWEST13TH OF 34HIGHEST
Adjacent ZIPs
12064$63,500
12116$78,986
12155$62,361
13315$65,921
Frequently asked

How many people live in ZIP code 12197?

ZIP code 12197 has about 2,298 residents according to the 2024 American Community Survey.

What is the median household income in ZIP code 12197?

The typical household in ZIP code 12197 earns about $77,778 a year. Half of households make more than that, and half make less.

Is ZIP code 12197 expensive?

In ZIP code 12197, the median home is worth about $165,200, and the typical rent is about $732 a month.

How educated are people in ZIP code 12197?

About 27.5% of adults age 25 and over in ZIP code 12197 hold a bachelor's degree or higher.

What is the poverty rate in ZIP code 12197?

About 18.9% of people in ZIP code 12197 live below the federal poverty line.

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DATA: US CENSUS BUREAU ACS 5-YEAR · ZCTA · UPDATED 2024