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CITY · 2020 ACS

Speculator

New York · 406 residents · 44.609 sq mi
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Speculator is wealthier than most US places, with a median household income of $76,875. Population has grown 17% since 2000. Median home value has risen by half since 2000, reaching $156,900. With a median age of 54.5, the population is older than the US median of 38.8. Poverty is rare here, at 4.4% of residents.

At a glance
Wealthier
above the US median
US median: $66,278
Older
median age 54.5
US median: 38.8
Less educated
23% hold a bachelor's degree
US average: 33%
Stable housing
home values roughly flat, inflation adjusted
US median home: $265,253
Section 01

Population & growth

Total population
406
+17%since 2000
from 348 in 2000
1990 – 2025
Population density
9 / sq mi
+17%since 2000
from 8 / sq mi in 2000
US average: 280
Median age
54.5
+14%since 2000
from 48.0 in 2000
US average: 38.8
Population, 1990 – 2024
2723143563974391990201020202024Speculator
2024409
1990201020202024
Section 02

Income & economy

Median household income
$76,875
+53%inflation adjusted, since 2000
from $33,393 in 2000
US average: $66,278
1990 – 2024
Per capita income
$34,796
+39%since 2000
from $25,089 in 2000
US average: $35,364
Households earning $100K+
51.6%
+12.8 ptssince 2009
from 38.8% in 2009
US average: 43.9%
Poverty rate
4.4%
+0.2 ptssince 2000
from 4.3% in 2000
US average: 12.8%
Workforce by industry, 2020
Retail trade5.5%
US avg: 10%
Other services5.5%
US avg: 6.6%
Information4.7%
US avg: 11.1%
Wholesale trade3.9%
US avg: 6.7%
Arts, entertainment, food3.1%
US avg: 2%
Public administration2.4%
US avg: 4.7%
Agriculture, forestry, fishing0%
US avg: 1.7%
Construction0%
US avg: 1.2%
Manufacturing0%
US avg: 0.5%
Transportation & warehousing0%
US avg: 2.5%
Finance & insurance0%
US avg: 5.5%
Professional, scientific, technical0%
US avg: 4.7%
Education & health services0%
US avg: 0.8%
BARS: THIS PLACE · TICKS: US AVERAGE
Section 03

Housing

Median home value
$156,900
+7%inflation adjusted, since 2000
from $97,300 in 2000
US average: $265,253
1990 – 2024
Median gross rent
$817
+25%inflation adjusted, since 2000
from $435 in 2000
US average: $1,124
Owner-occupied
74.9%
+4.3 ptssince 2000
from 70.6% in 2000
25.1% rent
Afford Score
2.0
−30%since 2000
from 2.9 in 2000
1990 – 2024
RELATED:See current rent listings in Speculator on RentDataNow
Section 04

Race & ethnicity

2000
White, non-Hispanic95.7%(333)
Black1.7%(6)
Hispanic / Latino1.7%(6)
Asian0.6%(2)
Other0%
Diversity Score9.8%(34)
2020
White, non-Hispanic90.1%(366)
Black2.2%(9)
Hispanic / Latino2.2%(9)
Asian2.2%(9)
Other0%(0)
Diversity Score16.4%(67)
Diversity Score
16
+67%since 2000
from 10 in 2000
1990 – 2024
Section 05

Education

Bachelor's degree or higher
23.5%
+0.4 ptssince 2000
from 23.0% in 2000
US average: 32.9%
High school or higher
83.4%
−0.6 ptssince 2000
from 84.0% in 2000
US average: 88.5%
Graduate degree
16.9%
+5.0 ptssince 2000
from 11.9% in 2000
US average: 12.7%
Section 06

Commute & transportation

Average commute
13.2 min
−13%since 2000
from 15.1 min in 2000
US average: 26.9
Drive alone to work
57.3%
−26.3 ptssince 2009
from 83.6% in 2009
US average: 75.1%
No vehicle available
7.5%
−1.1 ptssince 2009
from 8.6% in 2009
US average: 8.4%
Section 07

Work & employment

Unemployment rate
3.8%
+3.8 ptssince 2011
from 0.0% in 2011
US average: 5.4%
Labor force participation
38.5%
−18.4 ptssince 2011
from 56.9% in 2011
US average: 63.4%
Management & professional
29.1%
−34.0 ptssince 2009
from 63.1% in 2009
US average: 39.3%
Section 08

People & community

Male
38.9%
−10.8 ptssince 2009
from 49.7% in 2009
Female
61.1%
+10.8 ptssince 2009
from 50.3% in 2009
Foreign born
0.3%
−4.6 ptssince 2009
from 4.9% in 2009
US average: 13.5%
Uninsured
0.3%
−88.8 ptssince 2013
from 89.1% in 2013
US average: 8.8%
Drill deeper

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Frequently asked

How many people live in Speculator, New York?

Speculator, New York has about 406 residents according to the 2020 American Community Survey.

What is the median household income in Speculator, New York?

The typical household in Speculator, New York earns about $76,875 a year. Half of households make more than that, and half make less.

Is Speculator, New York expensive?

In Speculator, New York, the median home is worth about $156,900, and the typical rent is about $817 a month.

How educated are people in Speculator, New York?

About 23.5% of adults age 25 and over in Speculator, New York hold a bachelor's degree or higher.

What is the poverty rate in Speculator, New York?

About 4.4% of people in Speculator, New York live below the federal poverty line.

Has Speculator, New York grown since 1990?

Yes, Speculator, New York has shrunk since 1990. The population has lost about 19 residents, a change of about -4 percent over that period.

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DATA: US CENSUS BUREAU ACS 5-YEAR + DECENNIAL CENSUS · UPDATED 2024

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